South Plains Financial (SPFI) Competitors

FB Financial (NYSE:FBK) and South Plains Financial (NASDAQ:SPFI) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, media sentiment, risk, valuation, institutional ownership, earnings, analyst recommendations, community ranking and profitability.

Does the media refer more to FBK or SPFI?

In the previous week, FB Financial had 15 more articles in the media than South Plains Financial. MarketBeat recorded 21 mentions for FB Financial and 6 mentions for South Plains Financial. South Plains Financial's average media sentiment score of 1.24 beat FB Financial's score of 0.74 indicating that South Plains Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
FB Financial	7 Very Positive mention(s)	1 Positive mention(s)	8 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
South Plains Financial	4 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in FBK or SPFI?

FB Financial received 199 more outperform votes than South Plains Financial when rated by MarketBeat users. However, 56.32% of users gave South Plains Financial an outperform vote while only 49.50% of users gave FB Financial an outperform vote.

Company	Underperform	Outperform
FB Financial	Outperform Votes 248 49.50%	Underperform Votes 253 50.50%
South Plains Financial	Outperform Votes 49 56.32%	Underperform Votes 38 43.68%

Is FBK or SPFI a better dividend stock?

FB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 1.9%. South Plains Financial pays an annual dividend of $0.60 per share and has a dividend yield of 1.9%. FB Financial pays out 30.8% of its earnings in the form of a dividend. South Plains Financial pays out 20.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has better earnings & valuation, FBK or SPFI?

FB Financial has higher revenue and earnings than South Plains Financial. South Plains Financial is trading at a lower price-to-earnings ratio than FB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FB Financial	$457.74M	4.13	$116.04M	$2.47	16.41
South Plains Financial	$189.30M	2.82	$49.72M	$2.92	11.07

Do analysts rate FBK or SPFI?

FB Financial currently has a consensus target price of $54.20, indicating a potential upside of 33.71%. South Plains Financial has a consensus target price of $42.67, indicating a potential upside of 31.99%. Given FB Financial's higher possible upside, analysts plainly believe FB Financial is more favorable than South Plains Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FB Financial	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
South Plains Financial	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

Do insiders and institutionals hold more shares of FBK or SPFI?

65.4% of FB Financial shares are owned by institutional investors. Comparatively, 55.0% of South Plains Financial shares are owned by institutional investors. 1.7% of FB Financial shares are owned by insiders. Comparatively, 25.4% of South Plains Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Which has more risk & volatility, FBK or SPFI?

FB Financial has a beta of 0.92, suggesting that its share price is 8% less volatile than the S&P 500. Comparatively, South Plains Financial has a beta of 0.46, suggesting that its share price is 54% less volatile than the S&P 500.

Is FBK or SPFI more profitable?

South Plains Financial has a net margin of 17.20% compared to FB Financial's net margin of 15.18%. South Plains Financial's return on equity of 11.75% beat FB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FB Financial	15.18%	10.43%	1.25%
South Plains Financial	17.20%	11.75%	1.17%

Summary

FB Financial beats South Plains Financial on 11 of the 19 factors compared between the two stocks.