Payment Data Systems (PYDS) Competitors

Payment Data Systems (NASDAQ:PYDS) and Usio (NASDAQ:USIO) are both small-cap business services companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, risk, dividends, community ranking, institutional ownership, profitability, valuation, analyst recommendations and media sentiment.

Which has more risk and volatility, PYDS or USIO?

Payment Data Systems has a beta of 1.53, meaning that its stock price is 53% more volatile than the S&P 500. Comparatively, Usio has a beta of 1.82, meaning that its stock price is 82% more volatile than the S&P 500.

Is PYDS or USIO more profitable?

Usio has a net margin of 3.33% compared to Payment Data Systems' net margin of -14.73%. Usio's return on equity of -2.98% beat Payment Data Systems' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Payment Data Systems	-14.73%	-36.84%	-5.90%
Usio	3.33%	-2.98%	-0.45%

Does the media prefer PYDS or USIO?

In the previous week, Usio had 17 more articles in the media than Payment Data Systems. MarketBeat recorded 18 mentions for Usio and 1 mentions for Payment Data Systems. Usio's average media sentiment score of 0.75 beat Payment Data Systems' score of 0.00 indicating that Usio is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Payment Data Systems	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Usio	1 Very Positive mention(s)	2 Positive mention(s)	7 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in PYDS or USIO?

Payment Data Systems received 156 more outperform votes than Usio when rated by MarketBeat users. However, 67.47% of users gave Usio an outperform vote while only 66.67% of users gave Payment Data Systems an outperform vote.

Company	Underperform	Outperform
Payment Data Systems	Outperform Votes 212 66.67%	Underperform Votes 106 33.33%
Usio	Outperform Votes 56 67.47%	Underperform Votes 27 32.53%

Do institutionals & insiders have more ownership in PYDS or USIO?

4.8% of Payment Data Systems shares are held by institutional investors. Comparatively, 20.2% of Usio shares are held by institutional investors. 46.6% of Payment Data Systems shares are held by company insiders. Comparatively, 20.0% of Usio shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Do analysts prefer PYDS or USIO?

Usio has a consensus target price of $5.00, suggesting a potential upside of 231.13%. Given Usio's stronger consensus rating and higher probable upside, analysts plainly believe Usio is more favorable than Payment Data Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Payment Data Systems	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Usio	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has stronger valuation and earnings, PYDS or USIO?

Usio has higher revenue and earnings than Payment Data Systems. Payment Data Systems is trading at a lower price-to-earnings ratio than Usio, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Payment Data Systems	$25.02M	1.02	-$3.78M	-$0.31	-4.87
Usio	$82.93M	0.48	-$470K	$0.11	13.73

Summary

Usio beats Payment Data Systems on 15 of the 18 factors compared between the two stocks.