Plumas Bancorp (PLBC) Competitors

Asta Funding (NASDAQ:ASFI) and Plumas Bancorp (NASDAQ:PLBC) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, earnings, risk, community ranking, dividends, media sentiment, valuation, analyst recommendations and profitability.

Which has more volatility and risk, ASFI or PLBC?

Asta Funding has a beta of 0.59, suggesting that its share price is 41% less volatile than the S&P 500. Comparatively, Plumas Bancorp has a beta of 0.67, suggesting that its share price is 33% less volatile than the S&P 500.

Which has stronger earnings and valuation, ASFI or PLBC?

Plumas Bancorp has higher revenue and earnings than Asta Funding.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Asta Funding	$21.11M	4.07	$7.18M	N/A	N/A
Plumas Bancorp	$85.31M	3.25	$29.78M	$4.77	9.85

Does the media prefer ASFI or PLBC?

In the previous week, Plumas Bancorp had 4 more articles in the media than Asta Funding. MarketBeat recorded 4 mentions for Plumas Bancorp and 0 mentions for Asta Funding. Plumas Bancorp's average media sentiment score of 0.41 beat Asta Funding's score of 0.00 indicating that Plumas Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Asta Funding	Neutral
Plumas Bancorp	Neutral

Do analysts recommend ASFI or PLBC?

Plumas Bancorp has a consensus price target of $45.00, indicating a potential downside of 4.26%. Given Plumas Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Plumas Bancorp is more favorable than Asta Funding.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Asta Funding	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Plumas Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is ASFI or PLBC a better dividend stock?

Asta Funding pays an annual dividend of $0.32 per share and has a dividend yield of 2.4%. Plumas Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.3%. Plumas Bancorp pays out 22.6% of its earnings in the form of a dividend.

Do insiders & institutionals believe in ASFI or PLBC?

19.4% of Asta Funding shares are held by institutional investors. Comparatively, 41.7% of Plumas Bancorp shares are held by institutional investors. 63.4% of Asta Funding shares are held by insiders. Comparatively, 9.0% of Plumas Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Is ASFI or PLBC more profitable?

Plumas Bancorp has a net margin of 31.02% compared to Asta Funding's net margin of 19.40%. Plumas Bancorp's return on equity of 17.31% beat Asta Funding's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Asta Funding	19.40%	3.61%	3.51%
Plumas Bancorp	31.02%	17.31%	1.73%

Does the MarketBeat Community prefer ASFI or PLBC?

Plumas Bancorp received 27 more outperform votes than Asta Funding when rated by MarketBeat users. However, 64.44% of users gave Asta Funding an outperform vote while only 62.98% of users gave Plumas Bancorp an outperform vote.

Company	Underperform	Outperform
Asta Funding	Outperform Votes 87 64.44%	Underperform Votes 48 35.56%
Plumas Bancorp	Outperform Votes 114 62.98%	Underperform Votes 67 37.02%

Summary

Plumas Bancorp beats Asta Funding on 12 of the 18 factors compared between the two stocks.