Sezzle, Inc. (NASDAQ: SEZL) is a financial technology company headquartered in Minneapolis, Minnesota, that provides Buy Now, Pay Later (BNPL) solutions for online and in-store merchants. The company’s core platform allows qualified consumers to split purchase costs into interest-free installments, typically paid over a six-week period. By partnering with retailers across fashion, electronics, wellness and home goods verticals, Sezzle facilitates greater purchasing power for customers while driving higher conversion rates and order values for merchants.
Sezzle’s service suite includes a consumer mobile app featuring real-time budgeting tools, early access to pay off balances and rewards programs designed to promote on-time payments. For merchants, the company offers seamless point-of-sale integrations, advanced analytics dashboards and risk management services. Sezzle earns revenue through merchant fees based on transaction volume and value, without charging interest or compounding fees to consumers who adhere to agreed payment schedules.
Founded in 2016 by co-founders Charlie Youakim, Paul Paradis and Killian Brackey, Sezzle launched its first installments service in the United States before expanding into Canada later that year. In April 2021, the company completed its initial public offering on the Nasdaq, marking a key milestone in its pursuit of international growth. Sezzle has since pursued regulatory approvals in Europe and continues to broaden its merchant network across North America, targeting digitally engaged and credit-conscious consumers.
Under the leadership of CEO Charlie Youakim, Sezzle emphasizes responsible spending and transparent credit practices. The executive team, which includes Chief Financial Officer Charles Carrel and Chief Operating Officer Andrew Graham, focuses on innovation in embedded finance and strategic partnerships. Sezzle’s mission remains centered on financial inclusion, offering flexible payment solutions that aim to empower consumers and support merchant success without the burden of high-interest credit.
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