Selective Insurance Group (SIGI) Competitors

Selective Insurance Group (NASDAQ:SIGI) and Cincinnati Financial (NASDAQ:CINF) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, valuation, dividends, community ranking, earnings, risk, media sentiment, analyst recommendations and institutional ownership.

Do insiders and institutionals hold more shares of SIGI or CINF?

82.9% of Selective Insurance Group shares are held by institutional investors. Comparatively, 65.2% of Cincinnati Financial shares are held by institutional investors. 1.0% of Selective Insurance Group shares are held by company insiders. Comparatively, 2.8% of Cincinnati Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Which has stronger valuation and earnings, SIGI or CINF?

Cincinnati Financial has higher revenue and earnings than Selective Insurance Group. Cincinnati Financial is trading at a lower price-to-earnings ratio than Selective Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Selective Insurance Group	$4.72B	1.19	$365.24M	$3.71	24.89
Cincinnati Financial	$12.16B	1.83	$1.84B	$19.46	7.30

Does the media refer more to SIGI or CINF?

In the previous week, Cincinnati Financial had 4 more articles in the media than Selective Insurance Group. MarketBeat recorded 6 mentions for Cincinnati Financial and 2 mentions for Selective Insurance Group. Selective Insurance Group's average media sentiment score of 1.68 beat Cincinnati Financial's score of 1.43 indicating that Selective Insurance Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Selective Insurance Group	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Cincinnati Financial	1 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is SIGI or CINF a better dividend stock?

Selective Insurance Group pays an annual dividend of $1.52 per share and has a dividend yield of 1.6%. Cincinnati Financial pays an annual dividend of $3.24 per share and has a dividend yield of 2.3%. Selective Insurance Group pays out 41.0% of its earnings in the form of a dividend. Cincinnati Financial pays out 16.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Selective Insurance Group has increased its dividend for 11 consecutive years and Cincinnati Financial has increased its dividend for 64 consecutive years. Cincinnati Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the MarketBeat Community believe in SIGI or CINF?

Selective Insurance Group received 46 more outperform votes than Cincinnati Financial when rated by MarketBeat users. Likewise, 59.92% of users gave Selective Insurance Group an outperform vote while only 51.17% of users gave Cincinnati Financial an outperform vote.

Company	Underperform	Outperform
Selective Insurance Group	Outperform Votes 308 59.92%	Underperform Votes 206 40.08%
Cincinnati Financial	Outperform Votes 262 51.17%	Underperform Votes 250 48.83%

Which has more risk and volatility, SIGI or CINF?

Selective Insurance Group has a beta of 0.6, indicating that its share price is 40% less volatile than the S&P 500. Comparatively, Cincinnati Financial has a beta of 0.71, indicating that its share price is 29% less volatile than the S&P 500.

Do analysts rate SIGI or CINF?

Selective Insurance Group presently has a consensus target price of $102.14, indicating a potential upside of 10.59%. Cincinnati Financial has a consensus target price of $143.33, indicating a potential upside of 0.87%. Given Selective Insurance Group's higher possible upside, equities analysts clearly believe Selective Insurance Group is more favorable than Cincinnati Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Selective Insurance Group	1 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.25
Cincinnati Financial	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83

Is SIGI or CINF more profitable?

Cincinnati Financial has a net margin of 25.26% compared to Selective Insurance Group's net margin of 5.01%. Cincinnati Financial's return on equity of 8.25% beat Selective Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Selective Insurance Group	5.01%	8.11%	1.83%
Cincinnati Financial	25.26%	8.25%	3.06%

Summary

Cincinnati Financial beats Selective Insurance Group on 15 of the 21 factors compared between the two stocks.