Sound Financial Bancorp (SFBC) Competitors

SmartFinancial (NASDAQ:SMBK) and Sound Financial Bancorp (NASDAQ:SFBC) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their risk, institutional ownership, dividends, profitability, media sentiment, community ranking, analyst recommendations, earnings and valuation.

Which has stronger valuation & earnings, SMBK or SFBC?

SmartFinancial has higher revenue and earnings than Sound Financial Bancorp. SmartFinancial is trading at a lower price-to-earnings ratio than Sound Financial Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SmartFinancial	$285.27M	2.09	$28.59M	$2.14	16.45
Sound Financial Bancorp	$34.92M	3.92	$7.44M	$1.80	29.66

Is SMBK or SFBC a better dividend stock?

SmartFinancial pays an annual dividend of $0.32 per share and has a dividend yield of 0.9%. Sound Financial Bancorp pays an annual dividend of $0.76 per share and has a dividend yield of 1.4%. SmartFinancial pays out 15.0% of its earnings in the form of a dividend. Sound Financial Bancorp pays out 42.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is SMBK or SFBC more profitable?

SmartFinancial has a net margin of 12.67% compared to Sound Financial Bancorp's net margin of 6.49%. SmartFinancial's return on equity of 7.33% beat Sound Financial Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SmartFinancial	12.67%	7.33%	0.71%
Sound Financial Bancorp	6.49%	3.88%	0.37%

Do institutionals and insiders have more ownership in SMBK or SFBC?

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 68.8% of Sound Financial Bancorp shares are owned by institutional investors. 7.7% of SmartFinancial shares are owned by company insiders. Comparatively, 12.6% of Sound Financial Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Do analysts prefer SMBK or SFBC?

SmartFinancial currently has a consensus price target of $30.70, suggesting a potential downside of 12.78%. Given SmartFinancial's stronger consensus rating and higher probable upside, analysts clearly believe SmartFinancial is more favorable than Sound Financial Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SmartFinancial	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.40
Sound Financial Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has more volatility & risk, SMBK or SFBC?

SmartFinancial has a beta of 0.7, suggesting that its stock price is 30% less volatile than the S&P 500. Comparatively, Sound Financial Bancorp has a beta of 0.69, suggesting that its stock price is 31% less volatile than the S&P 500.

Does the media refer more to SMBK or SFBC?

In the previous week, SmartFinancial had 3 more articles in the media than Sound Financial Bancorp. MarketBeat recorded 9 mentions for SmartFinancial and 6 mentions for Sound Financial Bancorp. SmartFinancial's average media sentiment score of 0.70 beat Sound Financial Bancorp's score of 0.56 indicating that SmartFinancial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SmartFinancial	5 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Sound Financial Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in SMBK or SFBC?

SmartFinancial received 127 more outperform votes than Sound Financial Bancorp when rated by MarketBeat users. However, 64.71% of users gave Sound Financial Bancorp an outperform vote while only 58.31% of users gave SmartFinancial an outperform vote.

Company	Underperform	Outperform
SmartFinancial	Outperform Votes 193 58.31%	Underperform Votes 138 41.69%
Sound Financial Bancorp	Outperform Votes 66 64.71%	Underperform Votes 36 35.29%

Summary

SmartFinancial beats Sound Financial Bancorp on 14 of the 20 factors compared between the two stocks.