Renasant (RNST) Competitors

Cullen/Frost Bankers (NYSE:CFR) and Renasant (NASDAQ:RNST) are both mid-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their community ranking, analyst recommendations, valuation, media sentiment, profitability, institutional ownership, risk, dividends and earnings.

Do analysts recommend CFR or RNST?

Cullen/Frost Bankers presently has a consensus target price of $127.07, indicating a potential downside of 11.34%. Renasant has a consensus target price of $40.17, indicating a potential upside of 10.81%. Given Renasant's stronger consensus rating and higher probable upside, analysts plainly believe Renasant is more favorable than Cullen/Frost Bankers.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cullen/Frost Bankers	3 Sell rating(s)	8 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.00
Renasant	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67

Which has preferable earnings & valuation, CFR or RNST?

Cullen/Frost Bankers has higher revenue and earnings than Renasant. Renasant is trading at a lower price-to-earnings ratio than Cullen/Frost Bankers, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cullen/Frost Bankers	$2.03B	4.53	$597.97M	$8.06	17.78
Renasant	$910.39M	2.53	$144.68M	$3.07	11.81

Does the MarketBeat Community prefer CFR or RNST?

Renasant received 25 more outperform votes than Cullen/Frost Bankers when rated by MarketBeat users. Likewise, 57.36% of users gave Renasant an outperform vote while only 39.25% of users gave Cullen/Frost Bankers an outperform vote.

Company	Underperform	Outperform
Cullen/Frost Bankers	Outperform Votes 345 39.25%	Underperform Votes 534 60.75%
Renasant	Outperform Votes 370 57.36%	Underperform Votes 275 42.64%

Does the media favor CFR or RNST?

In the previous week, Cullen/Frost Bankers had 2 more articles in the media than Renasant. MarketBeat recorded 4 mentions for Cullen/Frost Bankers and 2 mentions for Renasant. Cullen/Frost Bankers' average media sentiment score of 0.85 beat Renasant's score of 0.84 indicating that Cullen/Frost Bankers is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cullen/Frost Bankers	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Renasant	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders & institutionals hold more shares of CFR or RNST?

86.9% of Cullen/Frost Bankers shares are held by institutional investors. Comparatively, 77.3% of Renasant shares are held by institutional investors. 2.9% of Cullen/Frost Bankers shares are held by insiders. Comparatively, 2.8% of Renasant shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Is CFR or RNST a better dividend stock?

Cullen/Frost Bankers pays an annual dividend of $3.80 per share and has a dividend yield of 2.7%. Renasant pays an annual dividend of $0.88 per share and has a dividend yield of 2.4%. Cullen/Frost Bankers pays out 47.1% of its earnings in the form of a dividend. Renasant pays out 28.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Cullen/Frost Bankers has increased its dividend for 31 consecutive years. Cullen/Frost Bankers is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is CFR or RNST more profitable?

Cullen/Frost Bankers has a net margin of 18.81% compared to Renasant's net margin of 16.83%. Cullen/Frost Bankers' return on equity of 15.82% beat Renasant's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cullen/Frost Bankers	18.81%	15.82%	1.15%
Renasant	16.83%	6.70%	0.92%

Which has more risk & volatility, CFR or RNST?

Cullen/Frost Bankers has a beta of 1, suggesting that its share price has a similar volatility profile to the S&P 500.Comparatively, Renasant has a beta of 1.03, suggesting that its share price is 3% more volatile than the S&P 500.

Summary

Cullen/Frost Bankers beats Renasant on 14 of the 21 factors compared between the two stocks.