Ohio Valley Banc (OVBC) Competitors

Unity Bancorp (NASDAQ:UNTY) and Ohio Valley Banc (NASDAQ:OVBC) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, media sentiment, earnings, analyst recommendations, institutional ownership, risk, community ranking, profitability and dividends.

Does the MarketBeat Community favor UNTY or OVBC?

Unity Bancorp received 93 more outperform votes than Ohio Valley Banc when rated by MarketBeat users. Likewise, 64.23% of users gave Unity Bancorp an outperform vote while only 29.13% of users gave Ohio Valley Banc an outperform vote.

Company	Underperform	Outperform
Unity Bancorp	Outperform Votes 167 64.23%	Underperform Votes 93 35.77%
Ohio Valley Banc	Outperform Votes 74 29.13%	Underperform Votes 180 70.87%

Which has stronger earnings and valuation, UNTY or OVBC?

Unity Bancorp has higher revenue and earnings than Ohio Valley Banc. Ohio Valley Banc is trading at a lower price-to-earnings ratio than Unity Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Unity Bancorp	$103.92M	4.22	$39.71M	$3.89	11.29
Ohio Valley Banc	$59.88M	1.95	$12.63M	$2.47	10.04

Which has more volatility and risk, UNTY or OVBC?

Unity Bancorp has a beta of 1.03, suggesting that its stock price is 3% more volatile than the S&P 500. Comparatively, Ohio Valley Banc has a beta of 0.06, suggesting that its stock price is 94% less volatile than the S&P 500.

Is UNTY or OVBC a better dividend stock?

Unity Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 1.2%. Ohio Valley Banc pays an annual dividend of $0.88 per share and has a dividend yield of 3.5%. Unity Bancorp pays out 13.4% of its earnings in the form of a dividend. Ohio Valley Banc pays out 35.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Unity Bancorp has raised its dividend for 11 consecutive years.

Do analysts rate UNTY or OVBC?

Unity Bancorp presently has a consensus price target of $47.50, indicating a potential upside of 8.15%. Given Unity Bancorp's stronger consensus rating and higher probable upside, equities analysts clearly believe Unity Bancorp is more favorable than Ohio Valley Banc.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Unity Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Ohio Valley Banc	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Do institutionals & insiders hold more shares of UNTY or OVBC?

42.3% of Unity Bancorp shares are held by institutional investors. Comparatively, 22.1% of Ohio Valley Banc shares are held by institutional investors. 28.9% of Unity Bancorp shares are held by insiders. Comparatively, 5.3% of Ohio Valley Banc shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Is UNTY or OVBC more profitable?

Unity Bancorp has a net margin of 24.46% compared to Ohio Valley Banc's net margin of 13.66%. Unity Bancorp's return on equity of 14.63% beat Ohio Valley Banc's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Unity Bancorp	24.46%	14.63%	1.53%
Ohio Valley Banc	13.66%	7.97%	0.83%

Does the media favor UNTY or OVBC?

In the previous week, Unity Bancorp and Unity Bancorp both had 5 articles in the media. Unity Bancorp's average media sentiment score of 0.93 beat Ohio Valley Banc's score of 0.10 indicating that Unity Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Unity Bancorp	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Ohio Valley Banc	0 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

Unity Bancorp beats Ohio Valley Banc on 19 of the 20 factors compared between the two stocks.