Oportun Financial (OPRT) Stock Price, News & Analysis

Company Overview

Oportun Financial Corporation provides financial services. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Carlos, California.

Key Stats

• Today's Range: $3.00 to $3.15
• 50-Day Range: $2.39 to $3.20
• 52-Week Range: $2.05 to $4.60
• Volume: 157,222 shs
• Average Volume: 148,219 shs
• Market Capitalization: $111.87 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $5.50
• Consensus Rating: Moderate Buy

Oportun Financial Stock Analysis - MarketRank™

Oportun Financial scored higher than 90% of companies evaluated by MarketBeat, and ranked 140th out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Oportun Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Oportun Financial has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 216.67%

Earnings Growth

Earnings for Oportun Financial are expected to grow by 216.67% in the coming year, from $0.12 to $0.38 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Oportun Financial is -0.94, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Oportun Financial is -0.94, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Oportun Financial has a P/B Ratio of 0.34. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.36% of the float of Oportun Financial has been sold short.

Short Interest Ratio / Days to Cover

Oportun Financial has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Oportun Financial has recently decreased by 12.64%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Oportun Financial does not currently pay a dividend.

Dividend Growth

Oportun Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 0.8 / 5
• Environmental Score: -0.08

Percentage of Shares Shorted

0.36% of the float of Oportun Financial has been sold short.

Short Interest Ratio / Days to Cover

Oportun Financial has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Oportun Financial has recently decreased by 12.64%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.35

News Sentiment

Oportun Financial has a news sentiment score of 0.35. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.76 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Oportun Financial this week, compared to 2 articles on an average week.

Search Interest

Only 1 people have searched for OPRT on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added Oportun Financial to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Oportun Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $914.00 in company stock.

Percentage Held by Insiders

Only 9.30% of the stock of Oportun Financial is held by insiders.

Percentage Held by Institutions

82.70% of the stock of Oportun Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

OPRT Stock Analysis - Frequently Asked Questions

How have OPRT shares performed this year?

Oportun Financial's stock was trading at $3.91 on January 1st, 2024. Since then, OPRT stock has decreased by 20.5% and is now trading at $3.11.
View the best growth stocks for 2024 here.

How were Oportun Financial's earnings last quarter?

Oportun Financial Co. (NASDAQ:OPRT) posted its quarterly earnings data on Thursday, May, 9th. The company reported $0.01 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of ($0.12) by $0.13. The firm earned $250.50 million during the quarter, compared to analyst estimates of $249.90 million. Oportun Financial had a negative net margin of 12.75% and a negative trailing twelve-month return on equity of 6.59%.

When did Oportun Financial IPO?

Oportun Financial (OPRT) raised $101 million in an initial public offering on Thursday, September 26th 2019. The company issued 6,300,000 shares at a price of $15.00-$17.00 per share. Barclays, J.P. Morgan, Jefferies and Keefe, Bruyette & Woods (A Stifel Company) served as the underwriters for the IPO and JMP Securities and BTIG were co-managers.

Who are Oportun Financial's major shareholders?

Top institutional investors of Oportun Financial include RBF Capital LLC (2.72%), Geode Capital Management LLC (0.87%), Jacobs Levy Equity Management Inc. (0.49%) and Empowered Funds LLC (0.31%). Insiders that own company stock include Casey Mueller, Jonathan Aaron Coblentz and Aida Alvarez.
View institutional ownership trends.

How do I buy shares of Oportun Financial?

Shares of OPRT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Oportun Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Oportun Financial investors own include Waste Connections (WCN), AUO (AUOTY), The RMR Group (RMR), DiamondRock Hospitality (DRH), American Water Works (AWK), Triple Flag Precious Metals (TFPM) and Voyager Therapeutics (VYGR).

Company Calendar

• Last Earnings: 5/09/2024
• Today: 11/21/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 3/11/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Nondepository credit institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:OPRT
• CUSIP: N/A
• CIK: 1538716
• Web: www.oportun.com
• Phone: 650-810-8823
• Fax: N/A
• Employees: 2,465
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $5.50
• High Stock Price Target: $8.00
• Low Stock Price Target: $3.50
• Potential Upside/Downside: +76.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Most Recent Fiscal Year): ($3.30)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 25.92
• P/E Growth: N/A
• Net Income: $-179,950,000.00
• Net Margins: -12.75%
• Pretax Margin: -17.40%
• Return on Equity: -6.59%
• Return on Assets: -0.73%

Debt

• Debt-to-Equity Ratio: 8.00
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $273.92 million
• Price / Sales: 0.41
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $11.81 per share
• Price / Book: 0.26

Miscellaneous

• Outstanding Shares: 35,971,000
• Free Float: 32,626,000
• Market Cap: $111.87 million
• Optionable: Optionable
• Beta: 1.10