Riverview Bancorp (RVSB) Competitors

VersaBank (NASDAQ:VBNK) and Riverview Bancorp (NASDAQ:RVSB) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, earnings, community ranking, analyst recommendations, valuation, institutional ownership, dividends, risk and media sentiment.

Does the media favor VBNK or RVSB?

In the previous week, VersaBank had 2 more articles in the media than Riverview Bancorp. MarketBeat recorded 3 mentions for VersaBank and 1 mentions for Riverview Bancorp. Riverview Bancorp's average media sentiment score of 0.87 beat VersaBank's score of 0.56 indicating that Riverview Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
VersaBank	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Riverview Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community favor VBNK or RVSB?

Riverview Bancorp received 267 more outperform votes than VersaBank when rated by MarketBeat users. However, 64.29% of users gave VersaBank an outperform vote while only 60.93% of users gave Riverview Bancorp an outperform vote.

Company	Underperform	Outperform
VersaBank	Outperform Votes 9 64.29%	Underperform Votes 5 35.71%
Riverview Bancorp	Outperform Votes 276 60.93%	Underperform Votes 177 39.07%

Is VBNK or RVSB a better dividend stock?

VersaBank pays an annual dividend of $0.06 per share and has a dividend yield of 0.5%. Riverview Bancorp pays an annual dividend of $0.08 per share and has a dividend yield of 1.6%. VersaBank pays out 5.5% of its earnings in the form of a dividend. Riverview Bancorp pays out 200.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Do institutionals & insiders believe in VBNK or RVSB?

56.9% of VersaBank shares are held by institutional investors. Comparatively, 69.6% of Riverview Bancorp shares are held by institutional investors. 5.3% of VersaBank shares are held by company insiders. Comparatively, 2.9% of Riverview Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Which has more volatility and risk, VBNK or RVSB?

VersaBank has a beta of 0.91, indicating that its share price is 9% less volatile than the S&P 500. Comparatively, Riverview Bancorp has a beta of 0.77, indicating that its share price is 23% less volatile than the S&P 500.

Do analysts recommend VBNK or RVSB?

VersaBank currently has a consensus price target of $19.00, suggesting a potential upside of 49.72%. Given VersaBank's stronger consensus rating and higher probable upside, analysts clearly believe VersaBank is more favorable than Riverview Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
VersaBank	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.25
Riverview Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has stronger earnings & valuation, VBNK or RVSB?

VersaBank has higher revenue and earnings than Riverview Bancorp. VersaBank is trading at a lower price-to-earnings ratio than Riverview Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
VersaBank	$111.63M	3.70	$29.20M	$1.10	11.54
Riverview Bancorp	$66.80M	1.61	$3.80M	$0.04	128.53

Is VBNK or RVSB more profitable?

VersaBank has a net margin of 13.52% compared to Riverview Bancorp's net margin of 1.13%. VersaBank's return on equity of 11.20% beat Riverview Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
VersaBank	13.52%	11.20%	0.99%
Riverview Bancorp	1.13%	2.92%	0.30%

Summary

VersaBank beats Riverview Bancorp on 16 of the 21 factors compared between the two stocks.