SR Bancorp (SRBK) Competitors

SR Bancorp (NASDAQ:SRBK) and Unity Bancorp (NASDAQ:UNTY) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their community ranking, risk, institutional ownership, dividends, analyst recommendations, valuation, media sentiment, profitability and earnings.

Is SRBK or UNTY a better dividend stock?

SR Bancorp pays an annual dividend of $0.20 per share and has a dividend yield of 1.6%. Unity Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 1.3%. SR Bancorp pays out 333.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Unity Bancorp pays out 13.8% of its earnings in the form of a dividend. Unity Bancorp has increased its dividend for 12 consecutive years.

Which has higher earnings & valuation, SRBK or UNTY?

Unity Bancorp has higher revenue and earnings than SR Bancorp. Unity Bancorp is trading at a lower price-to-earnings ratio than SR Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SR Bancorp	$28.95M	3.88	-$10.86M	$0.06	202.50
Unity Bancorp	$105.94M	4.00	$41.45M	$4.06	10.37

Do insiders and institutionals believe in SRBK or UNTY?

24.7% of SR Bancorp shares are owned by institutional investors. Comparatively, 42.3% of Unity Bancorp shares are owned by institutional investors. 3.6% of SR Bancorp shares are owned by company insiders. Comparatively, 29.7% of Unity Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Do analysts recommend SRBK or UNTY?

Unity Bancorp has a consensus target price of $54.50, indicating a potential upside of 29.39%. Given Unity Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Unity Bancorp is more favorable than SR Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SR Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Unity Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more volatility & risk, SRBK or UNTY?

SR Bancorp has a beta of 0.91, suggesting that its share price is 9% less volatile than the S&P 500. Comparatively, Unity Bancorp has a beta of 0.95, suggesting that its share price is 5% less volatile than the S&P 500.

Does the media prefer SRBK or UNTY?

In the previous week, SR Bancorp had 1 more articles in the media than Unity Bancorp. MarketBeat recorded 4 mentions for SR Bancorp and 3 mentions for Unity Bancorp. Unity Bancorp's average media sentiment score of 1.75 beat SR Bancorp's score of 1.07 indicating that Unity Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SR Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Unity Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Does the MarketBeat Community prefer SRBK or UNTY?

Unity Bancorp received 169 more outperform votes than SR Bancorp when rated by MarketBeat users.

Company	Underperform	Outperform
SR Bancorp	N/A	N/A
Unity Bancorp	Outperform Votes 169 64.50%	Underperform Votes 93 35.50%

Is SRBK or UNTY more profitable?

Unity Bancorp has a net margin of 25.24% compared to SR Bancorp's net margin of 0.95%. Unity Bancorp's return on equity of 15.08% beat SR Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SR Bancorp	0.95%	0.21%	0.04%
Unity Bancorp	25.24%	15.08%	1.59%

Summary

Unity Bancorp beats SR Bancorp on 17 of the 20 factors compared between the two stocks.