Selective Insurance Group (SIGI) Competitors

Cincinnati Financial (NASDAQ:CINF) and Selective Insurance Group (NASDAQ:SIGI) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, risk, community ranking, earnings, profitability, dividends, valuation, institutional ownership and media sentiment.

Do analysts prefer CINF or SIGI?

Cincinnati Financial presently has a consensus price target of $147.40, indicating a potential upside of 12.44%. Selective Insurance Group has a consensus price target of $95.17, indicating a potential upside of 9.85%. Given Cincinnati Financial's stronger consensus rating and higher probable upside, equities research analysts plainly believe Cincinnati Financial is more favorable than Selective Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cincinnati Financial	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80
Selective Insurance Group	1 Sell rating(s)	5 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has more volatility & risk, CINF or SIGI?

Cincinnati Financial has a beta of 0.53, suggesting that its stock price is 47% less volatile than the S&P 500. Comparatively, Selective Insurance Group has a beta of 0.45, suggesting that its stock price is 55% less volatile than the S&P 500.

Which has better earnings & valuation, CINF or SIGI?

Cincinnati Financial has higher revenue and earnings than Selective Insurance Group. Cincinnati Financial is trading at a lower price-to-earnings ratio than Selective Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cincinnati Financial	$11.34B	1.81	$2.29B	$14.52	9.03
Selective Insurance Group	$4.86B	1.08	$207.01M	$3.22	26.90

Is CINF or SIGI a better dividend stock?

Cincinnati Financial pays an annual dividend of $3.48 per share and has a dividend yield of 2.7%. Selective Insurance Group pays an annual dividend of $1.52 per share and has a dividend yield of 1.8%. Cincinnati Financial pays out 24.0% of its earnings in the form of a dividend. Selective Insurance Group pays out 47.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Cincinnati Financial has increased its dividend for 65 consecutive years and Selective Insurance Group has increased its dividend for 11 consecutive years. Cincinnati Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the MarketBeat Community believe in CINF or SIGI?

Selective Insurance Group received 44 more outperform votes than Cincinnati Financial when rated by MarketBeat users. Likewise, 59.65% of users gave Selective Insurance Group an outperform vote while only 51.36% of users gave Cincinnati Financial an outperform vote.

Company	Underperform	Outperform
Cincinnati Financial	Outperform Votes 265 51.36%	Underperform Votes 251 48.64%
Selective Insurance Group	Outperform Votes 309 59.65%	Underperform Votes 209 40.35%

Is CINF or SIGI more profitable?

Cincinnati Financial has a net margin of 20.22% compared to Selective Insurance Group's net margin of 4.26%. Cincinnati Financial's return on equity of 9.01% beat Selective Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cincinnati Financial	20.22%	9.01%	3.37%
Selective Insurance Group	4.26%	7.33%	1.62%

Does the media prefer CINF or SIGI?

In the previous week, Cincinnati Financial had 12 more articles in the media than Selective Insurance Group. MarketBeat recorded 24 mentions for Cincinnati Financial and 12 mentions for Selective Insurance Group. Cincinnati Financial's average media sentiment score of 1.11 beat Selective Insurance Group's score of 1.04 indicating that Cincinnati Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cincinnati Financial	16 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Positive
Selective Insurance Group	6 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders & institutionals have more ownership in CINF or SIGI?

65.2% of Cincinnati Financial shares are owned by institutional investors. Comparatively, 82.9% of Selective Insurance Group shares are owned by institutional investors. 2.8% of Cincinnati Financial shares are owned by company insiders. Comparatively, 1.0% of Selective Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Cincinnati Financial beats Selective Insurance Group on 17 of the 21 factors compared between the two stocks.