Preferred Bank (PFBC) Competitors

Preferred Bank (NASDAQ:PFBC) and United Bankshares (NASDAQ:UBSI) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their media sentiment, community ranking, institutional ownership, analyst recommendations, dividends, profitability, valuation, risk and earnings.

Is PFBC or UBSI more profitable?

Preferred Bank has a net margin of 25.00% compared to United Bankshares' net margin of 22.94%. Preferred Bank's return on equity of 17.80% beat United Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Preferred Bank	25.00%	17.80%	1.91%
United Bankshares	22.94%	7.60%	1.24%

Which has preferable valuation & earnings, PFBC or UBSI?

United Bankshares has higher revenue and earnings than Preferred Bank. Preferred Bank is trading at a lower price-to-earnings ratio than United Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Preferred Bank	$281.54M	4.51	$130.66M	$9.63	9.15
United Bankshares	$1.03B	4.74	$373M	$2.74	13.16

Is PFBC or UBSI a better dividend stock?

Preferred Bank pays an annual dividend of $3.00 per share and has a dividend yield of 3.4%. United Bankshares pays an annual dividend of $1.48 per share and has a dividend yield of 4.1%. Preferred Bank pays out 31.2% of its earnings in the form of a dividend. United Bankshares pays out 54.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bankshares has raised its dividend for 26 consecutive years. United Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders and institutionals believe in PFBC or UBSI?

72.8% of Preferred Bank shares are held by institutional investors. Comparatively, 70.8% of United Bankshares shares are held by institutional investors. 3.7% of United Bankshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Which has more volatility and risk, PFBC or UBSI?

Preferred Bank has a beta of 0.97, meaning that its share price is 3% less volatile than the S&P 500. Comparatively, United Bankshares has a beta of 1.02, meaning that its share price is 2% more volatile than the S&P 500.

Does the media refer more to PFBC or UBSI?

In the previous week, United Bankshares had 3 more articles in the media than Preferred Bank. MarketBeat recorded 8 mentions for United Bankshares and 5 mentions for Preferred Bank. United Bankshares' average media sentiment score of 1.35 beat Preferred Bank's score of 1.33 indicating that United Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Preferred Bank	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
United Bankshares	4 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend PFBC or UBSI?

Preferred Bank currently has a consensus price target of $104.00, indicating a potential upside of 18.09%. United Bankshares has a consensus price target of $43.00, indicating a potential upside of 19.21%. Given United Bankshares' higher probable upside, analysts plainly believe United Bankshares is more favorable than Preferred Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Preferred Bank	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
United Bankshares	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the MarketBeat Community favor PFBC or UBSI?

Preferred Bank received 60 more outperform votes than United Bankshares when rated by MarketBeat users. Likewise, 66.33% of users gave Preferred Bank an outperform vote while only 46.54% of users gave United Bankshares an outperform vote.

Company	Underperform	Outperform
Preferred Bank	Outperform Votes 329 66.33%	Underperform Votes 167 33.67%
United Bankshares	Outperform Votes 269 46.54%	Underperform Votes 309 53.46%

Summary

United Bankshares beats Preferred Bank on 11 of the 21 factors compared between the two stocks.