PCB Bancorp (PCB) Competitors

PCB Bancorp (NASDAQ:PCB) and Bank First (NASDAQ:BFC) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their community ranking, institutional ownership, valuation, analyst recommendations, media sentiment, earnings, profitability, risk and dividends.

Does the MarketBeat Community believe in PCB or BFC?

Bank First received 2 more outperform votes than PCB Bancorp when rated by MarketBeat users. Likewise, 45.16% of users gave Bank First an outperform vote while only 42.86% of users gave PCB Bancorp an outperform vote.

Company	Underperform	Outperform
PCB Bancorp	Outperform Votes 12 42.86%	Underperform Votes 16 57.14%
Bank First	Outperform Votes 14 45.16%	Underperform Votes 17 54.84%

Is PCB or BFC more profitable?

Bank First has a net margin of 29.00% compared to PCB Bancorp's net margin of 13.45%. Bank First's return on equity of 10.53% beat PCB Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PCB Bancorp	13.45%	9.02%	0.90%
Bank First	29.00%	10.53%	1.56%

Do institutionals and insiders believe in PCB or BFC?

33.0% of PCB Bancorp shares are held by institutional investors. Comparatively, 30.0% of Bank First shares are held by institutional investors. 25.0% of PCB Bancorp shares are held by insiders. Comparatively, 4.1% of Bank First shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Does the media refer more to PCB or BFC?

In the previous week, Bank First had 2 more articles in the media than PCB Bancorp. MarketBeat recorded 4 mentions for Bank First and 2 mentions for PCB Bancorp. Bank First's average media sentiment score of 1.63 beat PCB Bancorp's score of 0.80 indicating that Bank First is being referred to more favorably in the news media.

Company	Overall Sentiment
PCB Bancorp	Positive
Bank First	Very Positive

Which has more risk & volatility, PCB or BFC?

PCB Bancorp has a beta of 0.65, meaning that its share price is 35% less volatile than the S&P 500. Comparatively, Bank First has a beta of 0.32, meaning that its share price is 68% less volatile than the S&P 500.

Is PCB or BFC a better dividend stock?

PCB Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 4.3%. Bank First pays an annual dividend of $1.80 per share and has a dividend yield of 1.8%. PCB Bancorp pays out 46.0% of its earnings in the form of a dividend. Bank First pays out 27.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has better valuation & earnings, PCB or BFC?

Bank First has higher revenue and earnings than PCB Bancorp. PCB Bancorp is trading at a lower price-to-earnings ratio than Bank First, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PCB Bancorp	$99.71M	2.71	$25.81M	$1.74	10.80
Bank First	$154.64M	6.54	$65.56M	$6.50	15.56

Do analysts recommend PCB or BFC?

PCB Bancorp currently has a consensus price target of $22.00, suggesting a potential upside of 17.08%. Bank First has a consensus price target of $104.00, suggesting a potential upside of 2.81%. Given PCB Bancorp's higher probable upside, research analysts clearly believe PCB Bancorp is more favorable than Bank First.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PCB Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Bank First	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Summary

Bank First beats PCB Bancorp on 13 of the 18 factors compared between the two stocks.