Origin Bancorp (OBNK) Competitors

Origin Bancorp (NASDAQ:OBNK) and Flagstar Financial (NYSE:FLG) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, risk, valuation, media sentiment, analyst recommendations, institutional ownership and dividends.

Which has better valuation & earnings, OBNK or FLG?

Origin Bancorp has higher earnings, but lower revenue than Flagstar Financial. Flagstar Financial is trading at a lower price-to-earnings ratio than Origin Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Origin Bancorp	$347.14M	3.32	$87.71M	$3.21	11.68
Flagstar Financial	$6.35B	0.74	-$1.12B	-$2.60	-4.38

Do analysts rate OBNK or FLG?

Flagstar Financial has a consensus target price of $13.22, indicating a potential upside of 16.09%. Given Flagstar Financial's stronger consensus rating and higher possible upside, analysts plainly believe Flagstar Financial is more favorable than Origin Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Origin Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Flagstar Financial	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.44

Is OBNK or FLG a better dividend stock?

Origin Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 1.6%. Flagstar Financial pays an annual dividend of $0.04 per share and has a dividend yield of 0.4%. Origin Bancorp pays out 18.7% of its earnings in the form of a dividend. Flagstar Financial pays out -1.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Origin Bancorp has increased its dividend for 4 consecutive years. Origin Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is OBNK or FLG more profitable?

Origin Bancorp has a net margin of 20.47% compared to Flagstar Financial's net margin of -14.21%. Origin Bancorp's return on equity of 10.45% beat Flagstar Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Origin Bancorp	20.47%	10.45%	0.97%
Flagstar Financial	-14.21%	-9.68%	-0.70%

Which has more volatility & risk, OBNK or FLG?

Origin Bancorp has a beta of 0.89, meaning that its stock price is 11% less volatile than the S&P 500. Comparatively, Flagstar Financial has a beta of 1.1, meaning that its stock price is 10% more volatile than the S&P 500.

Do insiders and institutionals hold more shares of OBNK or FLG?

47.2% of Origin Bancorp shares are owned by institutional investors. Comparatively, 67.9% of Flagstar Financial shares are owned by institutional investors. 6.2% of Origin Bancorp shares are owned by company insiders. Comparatively, 19.4% of Flagstar Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Does the media prefer OBNK or FLG?

In the previous week, Flagstar Financial had 7 more articles in the media than Origin Bancorp. MarketBeat recorded 10 mentions for Flagstar Financial and 3 mentions for Origin Bancorp. Origin Bancorp's average media sentiment score of 0.00 beat Flagstar Financial's score of -0.01 indicating that Origin Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Origin Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Flagstar Financial	1 Very Positive mention(s)	0 Positive mention(s)	7 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

Origin Bancorp beats Flagstar Financial on 10 of the 19 factors compared between the two stocks.