OP Bancorp (OPBK) Competitors

HBT Financial (NASDAQ:HBT) and OP Bancorp (NASDAQ:OPBK) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, dividends, media sentiment, profitability, analyst recommendations, community ranking, institutional ownership and risk.

Which has more risk and volatility, HBT or OPBK?

HBT Financial has a beta of 0.81, meaning that its stock price is 19% less volatile than the S&P 500. Comparatively, OP Bancorp has a beta of 0.6, meaning that its stock price is 40% less volatile than the S&P 500.

Do insiders and institutionals have more ownership in HBT or OPBK?

78.6% of HBT Financial shares are owned by institutional investors. Comparatively, 53.6% of OP Bancorp shares are owned by institutional investors. 59.8% of HBT Financial shares are owned by company insiders. Comparatively, 21.3% of OP Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Which has stronger valuation and earnings, HBT or OPBK?

HBT Financial has higher revenue and earnings than OP Bancorp. OP Bancorp is trading at a lower price-to-earnings ratio than HBT Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HBT Financial	$222.37M	3.19	$71.78M	$2.26	9.96
OP Bancorp	$82.04M	2.16	$21.07M	$1.39	8.60

Is HBT or OPBK more profitable?

HBT Financial has a net margin of 24.99% compared to OP Bancorp's net margin of 13.68%. HBT Financial's return on equity of 14.57% beat OP Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HBT Financial	24.99%	14.57%	1.50%
OP Bancorp	13.68%	10.64%	0.91%

Is HBT or OPBK a better dividend stock?

HBT Financial pays an annual dividend of $0.84 per share and has a dividend yield of 3.7%. OP Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 4.0%. HBT Financial pays out 37.2% of its earnings in the form of a dividend. OP Bancorp pays out 34.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. OP Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the MarketBeat Community favor HBT or OPBK?

OP Bancorp received 31 more outperform votes than HBT Financial when rated by MarketBeat users. Likewise, 53.70% of users gave OP Bancorp an outperform vote while only 41.54% of users gave HBT Financial an outperform vote.

Company	Underperform	Outperform
HBT Financial	Outperform Votes 27 41.54%	Underperform Votes 38 58.46%
OP Bancorp	Outperform Votes 58 53.70%	Underperform Votes 50 46.30%

Do analysts prefer HBT or OPBK?

HBT Financial presently has a consensus target price of $24.75, indicating a potential upside of 9.95%. OP Bancorp has a consensus target price of $18.00, indicating a potential upside of 50.63%. Given OP Bancorp's higher possible upside, analysts clearly believe OP Bancorp is more favorable than HBT Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HBT Financial	1 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.17
OP Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the media refer more to HBT or OPBK?

In the previous week, HBT Financial had 3 more articles in the media than OP Bancorp. MarketBeat recorded 6 mentions for HBT Financial and 3 mentions for OP Bancorp. OP Bancorp's average media sentiment score of 1.81 beat HBT Financial's score of 0.85 indicating that OP Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
HBT Financial	1 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
OP Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Summary

HBT Financial beats OP Bancorp on 14 of the 20 factors compared between the two stocks.