SmartFinancial (SMBK) Competitors

Pacific Premier Bancorp (NASDAQ:PPBI) and SmartFinancial (NASDAQ:SMBK) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their institutional ownership, risk, media sentiment, valuation, earnings, community ranking, analyst recommendations, profitability and dividends.

Which has better valuation & earnings, PPBI or SMBK?

Pacific Premier Bancorp has higher revenue and earnings than SmartFinancial. Pacific Premier Bancorp is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pacific Premier Bancorp	$567.77M	3.39	$158.80M	$1.64	12.15
SmartFinancial	$171.50M	2.88	$36.14M	$2.14	13.54

Does the media favor PPBI or SMBK?

In the previous week, Pacific Premier Bancorp had 2 more articles in the media than SmartFinancial. MarketBeat recorded 3 mentions for Pacific Premier Bancorp and 1 mentions for SmartFinancial. SmartFinancial's average media sentiment score of 1.83 beat Pacific Premier Bancorp's score of 1.26 indicating that SmartFinancial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Pacific Premier Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
SmartFinancial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is PPBI or SMBK a better dividend stock?

Pacific Premier Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 6.6%. SmartFinancial pays an annual dividend of $0.32 per share and has a dividend yield of 1.1%. Pacific Premier Bancorp pays out 80.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. SmartFinancial pays out 15.0% of its earnings in the form of a dividend.

Is PPBI or SMBK more profitable?

Pacific Premier Bancorp has a net margin of 17.54% compared to SmartFinancial's net margin of 12.67%. SmartFinancial's return on equity of 7.33% beat Pacific Premier Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Pacific Premier Bancorp	17.54%	5.43%	0.87%
SmartFinancial	12.67%	7.33%	0.71%

Does the MarketBeat Community prefer PPBI or SMBK?

Pacific Premier Bancorp received 154 more outperform votes than SmartFinancial when rated by MarketBeat users. Likewise, 62.08% of users gave Pacific Premier Bancorp an outperform vote while only 58.31% of users gave SmartFinancial an outperform vote.

Company	Underperform	Outperform
Pacific Premier Bancorp	Outperform Votes 347 62.08%	Underperform Votes 212 37.92%
SmartFinancial	Outperform Votes 193 58.31%	Underperform Votes 138 41.69%

Do institutionals & insiders hold more shares of PPBI or SMBK?

93.1% of Pacific Premier Bancorp shares are owned by institutional investors. Comparatively, 58.8% of SmartFinancial shares are owned by institutional investors. 2.2% of Pacific Premier Bancorp shares are owned by insiders. Comparatively, 7.7% of SmartFinancial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Which has more risk and volatility, PPBI or SMBK?

Pacific Premier Bancorp has a beta of 1.25, meaning that its share price is 25% more volatile than the S&P 500. Comparatively, SmartFinancial has a beta of 0.59, meaning that its share price is 41% less volatile than the S&P 500.

Do analysts recommend PPBI or SMBK?

Pacific Premier Bancorp currently has a consensus target price of $27.00, indicating a potential upside of 35.47%. SmartFinancial has a consensus target price of $30.70, indicating a potential upside of 5.94%. Given Pacific Premier Bancorp's stronger consensus rating and higher possible upside, equities research analysts plainly believe Pacific Premier Bancorp is more favorable than SmartFinancial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pacific Premier Bancorp	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
SmartFinancial	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.40

Summary

Pacific Premier Bancorp beats SmartFinancial on 14 of the 21 factors compared between the two stocks.