RBB Bancorp (RBB) Stock Price, News & Analysis

Company Overview

RBB Bancorp is the bank holding company for Royal Business Bank, a California-chartered commercial bank headquartered in Los Angeles. Since its founding in 2008, the company has focused on serving small to mid-sized businesses, entrepreneurs and private clients, with an emphasis on the needs of the Chinese-American community. Through its branch network, RBB Bancorp offers a range of personal and business banking solutions designed to support commercial expansion, wealth management and cross-border transactions.

The company’s core products and services include commercial real estate and business loans, equipment financing, trade finance and deposit accounts. In addition to traditional checking and savings products, RBB Bancorp provides treasury management, online banking, mobile payment services and foreign currency exchange. The bank also delivers specialized mortgage lending for residential and investment properties, underpinned by local market expertise and tailored underwriting practices.

RBB Bancorp has grown its presence beyond Southern California to serve customers in key metropolitan areas through branches in Northern California, Nevada and Massachusetts. Its geographic diversification enhances its ability to support clients in regional growth corridors and international trade hubs. The company leverages a bilingual staff and community outreach programs to maintain close relationships with local businesses, professional associations and nonprofit organizations.

Leadership at RBB Bancorp includes Anthony Wu as Chairman and Chief Executive Officer, supported by a management team with deep experience in commercial banking, risk management and regulatory compliance. The board of directors is composed of industry veterans and community leaders who guide strategic initiatives and oversee corporate governance. With a commitment to disciplined growth and customer-centric service, RBB Bancorp continues to build on its track record of supporting entrepreneurial success and community development.

Key Stats

• Today's Range: $18.14 to $18.40
• 50-Day Range: $15.89 to $18.86
• 52-Week Range: $14.40 to $25.30
• Volume: 57,489 shs
• Average Volume: 48,198 shs
• Market Capitalization: $323.31 million
• P/E Ratio: 15.75
• Dividend Yield: 3.51%
• Price Target: $21.67
• Consensus Rating: Hold

RBB Bancorp Stock Analysis - MarketRank™

RBB Bancorp scored higher than 74% of companies evaluated by MarketBeat, and ranked 439th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.0 / 5
• Analyst Rating: Hold

Consensus Rating

RBB Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

RBB Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 17.79%

Earnings Growth

Earnings for RBB Bancorp are expected to grow by 17.79% in the coming year, from $1.63 to $1.92 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of RBB Bancorp is 15.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.41.

Price to Earnings Ratio vs. Sector

The P/E ratio of RBB Bancorp is 15.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.14.

Price to Book Value per Share Ratio

RBB Bancorp has a P/B Ratio of 0.64. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.15% of the float of RBB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

RBB Bancorp has a short interest ratio ("days to cover") of 4.

Change versus previous month

Short interest in RBB Bancorp has recently increased by 19.41%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

RBB Bancorp is a leading dividend payer. It pays a dividend yield of 3.56%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

RBB Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of RBB Bancorp is 55.17%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, RBB Bancorp will have a dividend payout ratio of 33.33% next year. This indicates that RBB Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.15% of the float of RBB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

RBB Bancorp has a short interest ratio ("days to cover") of 4.

Change versus previous month

Short interest in RBB Bancorp has recently increased by 19.41%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.93

News Sentiment

RBB Bancorp has a news sentiment score of 0.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for RBB Bancorp this week, compared to 2 articles on an average week.

Search Interest

3 people have searched for RBB on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, RBB Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $24,275.00 in company stock.

Percentage Held by Insiders

Only 4.56% of the stock of RBB Bancorp is held by insiders.

Percentage Held by Institutions

40.14% of the stock of RBB Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

RBB Stock Analysis - Frequently Asked Questions

How have RBB shares performed this year?

RBB Bancorp's stock was trading at $20.49 at the beginning of the year. Since then, RBB shares have decreased by 10.7% and is now trading at $18.2950.

How were RBB Bancorp's earnings last quarter?

RBB Bancorp (NASDAQ:RBB) released its earnings results on Monday, April, 28th. The company reported $0.13 earnings per share for the quarter, missing the consensus estimate of $0.38 by $0.25. The company earned $28.46 million during the quarter, compared to analyst estimates of $28.98 million. RBB Bancorp had a net margin of 9.16% and a trailing twelve-month return on equity of 4.10%.
Read the conference call transcript.

Is RBB Bancorp doing a stock buyback?

RBB Bancorp's Board of Directors approved a stock repurchase program on Thursday, May 29th 2025, which permits the company to repurchase $18,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 6% of its shares through open market purchases. Shares buyback programs are often an indication that the company's board of directors believes its shares are undervalued.

When did RBB Bancorp IPO?

RBB Bancorp (RBB) raised $69 million in an IPO on Wednesday, July 26th 2017. The company issued 3,000,000 shares at $22.00-$24.00 per share. Sandler O’Neill, Keefe, Bruyette & Woods (A Stifel Company) and Stephens acted as the underwriters for the IPO and FIG Partners was co-manager.

How do I buy shares of RBB Bancorp?

Shares of RBB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of RBB Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that RBB Bancorp investors own include Tesla (TSLA), NVIDIA (NVDA), Meta Platforms (META), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX) and Alphabet (GOOG).

Company Calendar

• Last Earnings: 4/28/2025
• Record date for 5/12 Dividend: 4/30/2025
• Ex-Dividend for 5/12 Dividend: 4/30/2025
• Dividend Payable: 5/12/2025
• Today: 7/17/2025
• Next Earnings (Estimated): 7/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:RBB
• CIK: 1499422
• Web: www.royalbusinessbankusa.com
• Phone: (213) 627-9888
• Fax: N/A
• Employees: 360
• Year Founded: N/A

Price Target and Rating

• Average Price Target for RBB Bancorp: $21.67
• High Price Target: $23.00
• Low Price Target: $20.00
• Potential Upside/Downside: +19.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.16
• Trailing P/E Ratio: 15.66
• Forward P/E Ratio: 11.15
• P/E Growth: N/A
• Net Income: $26.67 million
• Net Margins: 9.16%
• Pretax Margin: 12.08%
• Return on Equity: 4.10%
• Return on Assets: 0.53%

Debt

• Debt-to-Equity Ratio: 0.58
• Current Ratio: 1.07
• Quick Ratio: 1.07

Sales & Book Value

• Annual Sales: $232 million
• Price / Sales: 1.39
• Cash Flow: $1.88 per share
• Price / Cash Flow: 9.65
• Book Value: $28.70 per share
• Price / Book: 0.63

Miscellaneous

• Outstanding Shares: 17,740,000
• Free Float: 16,931,000
• Market Cap: $322.34 million
• Optionable: Optionable
• Beta: 1.05