Southern Missouri Bancorp (SMBC) Competitors

Southern Missouri Bancorp (NASDAQ:SMBC) and Atlantic Union Bankshares (NASDAQ:AUB) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, valuation, institutional ownership, earnings, analyst recommendations, community ranking, risk, media sentiment and profitability.

Do institutionals and insiders hold more shares of SMBC or AUB?

49.5% of Southern Missouri Bancorp shares are held by institutional investors. Comparatively, 78.6% of Atlantic Union Bankshares shares are held by institutional investors. 16.6% of Southern Missouri Bancorp shares are held by company insiders. Comparatively, 0.9% of Atlantic Union Bankshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Which has more risk & volatility, SMBC or AUB?

Southern Missouri Bancorp has a beta of 0.88, meaning that its stock price is 12% less volatile than the S&P 500. Comparatively, Atlantic Union Bankshares has a beta of 0.8, meaning that its stock price is 20% less volatile than the S&P 500.

Do analysts recommend SMBC or AUB?

Southern Missouri Bancorp presently has a consensus target price of $70.00, suggesting a potential upside of 42.16%. Atlantic Union Bankshares has a consensus target price of $41.33, suggesting a potential upside of 67.71%. Given Atlantic Union Bankshares' higher possible upside, analysts plainly believe Atlantic Union Bankshares is more favorable than Southern Missouri Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Southern Missouri Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Atlantic Union Bankshares	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67

Does the media prefer SMBC or AUB?

In the previous week, Atlantic Union Bankshares had 7 more articles in the media than Southern Missouri Bancorp. MarketBeat recorded 10 mentions for Atlantic Union Bankshares and 3 mentions for Southern Missouri Bancorp. Southern Missouri Bancorp's average media sentiment score of 1.72 beat Atlantic Union Bankshares' score of 0.83 indicating that Southern Missouri Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Southern Missouri Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Atlantic Union Bankshares	6 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive

Is SMBC or AUB more profitable?

Southern Missouri Bancorp has a net margin of 17.72% compared to Atlantic Union Bankshares' net margin of 15.53%. Southern Missouri Bancorp's return on equity of 10.45% beat Atlantic Union Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Southern Missouri Bancorp	17.72%	10.45%	1.10%
Atlantic Union Bankshares	15.53%	8.50%	1.06%

Which has stronger valuation & earnings, SMBC or AUB?

Atlantic Union Bankshares has higher revenue and earnings than Southern Missouri Bancorp. Southern Missouri Bancorp is trading at a lower price-to-earnings ratio than Atlantic Union Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Southern Missouri Bancorp	$171.80M	3.43	$50.18M	$4.58	10.75
Atlantic Union Bankshares	$817.42M	2.72	$209.13M	$2.29	10.76

Does the MarketBeat Community believe in SMBC or AUB?

Southern Missouri Bancorp received 158 more outperform votes than Atlantic Union Bankshares when rated by MarketBeat users. However, 63.16% of users gave Atlantic Union Bankshares an outperform vote while only 61.49% of users gave Southern Missouri Bancorp an outperform vote.

Company	Underperform	Outperform
Southern Missouri Bancorp	Outperform Votes 182 61.49%	Underperform Votes 114 38.51%
Atlantic Union Bankshares	Outperform Votes 24 63.16%	Underperform Votes 14 36.84%

Is SMBC or AUB a better dividend stock?

Southern Missouri Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 1.9%. Atlantic Union Bankshares pays an annual dividend of $1.36 per share and has a dividend yield of 5.5%. Southern Missouri Bancorp pays out 20.1% of its earnings in the form of a dividend. Atlantic Union Bankshares pays out 59.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Southern Missouri Bancorp has raised its dividend for 13 consecutive years and Atlantic Union Bankshares has raised its dividend for 14 consecutive years. Atlantic Union Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Southern Missouri Bancorp and Atlantic Union Bankshares tied by winning 10 of the 20 factors compared between the two stocks.