Ohio Valley Banc (OVBC) Stock Price, News & Analysis

Company Overview

Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services. The company operates in two segments, Banking and Consumer Finance. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company also provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans. In addition, it offers safe deposit box, wire transfer, credit card, home equity loans, and Internet banking services; and financial management online services, such as cash management and news updates related to repossession auctions, current rates, and general bank news. Further, the company provides automatic teller machines (ATMs), consumer finance, seasonal tax preparation, commercial property, and various liability insurance services, as well as trust and online-only consumer direct mortgage services. The company owns and operates ATMs, including off-site ATMs. It operates offices in Ohio and West Virginia. The company was founded in 1872 and is based in Gallipolis, Ohio.

Key Stats

• Today's Range: $24.60 to $25.06
• 50-Day Range: $23.05 to $27.84
• 52-Week Range: $19.35 to $28.00
• Volume: 7,546 shs
• Average Volume: 3,697 shs
• Market Capitalization: $116.83 million
• P/E Ratio: 10.04
• Dividend Yield: 3.55%
• Price Target: N/A
• Consensus Rating: N/A

Ohio Valley Banc Stock Analysis - MarketRank™

Ohio Valley Banc scored higher than 56% of companies evaluated by MarketBeat, and ranked 573rd out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Ohio Valley Banc.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Ohio Valley Banc is 10.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 113.36.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ohio Valley Banc is 10.04, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.74.

Price to Book Value per Share Ratio

Ohio Valley Banc has a P/B Ratio of 0.82. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.23% of the float of Ohio Valley Banc has been sold short.

Short Interest Ratio / Days to Cover

Ohio Valley Banc has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Ohio Valley Banc has recently decreased by 11.46%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Ohio Valley Banc pays a meaningful dividend of 3.49%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Ohio Valley Banc does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Ohio Valley Banc is 35.63%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: 3.4 / 5
• Environmental Score: -0.67

Percentage of Shares Shorted

0.23% of the float of Ohio Valley Banc has been sold short.

Short Interest Ratio / Days to Cover

Ohio Valley Banc has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Ohio Valley Banc has recently decreased by 11.46%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.7 / 5
• News Sentiment: 0.10

News Sentiment

Ohio Valley Banc has a news sentiment score of 0.10. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.77 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Ohio Valley Banc this week, compared to 0 articles on an average week.

Search Interest

Only 1 people have searched for OVBC on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Ohio Valley Banc insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 5.26% of the stock of Ohio Valley Banc is held by insiders.

Percentage Held by Institutions

Only 22.06% of the stock of Ohio Valley Banc is held by institutions.

OVBC Stock Analysis - Frequently Asked Questions

How have OVBC shares performed this year?

Ohio Valley Banc's stock was trading at $23.00 on January 1st, 2024. Since then, OVBC stock has increased by 7.8% and is now trading at $24.80.
View the best growth stocks for 2024 here.

How were Ohio Valley Banc's earnings last quarter?

Ohio Valley Banc Corp. (NASDAQ:OVBC) announced its earnings results on Monday, October, 28th. The bank reported $0.58 EPS for the quarter. The bank had revenue of $22.26 million for the quarter. Ohio Valley Banc had a trailing twelve-month return on equity of 7.97% and a net margin of 13.66%.

Who are Ohio Valley Banc's major shareholders?

Top institutional investors of Ohio Valley Banc include The Manufacturers Life Insurance Company (4.44%), Geode Capital Management LLC (0.81%), Fourthstone LLC (0.36%) and Empowered Funds LLC (0.18%). Insiders that own company stock include Anna P Barnitz, David W Thomas, Edward Bryant Roberts, Bryan F Stepp, Seth Isaac Michael and Brent A Saunders.
View institutional ownership trends.

How do I buy shares of Ohio Valley Banc?

Shares of OVBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Ohio Valley Banc own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Ohio Valley Banc investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), Arista Networks (ANET), CrowdStrike (CRWD), e.l.f. Beauty (ELF) and Jabil (JBL).

Company Calendar

• Ex-Dividend for 11/10 Dividend: 10/25/2024
• Last Earnings: 10/28/2024
• Dividend Payable: 11/10/2024
• Today: 12/21/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:OVBC
• CUSIP: N/A
• CIK: 894671
• Web: www.ovbc.com
• Phone: (740) 446-2631
• Fax: 740-446-7688
• Employees: 260
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $2.47
• Trailing P/E Ratio: 10.04
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $12.63 million
• Net Margins: 13.66%
• Pretax Margin: 16.59%
• Return on Equity: 7.97%
• Return on Assets: 0.83%

Debt

• Debt-to-Equity Ratio: 0.32
• Current Ratio: 0.89
• Quick Ratio: 0.89

Sales & Book Value

• Annual Sales: $59.88 million
• Price / Sales: 1.95
• Cash Flow: $2.64 per share
• Price / Cash Flow: 9.38
• Book Value: $30.17 per share
• Price / Book: 0.82

Miscellaneous

• Outstanding Shares: 4,711,000
• Free Float: 4,463,000
• Market Cap: $116.83 million
• Optionable: Not Optionable
• Beta: 0.06