Ponce Financial Group (PDLB) Stock Price, News & Analysis

Company Overview

Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It offers various deposit products, including demand accounts, NOW/IOLA, money market, reciprocal deposits, savings accounts, and certificates of deposit to individuals, business entities, and non-profit organizations, as well as individual retirement accounts. The company also provides real estate-secured loans, which includes one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans, as well as lines of credit. In addition, it invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.

Key Stats

• Today's Range: $13.72 to $14.03
• 50-Day Range: $12.87 to $14.39
• 52-Week Range: $9.05 to $14.46
• Volume: 49,978 shs
• Average Volume: 37,401 shs
• Market Capitalization: $329.14 million
• P/E Ratio: 22.49
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Ponce Financial Group Stock Analysis - MarketRank™

Ponce Financial Group scored higher than 17% of companies evaluated by MarketBeat, and ranked 859th out of 921 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Ponce Financial Group.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: 5.13%

Earnings Growth

Earnings for Ponce Financial Group are expected to grow by 5.13% in the coming year, from $0.39 to $0.41 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Ponce Financial Group is 22.49, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.77.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ponce Financial Group is 22.49, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.06.

Price to Book Value per Share Ratio

Ponce Financial Group has a P/B Ratio of 1.17. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.76% of the float of Ponce Financial Group has been sold short.

Short Interest Ratio / Days to Cover

Ponce Financial Group has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Ponce Financial Group has recently increased by 1.51%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Ponce Financial Group does not currently pay a dividend.

Dividend Growth

Ponce Financial Group does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.76% of the float of Ponce Financial Group has been sold short.

Short Interest Ratio / Days to Cover

Ponce Financial Group has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Ponce Financial Group has recently increased by 1.51%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for Ponce Financial Group this week, compared to 1 article on an average week.

Search Interest

1 people have searched for PDLB on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Ponce Financial Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 7.20% of the stock of Ponce Financial Group is held by insiders.

Percentage Held by Institutions

64.35% of the stock of Ponce Financial Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PDLB Stock Analysis - Frequently Asked Questions

How have PDLB shares performed this year?

Ponce Financial Group's stock was trading at $13.00 at the start of the year. Since then, PDLB stock has increased by 5.5% and is now trading at $13.72.

How were Ponce Financial Group's earnings last quarter?

Ponce Financial Group, Inc. (NASDAQ:PDLB) announced its quarterly earnings results on Friday, April, 25th. The company reported $0.25 earnings per share for the quarter, beating the consensus estimate of $0.09 by $0.16. The firm had revenue of $24.58 million for the quarter, compared to analyst estimates of $23.40 million. Ponce Financial Group had a net margin of 8.30% and a trailing twelve-month return on equity of 5.18%.

Who are Ponce Financial Group's major shareholders?

Ponce Financial Group's top institutional shareholders include MassMutual Private Wealth & Trust FSB (0.01%). Insiders that own company stock include Steven Tsavaris, Carlos P Naudon, David Rodriguez and Luis Gerardo Jr Gonzalez.
View institutional ownership trends.

How do I buy shares of Ponce Financial Group?

Shares of PDLB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Ponce Financial Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Ponce Financial Group investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and GE Aerospace (GE).

Company Calendar

• Last Earnings: 4/25/2025
• Today: 7/24/2025
• Next Earnings (Estimated): 7/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Banking
• Current Symbol: NASDAQ:PDLB
• CIK: 1874071
• Web: www.poncebank.com
• Phone: (718) 931-9000
• Fax: N/A
• Employees: 250
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.61
• Trailing P/E Ratio: 22.49
• Forward P/E Ratio: 35.18
• P/E Growth: N/A
• Net Income: $10.97 million
• Net Margins: 8.30%
• Pretax Margin: 11.38%
• Return on Equity: 5.18%
• Return on Assets: 0.48%

Debt

• Debt-to-Equity Ratio: 1.80
• Current Ratio: 1.26
• Quick Ratio: 1.25

Sales & Book Value

• Annual Sales: $169.85 million
• Price / Sales: 1.94
• Cash Flow: $0.64 per share
• Price / Cash Flow: 21.36
• Book Value: $11.77 per share
• Price / Book: 1.17

Miscellaneous

• Outstanding Shares: 23,990,000
• Free Float: 22,258,000
• Market Cap: $329.14 million
• Optionable: Not Optionable
• Beta: 0.66