Sapiens International (SPNS) Competitors

Sapiens International (NASDAQ:SPNS) and Zuora (NYSE:ZUO) are both small-cap computer and technology companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, valuation, analyst recommendations, profitability, media sentiment, earnings, community ranking, dividends and institutional ownership.

Which has better earnings & valuation, SPNS or ZUO?

Sapiens International has higher revenue and earnings than Zuora. Zuora is trading at a lower price-to-earnings ratio than Sapiens International, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sapiens International	$514.58M	3.00	$62.44M	$1.27	21.83
Zuora	$431.66M	3.49	-$68.19M	-$0.32	-31.06

Which has more volatility and risk, SPNS or ZUO?

Sapiens International has a beta of 1.25, meaning that its stock price is 25% more volatile than the S&P 500. Comparatively, Zuora has a beta of 1.7, meaning that its stock price is 70% more volatile than the S&P 500.

Do analysts prefer SPNS or ZUO?

Sapiens International presently has a consensus price target of $36.00, indicating a potential upside of 29.82%. Zuora has a consensus price target of $11.43, indicating a potential upside of 14.98%. Given Sapiens International's stronger consensus rating and higher probable upside, equities analysts plainly believe Sapiens International is more favorable than Zuora.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sapiens International	1 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.33
Zuora	0 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.29

Does the MarketBeat Community believe in SPNS or ZUO?

Sapiens International received 93 more outperform votes than Zuora when rated by MarketBeat users. Likewise, 66.46% of users gave Sapiens International an outperform vote while only 64.00% of users gave Zuora an outperform vote.

Company	Underperform	Outperform
Sapiens International	Outperform Votes 317 66.46%	Underperform Votes 160 33.54%
Zuora	Outperform Votes 224 64.00%	Underperform Votes 126 36.00%

Do institutionals and insiders hold more shares of SPNS or ZUO?

30.7% of Sapiens International shares are held by institutional investors. Comparatively, 83.0% of Zuora shares are held by institutional investors. 16.0% of Sapiens International shares are held by company insiders. Comparatively, 8.6% of Zuora shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Does the media favor SPNS or ZUO?

In the previous week, Zuora had 1 more articles in the media than Sapiens International. MarketBeat recorded 4 mentions for Zuora and 3 mentions for Sapiens International. Sapiens International's average media sentiment score of 0.39 beat Zuora's score of 0.37 indicating that Sapiens International is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Sapiens International	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral
Zuora	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is SPNS or ZUO more profitable?

Sapiens International has a net margin of 13.23% compared to Zuora's net margin of -10.60%. Sapiens International's return on equity of 17.61% beat Zuora's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sapiens International	13.23%	17.61%	11.79%
Zuora	-10.60%	-12.54%	-2.29%

Summary

Sapiens International beats Zuora on 13 of the 17 factors compared between the two stocks.