Sapiens International (SPNS) Stock Price, News & Analysis

Company Overview

Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company provides various solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields. It offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; IDITGo, a pre-configured, data-enriched insurance launch and accelerator platform solutions; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. The company also provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. The company was founded in 1982 and is headquartered in Holon, Israel.

Key Stats

• Today's Range: $42.61 to $42.76
• 50-Day Range: $26.49 to $42.69
• 52-Week Range: $23.69 to $42.76
• Volume: 1.56 million shs
• Average Volume: 1.53 million shs
• Market Capitalization: $2.39 billion
• P/E Ratio: 34.99
• Dividend Yield: 1.41%
• Price Target: $31.33
• Consensus Rating: Reduce

Sapiens International Stock Analysis - MarketRank™

Sapiens International scored higher than 40% of companies evaluated by MarketBeat, and ranked 492nd out of 671 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.9 / 5
• Analyst Rating: Reduce

Consensus Rating

Sapiens International has received a consensus rating of Reduce. The company's average rating score is 1.75, and is based on no buy ratings, 3 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Sapiens International has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 11.97%

Earnings Growth

Earnings for Sapiens International are expected to grow by 11.97% in the coming year, from $1.42 to $1.59 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Sapiens International is 34.99, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 28.72.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sapiens International is 34.99, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 51.60.

Price to Book Value per Share Ratio

Sapiens International has a P/B Ratio of 4.79. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.62% of the float of Sapiens International has been sold short.

Short Interest Ratio / Days to Cover

Sapiens International has a short interest ratio ("days to cover") of 4.3.

Change versus previous month

Short interest in Sapiens International has recently decreased by 10.95%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Sapiens International pays a meaningful dividend of 1.41%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Sapiens International has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of Sapiens International is 49.18%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Sapiens International will have a dividend payout ratio of 37.74% next year. This indicates that Sapiens International will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.62% of the float of Sapiens International has been sold short.

Short Interest Ratio / Days to Cover

Sapiens International has a short interest ratio ("days to cover") of 4.3.

Change versus previous month

Short interest in Sapiens International has recently decreased by 10.95%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.41

News Sentiment

Sapiens International has a news sentiment score of 0.41. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.70 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 26 news articles for Sapiens International this week, compared to 4 articles on an average week.

Search Interest

2 people have searched for SPNS on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Sapiens International insiders have not sold or bought any company stock.

Percentage Held by Insiders

16.00% of the stock of Sapiens International is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 30.73% of the stock of Sapiens International is held by institutions.

SPNS Stock Analysis - Frequently Asked Questions

How have SPNS shares performed this year?

Sapiens International's stock was trading at $26.87 at the beginning of the year. Since then, SPNS shares have increased by 58.9% and is now trading at $42.69.

How were Sapiens International's earnings last quarter?

Sapiens International Corporation N.V. (NASDAQ:SPNS) posted its quarterly earnings results on Thursday, May, 8th. The technology company reported $0.37 EPS for the quarter, beating the consensus estimate of $0.35 by $0.02. Sapiens International's revenue was up 1.4% compared to the same quarter last year.
Read the conference call transcript.

Who are Sapiens International's major shareholders?

Sapiens International's top institutional shareholders include Topline Capital Management LLC (1.86%), Acadian Asset Management LLC (1.34%), Geode Capital Management LLC (0.76%) and Rhumbline Advisers (0.49%).

How do I buy shares of Sapiens International?

Shares of SPNS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Sapiens International own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Sapiens International investors own include Waste Connections (WCN), The RMR Group (RMR), iShares Micro-Cap ETF (IWC), DiamondRock Hospitality (DRH), American Water Works (AWK), AU Optronics (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 5/08/2025
• Today: 8/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Computer and Technology
• Industry: COMP - SOFTWARE
• Sub-Industry: Application Software
• Current Symbol: NASDAQ:SPNS
• CIK: 885740
• Web: www.sapiens.com
• Phone: (723) 790-2000
• Fax: 972-3790-2942
• Employees: 4,850
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Sapiens International: $31.33
• High Price Target: $35.00
• Low Price Target: $28.00
• Potential Upside/Downside: -26.6%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.22
• Trailing P/E Ratio: 34.99
• Forward P/E Ratio: 30.06
• P/E Growth: N/A
• Net Income: $72.18 million
• Net Margins: 12.45%
• Pretax Margin: 15.63%
• Return on Equity: 16.59%
• Return on Assets: 11.20%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.37
• Quick Ratio: 1.68

Sales & Book Value

• Annual Sales: $542.38 million
• Price / Sales: 4.40
• Cash Flow: $1.81 per share
• Price / Cash Flow: 23.61
• Book Value: $8.92 per share
• Price / Book: 4.79

Miscellaneous

• Outstanding Shares: 55,890,000
• Free Float: 46,945,000
• Market Cap: $2.39 billion
• Optionable: Optionable
• Beta: 0.93