PCB Bancorp (PCB) Competitors

First Bancshares (NASDAQ:FBMS) and PCB Bancorp (NASDAQ:PCB) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, dividends, analyst recommendations, media sentiment, profitability, risk, institutional ownership, community ranking and valuation.

Which has preferable earnings & valuation, FBMS or PCB?

First Bancshares has higher revenue and earnings than PCB Bancorp. PCB Bancorp is trading at a lower price-to-earnings ratio than First Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Bancshares	$267.28M	4.22	$75.46M	$2.21	16.35
PCB Bancorp	$97.93M	3.12	$30.70M	$1.69	12.67

Does the MarketBeat Community believe in FBMS or PCB?

First Bancshares received 221 more outperform votes than PCB Bancorp when rated by MarketBeat users. Likewise, 53.94% of users gave First Bancshares an outperform vote while only 42.86% of users gave PCB Bancorp an outperform vote.

Company	Underperform	Outperform
First Bancshares	Outperform Votes 233 53.94%	Underperform Votes 199 46.06%
PCB Bancorp	Outperform Votes 12 42.86%	Underperform Votes 16 57.14%

Do analysts rate FBMS or PCB?

First Bancshares currently has a consensus target price of $37.17, suggesting a potential upside of 2.87%. PCB Bancorp has a consensus target price of $22.00, suggesting a potential upside of 2.71%. Given First Bancshares' stronger consensus rating and higher probable upside, research analysts clearly believe First Bancshares is more favorable than PCB Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Bancshares	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
PCB Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the media favor FBMS or PCB?

In the previous week, First Bancshares had 7 more articles in the media than PCB Bancorp. MarketBeat recorded 7 mentions for First Bancshares and 0 mentions for PCB Bancorp. First Bancshares' average media sentiment score of 0.95 beat PCB Bancorp's score of 0.00 indicating that First Bancshares is being referred to more favorably in the media.

Company	Overall Sentiment
First Bancshares	Positive
PCB Bancorp	Neutral

Which has more risk and volatility, FBMS or PCB?

First Bancshares has a beta of 0.93, meaning that its stock price is 7% less volatile than the S&P 500. Comparatively, PCB Bancorp has a beta of 0.7, meaning that its stock price is 30% less volatile than the S&P 500.

Is FBMS or PCB more profitable?

First Bancshares has a net margin of 17.25% compared to PCB Bancorp's net margin of 13.27%. PCB Bancorp's return on equity of 8.68% beat First Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Bancshares	17.25%	8.19%	1.00%
PCB Bancorp	13.27%	8.68%	0.87%

Is FBMS or PCB a better dividend stock?

First Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.8%. PCB Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 3.4%. First Bancshares pays out 45.2% of its earnings in the form of a dividend. PCB Bancorp pays out 42.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. PCB Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do institutionals & insiders hold more shares of FBMS or PCB?

69.9% of First Bancshares shares are held by institutional investors. Comparatively, 33.0% of PCB Bancorp shares are held by institutional investors. 3.5% of First Bancshares shares are held by company insiders. Comparatively, 25.0% of PCB Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

First Bancshares beats PCB Bancorp on 16 of the 20 factors compared between the two stocks.