QCR (QCRH) Stock Price, News & Analysis

Company Overview

QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company's deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. It also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. The company's loan portfolio comprises loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as home improvement, home equity, motor vehicle, and signature loans, as well as small personal credit lines. In addition, it engages in leasing of machinery and equipment to commercial and industrial businesses under direct financing lease contracts; and issuance of trust preferred securities. QCR Holdings, Inc. was incorporated in 1993 and is headquartered in Moline, Illinois.

Key Stats

• Today's Range: $88.01 to $89.88
• 50-Day Range: $72.33 to $92.00
• 52-Week Range: $49.47 to $93.72
• Volume: 46,519 shs
• Average Volume: 79,764 shs
• Market Capitalization: $1.51 billion
• P/E Ratio: 12.96
• Dividend Yield: 0.27%
• Price Target: $76.00
• Consensus Rating: Buy

QCR Stock Analysis - MarketRank™

QCR scored higher than 69% of companies evaluated by MarketBeat, and ranked 427th out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

QCR has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

QCR has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 3.57%

Earnings Growth

Earnings for QCR are expected to grow by 3.57% in the coming year, from $6.73 to $6.97 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of QCR is 12.96, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 131.16.

Price to Earnings Ratio vs. Sector

The P/E ratio of QCR is 12.96, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 49.34.

Price to Book Value per Share Ratio

QCR has a P/B Ratio of 1.69. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.00% of the outstanding shares of QCR have been sold short.

Short Interest Ratio / Days to Cover

QCR has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in QCR has recently decreased by 12.09%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

QCR has a dividend yield of 0.27%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

QCR does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of QCR is 3.48%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, QCR will have a dividend payout ratio of 3.44% next year. This indicates that QCR will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.00% of the outstanding shares of QCR have been sold short.

Short Interest Ratio / Days to Cover

QCR has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in QCR has recently decreased by 12.09%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: N/A

News Sentiment

QCR has a news sentiment score of 1.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.76 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for QCR this week, compared to 2 articles on an average week.

MarketBeat Follows

1 people have added QCR to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, QCR insiders have sold 749.51% more of their company's stock than they have bought. Specifically, they have bought $6,510.00 in company stock and sold $55,303.00 in company stock.

Percentage Held by Insiders

Only 3.70% of the stock of QCR is held by insiders.

Percentage Held by Institutions

70.01% of the stock of QCR is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

QCRH Stock Analysis - Frequently Asked Questions

How have QCRH shares performed this year?

QCR's stock was trading at $58.39 at the beginning of 2024. Since then, QCRH shares have increased by 53.0% and is now trading at $89.31.
View the best growth stocks for 2024 here.

How were QCR's earnings last quarter?

QCR Holdings, Inc. (NASDAQ:QCRH) released its quarterly earnings data on Wednesday, October, 23rd. The bank reported $1.78 EPS for the quarter, topping the consensus estimate of $1.49 by $0.29. The bank had revenue of $152.58 million for the quarter, compared to analyst estimates of $84 million. QCR had a trailing twelve-month return on equity of 12.92% and a net margin of 19.25%.

Who are QCR's major shareholders?

Top institutional shareholders of QCR include FMR LLC (8.63%), State Street Corp (2.86%), Geode Capital Management LLC (2.38%) and Wellington Management Group LLP (1.50%). Insiders that own company stock include Todd A Gipple, Larry J Helling, Marie Z Ziegler, Brent R Cobb, John F Griesemer, James M Field, John H Anderson, Mary Kay Bates, Elizabeth S Jacobs, Nick W Anderson, Anne E Howard and Dana L Nichols.
View institutional ownership trends.

How do I buy shares of QCR?

Shares of QCRH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of QCR own?

Based on aggregate information from My MarketBeat watchlists, some other companies that QCR investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), ServiceNow (NOW), Arista Networks (ANET) and Advanced Micro Devices (AMD).

Company Calendar

• Ex-Dividend for 10/2 Dividend: 9/13/2024
• Dividend Payable: 10/02/2024
• Last Earnings: 10/23/2024
• Today: 11/21/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/28/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:QCRH
• CUSIP: N/A
• CIK: 906465
• Web: www.qcrh.com
• Phone: (309) 736-3580
• Fax: 309-743-7705
• Employees: 1,030
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $76.00
• High Stock Price Target: $82.00
• Low Stock Price Target: $72.00
• Potential Upside/Downside: -14.9%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $6.89
• Trailing P/E Ratio: 12.96
• Forward P/E Ratio: 13.27
• P/E Growth: N/A
• Net Income: $113.56 million
• Net Margins: 19.25%
• Pretax Margin: 20.94%
• Return on Equity: 12.92%
• Return on Assets: 1.36%

Debt

• Debt-to-Equity Ratio: 0.67
• Current Ratio: 1.02
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $546.09 million
• Price / Sales: 2.76
• Cash Flow: $7.97 per share
• Price / Cash Flow: 11.21
• Book Value: $52.99 per share
• Price / Book: 1.69

Miscellaneous

• Outstanding Shares: 16,870,000
• Free Float: 16,245,000
• Market Cap: $1.51 billion
• Optionable: Optionable
• Beta: 0.93