NASDAQ:REFI Chicago Atlantic Real Estate Finance (REFI) Stock Price, News & Analysis $12.90 -0.09 (-0.69%) Closing price 08/1/2025 04:00 PM EasternExtended Trading$12.91 +0.01 (+0.08%) As of 08/1/2025 06:17 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Chicago Atlantic Real Estate Finance Stock (NASDAQ:REFI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get REFI alerts:Sign Up Key Stats Today's Range$12.87▼$13.0550-Day Range$12.90▼$14.6552-Week Range$12.76▼$16.29Volume146,231 shsAverage Volume95,989 shsMarket Capitalization$270.51 millionP/E Ratio6.86Dividend Yield14.57%Price Target$20.00Consensus RatingBuy Company Overview Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States. The company engages in originating, structuring, and investing in first mortgage loans and alternative structured financings secured by commercial real estate properties. Its portfolio primarily includes offers senior loans to state-licensed operators in the cannabis industry. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Chicago Atlantic Real Estate Finance, Inc. was incorporated in 2021 and is headquartered in Chicago, Illinois. Read More Chicago Atlantic Real Estate Finance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks77th Percentile Overall ScoreREFI MarketRank™: Chicago Atlantic Real Estate Finance scored higher than 77% of companies evaluated by MarketBeat, and ranked 422nd out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.5 / 5Analyst RatingBuy Consensus RatingChicago Atlantic Real Estate Finance has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.Amount of Analyst CoverageChicago Atlantic Real Estate Finance has received no research coverage in the past 90 days.Read more about Chicago Atlantic Real Estate Finance's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth2.11% Earnings GrowthEarnings for Chicago Atlantic Real Estate Finance are expected to grow by 2.11% in the coming year, from $1.90 to $1.94 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Chicago Atlantic Real Estate Finance is 6.86, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.11.Price to Earnings Ratio vs. SectorThe P/E ratio of Chicago Atlantic Real Estate Finance is 6.86, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.76.Price to Book Value per Share RatioChicago Atlantic Real Estate Finance has a P/B Ratio of 0.82. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Chicago Atlantic Real Estate Finance's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.43% of the float of Chicago Atlantic Real Estate Finance has been sold short.Short Interest Ratio / Days to CoverChicago Atlantic Real Estate Finance has a short interest ratio ("days to cover") of 4.6.Change versus previous monthShort interest in Chicago Atlantic Real Estate Finance has recently decreased by 21.66%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend LeadershipChicago Atlantic Real Estate Finance is a leading dividend payer. It pays a dividend yield of 14.47%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthChicago Atlantic Real Estate Finance has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Chicago Atlantic Real Estate Finance is 100.00%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on EPS estimates, Chicago Atlantic Real Estate Finance will have a dividend payout ratio of 96.91% in the coming year. This indicates that Chicago Atlantic Real Estate Finance may not be able to sustain their current dividend.Read more about Chicago Atlantic Real Estate Finance's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted2.43% of the float of Chicago Atlantic Real Estate Finance has been sold short.Short Interest Ratio / Days to CoverChicago Atlantic Real Estate Finance has a short interest ratio ("days to cover") of 4.6.Change versus previous monthShort interest in Chicago Atlantic Real Estate Finance has recently decreased by 21.66%, indicating that investor sentiment is improving significantly. News and Social Media2.7 / 5News Sentiment0.83 News SentimentChicago Atlantic Real Estate Finance has a news sentiment score of 0.83. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.69 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Chicago Atlantic Real Estate Finance this week, compared to 2 articles on an average week.Search InterestOnly 2 people have searched for REFI on MarketBeat in the last 30 days. This is a decrease of -78% compared to the previous 30 days.MarketBeat Follows3 people have added Chicago Atlantic Real Estate Finance to their MarketBeat watchlist in the last 30 days. This is an increase of 200% compared to the previous 30 days. Company Ownership0.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Chicago Atlantic Real Estate Finance insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 8.30% of the stock of Chicago Atlantic Real Estate Finance is held by insiders.Percentage Held by InstitutionsOnly 25.48% of the stock of Chicago Atlantic Real Estate Finance is held by institutions.Read more about Chicago Atlantic Real Estate Finance's insider trading history. Receive REFI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Chicago Atlantic Real Estate Finance and its competitors with MarketBeat's FREE daily newsletter. Email Address REFI Stock News HeadlinesChicago Atlantic Real Estate Finance Inc REFI - MorningstarJuly 18, 2025 | morningstar.comMChicago Atlantic Real Estate Finance Schedules Second Quarter 2025 Earnings Release and Conference Call DateJuly 17, 2025 | globenewswire.com$100 Trillion “AI Metal” Found in American Ghost TownJeff Brown recently traveled to a ghost town in the middle of an American desert… To investigate what could be the biggest technology story of this decade. In short, he believes what he's holding in his hand is the key to the $100 trillion AI boom… And only one company here in the U.S. can mine this obscure metal.August 2 at 2:00 AM | Brownstone Research (Ad)Chicago Atlantic Real Estate Finance Inc REFI OverviewJune 24, 2025 | money.usnews.comChicago Atlantic Real Estate Finance Declares Common Stock Dividend of $0.47 for the Second Quarter of 2025June 16, 2025 | finance.yahoo.comThose who invested in Chicago Atlantic Real Estate Finance (NASDAQ:REFI) three years ago are up 34%June 11, 2025 | finance.yahoo.comChicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) Q1 2025 Earnings Call TranscriptMay 9, 2025 | insidermonkey.comQ1 2025 Chicago Atlantic Real Estate Finance Inc Earnings CallMay 7, 2025 | finance.yahoo.comSee More Headlines REFI Stock Analysis - Frequently Asked Questions How have REFI shares performed this year? Chicago Atlantic Real Estate Finance's stock was trading at $15.42 at the start of the year. Since then, REFI shares have decreased by 16.3% and is now trading at $12.90. How were Chicago Atlantic Real Estate Finance's earnings last quarter? Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) issued its earnings results on Wednesday, August, 9th. The company reported $0.54 EPS for the quarter, missing analysts' consensus estimates of $0.64 by $0.10. The business had revenue of $14.66 million for the quarter, compared to the consensus estimate of $15.78 million. Chicago Atlantic Real Estate Finance had a net margin of 67.78% and a trailing twelve-month return on equity of 12.17%. Read the conference call transcript. When did Chicago Atlantic Real Estate Finance IPO? Chicago Atlantic Real Estate Finance (REFI) raised $106 million in an initial public offering on Wednesday, December 8th 2021. The company issued 6,250,000 shares at $16.00-$18.00 per share. Who are Chicago Atlantic Real Estate Finance's major shareholders? Top institutional shareholders of Chicago Atlantic Real Estate Finance include Fielder Capital Group LLC (3.68%), Sage Mountain Advisors LLC (0.78%), Doliver Advisors LP (0.38%) and Ascent Group LLC (0.05%). Insiders that own company stock include John Mazarakis, Anthony Cappell and Phillip Silverman. View institutional ownership trends. How do I buy shares of Chicago Atlantic Real Estate Finance? Shares of REFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Chicago Atlantic Real Estate Finance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Chicago Atlantic Real Estate Finance investors own include NVIDIA (NVDA), Tesla (TSLA), Meta Platforms (META), Advanced Micro Devices (AMD), Home Depot (HD), JPMorgan Chase & Co. (JPM) and Walmart (WMT). Company Calendar Last Earnings8/09/2023Record date for 7/15 Dividend6/30/2025Ex-Dividend for 7/15 Dividend6/30/2025Dividend Payable7/15/2025Today8/02/2025Next Earnings (Estimated)8/07/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - MISC SVCS Sub-IndustryTrading Current SymbolNASDAQ:REFI CIK1867949 Webwww.chicagoatlanticcredit.com Phone312-809-7002FaxN/AEmployeesN/AYear FoundedN/APrice Target and Rating Average Price Target for Chicago Atlantic Real Estate Finance$20.00 High Price Target$20.00 Low Price Target$20.00 Potential Upside/Downside+55.0%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)$1.88 Trailing P/E Ratio6.86 Forward P/E Ratio6.79 P/E GrowthN/ANet Income$37.04 million Net Margins67.78% Pretax Margin67.78% Return on Equity12.17% Return on Assets9.18% Debt Debt-to-Equity RatioN/A Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$54.95 million Price / Sales4.92 Cash Flow$1.80 per share Price / Cash Flow7.18 Book Value$15.73 per share Price / Book0.82Miscellaneous Outstanding Shares20,970,000Free Float19,227,000Market Cap$270.51 million OptionableOptionable Beta0.23 10 Stocks Set to Soar in Summer 2025Enter your email address and we'll send you MarketBeat's list of ten stocks that are set to soar in Summer 2025, despite the threat of tariffs and other economic uncertainty. These ten stocks are incredibly resilient and are likely to thrive in any economic environment.Get This Free Report This page (NASDAQ:REFI) was last updated on 8/2/2025 by MarketBeat.com Staff From Our Partners379 passengers walked away from thisWhy Elon Musk Just Invested $51 Million Into Brand New “Miracle Metal” Developed by MIT ScientistsTrue Market Insiders | SponsoredI warned you about Nvidia… now look what’s happeningNvidia just got Trump’s greenlight to sell high-powered AI chips to China — and their stock surged 5% before t...Timothy Sykes | SponsoredMan Who Called Nvidia at $1.10 Says Buy This Now...In 2004, one man called Nvidia before just about anyone knew it existed. 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