NASDAQ:RPAY Repay (RPAY) Stock Price, News & Analysis $4.83 -0.09 (-1.83%) Closing price 08/1/2025 04:00 PM EasternExtended Trading$4.88 +0.05 (+1.04%) As of 08/1/2025 05:27 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Repay Stock (NASDAQ:RPAY) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Repay alerts:Sign Up Key Stats Today's Range$4.72▼$5.0050-Day Range$4.33▼$5.3952-Week Range$3.59▼$9.75Volume997,329 shsAverage Volume887,142 shsMarket Capitalization$480.30 millionP/E RatioN/ADividend YieldN/APrice Target$7.90Consensus RatingModerate Buy Company Overview Repay Holdings Corporation, payments technology company, provides integrated payment processing solutions to industry-oriented markets in the United States. It operates through two segments: Consumer Payments and Business Payments. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, virtual terminal, online client portal, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia. Read More Repay Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks75th Percentile Overall ScoreRPAY MarketRank™: Repay scored higher than 75% of companies evaluated by MarketBeat, and ranked 78th out of 305 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.3 / 5Analyst RatingModerate Buy Consensus RatingRepay has received a consensus rating of Moderate Buy. The company's average rating score is 2.56, and is based on 5 buy ratings, 4 hold ratings, and no sell ratings.Amount of Analyst CoverageRepay has only been the subject of 4 research reports in the past 90 days.Read more about Repay's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings Growth6.94% Earnings GrowthEarnings for Repay are expected to grow by 6.94% in the coming year, from $0.72 to $0.77 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Repay is -32.20, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Repay is -32.20, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioRepay has a P/B Ratio of 0.55. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Repay's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted8.09% of the float of Repay has been sold short.Short Interest Ratio / Days to CoverRepay has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Repay has recently decreased by 2.67%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldRepay does not currently pay a dividend.Dividend GrowthRepay does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted8.09% of the float of Repay has been sold short.Short Interest Ratio / Days to CoverRepay has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Repay has recently decreased by 2.67%, indicating that investor sentiment is improving. News and Social Media4.0 / 5News Sentiment1.24 News SentimentRepay has a news sentiment score of 1.24. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 9 news articles for Repay this week, compared to 3 articles on an average week.Search Interest2 people have searched for RPAY on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.MarketBeat Follows1 people have added Repay to their MarketBeat watchlist in the last 30 days. Company Ownership4.2 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Repay insiders have bought more of their company's stock than they have sold. Specifically, they have bought $1,806,974.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders12.00% of the stock of Repay is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions82.73% of the stock of Repay is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Repay's insider trading history. Receive RPAY Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Repay and its competitors with MarketBeat's FREE daily newsletter. Email Address RPAY Stock News HeadlinesREPAY to Attend the Canaccord Genuity Growth Conference4 hours ago | finance.yahoo.comREPAY to Announce Second Quarter 2025 Results on August 11, 2025July 28, 2025 | businesswire.comREVEALED FREE: Our top 3 stocks to own in 2025 and beyondEvery time Weiss Ratings flashed green like this, the average gain on each and every stock has been 303% (including the losers!). | Weiss Ratings (Ad)Repay Holdings Corporation (NASDAQ:RPAY) Receives Consensus Recommendation of "Moderate Buy" from AnalystsJuly 28, 2025 | americanbankingnews.comRepay Holdings (RPAY) Receives a Rating Update from a Top AnalystJuly 12, 2025 | theglobeandmail.comRepay Holdings Enhances MeridianLink Integration for Streamlined Account Funding, PaymentsJuly 6, 2025 | msn.comDA Davidson Maintains Buy Rating on Repay (RPAY)June 30, 2025 | insidermonkey.comDA Davidson Maintains Buy Rating on Repay (RPAY)June 30, 2025 | msn.comSee More Headlines RPAY Stock Analysis - Frequently Asked Questions How have RPAY shares performed this year? Repay's stock was trading at $7.63 on January 1st, 2025. Since then, RPAY shares have decreased by 36.7% and is now trading at $4.83. How were Repay's earnings last quarter? Repay Holdings Corporation (NASDAQ:RPAY) released its quarterly earnings data on Monday, May, 12th. The company reported $0.22 EPS for the quarter, missing the consensus estimate of $0.23 by $0.01. Repay's revenue for the quarter was down 4.2% compared to the same quarter last year. Read the conference call transcript. Is Repay buying back stock? Repay's board authorized a stock buyback program on Monday, May 12th 2025, which permits the company to buy back $75,000,000 in shares, according to EventVestor. This means that the company could buy up to 19% of its shares through open market purchases. Shares buyback programs are usually an indication that the company's board believes its stock is undervalued. Who are Repay's major shareholders? Top institutional shareholders of Repay include Johnson Investment Counsel Inc. (0.12%), CWM LLC (0.11%), Inspire Investing LLC (0.08%) and Wealth Enhancement Advisory Services LLC (0.04%). Insiders that own company stock include Peter J Kight, Timothy John Murphy, Shaler Alias, Tyler B Dempsey, Jacob Hamilton Moore, Thomas Eugene Sullivan, Naomi Barnett, John Andrew Sr Morris and Robert Herman Hartheimer. View institutional ownership trends. How do I buy shares of Repay? Shares of RPAY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Repay own? Based on aggregate information from My MarketBeat watchlists, some other companies that Repay investors own include Waste Connections (WCN), AU Optronics (AUOTY), American Water Works (AWK), The RMR Group (RMR), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM). Company Calendar Last Earnings5/12/2025Today8/01/2025Next Earnings (Confirmed)8/11/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorBusiness Services Industry Financial Transaction Services Sub-IndustryBusiness Services Current SymbolNASDAQ:RPAY CIK1720592 Webwww.repay.com Phone(404) 504-7472FaxN/AEmployees580Year FoundedN/APrice Target and Rating Average Price Target for Repay$7.90 High Price Target$14.00 Low Price Target$4.50 Potential Upside/Downside+63.6%Consensus RatingModerate Buy Rating Score (0-4)2.56 Research Coverage9 Analysts Profitability EPS (Trailing Twelve Months)($0.15) Trailing P/E RatioN/A Forward P/E Ratio6.71 P/E GrowthN/ANet Income-$10.16 million Net Margins-4.16% Pretax Margin-4.68% Return on Equity8.49% Return on Assets4.31% Debt Debt-to-Equity Ratio0.65 Current Ratio3.71 Quick Ratio3.71 Sales & Book Value Annual Sales$309.65 million Price / Sales1.55 Cash Flow$1.92 per share Price / Cash Flow2.51 Book Value$8.76 per share Price / Book0.55Miscellaneous Outstanding Shares99,440,000Free Float87,507,000Market Cap$480.30 million OptionableOptionable Beta1.59 Social Links Analysts Agree—These Gold Picks Outshine the RestUnlock the timeless value of gold with our exclusive 2025 Gold Forecasting Report. 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