Shore Bancshares (SHBI) Competitors

Shore Bancshares (NASDAQ:SHBI) and LexinFintech (NASDAQ:LX) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, earnings, community ranking, media sentiment, valuation, dividends, profitability, risk and analyst recommendations.

Does the MarketBeat Community prefer SHBI or LX?

LexinFintech received 54 more outperform votes than Shore Bancshares when rated by MarketBeat users. Likewise, 59.65% of users gave LexinFintech an outperform vote while only 56.84% of users gave Shore Bancshares an outperform vote.

Company	Underperform	Outperform
Shore Bancshares	Outperform Votes 187 56.84%	Underperform Votes 142 43.16%
LexinFintech	Outperform Votes 241 59.65%	Underperform Votes 163 40.35%

Do insiders and institutionals hold more shares of SHBI or LX?

59.8% of Shore Bancshares shares are owned by institutional investors. 8.6% of Shore Bancshares shares are owned by company insiders. Comparatively, 27.8% of LexinFintech shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Do analysts recommend SHBI or LX?

Shore Bancshares presently has a consensus target price of $20.00, suggesting a potential upside of 47.71%. LexinFintech has a consensus target price of $13.60, suggesting a potential upside of 22.41%. Given Shore Bancshares' higher probable upside, equities research analysts plainly believe Shore Bancshares is more favorable than LexinFintech.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Shore Bancshares	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
LexinFintech	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has stronger earnings and valuation, SHBI or LX?

LexinFintech has higher revenue and earnings than Shore Bancshares. Shore Bancshares is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Shore Bancshares	$201.70M	2.24	$43.89M	$1.33	10.18
LexinFintech	$14.20B	0.13	$150.14M	$0.90	12.34

Is SHBI or LX a better dividend stock?

Shore Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 3.5%. LexinFintech pays an annual dividend of $0.17 per share and has a dividend yield of 1.5%. Shore Bancshares pays out 36.1% of its earnings in the form of a dividend. LexinFintech pays out 18.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is SHBI or LX more profitable?

Shore Bancshares has a net margin of 13.44% compared to LexinFintech's net margin of 5.34%. Shore Bancshares' return on equity of 10.40% beat LexinFintech's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Shore Bancshares	13.44%	10.40%	0.93%
LexinFintech	5.34%	7.47%	3.26%

Which has more risk and volatility, SHBI or LX?

Shore Bancshares has a beta of 1.01, meaning that its stock price is 1% more volatile than the S&P 500. Comparatively, LexinFintech has a beta of 0.6, meaning that its stock price is 40% less volatile than the S&P 500.

Does the media prefer SHBI or LX?

In the previous week, LexinFintech had 3 more articles in the media than Shore Bancshares. MarketBeat recorded 7 mentions for LexinFintech and 4 mentions for Shore Bancshares. Shore Bancshares' average media sentiment score of 1.04 beat LexinFintech's score of 0.74 indicating that Shore Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Shore Bancshares	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
LexinFintech	2 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

LexinFintech beats Shore Bancshares on 10 of the 19 factors compared between the two stocks.