New York Mortgage Trust (NYMT) Stock Price, News & Analysis

Company Overview

New York Mortgage Trust, Inc. is a mortgage real estate investment trust (mREIT) that specializes in investing in a diversified portfolio of residential mortgage-related assets. The company’s investment strategy encompasses fixed-rate and adjustable-rate residential mortgage-backed securities (RMBS), credit risk transfer securities, mortgage servicing rights (MSRs) and whole mortgage loans. Through selective acquisitions across various credit tiers—prime, Alt-A, and non-performing loan portfolios—NYMT seeks to generate attractive risk-adjusted returns for its shareholders.

Founded in 1997 and headquartered in New York, New York, New York Mortgage Trust leverages a mortgage warehouse lending program to provide short-term financing to mortgage originators, enhancing its access to whole loans and non-agency RMBS. The company’s portfolio management approach combines quantitative analytics with fundamental credit underwriting to assess prepayment and extension risks, interest rate sensitivity, and borrower credit quality.

NYMT is externally managed and advised by NYMT Advisors LLC, an affiliate that employs seasoned mortgage finance professionals to source opportunities and oversee day-to-day operations. The company’s board of trustees and senior management team bring extensive experience in structured credit, residential mortgage finance and risk management, guiding investment decisions across the capital structure of mortgage assets.

Serving investors seeking income-oriented exposure to the housing finance market, New York Mortgage Trust operates primarily within the United States mortgage ecosystem. Its disciplined acquisition process, combined with active portfolio monitoring and hedging strategies, aims to deliver stable dividends and long-term capital growth while navigating interest rate and credit cycle fluctuations.

Key Stats

• Today's Range: N/A
• 50-Day Range: $6.33 to $7.22
• 52-Week Range: N/A
• Volume: 873,670 shs
• Average Volume: 525,416 shs
• Market Capitalization: $640.75 million
• P/E Ratio: 37.34
• Dividend Yield: 11.08%
• Price Target: $7.92
• Consensus Rating: Moderate Buy

New York Mortgage Trust Stock Analysis - MarketRank™

New York Mortgage Trust scored higher than 89% of companies evaluated by MarketBeat, and ranked 273rd out of 959 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

New York Mortgage Trust has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

New York Mortgage Trust has a consensus price target of $7.92, representing about ∞ upside from its current price of $0.00.

Amount of Analyst Coverage

New York Mortgage Trust has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 27.45%

Earnings Growth

Earnings for New York Mortgage Trust are expected to grow by 27.45% in the coming year, from $0.51 to $0.65 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of New York Mortgage Trust is 37.34, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.80.

Price to Earnings Ratio vs. Sector

The P/E ratio of New York Mortgage Trust is 37.34, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.73.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.76% of the float of New York Mortgage Trust has been sold short.

Short Interest Ratio / Days to Cover

New York Mortgage Trust has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in New York Mortgage Trust has recently decreased by 12.83%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

New York Mortgage Trust is a leading dividend payer. It pays a dividend yield of 11.08%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

New York Mortgage Trust does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of New York Mortgage Trust is 421.05%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on EPS estimates, New York Mortgage Trust will have a dividend payout ratio of 123.08% in the coming year. This indicates that New York Mortgage Trust may not be able to sustain their current dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.76% of the float of New York Mortgage Trust has been sold short.

Short Interest Ratio / Days to Cover

New York Mortgage Trust has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in New York Mortgage Trust has recently decreased by 12.83%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.9 / 5
• News Sentiment: 1.93

News Sentiment

New York Mortgage Trust has a news sentiment score of 1.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.06 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for New York Mortgage Trust this week, compared to 2 articles on an average week.

Search Interest

11 people have searched for NYMT on MarketBeat in the last 30 days. This is an increase of 175% compared to the previous 30 days.

MarketBeat Follows

4 people have added New York Mortgage Trust to their MarketBeat watchlist in the last 30 days. This is an increase of 33% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, New York Mortgage Trust insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.70% of the stock of New York Mortgage Trust is held by insiders.

Percentage Held by Institutions

54.89% of the stock of New York Mortgage Trust is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

NYMT Stock Analysis - Frequently Asked Questions

How were New York Mortgage Trust's earnings last quarter?

New York Mortgage Trust, Inc. (NASDAQ:NYMT) released its earnings results on Wednesday, July, 30th. The real estate investment trust reported $0.22 earnings per share for the quarter, beating analysts' consensus estimates of $0.20 by $0.02. The real estate investment trust earned $17.81 million during the quarter, compared to the consensus estimate of $38.67 million. New York Mortgage Trust had a net margin of 12.50% and a trailing twelve-month return on equity of 7.59%.
Read the conference call transcript.

When did New York Mortgage Trust's stock split?

Shares of New York Mortgage Trust reverse split before market open on Thursday, March 9th 2023.The 1-4 reverse split was announced on Thursday, March 9th 2023. The number of shares owned by shareholders was adjusted after the closing bell on Thursday, March 9th 2023. An investor that had 100 shares of stock prior to the reverse split would have 25 shares after the split.

Who are New York Mortgage Trust's major shareholders?

Top institutional investors of New York Mortgage Trust include Allspring Global Investments Holdings LLC (4.23%), Invesco Ltd. (3.48%), Geode Capital Management LLC (2.49%) and MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. (2.26%).
View institutional ownership trends.

How do I buy shares of New York Mortgage Trust?

Shares of NYMT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of New York Mortgage Trust own?

Based on aggregate information from My MarketBeat watchlists, some other companies that New York Mortgage Trust investors own include Rithm Capital (RITM), Energy Transfer (ET), AT&T (T), Annaly Capital Management (NLY), Chimera Investment (CIM), Verizon Communications (VZ) and Meta Platforms (META).

Company Calendar

• Record date for 7/30 Dividend: 6/23/2025
• Ex-Dividend for 7/30 Dividend: 6/23/2025
• Last Earnings: 7/30/2025
• Dividend Payable: 7/30/2025
• Today: 9/13/2025
• Next Earnings (Estimated): 10/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: REIT - MTGE TRUST
• Sub-Industry: Mortgage REITs
• Current Symbol: NASDAQ:NYMT
• CIK: 1273685
• Web: www.nymtrust.com
• Phone: (212) 792-0107
• Fax: 212-634-9428
• Employees: 70
• Year Founded: N/A

Price Target and Rating

• Average Price Target for New York Mortgage Trust: $7.92
• High Price Target: $9.00
• Low Price Target: $7.25
• Potential Upside/Downside: +11.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.19
• Trailing P/E Ratio: 37.34
• Forward P/E Ratio: 13.91
• P/E Growth: N/A
• Net Income: -$62.03 million
• Net Margins: 12.50%
• Pretax Margin: 10.66%
• Return on Equity: 7.59%
• Return on Assets: 0.69%

Debt

• Debt-to-Equity Ratio: 10.13
• Current Ratio: 11.70
• Quick Ratio: 11.70

Sales & Book Value

• Annual Sales: $401.28 million
• Price / Sales: 1.60
• Cash Flow: $0.11 per share
• Price / Cash Flow: 65.15
• Book Value: $9.35 per share
• Price / Book: 0.76

Miscellaneous

• Outstanding Shares: 90,310,000
• Free Float: 88,779,000
• Market Cap: $640.75 million
• Optionable: Optionable
• Beta: 1.32