Riverview Bancorp (RVSB) Competitors

Unity Bancorp (NASDAQ:UNTY) and Riverview Bancorp (NASDAQ:RVSB) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, dividends, profitability, community ranking, analyst recommendations, institutional ownership, media sentiment, risk and valuation.

Do analysts recommend UNTY or RVSB?

Unity Bancorp presently has a consensus price target of $47.50, suggesting a potential upside of 8.15%. Given Unity Bancorp's stronger consensus rating and higher probable upside, equities research analysts clearly believe Unity Bancorp is more favorable than Riverview Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Unity Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Riverview Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the MarketBeat Community prefer UNTY or RVSB?

Riverview Bancorp received 109 more outperform votes than Unity Bancorp when rated by MarketBeat users. However, 64.23% of users gave Unity Bancorp an outperform vote while only 62.16% of users gave Riverview Bancorp an outperform vote.

Company	Underperform	Outperform
Unity Bancorp	Outperform Votes 167 64.23%	Underperform Votes 93 35.77%
Riverview Bancorp	Outperform Votes 276 62.16%	Underperform Votes 168 37.84%

Does the media favor UNTY or RVSB?

In the previous week, Unity Bancorp had 3 more articles in the media than Riverview Bancorp. MarketBeat recorded 5 mentions for Unity Bancorp and 2 mentions for Riverview Bancorp. Unity Bancorp's average media sentiment score of 0.93 beat Riverview Bancorp's score of 0.67 indicating that Unity Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Unity Bancorp	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Riverview Bancorp	0 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is UNTY or RVSB a better dividend stock?

Unity Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 1.2%. Riverview Bancorp pays an annual dividend of $0.08 per share and has a dividend yield of 1.4%. Unity Bancorp pays out 13.4% of its earnings in the form of a dividend. Riverview Bancorp pays out 160.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Unity Bancorp has increased its dividend for 11 consecutive years.

Do insiders and institutionals believe in UNTY or RVSB?

42.3% of Unity Bancorp shares are owned by institutional investors. Comparatively, 69.6% of Riverview Bancorp shares are owned by institutional investors. 28.9% of Unity Bancorp shares are owned by company insiders. Comparatively, 2.9% of Riverview Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Which has better earnings and valuation, UNTY or RVSB?

Unity Bancorp has higher revenue and earnings than Riverview Bancorp. Unity Bancorp is trading at a lower price-to-earnings ratio than Riverview Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Unity Bancorp	$103.92M	4.22	$39.71M	$3.89	11.29
Riverview Bancorp	$46.40M	2.57	$3.80M	$0.05	113.00

Which has more volatility and risk, UNTY or RVSB?

Unity Bancorp has a beta of 1.03, indicating that its share price is 3% more volatile than the S&P 500. Comparatively, Riverview Bancorp has a beta of 0.81, indicating that its share price is 19% less volatile than the S&P 500.

Is UNTY or RVSB more profitable?

Unity Bancorp has a net margin of 24.46% compared to Riverview Bancorp's net margin of 1.47%. Unity Bancorp's return on equity of 14.63% beat Riverview Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Unity Bancorp	24.46%	14.63%	1.53%
Riverview Bancorp	1.47%	3.06%	0.31%

Summary

Unity Bancorp beats Riverview Bancorp on 17 of the 21 factors compared between the two stocks.