Peoples Bancorp of North Carolina (PEBK) Competitors $29.18 -0.73 (-2.44%) As of 01/17/2025 04:00 PM Eastern Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends PEBK vs. PGY, VEL, EQBK, FSBC, LPRO, SMBC, SPFI, LDI, QD, and HONEShould you be buying Peoples Bancorp of North Carolina stock or one of its competitors? The main competitors of Peoples Bancorp of North Carolina include Pagaya Technologies (PGY), Velocity Financial (VEL), Equity Bancshares (EQBK), Five Star Bancorp (FSBC), Open Lending (LPRO), Southern Missouri Bancorp (SMBC), South Plains Financial (SPFI), loanDepot (LDI), Qudian (QD), and HarborOne Bancorp (HONE). These companies are all part of the "banking" industry. Peoples Bancorp of North Carolina vs. Pagaya Technologies Velocity Financial Equity Bancshares Five Star Bancorp Open Lending Southern Missouri Bancorp South Plains Financial loanDepot Qudian HarborOne Bancorp Peoples Bancorp of North Carolina (NASDAQ:PEBK) and Pagaya Technologies (NASDAQ:PGY) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, dividends, valuation, analyst recommendations, media sentiment, community ranking, earnings, profitability and institutional ownership. Does the media refer more to PEBK or PGY? In the previous week, Peoples Bancorp of North Carolina had 5 more articles in the media than Pagaya Technologies. MarketBeat recorded 7 mentions for Peoples Bancorp of North Carolina and 2 mentions for Pagaya Technologies. Peoples Bancorp of North Carolina's average media sentiment score of 0.51 beat Pagaya Technologies' score of 0.39 indicating that Peoples Bancorp of North Carolina is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Peoples Bancorp of North Carolina 1 Very Positive mention(s) 2 Positive mention(s) 2 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive Pagaya Technologies 1 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Is PEBK or PGY more profitable? Peoples Bancorp of North Carolina has a net margin of 15.27% compared to Pagaya Technologies' net margin of -18.48%. Peoples Bancorp of North Carolina's return on equity of 12.92% beat Pagaya Technologies' return on equity.Company Net Margins Return on Equity Return on Assets Peoples Bancorp of North Carolina15.27% 12.92% 0.98% Pagaya Technologies -18.48%1.01%0.47% Which has more risk and volatility, PEBK or PGY? Peoples Bancorp of North Carolina has a beta of 0.62, suggesting that its stock price is 38% less volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 6.12, suggesting that its stock price is 512% more volatile than the S&P 500. Do insiders and institutionals have more ownership in PEBK or PGY? 43.8% of Peoples Bancorp of North Carolina shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 17.4% of Peoples Bancorp of North Carolina shares are owned by insiders. Comparatively, 49.6% of Pagaya Technologies shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth. Which has stronger earnings and valuation, PEBK or PGY? Peoples Bancorp of North Carolina has higher earnings, but lower revenue than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Peoples Bancorp of North Carolina, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPeoples Bancorp of North Carolina$94.78M1.68$15.55M$2.959.89Pagaya Technologies$812.05M0.80-$128.44M-$2.54-3.46 Does the MarketBeat Community favor PEBK or PGY? Peoples Bancorp of North Carolina received 129 more outperform votes than Pagaya Technologies when rated by MarketBeat users. However, 68.57% of users gave Pagaya Technologies an outperform vote while only 66.23% of users gave Peoples Bancorp of North Carolina an outperform vote. CompanyUnderperformOutperformPeoples Bancorp of North CarolinaOutperform Votes15366.23% Underperform Votes7833.77% Pagaya TechnologiesOutperform Votes2468.57% Underperform Votes1131.43% Do analysts prefer PEBK or PGY? Pagaya Technologies has a consensus target price of $20.00, indicating a potential upside of 127.79%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, analysts plainly believe Pagaya Technologies is more favorable than Peoples Bancorp of North Carolina.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Peoples Bancorp of North Carolina 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Pagaya Technologies 0 Sell rating(s) 3 Hold rating(s) 6 Buy rating(s) 0 Strong Buy rating(s) 2.67 SummaryPeoples Bancorp of North Carolina beats Pagaya Technologies on 10 of the 18 factors compared between the two stocks. Get Peoples Bancorp of North Carolina News Delivered to You Automatically Sign up to receive the latest news and ratings for PEBK and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PEBK vs. The Competition Export to ExcelMetricPeoples Bancorp of North CarolinaState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$159.25M$3.20B$11.78B$9.14BDividend Yield2.60%3.75%6.01%4.02%P/E Ratio9.8916.5225.1617.09Price / Sales1.682.5328.3677.22Price / Cash8.669.8917.3236.04Price / Book1.341.272.654.79Net Income$15.55M$410.53M$1.04B$224.99M7 Day Performance-3.06%2.68%1.94%2.37%1 Month Performance-7.92%-0.06%0.90%4.40%1 Year Performance-1.25%17.07%14.70%20.10% Peoples Bancorp of North Carolina Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PEBKPeoples Bancorp of North Carolina1.9482 of 5 stars$29.18-2.4%N/A-1.3%$159.25M$94.78M9.89310Dividend AnnouncementNews CoveragePositive NewsPGYPagaya Technologies3.4668 of 5 stars$8.51-3.0%$20.00+135.0%-32.3%$626.81M$939.31M-3.35800Gap UpVELVelocity Financial2.4593 of 5 stars$18.72+0.1%$21.50+14.9%+18.8%$619.91M$195.70M10.12220EQBKEquity Bancshares2.3617 of 5 stars$40.26+1.1%$44.75+11.2%+32.6%$615.58M$153.70M36.60700Upcoming EarningsFSBCFive Star Bancorp4.1627 of 5 stars$28.65+0.8%$35.25+23.0%+22.1%$610.79M$118.47M12.57180Upcoming EarningsDividend AnnouncementLPROOpen Lending3.7309 of 5 stars$5.10-1.4%$6.83+34.0%-31.5%$608.69M$95.89M170.00180News CoveragePositive NewsSMBCSouthern Missouri Bancorp3.8785 of 5 stars$53.00+0.9%$63.00+18.9%+15.9%$597.68M$166.92M12.18540SPFISouth Plains Financial3.7437 of 5 stars$32.69+1.1%$36.00+10.1%+25.8%$535.79M$181.76M12.72680Upcoming EarningsNews CoveragePositive NewsLDIloanDepot3.408 of 5 stars$1.62-2.7%$2.60+61.0%-33.3%$528.11M$747.53M-3.1113,500Short Interest ↑QDQudian2.3485 of 5 stars$2.62+0.8%N/A+34.8%$525.58M$160.33M65.50940Positive NewsHONEHarborOne Bancorp2.0093 of 5 stars$11.30+0.8%$13.00+15.0%+3.7%$497.79M$160.14M40.36640Positive News Related Companies and Tools Related Companies Pagaya Technologies Competitors Velocity Financial Competitors Equity Bancshares Competitors Five Star Bancorp Competitors Open Lending Competitors Southern Missouri Bancorp Competitors South Plains Financial Competitors loanDepot Competitors Qudian Competitors HarborOne Bancorp Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:PEBK) was last updated on 1/21/2025 by MarketBeat.com Staff From Our PartnersCollect $7k per month from Tesla’s SECRET dividendTesla doesn't pay a traditional dividend.... 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