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Payoneer Global (PAYO) Financials

Payoneer Global logo
$6.41 +0.08 (+1.26%)
As of 04/14/2025 04:00 PM Eastern
Annual Income Statements for Payoneer Global

Annual Income Statements for Payoneer Global

This table shows Payoneer Global's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2019 2020 2021 2022 2023 2024
Net Income / (Loss) Attributable to Common Shareholders
-0.63 -24 -34 -12 93 121
Consolidated Net Income / (Loss)
-0.63 -24 -34 -12 93 121
Net Income / (Loss) Continuing Operations
-0.63 -24 -34 -12 93 121
Total Pre-Tax Income
4.17 -15 -25 1.62 133 139
Total Operating Income
3.64 -17 -30 -22 104 149
Total Gross Profit
318 346 473 628 831 978
Total Revenue
318 346 473 628 831 978
Operating Revenue
318 346 473 628 831 978
Total Cost of Revenue
0.00 0.00 0.00 0.00 0.00 0.00
Total Operating Expenses
314 363 504 650 727 829
Selling, General & Admin Expense
31 38 64 90 101 113
Marketing Expense
61 77 114 165 197 212
Research & Development Expense
35 52 81 115 119 135
Depreciation Expense
10 17 18 21 28 47
Other Operating Expenses / (Income)
177 179 226 259 283 322
Total Other Income / (Expense), net
0.52 2.01 4.97 24 29 -9.56
Other Income / (Expense), net
0.52 2.01 4.97 24 29 -9.56
Income Tax Expense
4.71 8.32 8.71 14 39 18
Basic Earnings per Share
($0.33) ($0.80) ($0.33) ($0.03) $0.26 $0.34
Weighted Average Basic Shares Outstanding
36.11M 47.01M 202.88M 348.04M 361.68M 358.35M
Diluted Earnings per Share
($0.33) ($0.80) ($0.33) ($0.03) $0.24 $0.31
Weighted Average Diluted Shares Outstanding
36.11M 47.01M 202.88M 348.04M 392.67M 386.24M
Weighted Average Basic & Diluted Shares Outstanding
- - 341.83M 354.36M 368.75M 359.85M

Quarterly Income Statements for Payoneer Global

This table shows Payoneer Global's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Income / (Loss) Attributable to Common Shareholders
-26 -10 7.94 46 13 27 29 32 42 18
Consolidated Net Income / (Loss)
-26 -10 7.94 46 13 27 29 32 42 18
Net Income / (Loss) Continuing Operations
-26 -10 7.94 46 13 27 29 32 42 18
Total Pre-Tax Income
-24 -2.53 17 51 23 41 43 48 22 26
Total Operating Income
-5.10 -8.56 15 33 29 26 38 46 35 29
Total Gross Profit
159 184 192 207 208 224 228 240 248 262
Total Revenue
159 184 192 207 208 224 228 240 248 262
Operating Revenue
159 184 192 207 208 224 228 240 248 262
Total Operating Expenses
164 192 177 173 179 199 190 193 213 233
Selling, General & Admin Expense
22 30 27 22 25 27 24 26 30 33
Marketing Expense
41 52 48 48 49 52 50 51 52 59
Research & Development Expense
30 33 29 28 27 35 32 28 35 40
Depreciation Expense
5.90 5.33 6.04 5.91 7.12 8.75 9.41 11 14 14
Other Operating Expenses / (Income)
66 72 67 69 71 76 74 78 83 86
Total Other Income / (Expense), net
-19 6.04 2.10 18 -6.66 16 4.51 1.98 -13 -2.98
Other Income / (Expense), net
-19 6.04 2.10 18 -6.66 16 4.51 1.98 -13 -2.98
Income Tax Expense
2.64 7.61 9.17 5.75 10 14 14 16 -19 8.02
Basic Earnings per Share
($0.08) ($0.02) $0.02 $0.12 $0.04 $0.08 $0.08 $0.09 $0.12 $0.05
Weighted Average Basic Shares Outstanding
349.74M 348.04M 360.22M 365.00M 357.43M 361.68M 359.31M 356.32M 357.30M 358.35M
Diluted Earnings per Share
($0.08) ($0.02) $0.02 $0.12 $0.03 $0.07 $0.08 $0.09 $0.11 $0.03
Weighted Average Diluted Shares Outstanding
349.74M 348.04M 388.31M 387.62M 381.85M 392.67M 378.72M 373.37M 374.30M 386.24M
Weighted Average Basic & Diluted Shares Outstanding
350.19M 354.36M 359.71M 359.17M 361.81M 368.75M 373.43M 381.82M 356.61M 359.85M

Annual Cash Flow Statements for Payoneer Global

This table details how cash moves in and out of Payoneer Global's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2019 2020 2021 2022 2023 2024
Net Change in Cash & Equivalents
319 1,617 1,425 1,548 632 -1,360
Net Cash From Operating Activities
-14 9.53 20 84 159 177
Net Cash From Continuing Operating Activities
-14 9.53 20 84 159 177
Net Income / (Loss) Continuing Operations
-0.63 -24 -34 -12 93 121
Consolidated Net Income / (Loss)
-0.63 -24 -34 -12 93 121
Depreciation Expense
10 17 18 21 28 47
Amortization Expense
- - - 0.00 0.00 -8.58
Non-Cash Adjustments To Reconcile Net Income
-34 270 384 269 345 413
Changes in Operating Assets and Liabilities, net
9.86 -254 -348 -194 -307 -396
Net Cash From Investing Activities
-21 -67 10 5.73 -44 -1,961
Net Cash From Continuing Investing Activities
-21 -67 10 5.73 -44 -1,961
Purchase of Property, Plant & Equipment
-17 -14 -21 -29 -48 -60
Acquisitions
-6.50 -15 0.00 0.00 5.95 -48
Purchase of Investments
- - - 0.00 0.00 -2,079
Sale and/or Maturity of Investments
- - - 0.00 0.00 277
Other Investing Activities, net
3.21 -37 31 35 -2.42 -51
Net Cash From Financing Activities
354 1,673 1,396 1,461 512 428
Net Cash From Continuing Financing Activities
354 1,673 1,396 1,461 512 428
Repayment of Debt
0.00 -125 -44 -27 -25 -34
Repurchase of Common Equity
- - 0.00 0.00 -55 -157
Issuance of Debt
60 105 17 29 27 15
Other Financing Activities, net
294 1,661 1,462 1,459 565 604
Effect of Exchange Rate Changes
0.52 0.64 -1.22 -2.72 4.46 -3.59
Cash Interest Paid
0.31 1.89 1.92 1.47 1.77 1.40
Cash Income Taxes Paid
1.94 5.71 3.69 9.43 41 52

Quarterly Cash Flow Statements for Payoneer Global

This table details how cash moves in and out of Payoneer Global's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Change in Cash & Equivalents
-61 866 -417 99 -122 1,071 -597 -433 -1,090 760
Net Cash From Operating Activities
15 40 3.90 56 41 58 40 41 50 46
Net Cash From Continuing Operating Activities
15 40 3.90 56 41 58 40 41 50 46
Net Income / (Loss) Continuing Operations
-26 -10 7.94 46 13 27 29 32 42 18
Consolidated Net Income / (Loss)
-26 -10 7.94 46 13 27 29 32 42 18
Depreciation Expense
5.90 5.33 6.04 5.91 7.12 8.75 9.41 11 14 14
Amortization Expense
- - 0.00 - - - -0.47 -2.80 -3.13 -2.18
Non-Cash Adjustments To Reconcile Net Income
73 85 85 75 86 99 91 92 134 96
Changes in Operating Assets and Liabilities, net
-37 -41 -95 -70 -64 -77 -89 -91 -136 -80
Net Cash From Investing Activities
21 20 -57 -6.45 16 3.50 -114 -551 -1,149 -147
Net Cash From Continuing Investing Activities
21 20 -57 -6.45 16 3.50 -114 -551 -1,149 -147
Purchase of Property, Plant & Equipment
-4.48 -11 -9.35 -5.99 -14 -18 -16 -14 -14 -16
Acquisitions
- - 5.95 - - - 0.00 - -48 0.00
Purchase of Investments
- - 0.00 - - - -119 -621 -1,117 -223
Sale and/or Maturity of Investments
- - 0.00 - - - 20 85 109 63
Other Investing Activities, net
25 31 -54 -0.46 30 22 0.17 -1.14 -79 29
Net Cash From Financing Activities
-96 806 -364 49 -177 1,005 -521 78 6.54 865
Net Cash From Continuing Financing Activities
-96 806 -364 49 -177 1,005 -521 78 6.54 865
Repayment of Debt
-6.16 -6.37 -8.86 -5.66 -5.13 -4.94 -9.36 -5.99 -4.97 -13
Repurchase of Common Equity
- - 0.00 -17 -17 -21 -51 -48 -41 -17
Other Financing Activities, net
-97 805 -365 68 -160 1,023 -466 125 50 895
Effect of Exchange Rate Changes
-0.88 0.65 0.52 0.19 -1.37 5.12 -1.54 -0.77 2.42 -3.70

Annual Balance Sheets for Payoneer Global

This table presents Payoneer Global's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2020 2021 2022 2023 2024
Total Assets
3,670 5,079 6,595 7,283 7,930
Total Current Assets
3,570 4,963 6,471 7,109 7,100
Cash & Equivalents
103 466 543 617 497
Restricted Cash
26 3.00 2.88 7.03 6.63
Note & Lease Receivable
66 54 37 45 56
Accounts Receivable
18 14 13 7.98 12
Other Current Assets
3,357 4,426 5,875 6,431 6,527
Plant, Property, & Equipment, net
13 12 14 15 16
Total Noncurrent Assets
87 104 109 159 815
Goodwill
23 21 20 20 78
Intangible Assets
34 38 45 76 102
Noncurrent Deferred & Refundable Income Taxes
3.68 4.90 4.17 15 42
Other Noncurrent Operating Assets
19 33 33 47 593
Total Liabilities & Shareholders' Equity
3,670 5,079 6,595 7,283 7,930
Total Liabilities
3,480 4,592 6,049 6,619 7,206
Total Current Liabilities
3,441 4,498 5,978 6,542 7,131
Accounts Payable
17 17 42 34 37
Other Current Liabilities
3,410 4,481 5,936 6,508 7,094
Total Noncurrent Liabilities
39 94 72 77 75
Long-Term Debt
27 14 16 18 0.00
Noncurrent Deferred & Payable Income Tax Liabilities
- - - 0.00 1.47
Other Noncurrent Operating Liabilities
12 80 56 58 73
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
24 487 545 664 725
Total Preferred & Common Equity
24 487 545 664 725
Preferred Stock
- 0.00 0.00 0.00 0.00
Total Common Equity
24 487 545 664 725
Common Stock
80 579 654 737 825
Retained Earnings
-60 -94 -109 -15 106
Treasury Stock
- - 0.00 -57 -194
Accumulated Other Comprehensive Income / (Loss)
4.17 2.25 -0.18 -0.18 -13

Quarterly Balance Sheets for Payoneer Global

This table presents Payoneer Global's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Total Assets
5,759 6,238 6,344 6,218 6,795 6,920 7,051
Total Current Assets
5,640 6,119 6,209 6,061 6,616 6,733 6,249
Cash & Equivalents
508 545 581 591 587 576 534
Restricted Cash
3.17 9.53 9.71 2.87 7.91 11 4.99
Note & Lease Receivable
33 42 40 49 52 49 57
Accounts Receivable
21 11 11 5.97 7.22 6.57 14
Other Current Assets
5,075 5,512 5,567 5,413 5,962 6,091 5,640
Plant, Property, & Equipment, net
14 14 14 14 15 15 14
Total Noncurrent Assets
106 105 121 143 164 173 787
Goodwill
18 20 20 20 20 20 76
Intangible Assets
40 50 58 71 83 89 100
Noncurrent Deferred & Refundable Income Taxes
4.08 2.36 14 16 17 19 30
Other Noncurrent Operating Assets
37 32 30 36 45 45 582
Total Liabilities & Shareholders' Equity
5,759 6,238 6,344 6,218 6,795 6,920 7,051
Total Liabilities
5,227 5,661 5,718 5,580 6,134 6,251 6,323
Total Current Liabilities
5,153 5,586 5,658 5,511 6,060 6,191 6,263
Accounts Payable
27 32 29 36 35 39 45
Other Current Liabilities
5,127 5,554 5,629 5,475 6,025 6,153 6,217
Total Noncurrent Liabilities
73 75 59 69 74 59 61
Long-Term Debt
16 17 16 16 14 0.00 0.00
Noncurrent Deferred & Payable Income Tax Liabilities
- - - - - - 1.47
Other Noncurrent Operating Liabilities
58 58 44 53 59 59 59
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
533 577 626 638 662 669 728
Total Preferred & Common Equity
533 577 626 638 662 669 728
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
533 577 626 638 662 669 728
Common Stock
633 678 701 715 756 778 806
Retained Earnings
-98 -101 -55 -42 14 46 88
Treasury Stock
- - -20 -35 -108 -155 -176
Accumulated Other Comprehensive Income / (Loss)
-2.26 -0.18 -0.18 -0.18 -0.15 0.15 11

Annual Metrics and Ratios for Payoneer Global

This table displays calculated financial ratios and metrics derived from Payoneer Global's official financial filings.

Metric 2019 2020 2021 2022 2023 2024
Growth Metrics
- - - - - -
Revenue Growth
0.00% 8.76% 36.98% 32.58% 32.42% 17.64%
EBITDA Growth
0.00% -87.51% -499.67% 410.36% 613.43% 11.13%
EBIT Growth
0.00% -466.94% -65.14% 106.41% 8,091.35% 5.23%
NOPAT Growth
0.00% -2,445.74% -74.67% 877.03% -55.60% 77.45%
Net Income Growth
0.00% -3,699.36% -43.13% 64.78% 879.72% 29.82%
EPS Growth
0.00% -142.42% 58.75% 90.91% 900.00% 29.17%
Operating Cash Flow Growth
0.00% 166.56% 110.11% 319.49% 89.96% 10.93%
Free Cash Flow Firm Growth
0.00% 0.00% 145.09% 278.25% -87.18% -240.99%
Invested Capital Growth
0.00% 0.00% -73.51% -64.58% 567.49% 276.40%
Revenue Q/Q Growth
0.00% 0.00% 0.00% 7.60% 5.16% 3.98%
EBITDA Q/Q Growth
0.00% 0.00% 0.00% 165.99% 41.76% -9.52%
EBIT Q/Q Growth
0.00% 0.00% 0.00% 113.94% 49.40% -9.76%
NOPAT Q/Q Growth
0.00% 0.00% 0.00% 1,415.54% 66.18% 5.76%
Net Income Q/Q Growth
0.00% 0.00% 0.00% 42.23% 66.19% -6.79%
EPS Q/Q Growth
0.00% 0.00% 0.00% -106.67% 60.00% -11.43%
Operating Cash Flow Q/Q Growth
0.00% 0.00% 1,288.97% 56.78% 13.14% -6.49%
Free Cash Flow Firm Q/Q Growth
0.00% 0.00% 0.00% 0.00% 58.08% -446.83%
Invested Capital Q/Q Growth
0.00% 0.00% 0.00% -71.71% -2.81% 16.95%
Profitability Metrics
- - - - - -
Gross Margin
100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
EBITDA Margin
4.57% 0.52% -1.53% 3.58% 19.29% 18.23%
Operating Margin
1.15% -5.00% -6.38% -3.54% 12.47% 15.24%
EBIT Margin
1.31% -4.42% -5.33% 0.26% 15.95% 14.27%
Profit (Net Income) Margin
-0.20% -6.87% -7.18% -1.91% 11.23% 12.39%
Tax Burden Percent
-15.01% 155.38% 134.66% -739.80% 70.42% 86.87%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
113.06% 0.00% 0.00% 839.68% 29.58% 13.13%
Return on Invested Capital (ROIC)
0.00% -25.86% -35.71% 978.54% 216.45% 92.70%
ROIC Less NNEP Spread (ROIC-NNEP)
0.00% -1.67% -31.12% 1,013.84% 212.89% 94.20%
Return on Net Nonoperating Assets (RNNOA)
0.00% 0.85% 25.67% -980.86% -201.02% -75.26%
Return on Equity (ROE)
0.00% -25.02% -10.04% -2.32% 15.43% 17.45%
Cash Return on Invested Capital (CROIC)
0.00% -225.86% 80.52% 1,073.92% 68.57% -23.34%
Operating Return on Assets (OROA)
0.00% -0.42% -0.58% 0.03% 1.91% 1.83%
Return on Assets (ROA)
0.00% -0.65% -0.78% -0.21% 1.35% 1.59%
Return on Common Equity (ROCE)
0.00% -3.20% -7.59% -2.32% 15.43% 17.45%
Return on Equity Simple (ROE_SIMPLE)
0.00% -97.72% -6.98% -2.20% 14.05% 16.72%
Net Operating Profit after Tax (NOPAT)
-0.48 -12 -21 164 73 129
NOPAT Margin
-0.15% -3.50% -4.47% 26.18% 8.78% 13.24%
Net Nonoperating Expense Percent (NNEP)
0.00% -24.19% -4.60% -35.30% 3.57% -1.50%
Return On Investment Capital (ROIC_SIMPLE)
- - - 29.27% 10.69% 17.86%
Cost of Revenue to Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
9.76% 10.89% 13.60% 14.34% 12.14% 11.58%
R&D to Revenue
10.94% 15.13% 17.06% 18.33% 14.34% 13.77%
Operating Expenses to Revenue
98.85% 105.00% 106.38% 103.54% 87.53% 84.76%
Earnings before Interest and Taxes (EBIT)
4.17 -15 -25 1.62 133 139
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
15 1.81 -7.24 22 160 178
Valuation Ratios
- - - - - -
Price to Book Value (P/BV)
0.00 0.00 5.12 3.51 2.84 4.94
Price to Tangible Book Value (P/TBV)
0.00 0.00 5.82 3.99 3.32 6.57
Price to Revenue (P/Rev)
0.00 0.00 5.26 3.05 2.27 3.66
Price to Earnings (P/E)
0.00 0.00 0.00 0.00 20.20 29.55
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
0.00% 0.00% 0.00% 0.00% 4.95% 3.38%
Enterprise Value to Invested Capital (EV/IC)
0.00 0.00 81.84 157.00 21.82 13.94
Enterprise Value to Revenue (EV/Rev)
0.00 0.00 4.29 2.20 1.54 3.15
Enterprise Value to EBITDA (EV/EBITDA)
0.00 0.00 0.00 61.36 7.98 17.26
Enterprise Value to EBIT (EV/EBIT)
0.00 0.00 0.00 852.34 9.65 22.06
Enterprise Value to NOPAT (EV/NOPAT)
0.00 0.00 0.00 8.39 17.53 23.76
Enterprise Value to Operating Cash Flow (EV/OCF)
0.00 0.00 101.40 16.43 8.02 17.39
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 0.00 42.57 7.65 55.35 0.00
Leverage & Solvency
- - - - - -
Debt to Equity
0.00 0.21 0.03 0.03 0.03 0.00
Long-Term Debt to Equity
0.00 0.14 0.03 0.03 0.03 0.00
Financial Leverage
0.00 -0.51 -0.83 -0.97 -0.94 -0.80
Leverage Ratio
0.00 19.33 12.92 11.31 11.47 10.95
Compound Leverage Factor
0.00 19.33 12.92 11.31 11.47 10.95
Debt to Total Capital
0.00% 17.41% 2.73% 2.87% 2.70% 0.00%
Short-Term Debt to Total Capital
0.00% 5.87% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
0.00% 11.54% 2.73% 2.87% 2.70% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 72.02% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
0.00% 10.57% 97.27% 97.13% 97.30% 100.00%
Debt to EBITDA
0.00 22.09 -1.89 0.72 0.11 0.00
Net Debt to EBITDA
0.00 -53.10 63.83 -23.87 -3.78 0.00
Long-Term Debt to EBITDA
0.00 14.64 -1.89 0.72 0.11 0.00
Debt to NOPAT
0.00 -3.31 -0.65 0.10 0.25 0.00
Net Debt to NOPAT
0.00 7.95 21.86 -3.27 -8.30 0.00
Long-Term Debt to NOPAT
0.00 -2.19 -0.65 0.10 0.25 0.00
Altman Z-Score
0.00 0.00 0.49 0.35 0.44 0.49
Noncontrolling Interest Sharing Ratio
0.00% 87.20% 24.45% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - -
Current Ratio
0.00 1.04 1.10 1.08 1.09 1.00
Quick Ratio
0.00 0.05 0.12 0.10 0.10 0.08
Cash Flow Metrics
- - - - - -
Free Cash Flow to Firm (FCFF)
0.00 -106 48 180 23 -33
Operating Cash Flow to CapEx
-82.78% 67.86% 95.77% 291.19% 333.71% 292.96%
Free Cash Flow to Firm to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00
Efficiency Ratios
- - - - - -
Asset Turnover
0.00 0.09 0.11 0.11 0.12 0.13
Accounts Receivable Turnover
0.00 19.37 29.88 46.97 79.69 98.18
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 27.22 38.13 47.31 55.61 61.97
Accounts Payable Turnover
0.00 0.00 0.00 0.00 0.00 0.00
Days Sales Outstanding (DSO)
0.00 18.85 12.22 7.77 4.58 3.72
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
0.00 0.00 0.00 0.00 0.00 0.00
Cash Conversion Cycle (CCC)
0.00 18.85 12.22 7.77 4.58 3.72
Capital & Investment Metrics
- - - - - -
Invested Capital
0.00 94 25 8.78 59 221
Invested Capital Turnover
0.00 7.38 8.00 37.38 24.66 7.00
Increase / (Decrease) in Invested Capital
0.00 94 -69 -16 50 162
Enterprise Value (EV)
0.00 0.00 2,029 1,379 1,279 3,076
Market Capitalization
0.00 0.00 2,492 1,916 1,885 3,580
Book Value per Share
$0.00 $0.52 $1.44 $1.56 $1.84 $2.03
Tangible Book Value per Share
$0.00 ($0.69) $1.26 $1.37 $1.57 $1.53
Total Capital
0.00 230 501 561 683 725
Total Debt
0.00 40 14 16 18 0.00
Total Long-Term Debt
0.00 27 14 16 18 0.00
Net Debt
0.00 -96 -462 -536 -606 -504
Capital Expenditures (CapEx)
17 14 21 29 48 60
Debt-free, Cash-free Net Working Capital (DFCFNWC)
0.00 14 -4.03 -53 -57 -536
Debt-free Net Working Capital (DFNWC)
0.00 143 465 494 567 -31
Net Working Capital (NWC)
0.00 130 465 494 567 -31
Net Nonoperating Expense (NNE)
0.15 12 13 176 -20 8.31
Net Nonoperating Obligations (NNO)
0.00 -96 -462 -536 -606 -504
Total Depreciation and Amortization (D&A)
10 17 18 21 28 39
Debt-free, Cash-free Net Working Capital to Revenue
0.00% 3.95% -0.85% -8.38% -6.89% -54.77%
Debt-free Net Working Capital to Revenue
0.00% 41.39% 98.20% 78.64% 68.19% -3.22%
Net Working Capital to Revenue
0.00% 37.48% 98.20% 78.64% 68.19% -3.22%
Earnings Adjustments
- - - - - -
Adjusted Basic Earnings per Share
$0.00 $0.00 ($0.33) ($0.03) $0.26 $0.34
Adjusted Weighted Average Basic Shares Outstanding
0.00 0.00 202.88M 348.04M 361.68M 358.35M
Adjusted Diluted Earnings per Share
$0.00 $0.00 ($0.33) ($0.03) $0.24 $0.31
Adjusted Weighted Average Diluted Shares Outstanding
0.00 0.00 202.88M 348.04M 392.67M 386.24M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
0.00 0.00 341.83M 354.36M 368.75M 359.85M
Normalized Net Operating Profit after Tax (NOPAT)
2.55 -12 -21 -16 73 129
Normalized NOPAT Margin
0.80% -3.50% -4.47% -2.48% 8.78% 13.24%
Pre Tax Income Margin
1.31% -4.42% -5.33% 0.26% 15.95% 14.27%
Debt Service Ratios
- - - - - -
EBIT to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00
NOPAT to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00
EBIT Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00
Payout Ratios
- - - - - -
Dividend Payout Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio
0.00% 0.00% 0.00% 0.00% 59.40% 129.86%

Quarterly Metrics and Ratios for Payoneer Global

This table displays calculated financial ratios and metrics derived from Payoneer Global's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Growth Metrics
- - - - - - - - - -
Revenue Growth
29.57% 31.85% 40.20% 39.51% 30.91% 22.21% 18.84% 15.86% 19.34% 16.68%
EBITDA Growth
-401.41% 125.00% -13.02% 421.28% 267.19% 1,684.06% 123.85% -1.75% 8.42% -24.67%
EBIT Growth
-1,678.20% 83.95% -22.78% 783.96% 195.89% 1,733.43% 150.64% -5.86% -3.27% -36.54%
NOPAT Growth
2.18% -104.25% 220.50% 1,862.68% 563.77% 380.60% 272.28% 4.87% 299.46% 20.43%
Net Income Growth
-3,260.33% 46.30% -60.72% 930.05% 148.48% 366.19% 265.00% -28.81% 224.16% -32.68%
EPS Growth
0.00% -104.35% -66.67% 1,100.00% 137.50% 450.00% 300.00% -25.00% 266.67% -57.14%
Operating Cash Flow Growth
361.54% 329.54% 64.50% 111.37% 167.98% 46.75% 912.56% -26.09% 21.05% -21.11%
Free Cash Flow Firm Growth
96.12% 0.00% 141.52% 141.35% -788.60% -429.60% -154.78% -103.10% -389.15% -329.35%
Invested Capital Growth
-6.45% -64.58% -33.96% -9.18% 94.32% 567.49% 102.72% 63.30% 212.80% 276.40%
Revenue Q/Q Growth
7.24% 15.51% 4.61% 7.67% 0.63% 7.83% 1.72% 4.97% 3.65% 5.42%
EBITDA Q/Q Growth
-263.26% 115.66% 725.28% 147.12% -47.64% 67.07% 3.55% 8.46% -42.22% 16.08%
EBIT Q/Q Growth
-510.39% 89.38% 776.82% 199.80% -55.48% 80.82% 3.85% 12.61% -54.26% 18.63%
NOPAT Q/Q Growth
-112.35% -67.82% 216.18% 325.73% -44.13% 1.54% 54.14% 19.92% 112.82% -69.39%
Net Income Q/Q Growth
-698.19% 61.62% 178.20% 473.81% -71.84% 110.69% 7.23% 11.91% 28.22% -56.25%
EPS Q/Q Growth
-900.00% 75.00% 200.00% 500.00% -75.00% 133.33% 14.29% 12.50% 22.22% -72.73%
Operating Cash Flow Q/Q Growth
-41.70% 156.50% -90.15% 1,335.60% -26.08% 40.46% -32.07% 4.79% 21.06% -8.46%
Free Cash Flow Firm Q/Q Growth
98.30% 800.17% 174.29% 26.57% -136.55% -159.71% 54.41% 92.84% -5,665.97% -127.96%
Invested Capital Q/Q Growth
-44.52% -71.71% 354.22% 27.38% 18.71% -2.81% 37.95% 2.61% 127.37% 16.95%
Profitability Metrics
- - - - - - - - - -
Gross Margin
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
EBITDA Margin
-11.27% 1.53% 12.06% 27.67% 14.40% 22.31% 22.71% 23.46% 13.08% 14.40%
Operating Margin
-3.21% -4.67% 7.82% 16.15% 14.18% 11.46% 16.82% 19.33% 14.16% 11.15%
EBIT Margin
-14.99% -1.38% 8.91% 24.81% 10.98% 18.41% 18.79% 20.16% 8.90% 10.01%
Profit (Net Income) Margin
-16.65% -5.53% 4.13% 22.03% 6.16% 12.05% 12.70% 13.54% 16.75% 6.95%
Tax Burden Percent
111.07% 401.54% 46.39% 88.80% 56.16% 65.44% 67.56% 67.15% 188.20% 69.41%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
0.00% 0.00% 53.61% 11.20% 43.84% 34.56% 32.44% 32.86% -88.20% 30.59%
Return on Invested Capital (ROIC)
-40.82% -122.07% 49.37% 199.11% 137.75% 184.89% 163.18% 174.63% 201.28% 54.18%
ROIC Less NNEP Spread (ROIC-NNEP)
-36.06% -121.24% 49.17% 196.12% 138.45% 183.10% 162.64% 174.40% 205.68% 54.55%
Return on Net Nonoperating Assets (RNNOA)
33.80% 117.29% -44.68% -178.20% -127.64% -172.90% -146.77% -156.38% -168.18% -43.58%
Return on Equity (ROE)
-7.03% -4.78% 4.68% 20.91% 10.11% 11.99% 16.41% 18.25% 33.10% 10.60%
Cash Return on Invested Capital (CROIC)
0.00% 1,073.92% 39.71% 35.76% 32.00% 68.57% 84.03% 88.21% -4.79% -23.34%
Operating Return on Assets (OROA)
-1.73% -0.15% 1.05% 3.02% 1.45% 2.20% 2.50% 2.74% 1.26% 1.29%
Return on Assets (ROA)
-1.92% -0.59% 0.49% 2.68% 0.81% 1.44% 1.69% 1.84% 2.37% 0.89%
Return on Common Equity (ROCE)
-7.03% -4.78% 4.68% 20.91% 10.11% 11.99% 16.41% 18.25% 33.10% 10.60%
Return on Equity Simple (ROE_SIMPLE)
-3.89% 0.00% -4.20% 2.70% 8.80% 0.00% 17.29% 15.13% 17.86% 0.00%
Net Operating Profit after Tax (NOPAT)
-3.57 -5.99 6.96 30 17 17 26 31 66 20
NOPAT Margin
-2.25% -3.27% 3.63% 14.34% 7.96% 7.50% 11.36% 12.98% 26.65% 7.74%
Net Nonoperating Expense Percent (NNEP)
-4.77% -0.83% 0.20% 2.99% -0.69% 1.79% 0.55% 0.23% -4.41% -0.37%
Return On Investment Capital (ROIC_SIMPLE)
- -1.07% - - - 2.46% - - - 2.79%
Cost of Revenue to Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
13.65% 16.34% 13.90% 10.65% 12.07% 12.09% 10.61% 10.90% 11.97% 12.69%
R&D to Revenue
18.64% 17.92% 15.25% 13.54% 12.95% 15.59% 14.05% 11.51% 13.94% 15.43%
Operating Expenses to Revenue
103.21% 104.67% 92.18% 83.85% 85.82% 88.54% 83.18% 80.67% 85.84% 88.85%
Earnings before Interest and Taxes (EBIT)
-24 -2.53 17 51 23 41 43 48 22 26
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
-18 2.81 23 57 30 50 52 56 32 38
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
3.94 3.51 3.86 2.76 3.45 2.84 2.71 3.09 3.95 4.94
Price to Tangible Book Value (P/TBV)
4.42 3.99 4.39 3.16 4.02 3.32 3.21 3.69 5.21 6.57
Price to Revenue (P/Rev)
3.59 3.05 3.26 2.33 2.78 2.27 2.07 2.30 3.06 3.66
Price to Earnings (P/E)
0.00 0.00 0.00 102.48 39.14 20.20 15.67 20.43 22.12 29.55
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
0.00% 0.00% 0.00% 0.98% 2.55% 4.95% 6.38% 4.89% 4.52% 3.38%
Enterprise Value to Invested Capital (EV/IC)
51.35 157.00 42.32 22.73 26.86 21.82 14.98 17.86 12.38 13.94
Enterprise Value to Revenue (EV/Rev)
2.73 2.20 2.47 1.56 2.05 1.54 1.40 1.65 2.48 3.15
Enterprise Value to EBITDA (EV/EBITDA)
188.68 61.36 88.81 17.70 14.33 7.98 6.39 7.75 11.86 17.26
Enterprise Value to EBIT (EV/EBIT)
0.00 852.34 0.00 27.46 18.27 9.65 7.65 9.55 15.11 22.06
Enterprise Value to NOPAT (EV/NOPAT)
0.00 8.39 0.00 82.77 36.91 17.53 13.21 16.26 19.08 23.76
Enterprise Value to Operating Cash Flow (EV/OCF)
29.77 16.43 19.75 10.04 11.50 8.02 6.21 8.21 12.35 17.39
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 7.65 84.77 60.50 110.82 55.35 23.87 25.12 0.00 0.00
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.03 0.03 0.03 0.03 0.02 0.03 0.02 0.00 0.00 0.00
Long-Term Debt to Equity
0.03 0.03 0.03 0.03 0.02 0.03 0.02 0.00 0.00 0.00
Financial Leverage
-0.94 -0.97 -0.91 -0.91 -0.92 -0.94 -0.90 -0.90 -0.82 -0.80
Leverage Ratio
9.88 11.31 10.51 10.43 10.23 11.47 10.52 10.24 9.71 10.95
Compound Leverage Factor
9.88 11.31 10.51 10.43 10.23 11.47 10.52 10.24 9.71 10.95
Debt to Total Capital
2.87% 2.87% 2.88% 2.44% 2.42% 2.70% 2.13% 0.00% 0.00% 0.00%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
2.87% 2.87% 2.88% 2.44% 2.42% 2.70% 2.13% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
97.13% 97.13% 97.12% 97.56% 97.58% 97.30% 97.87% 100.00% 100.00% 100.00%
Debt to EBITDA
1.86 0.72 0.90 0.24 0.14 0.11 0.08 0.00 0.00 0.00
Net Debt to EBITDA
-59.36 -23.87 -28.24 -8.82 -5.11 -3.78 -3.06 0.00 0.00 0.00
Long-Term Debt to EBITDA
1.86 0.72 0.90 0.24 0.14 0.11 0.08 0.00 0.00 0.00
Debt to NOPAT
-1.26 0.10 -28.47 1.12 0.36 0.25 0.16 0.00 0.00 0.00
Net Debt to NOPAT
40.16 -3.27 892.98 -41.21 -13.16 -8.30 -6.33 0.00 0.00 0.00
Long-Term Debt to NOPAT
-1.26 0.10 -28.47 1.12 0.36 0.25 0.16 0.00 0.00 0.00
Altman Z-Score
0.41 0.35 0.43 0.42 0.47 0.39 0.42 0.45 0.43 0.45
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - -
Current Ratio
1.09 1.08 1.10 1.10 1.10 1.09 1.09 1.09 1.00 1.00
Quick Ratio
0.11 0.10 0.11 0.11 0.12 0.10 0.11 0.10 0.10 0.08
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-1.43 10 27 35 -13 -33 -15 -1.08 -62 -142
Operating Cash Flow to CapEx
345.22% 344.88% 41.72% 935.02% 289.27% 320.73% 252.12% 286.02% 358.86% 281.91%
Free Cash Flow to Firm to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.12 0.11 0.12 0.12 0.13 0.12 0.13 0.14 0.14 0.13
Accounts Receivable Turnover
34.92 46.97 54.28 57.92 58.90 79.69 96.07 100.98 96.45 98.18
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
47.35 47.31 49.99 54.88 57.93 55.61 59.34 64.01 66.68 61.97
Accounts Payable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Sales Outstanding (DSO)
10.45 7.77 6.72 6.30 6.20 4.58 3.80 3.61 3.78 3.72
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Cash Conversion Cycle (CCC)
10.45 7.77 6.72 6.30 6.20 4.58 3.80 3.61 3.78 3.72
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
31 8.78 40 51 60 59 81 83 189 221
Invested Capital Turnover
18.16 37.38 13.61 13.88 17.30 24.66 14.36 13.45 7.55 7.00
Increase / (Decrease) in Invested Capital
-2.14 -16 -21 -5.14 29 50 41 32 128 162
Enterprise Value (EV)
1,594 1,379 1,688 1,155 1,620 1,279 1,211 1,482 2,336 3,076
Market Capitalization
2,096 1,916 2,225 1,730 2,198 1,885 1,792 2,069 2,875 3,580
Book Value per Share
$1.52 $1.56 $1.63 $1.74 $1.78 $1.84 $1.79 $1.79 $1.91 $2.03
Tangible Book Value per Share
$1.36 $1.37 $1.43 $1.52 $1.52 $1.57 $1.52 $1.50 $1.45 $1.53
Total Capital
548 561 594 642 654 683 676 669 728 725
Total Debt
16 16 17 16 16 18 14 0.00 0.00 0.00
Total Long-Term Debt
16 16 17 16 16 18 14 0.00 0.00 0.00
Net Debt
-502 -536 -537 -575 -578 -606 -581 -586 -539 -504
Capital Expenditures (CapEx)
4.48 11 9.35 5.99 14 18 16 14 14 16
Debt-free, Cash-free Net Working Capital (DFCFNWC)
-24 -53 -21 -40 -43 -57 -39 -45 -552 -536
Debt-free Net Working Capital (DFNWC)
487 494 533 550 550 567 556 541 -13 -31
Net Working Capital (NWC)
487 494 533 550 550 567 556 541 -13 -31
Net Nonoperating Expense (NNE)
23 4.16 -0.97 -16 3.74 -10 -3.05 -1.33 25 2.07
Net Nonoperating Obligations (NNO)
-502 -536 -537 -575 -578 -606 -581 -586 -539 -504
Total Depreciation and Amortization (D&A)
5.90 5.33 6.04 5.91 7.12 8.75 8.93 7.91 10 11
Debt-free, Cash-free Net Working Capital to Revenue
-4.16% -8.38% -3.13% -5.43% -5.44% -6.89% -4.51% -4.99% -58.75% -54.77%
Debt-free Net Working Capital to Revenue
83.47% 78.64% 78.03% 74.27% 69.65% 68.19% 64.11% 60.16% -1.41% -3.22%
Net Working Capital to Revenue
83.47% 78.64% 78.03% 74.27% 69.65% 68.19% 64.11% 60.16% -1.41% -3.22%
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
($0.08) ($0.02) $0.02 $0.12 $0.04 $0.08 $0.08 $0.09 $0.12 $0.05
Adjusted Weighted Average Basic Shares Outstanding
349.74M 348.04M 360.22M 365.00M 357.43M 361.68M 359.31M 356.32M 357.30M 358.35M
Adjusted Diluted Earnings per Share
($0.08) ($0.02) $0.02 $0.12 $0.03 $0.07 $0.08 $0.09 $0.11 $0.03
Adjusted Weighted Average Diluted Shares Outstanding
349.74M 348.04M 388.31M 387.62M 381.85M 392.67M 378.72M 373.37M 374.30M 386.24M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
350.19M 354.36M 359.71M 359.17M 361.81M 368.75M 373.43M 381.82M 356.61M 359.85M
Normalized Net Operating Profit after Tax (NOPAT)
-3.57 -5.99 11 30 17 17 26 31 25 20
Normalized NOPAT Margin
-2.25% -3.27% 5.47% 14.34% 7.96% 7.50% 11.36% 12.98% 9.91% 7.74%
Pre Tax Income Margin
-14.99% -1.38% 8.91% 24.81% 10.98% 18.41% 18.79% 20.16% 8.90% 10.01%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EBIT Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio
0.00% 0.00% 0.00% 101.43% 61.27% 59.40% 93.03% 135.28% 123.87% 129.86%

Frequently Asked Questions About Payoneer Global's Financials

When does Payoneer Global's fiscal year end?

According to the most recent income statement we have on file, Payoneer Global's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Payoneer Global's net income changed over the last 5 years?

Payoneer Global's net income appears to be on an upward trend, with a most recent value of $121.16 million in 2024, falling from -$625 thousand in 2019. The previous period was $93.33 million in 2023.

What is Payoneer Global's operating income?
Payoneer Global's total operating income in 2024 was $149.03 million, based on the following breakdown:
  • Total Gross Profit: $977.72 million
  • Total Operating Expenses: $828.69 million
How has Payoneer Global revenue changed over the last 5 years?

Over the last 5 years, Payoneer Global's total revenue changed from $317.75 million in 2019 to $977.72 million in 2024, a change of 207.7%.

How much debt does Payoneer Global have?

Payoneer Global's total liabilities were at $7.21 billion at the end of 2024, a 8.9% increase from 2023, and a 107.1% increase since 2020.

How much cash does Payoneer Global have?

In the past 4 years, Payoneer Global's cash and equivalents has ranged from $102.99 million in 2020 to $617.02 million in 2023, and is currently $497.47 million as of their latest financial filing in 2024.

How has Payoneer Global's book value per share changed over the last 5 years?

Over the last 5 years, Payoneer Global's book value per share changed from 0.00 in 2019 to 2.03 in 2024, a change of 203.2%.

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This page (NASDAQ:PAYO) was last updated on 4/15/2025 by MarketBeat.com Staff
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