Sezzle (SEZL) Stock Price, News & Analysis

Company Overview

Sezzle Inc. operates as a technology-enabled payments company primarily in the United States and Canada. The company provides payment solution in-store and at online retail stores; and through proprietary payments solution that connects consumers with merchants. It also offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; and Pay-in-Two and other alternative installment options, which allow consumer to pay half of the value of their order up-front and the second half in two weeks. In addition, the company provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of close-end installment loans and shop with merchants that are not integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; and Sezzle Up, an opt-in feature of the Sezzle Platform. Further, it offers Long-Term Lending through collaboration with third-party lenders and Product Innovation. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.

Key Stats

• Today's Range: $157.99 to $166.57
• 50-Day Range: $73.75 to $176.97
• 52-Week Range: $7.15 to $185.18
• Volume: 76,611 shs
• Average Volume: 84,025 shs
• Market Capitalization: $928.08 million
• P/E Ratio: 71.93
• Dividend Yield: N/A
• Price Target: $174.00
• Consensus Rating: Buy

Sezzle Stock Analysis - MarketRank™

Sezzle scored higher than 45% of companies evaluated by MarketBeat, and ranked 150th out of 357 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

Sezzle has received a consensus rating of Buy. The company's average rating score is 3.33, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Sezzle has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 50.52%

Earnings Growth

Earnings for Sezzle are expected to grow by 50.52% in the coming year, from $6.71 to $10.10 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Sezzle is 71.93, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 125.78.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sezzle is 71.93, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 42.40.

Price to Book Value per Share Ratio

Sezzle has a P/B Ratio of 42.27. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.96% of the float of Sezzle has been sold short.

Short Interest Ratio / Days to Cover

Sezzle has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Sezzle has recently increased by 1.79%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Sezzle does not currently pay a dividend.

Dividend Growth

Sezzle does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

6.96% of the float of Sezzle has been sold short.

Short Interest Ratio / Days to Cover

Sezzle has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Sezzle has recently increased by 1.79%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.49

News Sentiment

Sezzle has a news sentiment score of 0.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.

News Coverage This Week

MarketBeat has tracked 14 news articles for Sezzle this week, compared to 3 articles on an average week.

Search Interest

Only 3 people have searched for SEZL on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

3 people have added Sezzle to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Sezzle insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $23,324,055.00 in company stock.

Percentage Held by Insiders

57.65% of the stock of Sezzle is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 2.02% of the stock of Sezzle is held by institutions.

SEZL Stock Analysis - Frequently Asked Questions

How have SEZL shares performed this year?

Sezzle's stock was trading at $20.52 at the start of the year. Since then, SEZL shares have increased by 699.2% and is now trading at $164.00.
View the best growth stocks for 2024 here.

How were Sezzle's earnings last quarter?

Sezzle Inc. (NASDAQ:SEZL) issued its quarterly earnings data on Wednesday, August, 7th. The company reported $2.17 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.84 by $1.33. The firm had revenue of $55.97 million for the quarter, compared to analyst estimates of $43.35 million. Sezzle had a net margin of 21.77% and a trailing twelve-month return on equity of 84.38%.

When did Sezzle IPO?

Sezzle (SEZL) raised $42 million in an initial public offering on Thursday, August 17th 2023. The company issued 3,241,221 shares at $13.00 per share.

Who are Sezzle's major shareholders?

Sezzle's top institutional investors include SG Americas Securities LLC (0.02%). Insiders that own company stock include Charles Youakim, Paul Paradis, Paul Martin Purcell, Amin Sabzivand and Justin Krause.
View institutional ownership trends.

How do I buy shares of Sezzle?

Shares of SEZL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

Company Calendar

• Last Earnings: 8/07/2024
• Today: 10/08/2024
• Next Earnings (Estimated): 11/13/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Business Services
• Industry: Business services, not elsewhere classified
• Sub-Industry: Business Services
• Current Symbol: NASDAQ:SEZL
• CUSIP: N/A
• CIK: 1662991
• Web: www.sezzle.com
• Phone: 651-504-5402
• Fax: N/A
• Employees: 540
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $174.00
• High Stock Price Target: $185.00
• Low Stock Price Target: $163.00
• Potential Upside/Downside: +6.1%
• Consensus Rating: Buy
• Rating Score (0-4): 3.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $2.28
• Trailing P/E Ratio: 71.93
• Forward P/E Ratio: 24.44
• P/E Growth: N/A
• Net Income: $7.10 million
• Net Margins: 21.77%
• Pretax Margin: 13.90%
• Return on Equity: 84.38%
• Return on Assets: 12.65%

Debt

• Debt-to-Equity Ratio: 1.37
• Current Ratio: 2.07
• Quick Ratio: 2.07

Sales & Book Value

• Annual Sales: $192.69 million
• Price / Sales: 4.82
• Cash Flow: $1.54 per share
• Price / Cash Flow: 106.46
• Book Value: $3.88 per share
• Price / Book: 42.27

Miscellaneous

• Outstanding Shares: 5,659,000
• Free Float: 2,397,000
• Market Cap: $928.08 million
• Optionable: Not Optionable
• Beta: 8.93