Summit State Bank (SSBI) Competitors

HDFC Bank (NYSE:HDB) and Summit State Bank (NASDAQ:SSBI) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, media sentiment, risk, institutional ownership, valuation, dividends, earnings, community ranking and analyst recommendations.

Is HDB or SSBI more profitable?

HDFC Bank has a net margin of 14.64% compared to Summit State Bank's net margin of -5.81%. HDFC Bank's return on equity of 12.19% beat Summit State Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HDFC Bank	14.64%	12.19%	1.67%
Summit State Bank	-5.81%	N/A	N/A

Do analysts rate HDB or SSBI?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HDFC Bank	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	3.00
Summit State Bank	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the media refer more to HDB or SSBI?

In the previous week, HDFC Bank had 32 more articles in the media than Summit State Bank. MarketBeat recorded 33 mentions for HDFC Bank and 1 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 0.84 beat HDFC Bank's score of 0.71 indicating that Summit State Bank is being referred to more favorably in the news media.

Company	Overall Sentiment
HDFC Bank	Positive
Summit State Bank	Positive

Which has stronger valuation and earnings, HDB or SSBI?

HDFC Bank has higher revenue and earnings than Summit State Bank. Summit State Bank is trading at a lower price-to-earnings ratio than HDFC Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HDFC Bank	$2.39T	0.08	$7.47B	$3.29	21.94
Summit State Bank	$32.74M	1.75	-$3.66M	-$0.54	-15.69

Does the MarketBeat Community believe in HDB or SSBI?

HDFC Bank received 330 more outperform votes than Summit State Bank when rated by MarketBeat users. Likewise, 68.57% of users gave HDFC Bank an outperform vote while only 64.97% of users gave Summit State Bank an outperform vote.

Company	Underperform	Outperform
HDFC Bank	Outperform Votes 432 68.57%	Underperform Votes 198 31.43%
Summit State Bank	Outperform Votes 102 64.97%	Underperform Votes 55 35.03%

Is HDB or SSBI a better dividend stock?

HDFC Bank pays an annual dividend of $0.59 per share and has a dividend yield of 0.8%. Summit State Bank pays an annual dividend of $0.16 per share and has a dividend yield of 1.9%. HDFC Bank pays out 17.9% of its earnings in the form of a dividend. Summit State Bank pays out -29.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Summit State Bank is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more risk & volatility, HDB or SSBI?

HDFC Bank has a beta of 0.68, meaning that its share price is 32% less volatile than the S&P 500. Comparatively, Summit State Bank has a beta of 0.31, meaning that its share price is 69% less volatile than the S&P 500.

Do insiders & institutionals have more ownership in HDB or SSBI?

17.6% of HDFC Bank shares are owned by institutional investors. 1.0% of HDFC Bank shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

HDFC Bank beats Summit State Bank on 16 of the 20 factors compared between the two stocks.