Sapiens International (SPNS) Stock Price, News & Analysis

Company Overview

Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company provides various solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields. It offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; IDITGo, a pre-configured, data-enriched insurance launch and accelerator platform solutions; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. The company also provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. The company was founded in 1982 and is headquartered in Holon, Israel.

Key Stats

• Today's Range: $26.82 to $27.46
• 50-Day Range: $27.12 to $39.48
• 52-Week Range: $25.08 to $41.22
• Volume: 157,574 shs
• Average Volume: 175,980 shs
• Market Capitalization: $1.51 billion
• P/E Ratio: 21.35
• Dividend Yield: 2.14%
• Price Target: $36.00
• Consensus Rating: Hold

Sapiens International Stock Analysis - MarketRank™

Sapiens International scored higher than 70% of companies evaluated by MarketBeat, and ranked 268th out of 650 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.2 / 5
• Analyst Rating: Hold

Consensus Rating

Sapiens International has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 2 buy ratings, no hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Sapiens International has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 3.55%

Earnings Growth

Earnings for Sapiens International are expected to grow by 3.55% in the coming year, from $1.41 to $1.46 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Sapiens International is 21.35, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 124.79.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sapiens International is 21.35, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 220.90.

Price to Book Value per Share Ratio

Sapiens International has a P/B Ratio of 3.21. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.93% of the float of Sapiens International has been sold short.

Short Interest Ratio / Days to Cover

Sapiens International has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Sapiens International has recently increased by 4.33%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Sapiens International pays a meaningful dividend of 2.13%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Sapiens International does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Sapiens International is 45.67%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Sapiens International will have a dividend payout ratio of 39.73% next year. This indicates that Sapiens International will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.93% of the float of Sapiens International has been sold short.

Short Interest Ratio / Days to Cover

Sapiens International has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Sapiens International has recently increased by 4.33%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.43

News Sentiment

Sapiens International has a news sentiment score of 0.43. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.58 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Sapiens International this week, compared to 3 articles on an average week.

Search Interest

4 people have searched for SPNS on MarketBeat in the last 30 days. This is an increase of 300% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Sapiens International insiders have not sold or bought any company stock.

Percentage Held by Insiders

16.00% of the stock of Sapiens International is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 30.73% of the stock of Sapiens International is held by institutions.

SPNS Stock Analysis - Frequently Asked Questions

How have SPNS shares performed this year?

Sapiens International's stock was trading at $28.94 on January 1st, 2024. Since then, SPNS shares have decreased by 6.3% and is now trading at $27.12.
View the best growth stocks for 2024 here.

How were Sapiens International's earnings last quarter?

Sapiens International Co. (NASDAQ:SPNS) announced its quarterly earnings results on Monday, November, 11th. The technology company reported $0.37 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.38 by $0.01. The business's revenue for the quarter was up 4.8% on a year-over-year basis.

Who are Sapiens International's major shareholders?

Sapiens International's top institutional shareholders include Janus Henderson Group PLC (1.08%), Wellington Management Group LLP (1.07%), Royce & Associates LP (1.01%) and State Street Corp (0.99%).

How do I buy shares of Sapiens International?

Shares of SPNS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Sapiens International own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Sapiens International investors own include Waste Connections (WCN), The RMR Group (RMR), iShares Micro-Cap ETF (IWC), DiamondRock Hospitality (DRH), American Water Works (AWK), AUO (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Ex-Dividend for 9/12 Dividend: 8/28/2024
• Dividend Payable: 9/12/2024
• Last Earnings: 11/11/2024
• Today: 11/21/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 2/18/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Computer and Technology
• Industry: Prepackaged software
• Sub-Industry: Application Software
• Current Symbol: NASDAQ:SPNS
• CUSIP: N7716A15
• CIK: 885740
• Web: www.sapiens.com
• Phone: (723) 790-2000
• Fax: 972-3790-2942
• Employees: 5,000
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $36.00
• High Stock Price Target: $43.00
• Low Stock Price Target: $30.00
• Potential Upside/Downside: +32.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.27
• Trailing P/E Ratio: 21.35
• Forward P/E Ratio: 19.10
• P/E Growth: N/A
• Net Income: $62.44 million
• Net Margins: 13.23%
• Pretax Margin: 16.31%
• Return on Equity: 17.61%
• Return on Assets: 11.79%

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 2.18
• Quick Ratio: 2.18

Sales & Book Value

• Annual Sales: $538.93 million
• Price / Sales: 2.80
• Cash Flow: $1.62 per share
• Price / Cash Flow: 16.70
• Book Value: $8.07 per share
• Price / Book: 3.36

Miscellaneous

• Outstanding Shares: 55,733,000
• Free Float: 46,816,000
• Market Cap: $1.51 billion
• Optionable: Optionable
• Beta: 1.25