Riverview Bancorp (RVSB) Competitors

Riverview Bancorp (NASDAQ:RVSB) and SmartFinancial (NASDAQ:SMBK) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, analyst recommendations, community ranking, institutional ownership, media sentiment, valuation, dividends, earnings and profitability.

Do analysts prefer RVSB or SMBK?

SmartFinancial has a consensus target price of $30.70, indicating a potential upside of 6.56%. Given SmartFinancial's stronger consensus rating and higher possible upside, analysts plainly believe SmartFinancial is more favorable than Riverview Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Riverview Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
SmartFinancial	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.40

Which has more volatility and risk, RVSB or SMBK?

Riverview Bancorp has a beta of 0.55, meaning that its share price is 45% less volatile than the S&P 500. Comparatively, SmartFinancial has a beta of 0.59, meaning that its share price is 41% less volatile than the S&P 500.

Which has stronger valuation and earnings, RVSB or SMBK?

SmartFinancial has higher revenue and earnings than Riverview Bancorp. SmartFinancial is trading at a lower price-to-earnings ratio than Riverview Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Riverview Bancorp	$46.75M	2.58	$3.80M	$0.04	143.75
SmartFinancial	$171.50M	2.86	$36.14M	$2.14	13.46

Does the MarketBeat Community believe in RVSB or SMBK?

Riverview Bancorp received 83 more outperform votes than SmartFinancial when rated by MarketBeat users. Likewise, 60.66% of users gave Riverview Bancorp an outperform vote while only 58.31% of users gave SmartFinancial an outperform vote.

Company	Underperform	Outperform
Riverview Bancorp	Outperform Votes 276 60.66%	Underperform Votes 179 39.34%
SmartFinancial	Outperform Votes 193 58.31%	Underperform Votes 138 41.69%

Is RVSB or SMBK more profitable?

SmartFinancial has a net margin of 12.67% compared to Riverview Bancorp's net margin of 1.13%. SmartFinancial's return on equity of 7.33% beat Riverview Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Riverview Bancorp	1.13%	2.92%	0.30%
SmartFinancial	12.67%	7.33%	0.71%

Is RVSB or SMBK a better dividend stock?

Riverview Bancorp pays an annual dividend of $0.08 per share and has a dividend yield of 1.4%. SmartFinancial pays an annual dividend of $0.32 per share and has a dividend yield of 1.1%. Riverview Bancorp pays out 200.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. SmartFinancial pays out 15.0% of its earnings in the form of a dividend.

Do insiders and institutionals believe in RVSB or SMBK?

69.6% of Riverview Bancorp shares are held by institutional investors. Comparatively, 58.8% of SmartFinancial shares are held by institutional investors. 2.9% of Riverview Bancorp shares are held by insiders. Comparatively, 7.7% of SmartFinancial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Does the media favor RVSB or SMBK?

In the previous week, SmartFinancial had 6 more articles in the media than Riverview Bancorp. MarketBeat recorded 8 mentions for SmartFinancial and 2 mentions for Riverview Bancorp. SmartFinancial's average media sentiment score of 1.15 beat Riverview Bancorp's score of 0.89 indicating that SmartFinancial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Riverview Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
SmartFinancial	6 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

SmartFinancial beats Riverview Bancorp on 15 of the 20 factors compared between the two stocks.