OP Bancorp (OPBK) Competitors

Northeast Bank (NASDAQ:NBN) and OP Bancorp (NASDAQ:OPBK) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, earnings, valuation, risk, institutional ownership, dividends, analyst recommendations, community ranking and media sentiment.

Do analysts prefer NBN or OPBK?

Northeast Bank presently has a consensus target price of $97.50, indicating a potential downside of 1.76%. OP Bancorp has a consensus target price of $18.00, indicating a potential upside of 32.35%. Given OP Bancorp's higher possible upside, analysts clearly believe OP Bancorp is more favorable than Northeast Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Northeast Bank	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
OP Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Do insiders & institutionals hold more shares of NBN or OPBK?

53.6% of OP Bancorp shares are held by institutional investors. 14.2% of Northeast Bank shares are held by company insiders. Comparatively, 21.3% of OP Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Is NBN or OPBK more profitable?

Northeast Bank has a net margin of 22.87% compared to OP Bancorp's net margin of 13.68%. OP Bancorp's return on equity of 10.64% beat Northeast Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Northeast Bank	22.87%	N/A	N/A
OP Bancorp	13.68%	10.64%	0.91%

Does the media favor NBN or OPBK?

In the previous week, OP Bancorp had 1 more articles in the media than Northeast Bank. MarketBeat recorded 1 mentions for OP Bancorp and 0 mentions for Northeast Bank. OP Bancorp's average media sentiment score of 1.67 beat Northeast Bank's score of 0.00 indicating that OP Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Northeast Bank	Neutral
OP Bancorp	Very Positive

Does the MarketBeat Community believe in NBN or OPBK?

Northeast Bank received 89 more outperform votes than OP Bancorp when rated by MarketBeat users. Likewise, 60.00% of users gave Northeast Bank an outperform vote while only 53.70% of users gave OP Bancorp an outperform vote.

Company	Underperform	Outperform
Northeast Bank	Outperform Votes 147 60.00%	Underperform Votes 98 40.00%
OP Bancorp	Outperform Votes 58 53.70%	Underperform Votes 50 46.30%

Which has more risk and volatility, NBN or OPBK?

Northeast Bank has a beta of 1.08, meaning that its stock price is 8% more volatile than the S&P 500. Comparatively, OP Bancorp has a beta of 0.64, meaning that its stock price is 36% less volatile than the S&P 500.

Is NBN or OPBK a better dividend stock?

Northeast Bank pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. OP Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 3.5%. Northeast Bank pays out 0.5% of its earnings in the form of a dividend. OP Bancorp pays out 34.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has higher valuation & earnings, NBN or OPBK?

Northeast Bank has higher revenue and earnings than OP Bancorp. OP Bancorp is trading at a lower price-to-earnings ratio than Northeast Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Northeast Bank	$263.77M	3.09	$58.23M	$8.59	11.55
OP Bancorp	$154.05M	1.31	$21.07M	$1.39	9.78

Summary

Northeast Bank beats OP Bancorp on 12 of the 20 factors compared between the two stocks.