PCB Bancorp (PCB) Competitors

PCB Bancorp (NASDAQ:PCB) and First Bancshares (NASDAQ:FBMS) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, profitability, media sentiment, dividends, risk, valuation, earnings, community ranking and institutional ownership.

Do analysts rate PCB or FBMS?

PCB Bancorp presently has a consensus target price of $22.00, indicating a potential upside of 12.99%. First Bancshares has a consensus target price of $38.75, indicating a potential upside of 8.71%. Given PCB Bancorp's higher probable upside, equities analysts plainly believe PCB Bancorp is more favorable than First Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PCB Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
First Bancshares	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Which has better valuation and earnings, PCB or FBMS?

First Bancshares has higher revenue and earnings than PCB Bancorp. PCB Bancorp is trading at a lower price-to-earnings ratio than First Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PCB Bancorp	$97.93M	2.84	$30.70M	$1.69	11.52
First Bancshares	$387.64M	2.87	$75.46M	$2.21	16.13

Is PCB or FBMS more profitable?

First Bancshares has a net margin of 17.25% compared to PCB Bancorp's net margin of 13.27%. PCB Bancorp's return on equity of 8.68% beat First Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PCB Bancorp	13.27%	8.68%	0.87%
First Bancshares	17.25%	8.19%	1.00%

Which has more volatility and risk, PCB or FBMS?

PCB Bancorp has a beta of 0.71, suggesting that its share price is 29% less volatile than the S&P 500. Comparatively, First Bancshares has a beta of 0.94, suggesting that its share price is 6% less volatile than the S&P 500.

Is PCB or FBMS a better dividend stock?

PCB Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 3.7%. First Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.8%. PCB Bancorp pays out 42.6% of its earnings in the form of a dividend. First Bancshares pays out 45.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. PCB Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the media prefer PCB or FBMS?

In the previous week, First Bancshares had 2 more articles in the media than PCB Bancorp. MarketBeat recorded 3 mentions for First Bancshares and 1 mentions for PCB Bancorp. PCB Bancorp's average media sentiment score of 0.93 beat First Bancshares' score of 0.56 indicating that PCB Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PCB Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Bancshares	0 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals hold more shares of PCB or FBMS?

33.0% of PCB Bancorp shares are held by institutional investors. Comparatively, 70.0% of First Bancshares shares are held by institutional investors. 25.0% of PCB Bancorp shares are held by insiders. Comparatively, 3.5% of First Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Does the MarketBeat Community believe in PCB or FBMS?

First Bancshares received 221 more outperform votes than PCB Bancorp when rated by MarketBeat users. Likewise, 53.44% of users gave First Bancshares an outperform vote while only 42.86% of users gave PCB Bancorp an outperform vote.

Company	Underperform	Outperform
PCB Bancorp	Outperform Votes 12 42.86%	Underperform Votes 16 57.14%
First Bancshares	Outperform Votes 233 53.44%	Underperform Votes 203 46.56%

Summary

First Bancshares beats PCB Bancorp on 14 of the 20 factors compared between the two stocks.