Sound Financial Bancorp (SFBC) Competitors $49.86 +0.39 (+0.78%) As of 04/17/2025 04:00 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock SFBC vs. YRD, MPB, SMBK, NPB, CBNK, QD, LDI, GNTY, HONE, and ALRSShould you be buying Sound Financial Bancorp stock or one of its competitors? The main competitors of Sound Financial Bancorp include Yiren Digital (YRD), Mid Penn Bancorp (MPB), SmartFinancial (SMBK), Northpointe Bancshares (NPB), Capital Bancorp (CBNK), Qudian (QD), loanDepot (LDI), Guaranty Bancshares (GNTY), HarborOne Bancorp (HONE), and Alerus Financial (ALRS). These companies are all part of the "banking" industry. Sound Financial Bancorp vs. Yiren Digital Mid Penn Bancorp SmartFinancial Northpointe Bancshares Capital Bancorp Qudian loanDepot Guaranty Bancshares HarborOne Bancorp Alerus Financial Sound Financial Bancorp (NASDAQ:SFBC) and Yiren Digital (NYSE:YRD) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, analyst recommendations, valuation, earnings, risk, institutional ownership, community ranking, profitability and media sentiment. Do institutionals & insiders hold more shares of SFBC or YRD? 68.8% of Sound Financial Bancorp shares are held by institutional investors. Comparatively, 2.0% of Yiren Digital shares are held by institutional investors. 12.6% of Sound Financial Bancorp shares are held by insiders. Comparatively, 42.2% of Yiren Digital shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term. Does the media refer more to SFBC or YRD? In the previous week, Yiren Digital had 4 more articles in the media than Sound Financial Bancorp. MarketBeat recorded 4 mentions for Yiren Digital and 0 mentions for Sound Financial Bancorp. Yiren Digital's average media sentiment score of 0.53 beat Sound Financial Bancorp's score of 0.00 indicating that Yiren Digital is being referred to more favorably in the news media. Company Overall Sentiment Sound Financial Bancorp Neutral Yiren Digital Positive Which has more volatility & risk, SFBC or YRD? Sound Financial Bancorp has a beta of 0.38, suggesting that its stock price is 62% less volatile than the S&P 500. Comparatively, Yiren Digital has a beta of 0.66, suggesting that its stock price is 34% less volatile than the S&P 500. Does the MarketBeat Community prefer SFBC or YRD? Yiren Digital received 264 more outperform votes than Sound Financial Bancorp when rated by MarketBeat users. Likewise, 70.21% of users gave Yiren Digital an outperform vote while only 64.71% of users gave Sound Financial Bancorp an outperform vote. CompanyUnderperformOutperformSound Financial BancorpOutperform Votes6664.71% Underperform Votes3635.29% Yiren DigitalOutperform Votes33070.21% Underperform Votes14029.79% Which has better valuation & earnings, SFBC or YRD? Yiren Digital has higher revenue and earnings than Sound Financial Bancorp. Yiren Digital is trading at a lower price-to-earnings ratio than Sound Financial Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSound Financial Bancorp$35.69M3.59$4.64M$1.8027.74Yiren Digital$5.81B0.09$292.99M$2.512.28 Is SFBC or YRD more profitable? Yiren Digital has a net margin of 32.37% compared to Sound Financial Bancorp's net margin of 7.48%. Yiren Digital's return on equity of 20.85% beat Sound Financial Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Sound Financial Bancorp7.48% 4.57% 0.43% Yiren Digital 32.37%20.85%16.00% Is SFBC or YRD a better dividend stock? Sound Financial Bancorp pays an annual dividend of $0.76 per share and has a dividend yield of 1.5%. Yiren Digital pays an annual dividend of $0.40 per share and has a dividend yield of 7.0%. Sound Financial Bancorp pays out 42.2% of its earnings in the form of a dividend. Yiren Digital pays out 15.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Yiren Digital is clearly the better dividend stock, given its higher yield and lower payout ratio. SummaryYiren Digital beats Sound Financial Bancorp on 14 of the 17 factors compared between the two stocks. Get Sound Financial Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for SFBC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart SFBC vs. The Competition Export to ExcelMetricSound Financial BancorpFederal savings institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$128.15M$2.84B$10.84B$7.34BDividend Yield1.51%3.71%5.97%4.30%P/E Ratio27.7415.5021.5317.80Price / Sales3.593.4925.4397.74Price / Cash14.1619.1117.6134.64Price / Book1.270.872.563.98Net Income$4.64M$352.78M$1.03B$247.81M1 Month Performance-1.23%-2.43%-4.09%-7.84%1 Year Performance26.11%11.29%531.54%1.60% Sound Financial Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)SFBCSound Financial BancorpN/A$49.94+0.9%N/A+24.1%$128.15M$35.69M27.74140Positive NewsYRDYiren Digital2.5749 of 5 stars$5.74-6.2%N/A+17.8%$503.39M$5.81B1.983,800Short Interest ↑High Trading VolumeMPBMid Penn Bancorp4.1511 of 5 stars$24.68+1.8%$36.00+45.9%+28.2%$477.71M$176.80M8.51620Upcoming EarningsShort Interest ↑Positive NewsGap DownHigh Trading VolumeSMBKSmartFinancial2.726 of 5 stars$27.62+0.1%$30.70+11.2%+49.6%$469.95M$171.50M12.90550Upcoming EarningsNews CoveragePositive NewsNPBNorthpointe BancsharesN/A$12.83-0.5%$17.25+34.5%N/A$440.13M$187.14M0.00541Ex-DividendNews CoverageCBNKCapital Bancorp4.7245 of 5 stars$26.15+0.2%$34.50+31.9%+43.9%$435.50M$183.73M12.28270Short Interest ↓News CoveragePositive NewsQDQudian1.4215 of 5 stars$2.16-5.5%N/A+12.3%$432.30M$216.43M53.88940Positive NewsLDIloanDepot3.1176 of 5 stars$1.32-9.3%$2.03+54.0%-52.4%$431.69M$781.10M-2.5313,500Analyst ForecastShort Interest ↓News CoverageHigh Trading VolumeGNTYGuaranty Bancshares1.8024 of 5 stars$37.50+0.2%$37.33-0.4%+38.6%$425.70M$115.61M13.64470Upcoming EarningsNews CoverageHONEHarborOne Bancorp4.0172 of 5 stars$9.51-0.4%$13.00+36.7%+0.3%$422.82M$167.94M14.41640Upcoming EarningsShort Interest ↑ALRSAlerus Financial4.8583 of 5 stars$16.47-0.8%$23.40+42.1%-14.6%$420.17M$215.87M16.15840News CoveragePositive NewsHigh Trading Volume Related Companies and Tools Related Companies Yiren Digital Alternatives Mid Penn Bancorp Alternatives SmartFinancial Alternatives Northpointe Bancshares Alternatives Capital Bancorp Alternatives Qudian Alternatives loanDepot Alternatives Guaranty Bancshares Alternatives HarborOne Bancorp Alternatives Alerus Financial Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:SFBC) was last updated on 4/19/2025 by MarketBeat.com Staff From Our PartnersGet Your Bank Account “Fed Invasion” Ready with THESE 4 Simple StepsStarting as soon as a few months from now, the United States government will make a sweeping change to bank ac...Weiss Ratings | SponsoredElon Musk Confirms: Tesla’s Optimus is Replacing Workers… and Heading to MarsElon Musk just confirmed Tesla’s robot will go to Mars. 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