Riverview Bancorp (RVSB) Competitors

Provident Financial (NASDAQ:PROV) and Riverview Bancorp (NASDAQ:RVSB) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, institutional ownership, profitability, media sentiment, risk, valuation, community ranking and earnings.

Does the MarketBeat Community believe in PROV or RVSB?

Riverview Bancorp received 43 more outperform votes than Provident Financial when rated by MarketBeat users. Likewise, 62.30% of users gave Riverview Bancorp an outperform vote while only 44.21% of users gave Provident Financial an outperform vote.

Company	Underperform	Outperform
Provident Financial	Outperform Votes 233 44.21%	Underperform Votes 294 55.79%
Riverview Bancorp	Outperform Votes 276 62.30%	Underperform Votes 167 37.70%

Do analysts rate PROV or RVSB?

Provident Financial currently has a consensus target price of $16.00, suggesting a potential upside of 1.39%. Given Provident Financial's stronger consensus rating and higher possible upside, analysts clearly believe Provident Financial is more favorable than Riverview Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Provident Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Riverview Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Do institutionals & insiders believe in PROV or RVSB?

71.3% of Provident Financial shares are held by institutional investors. Comparatively, 69.6% of Riverview Bancorp shares are held by institutional investors. 11.4% of Provident Financial shares are held by company insiders. Comparatively, 2.9% of Riverview Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has more risk and volatility, PROV or RVSB?

Provident Financial has a beta of 0.39, suggesting that its share price is 61% less volatile than the S&P 500. Comparatively, Riverview Bancorp has a beta of 0.76, suggesting that its share price is 24% less volatile than the S&P 500.

Does the media prefer PROV or RVSB?

In the previous week, Provident Financial had 3 more articles in the media than Riverview Bancorp. MarketBeat recorded 3 mentions for Provident Financial and 0 mentions for Riverview Bancorp. Provident Financial's average media sentiment score of 0.14 beat Riverview Bancorp's score of 0.00 indicating that Provident Financial is being referred to more favorably in the media.

Company	Overall Sentiment
Provident Financial	Neutral
Riverview Bancorp	Neutral

Which has better valuation and earnings, PROV or RVSB?

Provident Financial has higher earnings, but lower revenue than Riverview Bancorp. Provident Financial is trading at a lower price-to-earnings ratio than Riverview Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Provident Financial	$58.67M	1.82	$7.35M	$1.09	14.48
Riverview Bancorp	$66.80M	1.62	$3.80M	$0.05	103.00

Is PROV or RVSB a better dividend stock?

Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.5%. Riverview Bancorp pays an annual dividend of $0.08 per share and has a dividend yield of 1.6%. Provident Financial pays out 51.4% of its earnings in the form of a dividend. Riverview Bancorp pays out 160.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Provident Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Is PROV or RVSB more profitable?

Provident Financial has a net margin of 12.58% compared to Riverview Bancorp's net margin of 1.47%. Provident Financial's return on equity of 5.78% beat Riverview Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Provident Financial	12.58%	5.78%	0.58%
Riverview Bancorp	1.47%	3.06%	0.31%

Summary

Provident Financial beats Riverview Bancorp on 14 of the 19 factors compared between the two stocks.