Ohio Valley Banc (OVBC) Competitors

Ohio Valley Banc (NASDAQ:OVBC) and Qudian (NYSE:QD) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, community ranking, valuation, dividends, institutional ownership, risk, earnings, analyst recommendations and media sentiment.

Is OVBC or QD more profitable?

Qudian has a net margin of 18.32% compared to Ohio Valley Banc's net margin of 12.37%. Ohio Valley Banc's return on equity of 7.44% beat Qudian's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ohio Valley Banc	12.37%	7.44%	0.77%
Qudian	18.32%	0.36%	0.34%

Which has stronger earnings and valuation, OVBC or QD?

Ohio Valley Banc has higher earnings, but lower revenue than Qudian. Ohio Valley Banc is trading at a lower price-to-earnings ratio than Qudian, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ohio Valley Banc	$61.98M	2.70	$11M	$2.32	15.30
Qudian	$216.43M	2.33	$5.51M	$0.07	35.93

Does the MarketBeat Community prefer OVBC or QD?

Qudian received 402 more outperform votes than Ohio Valley Banc when rated by MarketBeat users. Likewise, 67.81% of users gave Qudian an outperform vote while only 27.82% of users gave Ohio Valley Banc an outperform vote.

Company	Underperform	Outperform
Ohio Valley Banc	Outperform Votes 74 27.82%	Underperform Votes 192 72.18%
Qudian	Outperform Votes 476 67.81%	Underperform Votes 226 32.19%

Does the media favor OVBC or QD?

In the previous week, Ohio Valley Banc had 6 more articles in the media than Qudian. MarketBeat recorded 8 mentions for Ohio Valley Banc and 2 mentions for Qudian. Ohio Valley Banc's average media sentiment score of 1.25 beat Qudian's score of 1.09 indicating that Ohio Valley Banc is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ohio Valley Banc	3 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Qudian	0 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals and insiders hold more shares of OVBC or QD?

22.1% of Ohio Valley Banc shares are held by institutional investors. Comparatively, 8.1% of Qudian shares are held by institutional investors. 7.1% of Ohio Valley Banc shares are held by insiders. Comparatively, 25.7% of Qudian shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Which has more risk & volatility, OVBC or QD?

Ohio Valley Banc has a beta of 0.06, meaning that its stock price is 94% less volatile than the S&P 500. Comparatively, Qudian has a beta of 0.47, meaning that its stock price is 53% less volatile than the S&P 500.

Summary

Ohio Valley Banc beats Qudian on 8 of the 15 factors compared between the two stocks.