Ponce Financial Group (PDLB) Competitors

Byline Bancorp (NYSE:BY) and Ponce Financial Group (NASDAQ:PDLB) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, dividends, institutional ownership, earnings, valuation, media sentiment, profitability, community ranking and analyst recommendations.

Do insiders and institutionals hold more shares of BY or PDLB?

67.7% of Byline Bancorp shares are owned by institutional investors. Comparatively, 64.3% of Ponce Financial Group shares are owned by institutional investors. 30.1% of Byline Bancorp shares are owned by insiders. Comparatively, 6.7% of Ponce Financial Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Which has stronger earnings and valuation, BY or PDLB?

Byline Bancorp has higher revenue and earnings than Ponce Financial Group. Byline Bancorp is trading at a lower price-to-earnings ratio than Ponce Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Byline Bancorp	$403.54M	2.90	$120.76M	$2.76	9.49
Ponce Financial Group	$81.14M	3.75	$10.97M	$0.47	27.04

Do analysts rate BY or PDLB?

Byline Bancorp currently has a consensus target price of $33.75, indicating a potential upside of 28.85%. Given Byline Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Byline Bancorp is more favorable than Ponce Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Byline Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Ponce Financial Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is BY or PDLB more profitable?

Byline Bancorp has a net margin of 19.33% compared to Ponce Financial Group's net margin of 6.46%. Byline Bancorp's return on equity of 11.61% beat Ponce Financial Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Byline Bancorp	19.33%	11.61%	1.28%
Ponce Financial Group	6.46%	4.01%	0.38%

Does the media refer more to BY or PDLB?

In the previous week, Byline Bancorp had 2 more articles in the media than Ponce Financial Group. MarketBeat recorded 3 mentions for Byline Bancorp and 1 mentions for Ponce Financial Group. Ponce Financial Group's average media sentiment score of 1.87 beat Byline Bancorp's score of 1.28 indicating that Ponce Financial Group is being referred to more favorably in the news media.

Company	Overall Sentiment
Byline Bancorp	Positive
Ponce Financial Group	Very Positive

Does the MarketBeat Community favor BY or PDLB?

Byline Bancorp received 88 more outperform votes than Ponce Financial Group when rated by MarketBeat users. Likewise, 59.39% of users gave Byline Bancorp an outperform vote while only 53.42% of users gave Ponce Financial Group an outperform vote.

Company	Underperform	Outperform
Byline Bancorp	Outperform Votes 174 59.39%	Underperform Votes 119 40.61%
Ponce Financial Group	Outperform Votes 86 53.42%	Underperform Votes 75 46.58%

Which has more risk and volatility, BY or PDLB?

Byline Bancorp has a beta of 1.15, meaning that its stock price is 15% more volatile than the S&P 500. Comparatively, Ponce Financial Group has a beta of 0.68, meaning that its stock price is 32% less volatile than the S&P 500.

Summary

Byline Bancorp beats Ponce Financial Group on 15 of the 18 factors compared between the two stocks.