Southern Missouri Bancorp (SMBC) Competitors $53.75 +0.43 (+0.81%) Closing price 04:00 PM EasternExtended Trading$53.80 +0.05 (+0.09%) As of 04:24 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock SMBC vs. ENVA, BFH, CLSK, FBK, PPBI, NTB, NIC, MBIN, LX, and CASHShould you be buying Southern Missouri Bancorp stock or one of its competitors? The main competitors of Southern Missouri Bancorp include Enova International (ENVA), Bread Financial (BFH), CleanSpark (CLSK), FB Financial (FBK), Pacific Premier Bancorp (PPBI), Bank of N.T. Butterfield & Son (NTB), Nicolet Bankshares (NIC), Merchants Bancorp (MBIN), LexinFintech (LX), and Pathward Financial (CASH). These companies are all part of the "banking" industry. Southern Missouri Bancorp vs. Enova International Bread Financial CleanSpark FB Financial Pacific Premier Bancorp Bank of N.T. Butterfield & Son Nicolet Bankshares Merchants Bancorp LexinFintech Pathward Financial Southern Missouri Bancorp (NASDAQ:SMBC) and Enova International (NYSE:ENVA) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, earnings, community ranking, media sentiment, institutional ownership, profitability and dividends. Is SMBC or ENVA more profitable? Southern Missouri Bancorp has a net margin of 17.72% compared to Enova International's net margin of 7.88%. Enova International's return on equity of 19.94% beat Southern Missouri Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Southern Missouri Bancorp17.72% 10.45% 1.10% Enova International 7.88%19.94%4.73% Does the media refer more to SMBC or ENVA? In the previous week, Southern Missouri Bancorp and Southern Missouri Bancorp both had 3 articles in the media. Southern Missouri Bancorp's average media sentiment score of 1.29 beat Enova International's score of 1.01 indicating that Southern Missouri Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Southern Missouri Bancorp 2 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Enova International 2 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do institutionals & insiders have more ownership in SMBC or ENVA? 49.5% of Southern Missouri Bancorp shares are owned by institutional investors. Comparatively, 89.4% of Enova International shares are owned by institutional investors. 16.6% of Southern Missouri Bancorp shares are owned by insiders. Comparatively, 7.8% of Enova International shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term. Do analysts recommend SMBC or ENVA? Southern Missouri Bancorp currently has a consensus target price of $70.00, indicating a potential upside of 31.53%. Enova International has a consensus target price of $110.14, indicating a potential upside of 10.32%. Given Southern Missouri Bancorp's stronger consensus rating and higher possible upside, research analysts clearly believe Southern Missouri Bancorp is more favorable than Enova International.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Southern Missouri Bancorp 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.67Enova International 0 Sell rating(s) 3 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.63 Does the MarketBeat Community prefer SMBC or ENVA? Enova International received 157 more outperform votes than Southern Missouri Bancorp when rated by MarketBeat users. Likewise, 62.43% of users gave Enova International an outperform vote while only 61.49% of users gave Southern Missouri Bancorp an outperform vote. CompanyUnderperformOutperformSouthern Missouri BancorpOutperform Votes18261.49% Underperform Votes11438.51% Enova InternationalOutperform Votes33962.43% Underperform Votes20437.57% Which has more risk & volatility, SMBC or ENVA? Southern Missouri Bancorp has a beta of 0.99, indicating that its share price is 1% less volatile than the S&P 500. Comparatively, Enova International has a beta of 1.43, indicating that its share price is 43% more volatile than the S&P 500. Which has better earnings and valuation, SMBC or ENVA? Enova International has higher revenue and earnings than Southern Missouri Bancorp. Southern Missouri Bancorp is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSouthern Missouri Bancorp$171.80M3.70$50.18M$4.5811.62Enova International$2.66B0.97$209.45M$7.4413.42 SummaryEnova International beats Southern Missouri Bancorp on 11 of the 17 factors compared between the two stocks. Remove Ads Get Southern Missouri Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for SMBC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart SMBC vs. The Competition Export to ExcelMetricSouthern Missouri BancorpSavings institutions, except federal IndustryFinance SectorNASDAQ ExchangeMarket Cap$636.46M$442.60M$11.44B$8.16BDividend Yield1.72%2.30%5.57%4.02%P/E Ratio11.6221.4222.9219.12Price / Sales3.703.8925.6793.71Price / Cash12.5321.3717.6134.64Price / Book1.170.932.784.38Net Income$50.18M-$21.83M$1.04B$247.23M7 Day Performance-0.76%0.36%1.03%-0.20%1 Month Performance-6.80%-2.44%496.65%-3.45%1 Year Performance21.67%14.99%537.08%2.41% Southern Missouri Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)SMBCSouthern Missouri Bancorp4.4609 of 5 stars$53.75+0.8%$70.00+30.2%+27.1%$637.65M$171.80M11.74540Positive NewsENVAEnova International2.7231 of 5 stars$92.96+0.4%$110.14+18.5%+64.0%$2.40B$2.66B12.491,800Gap UpBFHBread Financial3.9345 of 5 stars$47.83-2.9%$59.69+24.8%+39.2%$2.35B$3.84B8.626,000Positive NewsHigh Trading VolumeCLSKCleanSpark3.8552 of 5 stars$8.12+1.9%$21.63+166.3%-65.0%$2.28B$467.49M73.82130Analyst UpgradeInsider TradeGap DownFBKFB Financial4.1183 of 5 stars$46.86+1.0%$52.60+12.3%+33.5%$2.19B$457.74M18.971,760PPBIPacific Premier Bancorp3.4989 of 5 stars$22.33-0.1%$27.00+20.9%-4.7%$2.15B$567.77M13.621,345Positive NewsNTBBank of N.T. Butterfield & Son2.9821 of 5 stars$37.93+0.1%$40.80+7.6%+27.5%$1.80B$581.98M8.041,340Short Interest ↑Positive NewsNICNicolet Bankshares2.3288 of 5 stars$115.34+2.7%$119.00+3.2%+34.2%$1.76B$349.12M14.36860Short Interest ↑Positive NewsHigh Trading VolumeMBINMerchants Bancorp4.0845 of 5 stars$38.28+1.0%$51.50+34.5%-7.1%$1.76B$666.97M6.07480Positive NewsLXLexinFintech2.3742 of 5 stars$10.53flatN/A+492.3%$1.73B$14.05B16.713,900Dividend IncreaseOptions VolumeHigh Trading VolumeCASHPathward Financial3.7105 of 5 stars$72.04+0.2%$90.50+25.6%+53.5%$1.72B$600.62M10.501,244Positive News Remove Ads Related Companies and Tools Related Companies ENVA Competitors BFH Competitors CLSK Competitors FBK Competitors PPBI Competitors NTB Competitors NIC Competitors MBIN Competitors LX Competitors CASH Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:SMBC) was last updated on 3/27/2025 by MarketBeat.com Staff From Our PartnersA market crash is coming—here’s whenThe stock market cycle I've used to identify the most likely day of the next market crash is the exact same in...Chaikin Analytics | SponsoredYour Wealth is Under AttackPlease don't wait—this is your moment to take action. 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