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SmartFinancial (SMBK) Competitors

SmartFinancial logo
$31.44 +0.15 (+0.48%)
(As of 04:45 PM ET)

SMBK vs. LU, PWP, LOB, CASH, INTR, NTB, CLBK, MBIN, NIC, and CUBI

Should you be buying SmartFinancial stock or one of its competitors? The main competitors of SmartFinancial include Lufax (LU), Perella Weinberg Partners (PWP), Live Oak Bancshares (LOB), Pathward Financial (CASH), Inter & Co, Inc. (INTR), Bank of N.T. Butterfield & Son (NTB), Columbia Financial (CLBK), Merchants Bancorp (MBIN), Nicolet Bankshares (NIC), and Customers Bancorp (CUBI). These companies are all part of the "banking" industry.

SmartFinancial vs.

Lufax (NYSE:LU) and SmartFinancial (NASDAQ:SMBK) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their profitability, valuation, risk, media sentiment, analyst recommendations, institutional ownership, community ranking, earnings and dividends.

69.1% of Lufax shares are held by institutional investors. Comparatively, 58.8% of SmartFinancial shares are held by institutional investors. 7.7% of SmartFinancial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Lufax pays an annual dividend of $0.12 per share and has a dividend yield of 5.0%. SmartFinancial pays an annual dividend of $0.32 per share and has a dividend yield of 1.0%. Lufax pays out -15.6% of its earnings in the form of a dividend. SmartFinancial pays out 16.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Lufax is clearly the better dividend stock, given its higher yield and lower payout ratio.

Lufax presently has a consensus target price of $3.58, suggesting a potential upside of 49.93%. SmartFinancial has a consensus target price of $29.50, suggesting a potential downside of 6.17%. Given Lufax's higher probable upside, research analysts plainly believe Lufax is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
SmartFinancial
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.40

Lufax has a beta of 0.85, meaning that its share price is 15% less volatile than the S&P 500. Comparatively, SmartFinancial has a beta of 0.68, meaning that its share price is 32% less volatile than the S&P 500.

In the previous week, Lufax had 2 more articles in the media than SmartFinancial. MarketBeat recorded 3 mentions for Lufax and 1 mentions for SmartFinancial. SmartFinancial's average media sentiment score of 1.26 beat Lufax's score of 0.97 indicating that SmartFinancial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
SmartFinancial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Lufax has higher revenue and earnings than SmartFinancial. Lufax is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$20.29B0.10$125.31M-$0.77-3.10
SmartFinancial$163.79M3.25$28.59M$1.9416.21

SmartFinancial has a net margin of 11.88% compared to Lufax's net margin of -12.75%. SmartFinancial's return on equity of 6.81% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
Lufax-12.75% -3.63% -1.45%
SmartFinancial 11.88%6.81%0.66%

SmartFinancial received 169 more outperform votes than Lufax when rated by MarketBeat users. Likewise, 58.18% of users gave SmartFinancial an outperform vote while only 41.82% of users gave Lufax an outperform vote.

CompanyUnderperformOutperform
LufaxOutperform Votes
23
41.82%
Underperform Votes
32
58.18%
SmartFinancialOutperform Votes
192
58.18%
Underperform Votes
138
41.82%

Summary

SmartFinancial beats Lufax on 12 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SMBK vs. The Competition

MetricSmartFinancialNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$532.15M$21.87B$11.53B$9.27B
Dividend Yield1.02%3.33%5.71%4.29%
P/E Ratio16.2126.5425.1017.27
Price / Sales3.252.9527.21119.60
Price / Cash12.3511.0018.5237.83
Price / Book1.161.272.634.93
Net Income$28.59M$2.24B$1.04B$225.34M
7 Day Performance-5.84%-2.69%-1.82%1.13%
1 Month Performance-14.40%-4.31%-3.13%2.76%
1 Year Performance25.76%15.43%11.64%16.90%

SmartFinancial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SMBK
SmartFinancial
2.5107 of 5 stars
$31.44
+0.5%
$29.50
-6.2%
+25.2%$532.15M$163.79M16.21550Positive News
LU
Lufax
3.1307 of 5 stars
$2.64
-2.9%
$3.58
+35.7%
-13.2%$2.29B$20.29B-3.5336,215
PWP
Perella Weinberg Partners
1.1275 of 5 stars
$25.11
+2.2%
$18.83
-25.0%
+96.2%$2.21B$865.05M-10.37600Positive News
LOB
Live Oak Bancshares
3.9486 of 5 stars
$44.24
+0.1%
$45.50
+2.8%
-10.6%$2.00B$469.13M27.69987
CASH
Pathward Financial
3.1136 of 5 stars
$82.23
+0.9%
$86.00
+4.6%
+38.8%$1.98B$604.96M12.341,244Analyst Forecast
News Coverage
Positive News
INTR
Inter & Co, Inc.
4.0379 of 5 stars
$4.53
-2.2%
$7.30
+61.1%
-20.1%$1.97B$5.87B13.233,235News Coverage
NTB
Bank of N.T. Butterfield & Son
2.3436 of 5 stars
$38.22
+0.3%
$39.60
+3.6%
+13.2%$1.92B$576.38M8.471,334Positive News
CLBK
Columbia Financial
0.5673 of 5 stars
$16.97
+0.2%
$17.00
+0.2%
-17.9%$1.78B$422.36M112.67750
MBIN
Merchants Bancorp
3.1639 of 5 stars
$37.92
-1.5%
$53.83
+42.0%
-13.6%$1.74B$1.19B6.37480
NIC
Nicolet Bankshares
3.1647 of 5 stars
$113.06
+0.8%
$112.00
-0.9%
+29.5%$1.72B$349.34M14.27948
CUBI
Customers Bancorp
3.9448 of 5 stars
$53.14
-0.7%
$62.22
+17.1%
-15.1%$1.67B$723.48M8.69640

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This page (NASDAQ:SMBK) was last updated on 12/24/2024 by MarketBeat.com Staff
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