Salisbury Bancorp (SAL) Stock Price, News & Analysis

Company Overview

Salisbury Bancorp, Inc. operates as the bank holding company for Salisbury Bank and Trust Company that provides commercial banking, consumer financing, retail banking, and trust and wealth advisory services. It offers various retail and commercial deposit products. The company also provides loans, such as residential and commercial real estate loans; construction loans; commercial loans, such as working capital, equipment financing, financing for leasehold improvements, and financing for expansion; and consumer loans, including home equity loans and lines of credit, collateral loans, and auto and personal installment loans. In addition, it offers a range of fiduciary services, including trust and estate administration, wealth advisory, and investment management services to individuals, families, businesses, and institutions. Further, the company provides additional depositor related services consisting of landlord/tenant lease security accounts and services, merchant services, payroll services, ATM services, bank-by-phone services, Internet banking services, Internet bill pay services, person to person payments, bank to bank transfers, mobile banking services with remote deposit, and online financial management with account aggregation services, as well as cash management services, including remote deposit capture, ACH origination, wire transfers, and positive pay services. Salisbury Bancorp, Inc. was founded in 1848 and is headquartered in Lakeville, Connecticut.

Key Stats

• Today's Range: $27.88 to $27.88
• 50-Day Range: $26.01 to $28.10
• 52-Week Range: $19.89 to $32.79
• Volume: N/A
• Average Volume: 8,427 shs
• Market Capitalization: $161.90 million
• P/E Ratio: 10.85
• Dividend Yield: 2.30%
• Price Target: N/A
• Consensus Rating: N/A

Salisbury Bancorp Stock Analysis - MarketRank™

Salisbury Bancorp scored higher than 28% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Salisbury Bancorp.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.25%

Earnings Growth

Earnings for Salisbury Bancorp are expected to grow by 6.25% in the coming year, from $3.20 to $3.40 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Salisbury Bancorp is 10.85, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 126.45.

Price to Earnings Ratio vs. Sector

The P/E ratio of Salisbury Bancorp is 10.85, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 431.20.

Price to Book Value per Share Ratio

Salisbury Bancorp has a P/B Ratio of 1.22. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for SAL.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Salisbury Bancorp pays a meaningful dividend of 2.30%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Salisbury Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Salisbury Bancorp is 24.90%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Salisbury Bancorp will have a dividend payout ratio of 18.82% next year. This indicates that Salisbury Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.6 / 5
• Environmental Score: -0.45

Short Interest

There is no current short interest data available for SAL.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.03

News Coverage This Week

MarketBeat has tracked 2 news articles for Salisbury Bancorp this week, compared to 5 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Salisbury Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 8.79% of the stock of Salisbury Bancorp is held by insiders.

Percentage Held by Institutions

Only 25.82% of the stock of Salisbury Bancorp is held by institutions.

SAL Stock Analysis - Frequently Asked Questions

How were Salisbury Bancorp's earnings last quarter?

Salisbury Bancorp, Inc. (NASDAQ:SAL) announced its quarterly earnings data on Tuesday, October, 19th. The bank reported $0.30 EPS for the quarter, missing analysts' consensus estimates of $0.38 by $0.08. The bank had revenue of $13.01 million for the quarter, compared to analyst estimates of $13.40 million. Salisbury Bancorp had a trailing twelve-month return on equity of 11.73% and a net margin of 21.50%.

When did Salisbury Bancorp's stock split?

Salisbury Bancorp shares split on Friday, July 1st 2022. The 2-1 split was announced on Friday, July 1st 2022. The newly minted shares were issued to shareholders after the market closes on Friday, July 1st 2022. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

What other stocks do shareholders of Salisbury Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Salisbury Bancorp investors own include M&T Bank (MTB), Verizon Communications (VZ), AT&T (T), International Business Machines (IBM), Lithia Motors (LAD), Southwest Airlines (LUV) and PacWest Bancorp (PACW).

Company Calendar

• Last Earnings: 10/19/2021
• Today: 11/14/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Financial Services
• Industry: Banks—Regional
• Sub-Industry: N/A
• Current Symbol: NASDAQ:SAL
• CUSIP: N/A
• CIK: 1060219
• Web: www.salisburybank.com
• Phone: (860) 435-9801
• Fax: 860-435-0631
• Employees: 184
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $2.57
• Trailing P/E Ratio: 10.85
• Forward P/E Ratio: 8.71
• P/E Growth: N/A
• Net Income: $15.87 million
• Net Margins: 21.50%
• Pretax Margin: 26.55%
• Return on Equity: 11.73%
• Return on Assets: 0.98%

Debt

• Debt-to-Equity Ratio: 0.37
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $54.86 million
• Price / Sales: 2.95
• Cash Flow: $3.33 per share
• Price / Cash Flow: 8.37
• Book Value: $22.92 per share
• Price / Book: 1.22

Miscellaneous

• Outstanding Shares: 5,807,000
• Free Float: 5,296,000
• Market Cap: $161.90 million
• Optionable: Not Optionable
• Beta: 0.60