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QCR (QCRH) Financials

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$65.12 -1.20 (-1.81%)
As of 04/24/2025 04:00 PM Eastern
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Annual Income Statements for QCR

Annual Income Statements for QCR

This table shows QCR's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Income / (Loss) Attributable to Common Shareholders		 14 17 149 181 244 57 61 99 99 114 114
Consolidated Net Income / (Loss)		 15 17 28 36 43 57 61 99 99 114 114
Net Income / (Loss) Continuing Operations		 15 17 149 181 244 57 61 99 99 114 114
Total Pre-Tax Income 		18 21 37 41 52 72 73 121 114 127 123
Total Revenue		 90 101 247 292 384 295 312 301 312 354 347
Net Interest Income / (Expense)		 69 76 95 116 142 156 167 178 231 221 232
Total Interest Income		 86 90 106 136 183 216 198 200 293 413 482
Loans and Leases Interest Income		 69 75 91 117 160 190 174 152 216 285 317
Investment Securities Interest Income		 16 15 14 16 20 20 23 47 73 121 155
Deposits and Money Market Investments Interest Income		 0.30 0.30 0.39 0.87 1.27 3.91 0.67 0.17 1.09 4.14 6.08
Federal Funds Sold and Securities Borrowed Interest Income		 0.02 0.02 0.05 0.15 0.34 0.20 0.02 0.00 0.41 1.00 0.69
Other Interest Income		 0.53 0.50 0.52 0.63 1.09 1.17 1.03 0.95 2.07 2.35 2.99
Total Interest Expense		 17 14 12 19 40 61 31 22 61 192 250
Deposits Interest Expense		 4.51 4.50 6.02 13 31 51 23 13 42 159 213
Short-Term Borrowings Interest Expense		 0.23 0.21 0.09 0.11 0.27 0.36 0.08 0.01 0.30 0.18 0.10
Long-Term Debt Interest Expense		 7.26 4.77 2.52 3.45 6.33 8.77 8.07 8.62 19 33 37
Other Interest Expense		 4.89 4.23 3.32 2.88 3.21 0.51 0.00 0.00 0.05 0.00 0.00
Total Non-Interest Income		 21 24 31 30 42 79 114 100 81 133 116
Other Service Charges		 11 14 4.62 6.36 15 34 80 67 45 97 76
Net Realized & Unrealized Capital Gains on Investments		 2.59 2.43 8.18 1.49 1.31 16 7.39 4.71 4.51 -0.05 -0.65
Other Non-Interest Income		 1.72 1.76 139 168 226 29 27 29 31 36 40
Provision for Credit Losses		 6.81 6.87 7.48 8.47 13 7.07 56 3.49 8.28 17 17
Total Non-Interest Expense		 66 73 81 97 119 155 152 154 190 211 208
Salaries and Employee Benefits		 40 43 46 56 69 92 96 101 115 137 128
Net Occupancy & Equipment Expense		 7.39 7.04 8.40 11 13 15 17 16 22 25 25
Marketing Expense		 1.99 1.90 2.13 2.63 3.55 4.55 3.26 4.25 4.96 6.04 7.06
Other Operating Expenses		 16 14 17 22 28 31 27 29 36 40 42
Amortization Expense		 - 0.20 0.44 1.00 1.69 2.27 2.15 2.03 2.85 2.94 2.76
Impairment Charge		 - - - - 0.00 3.00 0.50 - 0.00 0.00 0.43
Restructuring Charge		 0.00 0.00 2.44 5.38 3.88 6.91 1.06 0.64 9.24 0.21 1.95
Income Tax Expense		 3.04 3.67 8.90 4.95 9.02 15 13 23 14 13 8.73
Basic Earnings per Share		 $1.75 $1.64 $2.20 $2.68 $2.92 $3.65 $3.84 $6.30 $5.94 $6.79 $6.77
Weighted Average Basic Shares Outstanding		 7.93M 10.35M 12.57M 13.33M 14.77M 15.73M 15.77M 15.71M 16.68M 16.73M 16.83M
Diluted Earnings per Share		 $1.72 $1.61 $2.17 $2.61 $2.86 $3.60 $3.80 $6.20 $5.87 $6.73 $6.71
Weighted Average Diluted Shares Outstanding		 8.05M 10.50M 12.77M 13.68M 15.06M 15.97M 15.95M 15.94M 16.89M 16.87M 16.96M
Weighted Average Basic & Diluted Shares Outstanding		 7.90M 10.30M 12.60M 13.30M 15.74M 15.87M 15.83M 15.64M 16.83M 16.79M 16.90M
Cash Dividends to Common per Share		 $0.08 $0.08 $0.16 $0.20 $0.24 $0.24 $0.24 $0.24 $0.24 $0.24 $0.24

Quarterly Income Statements for QCR

This table shows QCR's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Income / (Loss) Attributable to Common Shareholders		 29 -29 28 28 25 32 27 29 29 29
Consolidated Net Income / (Loss)		 29 31 27 28 25 33 27 29 28 30
Net Income / (Loss) Continuing Operations		 29 -29 28 28 25 32 27 29 29 29
Total Pre-Tax Income 		34 37 30 32 27 37 28 32 30 33
Total Revenue		 100 -0.72 120 131 135 -32 142 151 153 -98
Net Interest Income / (Expense)		 61 65 57 53 55 56 55 56 60 61
Total Interest Income		 79 94 94 98 109 112 115 120 125 122
Loans and Leases Interest Income		 58 69 67 68 73 76 77 80 82 78
Investment Securities Interest Income		 20 24 26 28 33 34 36 38 40 41
Deposits and Money Market Investments Interest Income		 0.38 0.51 0.82 1.12 1.21 0.99 1.20 1.14 1.92 1.82
Federal Funds Sold and Securities Borrowed Interest Income		 0.10 0.30 0.23 0.22 0.28 0.26 0.27 0.18 0.17 0.07
Other Interest Income		 0.67 0.63 0.51 0.51 0.66 0.67 0.67 0.87 0.84 0.61
Total Interest Expense		 18 29 37 45 53 57 60 64 66 60
Deposits Interest Expense		 13 21 30 38 44 48 51 53 55 53
Short-Term Borrowings Interest Expense		 0.08 0.21 0.10 0.03 0.01 0.04 0.02 0.02 0.03 0.02
Long-Term Debt Interest Expense		 5.79 7.48 7.53 6.69 9.73 8.86 8.91 11 10 7.14
Total Non-Interest Income		 21 21 26 33 27 48 27 31 27 31
Other Service Charges		 12 13 18 23 17 39 17 19 18 22
Net Realized & Unrealized Capital Gains on Investments		 1.60 0.25 -0.12 0.51 0.48 -0.92 0.41 0.55 0.39 -2.00
Other Non-Interest Income		 7.92 -52 8.38 8.65 9.76 9.00 9.17 11 9.69 9.92
Provision for Credit Losses		 0.00 - 3.93 3.61 3.81 5.20 2.97 5.50 3.48 5.15
Total Non-Interest Expense		 48 50 49 50 51 61 51 50 54 53
Salaries and Employee Benefits		 29 33 32 31 32 41 32 31 32 34
Net Occupancy & Equipment Expense		 6.03 6.03 5.91 6.10 6.23 6.79 6.51 6.38 6.17 6.35
Marketing Expense		 1.44 1.56 1.24 1.74 1.43 1.64 1.48 1.57 2.12 1.89
Other Operating Expenses		 9.71 8.91 8.44 9.33 10 12 9.72 9.80 10 12
Amortization Expense		 0.79 0.79 0.77 0.77 0.69 0.72 0.69 0.69 0.69 0.69
Income Tax Expense		 4.82 5.83 2.78 3.97 1.84 4.47 1.17 2.55 2.05 2.96
Basic Earnings per Share		 $1.73 $1.82 $1.62 $1.70 $1.50 $1.97 $1.59 $1.73 $1.65 $1.80
Weighted Average Basic Shares Outstanding		 16.90M 16.68M 16.78M 16.70M 16.72M 16.73M 16.78M 16.81M 16.85M 16.83M
Diluted Earnings per Share		 $1.71 $1.80 $1.60 $1.69 $1.49 $1.95 $1.58 $1.72 $1.64 $1.77
Weighted Average Diluted Shares Outstanding		 17.11M 16.89M 16.94M 16.80M 16.85M 16.87M 16.91M 16.92M 16.98M 16.96M
Weighted Average Basic & Diluted Shares Outstanding		 16.88M 16.83M 16.72M 16.72M 16.73M 16.79M 16.81M 16.84M 16.87M 16.90M
Cash Dividends to Common per Share		 $0.06 $0.06 $0.06 $0.06 $0.06 $0.06 $0.06 $0.06 $0.06 $0.06

Annual Cash Flow Statements for QCR

This table details how cash moves in and out of QCR's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Change in Cash & Equivalents		 -3.72 3.51 29 5.15 9.80 -9.27 -15 -24 22 37 -5.39
Net Cash From Operating Activities		 26 30 43 34 64 76 112 88 119 376 445
Net Cash From Continuing Operating Activities		 26 30 43 34 64 76 112 88 119 376 445
Net Income / (Loss) Continuing Operations		 15 17 28 36 43 57 61 99 99 114 114
Consolidated Net Income / (Loss)		 15 17 28 36 43 57 61 99 99 114 114
Provision For Loan Losses		 6.81 6.87 7.48 8.47 13 7.07 56 3.49 8.28 17 17
Depreciation Expense		 2.81 3.07 3.42 3.95 4.45 5.23 5.33 5.36 7.66 8.73 8.47
Amortization Expense		 2.01 1.24 1.75 2.84 3.31 3.83 3.67 4.66 5.19 4.73 3.47
Non-Cash Adjustments to Reconcile Net Income		 -0.20 3.18 -7.45 -11 2.51 -4.57 -16 14 -9.04 236 319
Changes in Operating Assets and Liabilities, net		 -0.78 -1.19 10 -6.09 -1.77 7.54 2.78 -38 7.54 -3.08 -17
Net Cash From Investing Activities		 -130 -66 -169 -411 -334 -309 -704 -412 -635 -749 -845
Net Cash From Continuing Investing Activities		 -130 -66 -169 -411 -334 -309 -704 -412 -635 -749 -845
Purchase of Property, Leasehold Improvements and Equipment		 -2.04 -4.39 -6.03 -5.76 -11 -12 -4.27 -14 -33 -15 -44
Purchase of Investment Securities		 -263 -410 -451 -563 -402 -403 -926 -597 -918 -905 -900
Sale of Property, Leasehold Improvements and Equipment		 - - - - 0.00 2.56 0.10 1.73 2.06 0.50 0.00
Divestitures		 - - - - 0.00 43 -0.15 0.00 145 0.00 0.00
Sale and/or Maturity of Investments		 119 306 257 128 32 -6.28 178 135 215 135 74
Net Increase in Fed Funds Sold		 -7.35 27 -1.71 -7.94 3.80 17 0.72 -3.29 -45 21 8.30
Other Investing Activities, net		 24 15 33 38 44 51 47 65 - 14 17
Net Cash From Financing Activities		 101 39 154 382 279 223 577 300 538 410 395
Net Cash From Continuing Financing Activities		 160 39 154 382 279 223 577 300 538 410 395
Net Change in Deposits		 33 201 302 385 271 336 688 324 -15 530 547
Issuance of Debt		 135 52 56 70 62 88 167 -1.63 636 6.87 11
Issuance of Common Equity		 0.62 1.55 32 2.06 1.28 1.93 1.36 0.67 0.42 1.40 1.47
Repayment of Debt		 -8.13 -252 -209 -43 -13 -164 -153 -5.00 -26 -115 -160
Payment of Dividends		 -1.96 -0.78 -1.98 -2.49 -3.30 -3.77 -3.78 -3.79 -3.94 -4.03 -4.03
Other Financing Activities, Net		 -58 37 -24 -29 -40 -35 -122 -14 -53 -8.69 0.00
Cash Interest Paid		 17 14 12 19 39 59 32 23 59 188 248
Cash Income Taxes Paid		 4.54 2.62 11 -13 -0.03 -2.72 25 49 1.06 2.86 4.85

Quarterly Cash Flow Statements for QCR

This table details how cash moves in and out of QCR's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Change in Cash & Equivalents		 -6.10 -27 4.57 20 20 -7.14 -16 11 12 -12
Net Cash From Operating Activities		 23 42 22 39 25 291 2.74 26 238 177
Net Cash From Continuing Operating Activities		 23 42 22 39 25 291 2.74 26 238 177
Net Income / (Loss) Continuing Operations		 29 31 27 28 25 33 27 29 28 30
Consolidated Net Income / (Loss)		 29 31 27 28 25 33 27 29 28 30
Provision For Loan Losses		 - - 3.93 3.61 3.81 5.20 2.97 5.50 3.48 5.15
Depreciation Expense		 2.08 1.96 2.01 2.03 2.09 2.59 2.24 2.28 1.68 2.27
Amortization Expense		 1.41 1.46 1.36 1.33 1.14 0.90 0.94 1.04 1.35 0.16
Non-Cash Adjustments to Reconcile Net Income		 -3.63 -8.78 0.29 -2.97 1.99 237 1.07 -3.93 196 125
Changes in Operating Assets and Liabilities, net		 -6.15 17 -13 6.27 -9.26 13 -31 -7.65 7.36 15
Net Cash From Investing Activities		 -258 -230 -117 -123 -186 -323 -82 -251 -337 -175
Net Cash From Continuing Investing Activities		 -258 -230 -117 -123 -186 -323 -82 -251 -337 -175
Purchase of Property, Leasehold Improvements and Equipment		 -3.15 -6.14 -1.70 -3.03 -3.29 -6.92 -12 -10 -8.23 -14
Purchase of Investment Securities		 -256 -190 -80 -228 -279 -317 -158 -234 -292 -216
Sale and/or Maturity of Investments		 27 -6.73 -82 97 105 14 52 -5.82 -37 65
Net Increase in Fed Funds Sold		 -26 -29 41 7.60 -12 -15 31 -4.00 -5.05 -14
Other Investing Activities, net		 - - 5.92 2.50 3.25 2.33 5.00 3.35 5.18 3.73
Net Cash From Financing Activities		 228 162 100 104 181 25 63 236 111 -14
Net Cash From Continuing Financing Activities		 228 162 100 104 181 25 63 236 111 -14
Net Change in Deposits		 120 43 517 105 -112 19 293 -42 220 77
Issuance of Debt		 126 124 -409 544 - -128 -229 279 -40 0.30
Issuance of Common Equity		 0.54 0.08 0.06 0.40 0.46 0.47 0.28 -0.27 1.24 0.23
Repayment of Debt		 -7.27 - - - 294 134 - - - -91
Cash Income Taxes Paid		 0.30 0.95 -0.30 1.33 1.18 0.64 0.06 3.01 1.29 0.50

Annual Balance Sheets for QCR

This table presents QCR's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Total Assets		 2,525 2,593 3,302 3,983 4,950 4,909 5,705 6,096 7,949 8,539 9,026
Cash and Due from Banks		 38 42 71 76 86 76 61 37 60 97 92
Federal Funds Sold		 47 20 22 30 26 9.80 9.08 12 57 35 27
Interest Bearing Deposits at Other Banks		 35 36 64 56 133 148 87 75 67 105 143
Trading Account Securities		 652 577 574 652 663 614 1,061 1,036 1,106 1,193 1,387
Loans and Leases, Net of Allowance		 1,607 1,772 2,375 2,930 3,693 3,654 4,167 4,601 6,051 6,456 6,695
Loans and Leases		 1,630 1,798 2,405 2,964 3,733 3,690 4,251 4,680 6,139 6,543 6,784
Allowance for Loan and Lease Losses		 23 26 31 34 40 36 84 79 88 87 90
Premises and Equipment, Net		 36 37 61 63 76 74 73 79 118 123 159
Goodwill		 3.22 3.22 13 28 78 75 74 74 138 139 139
Intangible Assets		 1.67 1.47 7.38 9.08 17 15 11 9.35 17 14 11
Other Assets		 105 104 115 138 178 243 162 156 336 376 373
Total Liabilities & Shareholders' Equity		 2,525 2,593 3,302 3,983 4,950 4,909 5,705 6,096 7,949 8,539 9,026
Total Liabilities		 2,381 2,367 3,016 3,629 4,477 4,374 5,111 1,373 7,176 7,652 8,029
Non-Interest Bearing Deposits		 512 615 797 790 791 777 1,145 1,269 1,263 1,039 921
Interest Bearing Deposits		 1,168 1,265 1,872 2,477 3,186 3,134 3,454 - 4,721 5,475 6,140
Short-Term Debt		 268 255 120 80 96 102 5.43 3.80 330 217 217
Long-Term Debt		 394 189 171 229 309 266 172 - 696 717 568
Other Long-Term Liabilities		 39 42 56 53 95 95 335 100 165 204 183
Total Equity & Noncontrolling Interests		 144 226 286 353 473 535 594 677 773 887 997
Total Preferred & Common Equity		 144 226 286 353 473 535 594 677 773 887 997
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 144 226 286 353 473 535 594 677 773 887 997
Common Stock		 70 135 170 203 286 291 292 289 388 388 392
Retained Earnings		 78 93 119 152 192 246 301 386 450 555 665
Accumulated Other Comprehensive Income / (Loss)		 -1.94 -2.12 -2.46 -1.67 -4.27 2.82 9.01 1.55 -45 -36 -38
Other Equity Adjustments		 - - - - -1.28 -3.92 -7.63 - -20 -20 -22

Quarterly Balance Sheets for QCR

This table presents QCR's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Total Assets		 7,730 8,037 8,227 8,540 8,600 8,872 9,089
Cash and Due from Banks		 86 64 84 104 81 92 104
Federal Funds Sold		 28 16 8.77 20 4.15 8.15 13
Interest Bearing Deposits at Other Banks		 43 238 166 60 73 94 146
Trading Account Securities		 528 1,148 772 1,188 1,216 1,228 1,408
Loans and Leases, Net of Allowance		 6,455 -87 6,575 6,519 6,564 6,767 6,742
Loans and Leases		 6,545 - 6,661 6,606 6,648 6,854 6,829
Allowance for Loan and Lease Losses		 90 87 86 88 84 88 86
Premises and Equipment, Net		 115 118 118 119 133 141 147
Goodwill		 138 138 139 139 139 139 139
Intangible Assets		 18 16 15 15 13 12 12
Other Assets		 320 6,525 348 376 377 391 377
Total Liabilities & Shareholders' Equity		 7,730 8,037 8,227 8,540 8,600 8,872 9,089
Total Liabilities		 6,993 8,140 7,404 7,712 7,692 7,936 8,112
Non-Interest Bearing Deposits		 1,316 7,692 1,102 1,028 955 956 969
Interest Bearing Deposits		 4,625 - 5,505 5,467 5,852 5,808 6,015
Short-Term Debt		 85 1.10 1.85 321 214 223 289
Long-Term Debt		 616 281 417 712 487 767 658
Other Long-Term Liabilities		 350 166 379 184 184 181 181
Total Equity & Noncontrolling Interests		 737 801 823 828 907 936 977
Total Preferred & Common Equity		 737 801 823 828 907 936 977
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 737 801 823 828 907 936 977
Common Stock		 389 385 386 387 388 389 391
Retained Earnings		 423 472 499 523 581 609 636
Accumulated Other Comprehensive Income / (Loss)		 -75 -56 -62 -55 -39 -39 -32
Other Equity Adjustments		 - - - -26 -23 -23 -18

Annual Metrics and Ratios for QCR

This table displays calculated financial ratios and metrics derived from QCR's official financial filings.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 5.15% 11.41% 144.98% 18.30% 31.77% -23.30% 5.88% -3.71% 3.75% 13.42% -1.80%
EBITDA Growth		 64.95% 9.15% 553.77% 18.31% 35.17% -45.61% -19.69% 34.91% -17.60% 10.81% -3.96%
EBIT Growth		 23.82% 14.48% 665.31% 17.88% 35.93% -47.53% -21.00% 36.94% -20.81% 11.51% -3.19%
NOPAT Growth		 0.10% 13.21% 63.56% 28.97% 20.76% 33.14% 5.53% 63.26% 0.16% 14.63% 0.26%
Net Income Growth		 0.10% 13.21% 63.56% 28.97% 20.76% 33.14% 5.53% 63.26% 0.16% 14.63% 0.26%
EPS Growth		 -17.31% -6.40% 34.78% 20.28% 9.58% 25.87% 5.56% 63.16% -5.32% 14.65% -0.30%
Operating Cash Flow Growth		 -20.09% 17.57% 44.14% -22.29% 90.64% 19.02% 46.65% -21.36% 34.55% 217.04% 18.13%
Free Cash Flow Firm Growth		 -931.23% 290.17% -21.35% -141.47% -243.98% 119.03% 487.16% -2,104.55% 178.47% -96.95% 65.56%
Invested Capital Growth		 13.46% -16.93% -13.89% 14.87% 32.49% 2.81% -14.60% 513.17% -61.93% 1.18% -2.14%
Revenue Q/Q Growth		 -18.17% 2.39% 113.67% -10.80% -1.45% -37.57% 11.74% 52.31% -19.54% -20.85% -42.60%
EBITDA Q/Q Growth		 -4.99% 29.80% 317.95% -18.47% -3.66% -56.87% 30.77% 368.40% -41.11% -43.88% -65.14%
EBIT Q/Q Growth		 -4.49% 38.36% 360.43% -19.15% -3.83% -58.48% 34.08% 526.62% -44.01% -46.40% -67.13%
NOPAT Q/Q Growth		 -3.69% 28.87% 6.72% 4.00% 8.60% 4.70% 4.09% 9.69% 4.09% 1.75% -2.26%
Net Income Q/Q Growth		 -23.66% 28.87% 6.72% 4.00% 8.60% 4.70% 4.09% 9.69% 4.09% 1.75% -2.26%
EPS Q/Q Growth		 -6.52% 15.83% 2.84% 1.95% 5.15% 4.65% 4.11% 9.73% 1.73% 2.28% -2.61%
Operating Cash Flow Q/Q Growth		 26.58% 0.55% 32.49% -24.59% 48.01% 4.05% -29.75% 87.03% 18.06% 195.35% -20.36%
Free Cash Flow Firm Q/Q Growth		 -350.08% 523.00% 9.58% -376.42% 41.05% -78.95% 232.08% -1,381.76% 693.39% 129.71% 180.37%
Invested Capital Q/Q Growth		 17.12% -1.06% -2.69% 8.80% -6.69% 7.44% -26.16% 467.24% 25.08% -2.16% -7.33%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 25.25% 24.74% 66.02% 66.03% 67.73% 48.02% 36.43% 51.04% 40.53% 39.60% 38.73%
EBIT Margin		 19.91% 20.46% 63.92% 63.70% 65.71% 44.95% 33.54% 47.70% 36.41% 35.80% 35.29%
Profit (Net Income) Margin		 16.55% 16.82% 11.23% 12.24% 11.22% 19.47% 19.41% 32.91% 31.77% 32.11% 32.78%
Tax Burden Percent		 83.11% 82.19% 75.67% 87.83% 82.71% 79.70% 82.66% 81.43% 87.25% 89.68% 92.88%
Interest Burden Percent		 100.00% 100.00% 23.21% 21.88% 20.64% 54.34% 69.99% 84.71% 100.00% 100.00% 100.00%
Effective Tax Rate		 16.89% 17.81% 24.33% 12.17% 17.29% 20.30% 17.34% 18.57% 12.75% 10.32% 7.12%
Return on Invested Capital (ROIC)		 1.97% 2.29% 4.44% 5.76% 5.60% 6.45% 7.24% 3.60% 3.04% 6.27% 6.32%
ROIC Less NNEP Spread (ROIC-NNEP)		 1.97% 2.29% 4.44% 5.76% 5.60% 6.45% 7.24% 3.60% 3.04% 6.27% 6.32%
Return on Net Nonoperating Assets (RNNOA)		 8.28% 6.86% 6.38% 5.41% 4.84% 4.94% 3.49% 11.97% 10.63% 7.41% 5.77%
Return on Equity (ROE)		 10.25% 9.15% 10.82% 11.17% 10.44% 11.39% 10.73% 15.57% 13.67% 13.69% 12.09%
Cash Return on Invested Capital (CROIC)		 -10.64% 20.79% 19.36% -8.08% -22.35% 3.68% 22.99% -140.31% 92.75% 5.10% 8.48%
Operating Return on Assets (OROA)		 0.73% 0.80% 5.35% 5.10% 5.66% 2.69% 1.97% 2.43% 1.62% 1.54% 1.40%
Return on Assets (ROA)		 0.61% 0.66% 0.94% 0.98% 0.97% 1.16% 1.14% 1.68% 1.41% 1.38% 1.30%
Return on Common Equity (ROCE)		 10.25% 9.15% 10.82% 11.17% 10.44% 11.39% 10.73% 15.57% 13.67% 13.69% 12.09%
Return on Equity Simple (ROE_SIMPLE)		 10.38% 7.49% 9.68% 10.11% 9.11% 10.72% 10.20% 14.61% 12.82% 12.81% 11.41%
Net Operating Profit after Tax (NOPAT)		 15 17 28 36 43 57 61 99 99 114 114
NOPAT Margin		 16.55% 16.82% 11.23% 12.24% 11.22% 19.47% 19.41% 32.91% 31.77% 32.11% 32.78%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 55.02% 51.57% 23.05% 23.75% 22.22% 37.89% 37.17% 40.28% 45.63% 47.41% 46.26%
Operating Expenses to Revenue		 72.55% 72.71% 33.04% 33.40% 31.00% 52.65% 48.61% 51.14% 60.93% 59.52% 59.78%
Earnings before Interest and Taxes (EBIT)		 18 21 158 186 253 133 105 143 114 127 123
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 23 25 163 193 260 142 114 153 126 140 135
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.00 0.00 1.90 1.62 1.03 1.26 1.04 1.28 1.08 1.10 1.36
Price to Tangible Book Value (P/TBV)		 0.00 0.00 2.05 1.82 1.29 1.52 1.21 1.45 1.34 1.33 1.60
Price to Revenue (P/Rev)		 0.00 0.00 2.20 1.97 1.27 2.29 1.97 2.87 2.66 2.75 3.92
Price to Earnings (P/E)		 0.00 0.00 3.65 3.17 2.00 11.78 10.15 8.73 8.39 8.57 11.95
Dividend Yield		 0.47% 0.35% 0.39% 0.48% 0.77% 0.56% 0.62% 0.43% 0.49% 0.41% 0.30%
Earnings Yield		 0.00% 0.00% 27.37% 31.52% 49.94% 8.49% 9.85% 11.46% 11.92% 11.67% 8.37%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.00 1.17 1.09 0.74 0.90 0.82 0.16 0.93 0.92 1.06
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 2.75 2.47 1.68 2.75 2.03 2.47 5.37 4.72 5.42
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 4.16 3.75 2.49 5.72 5.59 4.84 13.24 11.92 13.99
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 4.30 3.88 2.56 6.11 6.07 5.17 14.74 13.19 15.36
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 24.47 20.21 15.02 14.10 10.48 7.50 16.89 14.71 16.53
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 15.62 21.40 10.08 10.58 5.66 8.41 14.10 4.44 4.23
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 5.61 0.00 0.00 24.70 3.30 0.00 0.55 18.10 12.32
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 4.60 1.97 1.02 0.88 0.86 0.69 0.30 0.01 1.33 1.05 0.79
Long-Term Debt to Equity		 2.74 0.84 0.60 0.65 0.65 0.50 0.29 0.00 0.90 0.81 0.57
Financial Leverage		 4.20 2.99 1.44 0.94 0.86 0.77 0.48 3.33 3.50 1.18 0.91
Leverage Ratio		 16.87 13.83 11.52 11.39 10.81 9.78 9.40 9.29 9.69 9.94 9.32
Compound Leverage Factor		 16.87 13.83 2.67 2.49 2.23 5.31 6.58 7.87 9.69 9.94 9.32
Debt to Total Capital		 82.14% 66.29% 50.43% 46.70% 46.12% 40.70% 22.97% 0.56% 57.05% 51.30% 44.02%
Short-Term Debt to Total Capital		 33.27% 38.01% 20.79% 12.07% 10.94% 11.28% 0.70% 0.56% 18.36% 11.93% 12.16%
Long-Term Debt to Total Capital		 48.87% 28.28% 29.63% 34.63% 35.18% 29.41% 22.27% 0.00% 38.70% 39.37% 31.86%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 17.86% 33.71% 49.57% 53.30% 53.88% 59.30% 77.03% 99.44% 42.95% 48.70% 55.98%
Debt to EBITDA		 29.04 17.84 1.79 1.61 1.56 2.59 1.56 0.02 8.12 6.67 5.83
Net Debt to EBITDA		 23.77 13.90 0.82 0.77 0.61 0.94 0.18 -0.79 6.67 4.97 3.88
Long-Term Debt to EBITDA		 17.28 7.61 1.05 1.19 1.19 1.88 1.51 0.00 5.51 5.12 4.22
Debt to NOPAT		 44.31 26.24 10.51 8.67 9.39 6.40 2.92 0.04 10.36 8.23 6.89
Net Debt to NOPAT		 36.26 20.45 4.85 4.14 3.71 2.32 0.33 -1.23 8.51 6.13 4.59
Long-Term Debt to NOPAT		 26.36 11.19 6.18 6.43 7.16 4.63 2.83 0.00 7.03 6.31 4.99
Noncontrolling Interest Sharing Ratio		 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -81 154 121 -50 -172 33 192 -3,857 3,027 92 153
Operating Cash Flow to CapEx		 1,257.45% 684.95% 719.16% 585.19% 560.98% 775.25% 2,692.03% 719.85% 380.43% 2,605.75% 999.21%
Free Cash Flow to Firm to Interest Expense		 -4.78 11.20 10.10 -2.57 -4.25 0.54 6.12 -175.95 49.25 0.48 0.61
Operating Cash Flow to Interest Expense		 1.52 2.20 3.63 1.73 1.59 1.26 3.57 4.02 1.93 1.96 1.78
Operating Cash Flow Less CapEx to Interest Expense		 1.39 1.88 3.13 1.44 1.30 1.10 3.44 3.47 1.42 1.88 1.60
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.08 0.08 0.09 0.06 0.06 0.05 0.04 0.04 0.04
Fixed Asset Turnover		 2.48 2.74 5.03 4.72 5.55 3.95 4.26 3.98 3.17 2.93 2.46
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 807 670 577 663 878 903 771 4,727 1,799 1,821 1,782
Invested Capital Turnover		 0.12 0.14 0.40 0.47 0.50 0.33 0.37 0.11 0.10 0.20 0.19
Increase / (Decrease) in Invested Capital		 96 -137 -93 86 215 25 -132 3,956 -2,928 21 -39
Enterprise Value (EV)		 0.00 0.00 678 722 648 810 635 742 1,674 1,670 1,882
Market Capitalization		 0.00 0.00 543 574 488 676 615 863 831 973 1,360
Book Value per Share		 $18.18 $21.83 $21.88 $25.44 $30.19 $33.89 $37.60 $43.41 $45.77 $52.99 $59.13
Tangible Book Value per Share		 $17.56 $21.38 $20.31 $22.74 $24.11 $28.21 $32.19 $38.06 $36.62 $43.85 $50.25
Total Capital		 807 670 577 663 878 903 771 681 1,799 1,821 1,782
Total Debt		 663 444 291 309 405 367 177 3.80 1,027 934 784
Total Long-Term Debt		 394 189 171 229 309 266 172 0.00 696 717 568
Net Debt		 542 346 134 148 160 133 20 -121 843 697 522
Capital Expenditures (CapEx)		 2.04 4.39 6.03 5.76 11 9.87 4.17 12 31 14 44
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 663 444 291 309 405 367 177 4,050 1,027 934 784
Total Depreciation and Amortization (D&A)		 4.82 4.30 5.17 6.79 7.76 9.05 9.00 10 13 13 12
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.75 $1.64 $2.20 $2.68 $2.92 $3.65 $3.84 $6.30 $5.94 $6.79 $6.77
Adjusted Weighted Average Basic Shares Outstanding		 7.93M 10.35M 12.57M 13.33M 14.77M 15.73M 15.77M 15.71M 16.68M 16.73M 16.83M
Adjusted Diluted Earnings per Share		 $1.72 $1.61 $2.17 $2.61 $2.86 $3.60 $3.80 $6.20 $5.87 $6.73 $6.71
Adjusted Weighted Average Diluted Shares Outstanding		 8.05M 10.50M 12.77M 13.68M 15.06M 15.97M 15.95M 15.94M 16.89M 16.87M 16.96M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 7.99M 11.81M 13.14M 13.93M 15.74M 15.87M 15.83M 15.64M 16.83M 16.79M 16.90M
Normalized Net Operating Profit after Tax (NOPAT)		 15 23 33 40 46 66 65 99 107 114 116
Normalized NOPAT Margin		 16.55% 22.68% 13.38% 13.86% 12.05% 22.27% 20.85% 33.08% 34.35% 32.16% 33.42%
Pre Tax Income Margin		 19.91% 20.46% 14.84% 13.94% 13.56% 24.43% 23.48% 40.41% 36.41% 35.80% 35.29%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 1.07 1.50 13.19 9.55 6.24 2.19 3.33 6.54 1.85 0.66 0.49
NOPAT to Interest Expense		 0.89 1.24 2.32 1.84 1.07 0.95 1.93 4.51 1.61 0.59 0.46
EBIT Less CapEx to Interest Expense		 0.94 1.18 12.69 9.26 5.96 2.03 3.20 5.98 1.34 0.58 0.31
NOPAT Less CapEx to Interest Expense		 0.76 0.91 1.81 1.54 0.78 0.79 1.80 3.95 1.10 0.52 0.28
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 13.14% 4.62% 7.16% 6.98% 7.65% 6.56% 6.24% 3.84% 3.98% 3.55% 3.54%
Augmented Payout Ratio		 13.14% 4.62% 7.16% 6.98% 7.65% 6.56% 6.24% 3.84% 3.98% 3.55% 3.54%

Quarterly Metrics and Ratios for QCR

This table displays calculated financial ratios and metrics derived from QCR's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 16.27% -100.96% -0.96% 43.86% 34.67% -4,385.06% 18.20% 15.08% 12.89% -201.61%
EBITDA Growth		 18.32% -213.98% -19.80% 177.82% 48.84% -102.30% 29.30% 21.81% 18.01% -62.01%
EBIT Growth		 17.10% -229.88% -21.52% 203.71% 52.57% -95.49% 31.04% 22.80% 19.00% -58.73%
NOPAT Growth		 -7.19% 14.43% 14.96% 86.49% -14.25% 6.31% -1.59% 2.42% 10.60% -8.00%
Net Income Growth		 -7.19% 14.43% 14.96% 86.49% -14.25% 6.31% -1.59% 2.42% 10.60% -8.00%
EPS Growth		 -14.07% 5.88% 7.38% 94.25% -12.87% 8.33% -1.25% 1.78% 10.07% -9.23%
Operating Cash Flow Growth		 -27.14% 75.93% 213.33% -17.12% 8.21% 591.72% -87.39% -31.92% 856.62% -39.06%
Free Cash Flow Firm Growth		 -337.68% 175.30% 430.35% 123.60% 31.06% -99.61% -246.26% -677.64% 91.38% 498.45%
Invested Capital Growth		 72.63% -61.93% -83.84% -6.43% 29.35% 1.18% 796.10% 55.25% 3.33% -2.14%
Revenue Q/Q Growth		 10.30% -100.72% 97.70% 9.03% 3.26% -123.99% -11.30% 6.15% 1.29% -164.10%
EBITDA Q/Q Growth		 92.63% -183.76% 389.09% 14.45% 3.20% -213.84% -6.07% 7.81% -0.02% -256.29%
EBIT Q/Q Growth		 106.02% -195.83% 510.52% 15.17% 3.49% -222.78% -5.96% 7.94% 0.29% -263.77%
NOPAT Q/Q Growth		 92.19% 5.50% -12.13% 4.67% -11.62% 30.79% -18.65% 8.94% -4.56% 8.78%
Net Income Q/Q Growth		 92.19% 5.50% -12.13% 4.67% -11.62% 30.79% -18.65% 8.94% -4.56% 8.78%
EPS Q/Q Growth		 96.55% 5.26% -11.11% 5.63% -11.83% 30.87% -18.97% 8.86% -4.65% 7.93%
Operating Cash Flow Q/Q Growth		 -50.72% 82.86% -48.26% 77.78% -35.67% 1,068.95% -99.06% 860.02% 803.93% -25.53%
Free Cash Flow Firm Q/Q Growth		 -19.57% 613.68% -67.59% -88.14% -449.29% 102.91% -12,244.17% 53.18% 94.79% 301.96%
Invested Capital Q/Q Growth		 8.46% 25.08% -90.02% 591.33% 49.93% -2.16% -11.64% 19.78% -0.21% -7.33%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 55.91% 0.00% 58.89% 61.82% 61.79% 0.00% 64.43% 65.44% 64.59% 0.00%
EBIT Margin		 52.43% 0.00% 56.09% 59.26% 59.39% 0.00% 62.19% 63.23% 62.61% 0.00%
Profit (Net Income) Margin		 29.19% 0.00% 22.62% 21.72% 18.59% 0.00% 18.83% 19.33% 18.21% 0.00%
Tax Burden Percent		 85.86% 84.12% 90.71% 87.75% 93.18% 88.02% 95.80% 91.94% 93.14% 91.09%
Interest Burden Percent		 64.84% -72.87% 44.46% 41.76% 33.59% -37.87% 31.61% 33.25% 31.23% -21.21%
Effective Tax Rate		 14.14% 15.88% 9.29% 12.25% 6.82% 11.98% 4.20% 8.06% 6.86% 8.91%
Return on Invested Capital (ROIC)		 9.96% 0.00% 13.04% 6.97% 5.03% 0.00% 11.96% 7.17% 5.82% 0.00%
ROIC Less NNEP Spread (ROIC-NNEP)		 9.96% 0.00% 13.04% 6.97% 5.03% 0.00% 11.96% 7.17% 5.82% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 6.36% 0.00% -1.59% 4.46% 5.58% 0.00% 0.56% 5.74% 6.38% 0.00%
Return on Equity (ROE)		 16.31% 0.00% 11.46% 11.43% 10.61% 0.00% 12.52% 12.91% 12.21% 0.00%
Cash Return on Invested Capital (CROIC)		 -44.90% 92.75% 160.26% 15.66% -18.83% 5.10% -147.19% -36.11% 2.88% 8.48%
Operating Return on Assets (OROA)		 2.96% 0.00% 2.94% 3.13% 3.26% 0.00% 4.25% 4.35% 4.30% 0.00%
Return on Assets (ROA)		 1.65% 0.00% 1.18% 1.15% 1.02% 0.00% 1.29% 1.33% 1.25% 0.00%
Return on Common Equity (ROCE)		 16.31% 0.00% 11.46% 11.43% 10.61% 0.00% 12.52% 12.91% 12.21% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 12.91% 0.00% 12.80% 14.07% 13.47% 0.00% 12.47% 12.16% 11.93% 0.00%
Net Operating Profit after Tax (NOPAT)		 29 31 27 28 25 33 27 29 28 30
NOPAT Margin		 29.19% 0.00% 22.62% 21.72% 18.59% 0.00% 18.83% 19.33% 18.21% 0.00%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 36.51% 0.00% 32.61% 30.02% 29.41% 0.00% 28.09% 25.90% 26.17% 0.00%
Operating Expenses to Revenue		 47.57% 0.00% 40.63% 37.99% 37.79% 0.00% 35.72% 33.12% 35.11% 0.00%
Earnings before Interest and Taxes (EBIT)		 53 -50 67 78 80 -99 88 95 96 -156
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 56 -47 71 81 84 -95 91 99 99 -154
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.17 1.08 0.92 0.83 0.98 1.10 1.12 1.08 1.28 1.36
Price to Tangible Book Value (P/TBV)		 1.48 1.34 1.14 1.02 1.20 1.33 1.35 1.28 1.51 1.60
Price to Revenue (P/Rev)		 2.22 2.66 1.97 1.66 1.81 2.75 1.79 1.72 2.06 3.92
Price to Earnings (P/E)		 5.56 8.39 17.02 12.12 15.38 8.57 9.04 8.89 10.69 11.95
Dividend Yield		 0.48% 0.49% 0.55% 0.59% 0.50% 0.41% 0.40% 0.40% 0.32% 0.30%
Earnings Yield		 17.98% 11.92% 5.88% 8.25% 6.50% 11.67% 11.06% 11.24% 9.35% 8.37%
Enterprise Value to Invested Capital (EV/IC)		 0.98 0.93 3.89 0.68 0.89 0.92 0.97 0.94 1.00 1.06
Enterprise Value to Revenue (EV/Rev)		 3.63 5.37 1.88 2.04 3.70 4.72 2.75 3.07 3.19 5.42
Enterprise Value to EBITDA (EV/EBITDA)		 6.55 13.24 4.10 3.79 6.63 11.92 4.42 4.87 5.00 13.99
Enterprise Value to EBIT (EV/EBIT)		 6.94 14.74 4.46 4.04 7.01 13.19 4.60 5.05 5.18 15.36
Enterprise Value to NOPAT (EV/NOPAT)		 14.78 16.89 6.81 7.27 14.83 14.71 13.81 15.85 16.57 16.53
Enterprise Value to Operating Cash Flow (EV/OCF)		 13.99 14.10 5.23 6.71 12.99 4.44 4.37 5.23 3.46 4.23
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.55 0.68 4.19 0.00 18.10 0.00 0.00 35.43 12.32
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.95 1.33 0.35 0.51 1.25 1.05 0.77 1.06 0.97 0.79
Long-Term Debt to Equity		 0.84 0.90 0.35 0.51 0.86 0.81 0.54 0.82 0.67 0.57
Financial Leverage		 0.64 3.50 -0.12 0.64 1.11 1.18 0.05 0.80 1.10 0.91
Leverage Ratio		 9.91 9.69 9.67 9.98 10.39 9.94 9.74 9.72 9.77 9.32
Compound Leverage Factor		 6.43 -7.06 4.30 4.17 3.49 -3.76 3.08 3.23 3.05 -1.98
Debt to Total Capital		 48.76% 57.05% 26.06% 33.71% 55.48% 51.30% 43.60% 51.41% 49.21% 44.02%
Short-Term Debt to Total Capital		 5.92% 18.36% 0.10% 0.15% 17.23% 11.93% 13.33% 11.59% 15.01% 12.16%
Long-Term Debt to Total Capital		 42.84% 38.70% 25.96% 33.56% 38.25% 39.37% 30.27% 39.81% 34.20% 31.86%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 51.24% 42.95% 73.94% 66.29% 44.52% 48.70% 56.40% 48.59% 50.79% 55.98%
Debt to EBITDA		 3.27 8.12 1.66 1.88 4.14 6.67 1.99 2.67 2.45 5.83
Net Debt to EBITDA		 2.54 6.67 -0.21 0.72 3.40 4.97 1.54 2.15 1.77 3.88
Long-Term Debt to EBITDA		 2.87 5.51 1.65 1.87 2.85 5.12 1.38 2.07 1.70 4.22
Debt to NOPAT		 7.37 10.36 2.75 3.61 9.25 8.23 6.20 8.70 8.12 6.89
Net Debt to NOPAT		 5.72 8.51 -0.35 1.38 7.59 6.13 4.80 6.99 5.86 4.59
Long-Term Debt to NOPAT		 6.48 7.03 2.74 3.60 6.38 6.31 4.30 6.74 5.65 4.99
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -576 2,959 959 114 -397 12 -1,402 -657 -34 69
Operating Cash Flow to CapEx		 824.22% 935.82% 1,280.99% 1,496.25% 771.13% 4,199.37% 22.60% 258.98% 2,894.03% 1,271.27%
Free Cash Flow to Firm to Interest Expense		 -31.14 102.66 25.63 2.52 -7.45 0.20 -23.24 -10.33 -0.52 1.14
Operating Cash Flow to Interest Expense		 1.24 1.46 0.58 0.86 0.47 5.15 0.05 0.41 3.62 2.93
Operating Cash Flow Less CapEx to Interest Expense		 1.09 1.30 0.54 0.80 0.41 5.03 -0.16 0.25 3.50 2.70
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.06 0.04 0.05 0.05 0.05 0.04 0.07 0.07 0.07 0.04
Fixed Asset Turnover		 4.07 3.17 3.75 3.53 3.82 2.93 4.53 4.53 4.54 2.46
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 1,439 1,799 180 1,241 1,861 1,821 1,609 1,927 1,923 1,782
Invested Capital Turnover		 0.34 0.10 0.58 0.32 0.27 0.20 0.64 0.37 0.32 0.19
Increase / (Decrease) in Invested Capital		 605 -2,928 -932 -85 422 21 1,429 686 62 -39
Enterprise Value (EV)		 1,406 1,674 699 842 1,655 1,670 1,562 1,804 1,930 1,882
Market Capitalization		 862 831 735 683 808 973 1,019 1,008 1,247 1,360
Book Value per Share		 $43.19 $45.77 $47.63 $49.21 $49.56 $52.99 $54.03 $55.71 $57.99 $59.13
Tangible Book Value per Share		 $34.09 $36.62 $38.45 $39.98 $40.37 $43.85 $44.97 $46.70 $49.06 $50.25
Total Capital		 1,439 1,799 1,084 1,241 1,861 1,821 1,609 1,927 1,923 1,782
Total Debt		 701 1,027 282 418 1,032 934 701 990 946 784
Total Long-Term Debt		 616 696 281 417 712 717 487 767 658 568
Net Debt		 544 843 -36 159 847 697 543 796 683 522
Capital Expenditures (CapEx)		 2.79 4.50 1.70 2.59 3.23 6.93 12 10 8.23 14
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 701 1,027 -622 418 1,032 934 701 990 946 784
Total Depreciation and Amortization (D&A)		 3.49 3.43 3.36 3.36 3.24 3.50 3.18 3.32 3.02 2.43
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.73 $1.82 $1.62 $1.70 $1.50 $1.97 $1.59 $1.73 $1.65 $1.80
Adjusted Weighted Average Basic Shares Outstanding		 16.90M 16.68M 16.78M 16.70M 16.72M 16.73M 16.78M 16.81M 16.85M 16.83M
Adjusted Diluted Earnings per Share		 $1.71 $1.80 $1.60 $1.69 $1.49 $1.95 $1.58 $1.72 $1.64 $1.77
Adjusted Weighted Average Diluted Shares Outstanding		 17.11M 16.89M 16.94M 16.80M 16.85M 16.87M 16.91M 16.92M 16.98M 16.96M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 16.88M 16.83M 16.72M 16.72M 16.73M 16.79M 16.81M 16.84M 16.87M 16.90M
Normalized Net Operating Profit after Tax (NOPAT)		 30 31 27 28 25 33 27 29 30 30
Normalized NOPAT Margin		 29.51% 0.00% 22.78% 21.72% 18.59% 0.00% 18.83% 19.33% 19.67% 0.00%
Pre Tax Income Margin		 33.99% 0.00% 24.94% 24.75% 19.95% 0.00% 19.66% 21.02% 19.55% 0.00%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 2.84 -1.75 1.80 1.72 1.51 -1.74 1.46 1.50 1.45 -2.59
NOPAT to Interest Expense		 1.58 1.07 0.73 0.63 0.47 0.58 0.44 0.46 0.42 0.50
EBIT Less CapEx to Interest Expense		 2.69 -1.91 1.75 1.66 1.45 -1.87 1.26 1.34 1.33 -2.82
NOPAT Less CapEx to Interest Expense		 1.43 0.92 0.68 0.57 0.41 0.46 0.24 0.30 0.30 0.27
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 4.08% 3.98% 3.92% 3.54% 3.62% 3.55% 3.55% 3.53% 4.32% 3.54%
Augmented Payout Ratio		 4.08% 3.98% 3.92% 3.54% 3.62% 3.55% 3.55% 3.53% 4.32% 3.54%

Frequently Asked Questions About QCR's Financials

When does QCR's fiscal year end?

According to the most recent income statement we have on file, QCR's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has QCR's net income changed over the last 10 years?

QCR's net income appears to be on an upward trend, with a most recent value of $113.85 million in 2024, rising from $14.95 million in 2014. The previous period was $113.56 million in 2023.

How has QCR revenue changed over the last 10 years?

Over the last 10 years, QCR's total revenue changed from $90.35 million in 2014 to $347.32 million in 2024, a change of 284.4%.

How much debt does QCR have?

QCR's total liabilities were at $8.03 billion at the end of 2024, a 4.9% increase from 2023, and a 237.2% increase since 2014.

How much cash does QCR have?

In the past 10 years, QCR's cash and equivalents has ranged from $37.49 million in 2021 to $97.12 million in 2023, and is currently $91.73 million as of their latest financial filing in 2024.

How has QCR's book value per share changed over the last 10 years?

Over the last 10 years, QCR's book value per share changed from 18.18 in 2014 to 59.13 in 2024, a change of 225.2%.


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This page (NASDAQ:QCRH) was last updated on 4/25/2025 by MarketBeat.com Staff
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