Pioneer Bancorp (PBFS) Stock Price, News & Analysis

Company Overview

Pioneer Bancorp, Inc. operates as a holding company for Pioneer Savings Bank that provides various banking products and services in New York. The company accepts various deposit products, such as demand, savings, and money market accounts, as well as certificates of deposit accounts. Its loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage lending, consumer loans, and home equity lines of credit. The company also invests in the U.S. governmental securities, fixed rate collateralized mortgage obligations, mortgage-backed securities, fixed-rate investment grade bonds, and equity securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and services, such as group health, dental, disability, and life insurance products, as well as defined contribution, defined benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. The company was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp, MHC.

Key Stats

• Today's Range: $11.65 to $11.73
• 50-Day Range: $10.73 to $11.68
• 52-Week Range: $7.97 to $11.86
• Volume: 6,407 shs
• Average Volume: 24,307 shs
• Market Capitalization: $304.37 million
• P/E Ratio: 16.05
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Pioneer Bancorp Stock Analysis - MarketRank™

Pioneer Bancorp scored higher than 22% of companies evaluated by MarketBeat, and ranked 865th out of 916 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Pioneer Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Pioneer Bancorp is 16.05, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 127.28.

Price to Earnings Ratio vs. Sector

The P/E ratio of Pioneer Bancorp is 16.05, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 46.70.

Price to Book Value per Share Ratio

Pioneer Bancorp has a P/B Ratio of 1.00. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.24% of the float of Pioneer Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Pioneer Bancorp has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Pioneer Bancorp has recently increased by 14.59%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Pioneer Bancorp does not currently pay a dividend.

Dividend Growth

Pioneer Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.24% of the float of Pioneer Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Pioneer Bancorp has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Pioneer Bancorp has recently increased by 14.59%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: N/A

News Sentiment

Pioneer Bancorp has a news sentiment score of 1.22. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.78 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Pioneer Bancorp this week, compared to 0 articles on an average week.

MarketBeat Follows

1 people have added Pioneer Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Pioneer Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.80% of the stock of Pioneer Bancorp is held by insiders.

PBFS Stock Analysis - Frequently Asked Questions

How have PBFS shares performed this year?

Pioneer Bancorp's stock was trading at $10.01 at the start of the year. Since then, PBFS shares have increased by 17.1% and is now trading at $11.72.
View the best growth stocks for 2024 here.

How were Pioneer Bancorp's earnings last quarter?

Pioneer Bancorp, Inc. (NASDAQ:PBFS) issued its quarterly earnings results on Wednesday, September, 25th. The company reported $0.16 earnings per share (EPS) for the quarter. The business had revenue of $20.89 million for the quarter. Pioneer Bancorp had a trailing twelve-month return on equity of 6.19% and a net margin of 16.59%.

Who are Pioneer Bancorp's major shareholders?

Top institutional shareholders of Pioneer Bancorp include Geode Capital Management LLC (0.96%), State Street Corp (0.68%), Empowered Funds LLC (0.22%) and Charles Schwab Investment Management Inc. (0.12%).
View institutional ownership trends.

How do I buy shares of Pioneer Bancorp?

Shares of PBFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Pioneer Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Pioneer Bancorp investors own include Tesla (TSLA), NVIDIA (NVDA), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Meta Platforms (META), Netflix (NFLX) and Visa (V).

Company Calendar

• Last Earnings: 9/25/2024
• Today: 11/21/2024
• Next Earnings (Estimated): 2/11/2025
• Fiscal Year End: 6/30/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Savings institutions, except federal
• Sub-Industry: Banking
• Current Symbol: NASDAQ:PBFS
• CUSIP: N/A
• CIK: 1769663
• Web: www.pioneerbanking.com
• Phone: (518) 730-3025
• Fax: N/A
• Employees: 260
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.73
• Trailing P/E Ratio: 16.00
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $15.26 million
• Net Margins: 16.59%
• Pretax Margin: 21.29%
• Return on Equity: 6.19%
• Return on Assets: 0.94%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.97
• Quick Ratio: 0.97

Sales & Book Value

• Annual Sales: $79.44 million
• Price / Sales: 3.82
• Cash Flow: $0.96 per share
• Price / Cash Flow: 12.13
• Book Value: $10.27 per share
• Price / Book: 1.14

Miscellaneous

• Outstanding Shares: 25,974,000
• Free Float: 25,506,000
• Market Cap: $303.38 million
• Optionable: Not Optionable
• Beta: 0.49