Premier Financial (PFC) Stock Price, News & Analysis

Company Overview

Premier Financial Corp., through its subsidiaries, provides various banking services. It offers demand, checking, money market, and savings accounts, as well as certificates of deposits and certificates of deposit account registry service; and investment products. The company also provides residential and commercial real estate, commercial, construction, home improvement and home equity, installment, and consumer loans. In addition, it invests in the U.S. treasury and federal government agency obligations, obligations of states and political subdivisions, mortgage-backed securities that are issued by federal agencies, residential collateralized mortgage obligations, and corporate bonds. Further, the company offers property and casualty, life, and group health insurance agency services; mezzanine funding services; and digital banking services, which include mobile banking, zelle, online bill pay, and online account opening, as well as the MoneyPass ATM network. It operates in Ohio, Michigan, Indiana, Pennsylvania, and West Virginia. The company was formerly known as First Defiance Financial Corp. and changed its name to Premier Financial Corp. in June 2020. Premier Financial Corp. was founded in 1920 and is headquartered in Defiance, Ohio.

Key Stats

• Today's Range: $28.04 to $28.04
• 50-Day Range: $27.67 to $29.40
• 52-Week Range: $18.63 to $29.64
• Volume: N/A
• Average Volume: 180,381 shs
• Market Capitalization: $1.00 billion
• P/E Ratio: 14.09
• Dividend Yield: 4.42%
• Price Target: $22.50
• Consensus Rating: Hold

PFC Stock Analysis - Frequently Asked Questions

How have PFC shares performed this year?

Premier Financial's stock was trading at $25.57 at the beginning of 2025. Since then, PFC stock has increased by 9.7% and is now trading at $28.04.
View the best growth stocks for 2025 here.

How were Premier Financial's earnings last quarter?

Premier Financial Corp. (NASDAQ:PFC) posted its earnings results on Tuesday, October, 22nd. The company reported $0.46 EPS for the quarter, missing the consensus estimate of $0.50 by $0.04. The firm earned $112.74 million during the quarter, compared to analysts' expectations of $64.55 million. Premier Financial had a trailing twelve-month return on equity of 7.66% and a net margin of 16.12%.

How do I buy shares of Premier Financial?

Shares of PFC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Premier Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Premier Financial investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), AUO (AUOTY) and DiamondRock Hospitality (DRH).

Company Calendar

• Last Earnings: 10/22/2024
• Record date for 2/7 Dividend: 1/31/2025
• Ex-Dividend for 2/7 Dividend: 1/31/2025
• Dividend Payable: 2/07/2025
• Today: 4/14/2025
• Next Earnings (Estimated): 4/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:PFC
• CIK: 946647
• Web: www.fdef.com
• Phone: (419) 782-5015
• Fax: 419-782-5145
• Employees: 1,023
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $22.50
• High Stock Price Target: $23.00
• Low Stock Price Target: $22.00
• Potential Upside/Downside: -19.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.99
• Trailing P/E Ratio: 14.09
• Forward P/E Ratio: 12.80
• P/E Growth: N/A
• Net Income: $71.40 million
• Net Margins: 16.12%
• Pretax Margin: 20.06%
• Return on Equity: 7.66%
• Return on Assets: 0.87%

Debt

• Debt-to-Equity Ratio: 0.42
• Current Ratio: 0.95
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $243.59 million
• Price / Sales: 4.13
• Cash Flow: $2.92 per share
• Price / Cash Flow: 9.59
• Book Value: $27.30 per share
• Price / Book: 1.03

Miscellaneous

• Outstanding Shares: 35,841,000
• Free Float: 35,045,000
• Market Cap: $1.00 billion
• Optionable: Optionable
• Beta: 1.28