Peoples Bancorp of North Carolina (PEBK) Competitors $29.35 -2.39 (-7.53%) As of 07/7/2025 04:00 PM Eastern Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock PEBK vs. ORRF, SMBC, FSBC, SPFI, SMBK, CBNK, ALRS, MPB, QD, and SHBIShould you be buying Peoples Bancorp of North Carolina stock or one of its competitors? The main competitors of Peoples Bancorp of North Carolina include Orrstown Financial Services (ORRF), Southern Missouri Bancorp (SMBC), Five Star Bancorp (FSBC), South Plains Financial (SPFI), SmartFinancial (SMBK), Capital Bancorp (CBNK), Alerus Financial (ALRS), Mid Penn Bancorp (MPB), Qudian (QD), and Shore Bancshares (SHBI). These companies are all part of the "banking" industry. Peoples Bancorp of North Carolina vs. Its Competitors Orrstown Financial Services Southern Missouri Bancorp Five Star Bancorp South Plains Financial SmartFinancial Capital Bancorp Alerus Financial Mid Penn Bancorp Qudian Shore Bancshares Peoples Bancorp of North Carolina (NASDAQ:PEBK) and Orrstown Financial Services (NASDAQ:ORRF) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, risk, analyst recommendations, dividends, media sentiment, earnings, institutional ownership and valuation. Do insiders and institutionals hold more shares of PEBK or ORRF? 43.8% of Peoples Bancorp of North Carolina shares are held by institutional investors. Comparatively, 44.3% of Orrstown Financial Services shares are held by institutional investors. 18.9% of Peoples Bancorp of North Carolina shares are held by insiders. Comparatively, 4.7% of Orrstown Financial Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term. Which has more volatility and risk, PEBK or ORRF? Peoples Bancorp of North Carolina has a beta of 0.62, indicating that its share price is 38% less volatile than the S&P 500. Comparatively, Orrstown Financial Services has a beta of 0.79, indicating that its share price is 21% less volatile than the S&P 500. Is PEBK or ORRF a better dividend stock? Peoples Bancorp of North Carolina pays an annual dividend of $0.80 per share and has a dividend yield of 2.7%. Orrstown Financial Services pays an annual dividend of $1.04 per share and has a dividend yield of 3.1%. Peoples Bancorp of North Carolina pays out 26.2% of its earnings in the form of a dividend. Orrstown Financial Services pays out 53.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Peoples Bancorp of North Carolina has increased its dividend for 1 consecutive years and Orrstown Financial Services has increased its dividend for 10 consecutive years. Orrstown Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Is PEBK or ORRF more profitable? Peoples Bancorp of North Carolina has a net margin of 15.35% compared to Orrstown Financial Services' net margin of 9.74%. Orrstown Financial Services' return on equity of 14.35% beat Peoples Bancorp of North Carolina's return on equity.Company Net Margins Return on Equity Return on Assets Peoples Bancorp of North Carolina15.35% 12.65% 1.01% Orrstown Financial Services 9.74%14.35%1.35% Do analysts rate PEBK or ORRF? Orrstown Financial Services has a consensus price target of $38.00, indicating a potential upside of 13.40%. Given Orrstown Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe Orrstown Financial Services is more favorable than Peoples Bancorp of North Carolina.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Peoples Bancorp of North Carolina 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Orrstown Financial Services 0 Sell rating(s) 0 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 3.00 Does the media prefer PEBK or ORRF? In the previous week, Orrstown Financial Services' average media sentiment score of 1.11 beat Peoples Bancorp of North Carolina's score of 0.00 indicating that Orrstown Financial Services is being referred to more favorably in the news media. Company Overall Sentiment Peoples Bancorp of North Carolina Neutral Orrstown Financial Services Positive Which has better earnings and valuation, PEBK or ORRF? Orrstown Financial Services has higher revenue and earnings than Peoples Bancorp of North Carolina. Peoples Bancorp of North Carolina is trading at a lower price-to-earnings ratio than Orrstown Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPeoples Bancorp of North Carolina$108.45M1.48$16.35M$3.059.62Orrstown Financial Services$286.37M2.28$22.05M$1.9617.10 SummaryOrrstown Financial Services beats Peoples Bancorp of North Carolina on 14 of the 18 factors compared between the two stocks. Get Peoples Bancorp of North Carolina News Delivered to You Automatically Sign up to receive the latest news and ratings for PEBK and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PEBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PEBK vs. The Competition Export to ExcelMetricPeoples Bancorp of North CarolinaBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$173.28M$1.97B$12.02B$9.02BDividend Yield2.52%2.62%5.53%4.08%P/E Ratio9.6212.3719.9520.04Price / Sales1.482.5625.73100.83Price / Cash9.0012.5018.7228.59Price / Book1.231.212.255.55Net Income$16.35M$154.64M$990.08M$248.49M7 Day Performance0.96%1.26%0.55%4.87%1 Month Performance4.04%5.73%3.39%6.63%1 Year Performance4.19%29.21%540.31%20.38% Peoples Bancorp of North Carolina Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PEBKPeoples Bancorp of North Carolina1.5257 of 5 stars$29.35-7.5%N/A+4.3%$173.28M$108.45M9.62310Gap DownORRFOrrstown Financial Services4.5423 of 5 stars$31.83-0.3%$38.00+19.4%+23.8%$622.71M$286.37M16.24430Positive NewsSMBCSouthern Missouri Bancorp4.0057 of 5 stars$54.78+0.3%$66.33+21.1%+32.2%$616.86M$273.22M11.00540Positive NewsHigh Trading VolumeFSBCFive Star Bancorp4.0809 of 5 stars$28.54+0.3%$35.00+22.6%+31.2%$607.03M$213.40M12.52180Positive NewsSPFISouth Plains Financial4.1458 of 5 stars$36.04+0.9%$41.50+15.1%+39.7%$579.65M$288.97M12.01680Positive NewsHigh Trading VolumeSMBKSmartFinancial2.2533 of 5 stars$33.69+0.1%$33.70+0.0%+53.1%$573.34M$178.24M15.74550CBNKCapital Bancorp4.0778 of 5 stars$33.58+0.1%$34.50+2.7%+77.7%$558.83M$244.71M13.54270ALRSAlerus Financial4.1834 of 5 stars$21.64-1.3%$23.00+6.3%+20.9%$556.27M$336.51M17.74840MPBMid Penn Bancorp4.3483 of 5 stars$28.20-0.2%$36.00+27.7%+40.1%$547.19M$309.08M9.79620Positive NewsQDQudian1.1013 of 5 stars$3.11+0.6%N/A+78.6%$521.25M$29.65M12.96940News CoverageSHBIShore Bancshares3.7537 of 5 stars$15.72+0.8%$20.00+27.2%+49.4%$520.30M$326.48M10.55450Positive NewsHigh Trading Volume Related Companies and Tools Related Companies Orrstown Financial Services Competitors Southern Missouri Bancorp Competitors Five Star Bancorp Competitors South Plains Financial Competitors SmartFinancial Competitors Capital Bancorp Competitors Alerus Financial Competitors Mid Penn Bancorp Competitors Qudian Competitors Shore Bancshares Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PEBK) was last updated on 7/8/2025 by MarketBeat.com Staff From Our PartnersF1 Engineering Powers This Electric Marine MotorThe future of marine propulsion has arrived - powered by F-1 grade engineering. 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