Richmond Mutual Bancorporation (RMBI) Stock Price, News & Analysis

Company Overview

Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services. It accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit. The company also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans. In addition, it engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. The company was founded in 1887 and is headquartered in Richmond, Indiana.

Key Stats

• Today's Range: $13.13 to $13.45
• 50-Day Range: $12.26 to $14.73
• 52-Week Range: $10.15 to $15.15
• Volume: 17,477 shs
• Average Volume: 15,768 shs
• Market Capitalization: $143.25 million
• P/E Ratio: 14.43
• Dividend Yield: 4.27%
• Price Target: N/A
• Consensus Rating: N/A

Richmond Mutual Bancorporation Stock Analysis - MarketRank™

Richmond Mutual Bancorporation scored higher than 49% of companies evaluated by MarketBeat, and ranked 638th out of 932 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Richmond Mutual Bancorporation.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Richmond Mutual Bancorporation is 14.43, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.37.

Price to Earnings Ratio vs. Sector

The P/E ratio of Richmond Mutual Bancorporation is 14.43, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.31.

Price to Book Value per Share Ratio

Richmond Mutual Bancorporation has a P/B Ratio of 1.10. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.53% of the float of Richmond Mutual Bancorporation has been sold short.

Short Interest Ratio / Days to Cover

Richmond Mutual Bancorporation has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Richmond Mutual Bancorporation has recently decreased by 5.16%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Richmond Mutual Bancorporation is a leading dividend payer. It pays a dividend yield of 4.18%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Richmond Mutual Bancorporation does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Richmond Mutual Bancorporation is 61.54%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.53% of the float of Richmond Mutual Bancorporation has been sold short.

Short Interest Ratio / Days to Cover

Richmond Mutual Bancorporation has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Richmond Mutual Bancorporation has recently decreased by 5.16%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.51

News Sentiment

Richmond Mutual Bancorporation has a news sentiment score of 0.51. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.89 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Richmond Mutual Bancorporation this week, compared to 0 articles on an average week.

MarketBeat Follows

2 people have added Richmond Mutual Bancorporation to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Richmond Mutual Bancorporation insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 8.20% of the stock of Richmond Mutual Bancorporation is held by insiders.

Percentage Held by Institutions

Only 26.52% of the stock of Richmond Mutual Bancorporation is held by institutions.

RMBI Stock Analysis - Frequently Asked Questions

How have RMBI shares performed this year?

Richmond Mutual Bancorporation's stock was trading at $14.15 at the start of the year. Since then, RMBI shares have decreased by 7.2% and is now trading at $13.13.
View the best growth stocks for 2025 here.

How were Richmond Mutual Bancorporation's earnings last quarter?

Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) posted its earnings results on Thursday, January, 23rd. The company reported $0.24 earnings per share (EPS) for the quarter. Richmond Mutual Bancorporation had a trailing twelve-month return on equity of 6.97% and a net margin of 10.99%.

Who are Richmond Mutual Bancorporation's major shareholders?

Top institutional shareholders of Richmond Mutual Bancorporation include Alliancebernstein L.P. (6.51%), Stifel Financial Corp (1.16%), Geode Capital Management LLC (1.00%) and Keeley Teton Advisors LLC (0.89%). Insiders that own company stock include M Lynn Wetzel, Jeffrey A Jackson, Donald A Benziger, Harold T Hanley III and Kathryn Girten.
View institutional ownership trends.

How do I buy shares of Richmond Mutual Bancorporation?

Shares of RMBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Richmond Mutual Bancorporation own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Richmond Mutual Bancorporation investors own include Waste Connections (WCN), iShares Micro-Cap ETF (IWC), The RMR Group (RMR), DiamondRock Hospitality (DRH), American Water Works (AWK), AUO (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Ex-Dividend for 12/19 Dividend: 12/05/2024
• Dividend Payable: 12/19/2024
• Last Earnings: 1/23/2025
• Today: 2/22/2025
• Ex-Dividend for 3/12 Dividend: 2/26/2025
• Dividend Payable: 3/12/2025
• Next Earnings (Estimated): 4/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:RMBI
• CUSIP: N/A
• CIK: 1767837
• Web: www.firstbankrichmond.com
• Phone: (765) 962-2581
• Fax: N/A
• Employees: 180
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.91
• Trailing P/E Ratio: 14.43
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $9.38 million
• Net Margins: 10.99%
• Pretax Margin: 12.14%
• Return on Equity: 6.97%
• Return on Assets: 0.63%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.87
• Quick Ratio: 0.87

Sales & Book Value

• Annual Sales: $85.28 million
• Price / Sales: 1.68
• Cash Flow: $1.03 per share
• Price / Cash Flow: 12.77
• Book Value: $11.99 per share
• Price / Book: 1.10

Miscellaneous

• Outstanding Shares: 10,910,000
• Free Float: 10,014,000
• Market Cap: $143.25 million
• Optionable: Not Optionable
• Beta: 0.64