Payment Data Systems (PYDS) Competitors

Usio (NASDAQ:USIO) and Payment Data Systems (NASDAQ:PYDS) are both small-cap business services companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, valuation, dividends, community ranking, risk, profitability, media sentiment, analyst recommendations and institutional ownership.

Do institutionals & insiders hold more shares of USIO or PYDS?

20.2% of Usio shares are held by institutional investors. Comparatively, 4.8% of Payment Data Systems shares are held by institutional investors. 20.0% of Usio shares are held by insiders. Comparatively, 46.6% of Payment Data Systems shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Which has more risk & volatility, USIO or PYDS?

Usio has a beta of 1.75, suggesting that its stock price is 75% more volatile than the S&P 500. Comparatively, Payment Data Systems has a beta of 1.53, suggesting that its stock price is 53% more volatile than the S&P 500.

Which has preferable valuation and earnings, USIO or PYDS?

Usio has higher revenue and earnings than Payment Data Systems. Payment Data Systems is trading at a lower price-to-earnings ratio than Usio, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Usio	$82.93M	0.51	-$470K	$0.11	14.45
Payment Data Systems	$25.02M	1.04	-$3.78M	-$0.31	-4.97

Is USIO or PYDS more profitable?

Usio has a net margin of 3.33% compared to Payment Data Systems' net margin of -14.73%. Usio's return on equity of -2.98% beat Payment Data Systems' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Usio	3.33%	-2.98%	-0.45%
Payment Data Systems	-14.73%	-36.84%	-5.90%

Does the MarketBeat Community believe in USIO or PYDS?

Payment Data Systems received 156 more outperform votes than Usio when rated by MarketBeat users. However, 67.47% of users gave Usio an outperform vote while only 66.67% of users gave Payment Data Systems an outperform vote.

Company	Underperform	Outperform
Usio	Outperform Votes 56 67.47%	Underperform Votes 27 32.53%
Payment Data Systems	Outperform Votes 212 66.67%	Underperform Votes 106 33.33%

Does the media favor USIO or PYDS?

In the previous week, Usio had 1 more articles in the media than Payment Data Systems. MarketBeat recorded 1 mentions for Usio and 0 mentions for Payment Data Systems. Usio's average media sentiment score of 0.99 beat Payment Data Systems' score of 0.00 indicating that Usio is being referred to more favorably in the media.

Company	Overall Sentiment
Usio	Positive
Payment Data Systems	Neutral

Do analysts rate USIO or PYDS?

Usio currently has a consensus target price of $5.00, suggesting a potential upside of 214.47%. Given Usio's stronger consensus rating and higher probable upside, equities research analysts plainly believe Usio is more favorable than Payment Data Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Usio	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Payment Data Systems	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Summary

Usio beats Payment Data Systems on 15 of the 18 factors compared between the two stocks.