Rhinebeck Bancorp (RBKB) Competitors

Unity Bancorp (NASDAQ:UNTY) and Rhinebeck Bancorp (NASDAQ:RBKB) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, analyst recommendations, community ranking, dividends, media sentiment, institutional ownership, profitability, valuation and earnings.

Do analysts rate UNTY or RBKB?

Unity Bancorp presently has a consensus target price of $54.50, indicating a potential upside of 15.59%. Given Unity Bancorp's stronger consensus rating and higher probable upside, equities analysts clearly believe Unity Bancorp is more favorable than Rhinebeck Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Unity Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Rhinebeck Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has more risk and volatility, UNTY or RBKB?

Unity Bancorp has a beta of 1.03, indicating that its stock price is 3% more volatile than the S&P 500. Comparatively, Rhinebeck Bancorp has a beta of 0.75, indicating that its stock price is 25% less volatile than the S&P 500.

Does the media favor UNTY or RBKB?

In the previous week, Unity Bancorp had 16 more articles in the media than Rhinebeck Bancorp. MarketBeat recorded 16 mentions for Unity Bancorp and 0 mentions for Rhinebeck Bancorp. Unity Bancorp's average media sentiment score of 0.63 beat Rhinebeck Bancorp's score of 0.59 indicating that Unity Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Unity Bancorp	Positive
Rhinebeck Bancorp	Positive

Which has better valuation & earnings, UNTY or RBKB?

Unity Bancorp has higher revenue and earnings than Rhinebeck Bancorp. Rhinebeck Bancorp is trading at a lower price-to-earnings ratio than Unity Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Unity Bancorp	$164.21M	2.87	$41.45M	$4.06	11.61
Rhinebeck Bancorp	$66.44M	1.64	$4.39M	-$0.47	-20.91

Is UNTY or RBKB more profitable?

Unity Bancorp has a net margin of 25.24% compared to Rhinebeck Bancorp's net margin of -8.77%. Unity Bancorp's return on equity of 15.08% beat Rhinebeck Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Unity Bancorp	25.24%	15.08%	1.59%
Rhinebeck Bancorp	-8.77%	3.81%	0.34%

Do institutionals & insiders have more ownership in UNTY or RBKB?

42.3% of Unity Bancorp shares are held by institutional investors. Comparatively, 23.9% of Rhinebeck Bancorp shares are held by institutional investors. 28.9% of Unity Bancorp shares are held by insiders. Comparatively, 6.4% of Rhinebeck Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Does the MarketBeat Community prefer UNTY or RBKB?

Unity Bancorp received 134 more outperform votes than Rhinebeck Bancorp when rated by MarketBeat users. Likewise, 64.50% of users gave Unity Bancorp an outperform vote while only 54.69% of users gave Rhinebeck Bancorp an outperform vote.

Company	Underperform	Outperform
Unity Bancorp	Outperform Votes 169 64.50%	Underperform Votes 93 35.50%
Rhinebeck Bancorp	Outperform Votes 35 54.69%	Underperform Votes 29 45.31%

Summary

Unity Bancorp beats Rhinebeck Bancorp on 17 of the 17 factors compared between the two stocks.