Rhinebeck Bancorp (RBKB) Competitors

First Business Financial Services (NASDAQ:FBIZ) and Rhinebeck Bancorp (NASDAQ:RBKB) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, analyst recommendations, profitability, valuation, media sentiment, community ranking, risk, institutional ownership and earnings.

Does the MarketBeat Community believe in FBIZ or RBKB?

First Business Financial Services received 223 more outperform votes than Rhinebeck Bancorp when rated by MarketBeat users. Likewise, 60.14% of users gave First Business Financial Services an outperform vote while only 54.69% of users gave Rhinebeck Bancorp an outperform vote.

Company	Underperform	Outperform
First Business Financial Services	Outperform Votes 258 60.14%	Underperform Votes 171 39.86%
Rhinebeck Bancorp	Outperform Votes 35 54.69%	Underperform Votes 29 45.31%

Which has stronger earnings & valuation, FBIZ or RBKB?

First Business Financial Services has higher revenue and earnings than Rhinebeck Bancorp. Rhinebeck Bancorp is trading at a lower price-to-earnings ratio than First Business Financial Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Business Financial Services	$262.38M	1.64	$44.24M	$5.22	9.93
Rhinebeck Bancorp	$54.24M	2.05	-$8.62M	-$0.81	-12.37

Which has more risk & volatility, FBIZ or RBKB?

First Business Financial Services has a beta of 0.88, suggesting that its stock price is 12% less volatile than the S&P 500. Comparatively, Rhinebeck Bancorp has a beta of 0.75, suggesting that its stock price is 25% less volatile than the S&P 500.

Does the media prefer FBIZ or RBKB?

In the previous week, Rhinebeck Bancorp had 1 more articles in the media than First Business Financial Services. MarketBeat recorded 1 mentions for Rhinebeck Bancorp and 0 mentions for First Business Financial Services. Rhinebeck Bancorp's average media sentiment score of 0.67 beat First Business Financial Services' score of 0.50 indicating that Rhinebeck Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
First Business Financial Services	Positive
Rhinebeck Bancorp	Positive

Do analysts rate FBIZ or RBKB?

First Business Financial Services currently has a consensus target price of $58.75, indicating a potential upside of 13.32%. Given First Business Financial Services' stronger consensus rating and higher probable upside, research analysts clearly believe First Business Financial Services is more favorable than Rhinebeck Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Business Financial Services	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
Rhinebeck Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Do institutionals & insiders hold more shares of FBIZ or RBKB?

60.1% of First Business Financial Services shares are held by institutional investors. Comparatively, 23.9% of Rhinebeck Bancorp shares are held by institutional investors. 6.3% of First Business Financial Services shares are held by insiders. Comparatively, 6.4% of Rhinebeck Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Is FBIZ or RBKB more profitable?

First Business Financial Services has a net margin of 16.86% compared to Rhinebeck Bancorp's net margin of -15.89%. First Business Financial Services' return on equity of 14.33% beat Rhinebeck Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Business Financial Services	16.86%	14.33%	1.16%
Rhinebeck Bancorp	-15.89%	3.44%	0.32%

Summary

First Business Financial Services beats Rhinebeck Bancorp on 14 of the 18 factors compared between the two stocks.