Plumas Bancorp (PLBC) Competitors

Plumas Bancorp (NASDAQ:PLBC) and Bank First (NASDAQ:BFC) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, profitability, valuation, analyst recommendations, media sentiment, community ranking, risk, institutional ownership and dividends.

Do analysts prefer PLBC or BFC?

Plumas Bancorp presently has a consensus price target of $58.00, suggesting a potential upside of 33.58%. Bank First has a consensus price target of $104.00, suggesting a potential upside of 0.57%. Given Plumas Bancorp's stronger consensus rating and higher probable upside, equities research analysts plainly believe Plumas Bancorp is more favorable than Bank First.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Plumas Bancorp	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00
Bank First	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has higher valuation and earnings, PLBC or BFC?

Bank First has higher revenue and earnings than Plumas Bancorp. Plumas Bancorp is trading at a lower price-to-earnings ratio than Bank First, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Plumas Bancorp	$62.23M	4.13	$28.62M	$4.79	9.06
Bank First	$154.64M	6.68	$65.56M	$6.50	15.91

Is PLBC or BFC more profitable?

Plumas Bancorp has a net margin of 30.74% compared to Bank First's net margin of 29.00%. Plumas Bancorp's return on equity of 16.88% beat Bank First's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Plumas Bancorp	30.74%	16.88%	1.74%
Bank First	29.00%	10.53%	1.56%

Does the MarketBeat Community prefer PLBC or BFC?

Plumas Bancorp received 104 more outperform votes than Bank First when rated by MarketBeat users. Likewise, 63.78% of users gave Plumas Bancorp an outperform vote while only 45.16% of users gave Bank First an outperform vote.

Company	Underperform	Outperform
Plumas Bancorp	Outperform Votes 118 63.78%	Underperform Votes 67 36.22%
Bank First	Outperform Votes 14 45.16%	Underperform Votes 17 54.84%

Which has more volatility and risk, PLBC or BFC?

Plumas Bancorp has a beta of 0.72, suggesting that its stock price is 28% less volatile than the S&P 500. Comparatively, Bank First has a beta of 0.32, suggesting that its stock price is 68% less volatile than the S&P 500.

Do insiders & institutionals believe in PLBC or BFC?

41.7% of Plumas Bancorp shares are held by institutional investors. Comparatively, 30.0% of Bank First shares are held by institutional investors. 9.0% of Plumas Bancorp shares are held by insiders. Comparatively, 4.1% of Bank First shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Does the media favor PLBC or BFC?

In the previous week, Bank First had 3 more articles in the media than Plumas Bancorp. MarketBeat recorded 4 mentions for Bank First and 1 mentions for Plumas Bancorp. Plumas Bancorp's average media sentiment score of 1.87 beat Bank First's score of 1.55 indicating that Plumas Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Plumas Bancorp	Very Positive
Bank First	Very Positive

Is PLBC or BFC a better dividend stock?

Plumas Bancorp pays an annual dividend of $1.20 per share and has a dividend yield of 2.8%. Bank First pays an annual dividend of $1.80 per share and has a dividend yield of 1.7%. Plumas Bancorp pays out 25.1% of its earnings in the form of a dividend. Bank First pays out 27.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Plumas Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Plumas Bancorp beats Bank First on 14 of the 20 factors compared between the two stocks.