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Peoples Bancorp of North Carolina (PEBK) Competitors

Peoples Bancorp of North Carolina logo
$29.18 -0.73 (-2.44%)
As of 01/17/2025 04:00 PM Eastern

PEBK vs. PGY, VEL, EQBK, FSBC, LPRO, SMBC, SPFI, LDI, QD, and HONE

Should you be buying Peoples Bancorp of North Carolina stock or one of its competitors? The main competitors of Peoples Bancorp of North Carolina include Pagaya Technologies (PGY), Velocity Financial (VEL), Equity Bancshares (EQBK), Five Star Bancorp (FSBC), Open Lending (LPRO), Southern Missouri Bancorp (SMBC), South Plains Financial (SPFI), loanDepot (LDI), Qudian (QD), and HarborOne Bancorp (HONE). These companies are all part of the "banking" industry.

Peoples Bancorp of North Carolina vs.

Peoples Bancorp of North Carolina (NASDAQ:PEBK) and Pagaya Technologies (NASDAQ:PGY) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, dividends, valuation, analyst recommendations, media sentiment, community ranking, earnings, profitability and institutional ownership.

In the previous week, Peoples Bancorp of North Carolina had 5 more articles in the media than Pagaya Technologies. MarketBeat recorded 7 mentions for Peoples Bancorp of North Carolina and 2 mentions for Pagaya Technologies. Peoples Bancorp of North Carolina's average media sentiment score of 0.51 beat Pagaya Technologies' score of 0.39 indicating that Peoples Bancorp of North Carolina is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Peoples Bancorp of North Carolina
1 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Pagaya Technologies
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Peoples Bancorp of North Carolina has a net margin of 15.27% compared to Pagaya Technologies' net margin of -18.48%. Peoples Bancorp of North Carolina's return on equity of 12.92% beat Pagaya Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
Peoples Bancorp of North Carolina15.27% 12.92% 0.98%
Pagaya Technologies -18.48%1.01%0.47%

Peoples Bancorp of North Carolina has a beta of 0.62, suggesting that its stock price is 38% less volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 6.12, suggesting that its stock price is 512% more volatile than the S&P 500.

43.8% of Peoples Bancorp of North Carolina shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 17.4% of Peoples Bancorp of North Carolina shares are owned by insiders. Comparatively, 49.6% of Pagaya Technologies shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Peoples Bancorp of North Carolina has higher earnings, but lower revenue than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Peoples Bancorp of North Carolina, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Peoples Bancorp of North Carolina$94.78M1.68$15.55M$2.959.89
Pagaya Technologies$812.05M0.80-$128.44M-$2.54-3.46

Peoples Bancorp of North Carolina received 129 more outperform votes than Pagaya Technologies when rated by MarketBeat users. However, 68.57% of users gave Pagaya Technologies an outperform vote while only 66.23% of users gave Peoples Bancorp of North Carolina an outperform vote.

CompanyUnderperformOutperform
Peoples Bancorp of North CarolinaOutperform Votes
153
66.23%
Underperform Votes
78
33.77%
Pagaya TechnologiesOutperform Votes
24
68.57%
Underperform Votes
11
31.43%

Pagaya Technologies has a consensus target price of $20.00, indicating a potential upside of 127.79%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, analysts plainly believe Pagaya Technologies is more favorable than Peoples Bancorp of North Carolina.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Peoples Bancorp of North Carolina
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Pagaya Technologies
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.67

Summary

Peoples Bancorp of North Carolina beats Pagaya Technologies on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PEBK vs. The Competition

MetricPeoples Bancorp of North CarolinaState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$159.25M$3.20B$11.78B$9.14B
Dividend Yield2.60%3.75%6.01%4.02%
P/E Ratio9.8916.5225.1617.09
Price / Sales1.682.5328.3677.22
Price / Cash8.669.8917.3236.04
Price / Book1.341.272.654.79
Net Income$15.55M$410.53M$1.04B$224.99M
7 Day Performance-3.06%2.68%1.94%2.37%
1 Month Performance-7.92%-0.06%0.90%4.40%
1 Year Performance-1.25%17.07%14.70%20.10%

Peoples Bancorp of North Carolina Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PEBK
Peoples Bancorp of North Carolina
1.9482 of 5 stars
$29.18
-2.4%
N/A-1.3%$159.25M$94.78M9.89310Dividend Announcement
News Coverage
Positive News
PGY
Pagaya Technologies
3.4668 of 5 stars
$8.51
-3.0%
$20.00
+135.0%
-32.3%$626.81M$939.31M-3.35800Gap Up
VEL
Velocity Financial
2.4593 of 5 stars
$18.72
+0.1%
$21.50
+14.9%
+18.8%$619.91M$195.70M10.12220
EQBK
Equity Bancshares
2.3617 of 5 stars
$40.26
+1.1%
$44.75
+11.2%
+32.6%$615.58M$153.70M36.60700Upcoming Earnings
FSBC
Five Star Bancorp
4.1627 of 5 stars
$28.65
+0.8%
$35.25
+23.0%
+22.1%$610.79M$118.47M12.57180Upcoming Earnings
Dividend Announcement
LPRO
Open Lending
3.7309 of 5 stars
$5.10
-1.4%
$6.83
+34.0%
-31.5%$608.69M$95.89M170.00180News Coverage
Positive News
SMBC
Southern Missouri Bancorp
3.8785 of 5 stars
$53.00
+0.9%
$63.00
+18.9%
+15.9%$597.68M$166.92M12.18540
SPFI
South Plains Financial
3.7437 of 5 stars
$32.69
+1.1%
$36.00
+10.1%
+25.8%$535.79M$181.76M12.72680Upcoming Earnings
News Coverage
Positive News
LDI
loanDepot
3.408 of 5 stars
$1.62
-2.7%
$2.60
+61.0%
-33.3%$528.11M$747.53M-3.1113,500Short Interest ↑
QD
Qudian
2.3485 of 5 stars
$2.62
+0.8%
N/A+34.8%$525.58M$160.33M65.50940Positive News
HONE
HarborOne Bancorp
2.0093 of 5 stars
$11.30
+0.8%
$13.00
+15.0%
+3.7%$497.79M$160.14M40.36640Positive News

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This page (NASDAQ:PEBK) was last updated on 1/21/2025 by MarketBeat.com Staff
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