OP Bancorp (OPBK) Competitors

Northeast Bancorp (NASDAQ:NBN) and OP Bancorp (NASDAQ:OPBK) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, profitability, valuation, risk, analyst recommendations, earnings, dividends and institutional ownership.

Is NBN or OPBK more profitable?

Northeast Bancorp has a net margin of 22.84% compared to OP Bancorp's net margin of 13.61%. Northeast Bancorp's return on equity of 17.46% beat OP Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Northeast Bancorp	22.84%	17.46%	1.91%
OP Bancorp	13.61%	10.51%	0.90%

Is NBN or OPBK a better dividend stock?

Northeast Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. OP Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 3.6%. Northeast Bancorp pays out 0.4% of its earnings in the form of a dividend. OP Bancorp pays out 33.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do analysts recommend NBN or OPBK?

Northeast Bancorp currently has a consensus target price of $97.50, suggesting a potential upside of 1.09%. OP Bancorp has a consensus target price of $18.00, suggesting a potential upside of 35.95%. Given OP Bancorp's higher possible upside, analysts clearly believe OP Bancorp is more favorable than Northeast Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Northeast Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
OP Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the media prefer NBN or OPBK?

In the previous week, OP Bancorp had 2 more articles in the media than Northeast Bancorp. MarketBeat recorded 5 mentions for OP Bancorp and 3 mentions for Northeast Bancorp. OP Bancorp's average media sentiment score of 0.83 beat Northeast Bancorp's score of 0.77 indicating that OP Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Northeast Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
OP Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals and insiders believe in NBN or OPBK?

53.6% of OP Bancorp shares are owned by institutional investors. 14.2% of Northeast Bancorp shares are owned by insiders. Comparatively, 20.4% of OP Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Which has more risk & volatility, NBN or OPBK?

Northeast Bancorp has a beta of 0.59, suggesting that its stock price is 41% less volatile than the S&P 500. Comparatively, OP Bancorp has a beta of 0.65, suggesting that its stock price is 35% less volatile than the S&P 500.

Which has better valuation & earnings, NBN or OPBK?

Northeast Bancorp has higher revenue and earnings than OP Bancorp. OP Bancorp is trading at a lower price-to-earnings ratio than Northeast Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Northeast Bancorp	$263.77M	3.00	$58.23M	$8.99	10.73
OP Bancorp	$154.05M	1.28	$21.07M	$1.42	9.32

Summary

Northeast Bancorp beats OP Bancorp on 11 of the 18 factors compared between the two stocks.