Sezzle (SEZL) Stock Price, News & Analysis

Company Overview

Sezzle Inc. operates as a technology-enabled payments company primarily in the United States and Canada. The company provides payment solution in-store and at online retail stores; and through proprietary payments solution that connects consumers with merchants. It also offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; and Pay-in-Two and other alternative installment options, which allow consumer to pay half of the value of their order up-front and the second half in two weeks. In addition, the company provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of close-end installment loans and shop with merchants that are not integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; and Sezzle Up, an opt-in feature of the Sezzle Platform. Further, it offers Long-Term Lending through collaboration with third-party lenders and Product Innovation. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.

Key Stats

• Today's Range: $407.00 to $413.01
• 50-Day Range: $147.56 to $431.48
• 52-Week Range: $9.75 to $454.16
• Volume: 4,454 shs
• Average Volume: 88,537 shs
• Market Capitalization: $2.28 billion
• P/E Ratio: 43.30
• Dividend Yield: N/A
• Price Target: $231.50
• Consensus Rating: Buy

Sezzle Stock Analysis - MarketRank™

Sezzle scored higher than 59% of companies evaluated by MarketBeat, and ranked 142nd out of 330 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

Sezzle has received a consensus rating of Buy. The company's average rating score is 3.33, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Sezzle has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 26.89%

Earnings Growth

Earnings for Sezzle are expected to grow by 26.89% in the coming year, from $9.78 to $12.41 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Sezzle is 41.50, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 127.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sezzle is 41.50, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 37.03.

Price to Book Value per Share Ratio

Sezzle has a P/B Ratio of 35.79. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

5.47% of the float of Sezzle has been sold short.

Short Interest Ratio / Days to Cover

Sezzle has a short interest ratio ("days to cover") of 1.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Sezzle has recently decreased by 21.33%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Sezzle does not currently pay a dividend.

Dividend Growth

Sezzle does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

5.47% of the float of Sezzle has been sold short.

Short Interest Ratio / Days to Cover

Sezzle has a short interest ratio ("days to cover") of 1.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Sezzle has recently decreased by 21.33%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.61

News Sentiment

Sezzle has a news sentiment score of 0.61. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for Sezzle this week, compared to 4 articles on an average week.

Search Interest

26 people have searched for SEZL on MarketBeat in the last 30 days. This is an increase of 225% compared to the previous 30 days.

MarketBeat Follows

27 people have added Sezzle to their MarketBeat watchlist in the last 30 days. This is an increase of 125% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Sezzle insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $17,919,451.00 in company stock.

Percentage Held by Insiders

57.65% of the stock of Sezzle is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 2.02% of the stock of Sezzle is held by institutions.

SEZL Stock Analysis - Frequently Asked Questions

How have SEZL shares performed this year?

Sezzle's stock was trading at $20.52 at the beginning of 2024. Since then, SEZL shares have increased by 1,801.2% and is now trading at $390.12.
View the best growth stocks for 2024 here.

When did Sezzle IPO?

Sezzle (SEZL) raised $42 million in an initial public offering (IPO) on Thursday, August 17th 2023. The company issued 3,241,221 shares at a price of $13.00 per share.

Who are Sezzle's major shareholders?

Top institutional shareholders of Sezzle include Geode Capital Management LLC (1.23%), State Street Corp (0.88%), Charles Schwab Investment Management Inc. (0.36%) and Navellier & Associates Inc. (0.13%). Insiders that own company stock include Charles Youakim, Paul Martin Purcell, Paul Paradis, Amin Sabzivand and Justin Krause.
View institutional ownership trends.

How do I buy shares of Sezzle?

Shares of SEZL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Sezzle own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Sezzle investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Netflix (NFLX) and Visa (V).

Company Calendar

• Today: 11/21/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 2/24/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Business Services
• Industry: Business services, not elsewhere classified
• Sub-Industry: Business Services
• Current Symbol: NASDAQ:SEZL
• CUSIP: N/A
• CIK: 1662991
• Web: www.sezzle.com
• Phone: 651-504-5402
• Fax: N/A
• Employees: 540
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $231.50
• High Stock Price Target: $300.00
• Low Stock Price Target: $163.00
• Potential Upside/Downside: -42.6%
• Consensus Rating: Buy
• Rating Score (0-4): 3.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $9.40
• Trailing P/E Ratio: 42.87
• Forward P/E Ratio: 41.21
• P/E Growth: N/A
• Net Income: $7.10 million
• Net Margins: 25.29%
• Pretax Margin: 19.43%
• Return on Equity: 101.18%
• Return on Assets: 18.90%

Debt

• Debt-to-Equity Ratio: 1.54
• Current Ratio: 2.40
• Quick Ratio: 2.40

Sales & Book Value

• Annual Sales: $159.36 million
• Price / Sales: 14.19
• Cash Flow: $1.44 per share
• Price / Cash Flow: 279.24
• Book Value: $10.90 per share
• Price / Book: 36.97

Miscellaneous

• Outstanding Shares: 5,610,000
• Free Float: 2,375,000
• Market Cap: $2.26 billion
• Optionable: Not Optionable
• Beta: 8.49