Summit State Bank (SSBI) Competitors

FS Bancorp (NASDAQ:FSBW) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, valuation, profitability, analyst recommendations, risk, dividends and earnings.

Do institutionals and insiders have more ownership in FSBW or SSBI?

63.9% of FS Bancorp shares are owned by institutional investors. 12.7% of FS Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Do analysts prefer FSBW or SSBI?

FS Bancorp currently has a consensus price target of $44.00, indicating a potential upside of 3.82%. Given FS Bancorp's stronger consensus rating and higher probable upside, equities analysts plainly believe FS Bancorp is more favorable than Summit State Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FS Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Summit State Bank	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has stronger valuation and earnings, FSBW or SSBI?

FS Bancorp has higher revenue and earnings than Summit State Bank. Summit State Bank is trading at a lower price-to-earnings ratio than FS Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FS Bancorp	$206.39M	1.56	$35.02M	$4.21	10.07
Summit State Bank	$62.91M	1.24	-$3.66M	-$0.16	-72.00

Does the media favor FSBW or SSBI?

In the previous week, FS Bancorp had 5 more articles in the media than Summit State Bank. MarketBeat recorded 6 mentions for FS Bancorp and 1 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 1.04 beat FS Bancorp's score of -0.49 indicating that Summit State Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
FS Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Summit State Bank	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is FSBW or SSBI more profitable?

FS Bancorp has a net margin of 15.88% compared to Summit State Bank's net margin of -1.70%. FS Bancorp's return on equity of 11.32% beat Summit State Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FS Bancorp	15.88%	11.32%	1.09%
Summit State Bank	-1.70%	N/A	N/A

Which has more volatility and risk, FSBW or SSBI?

FS Bancorp has a beta of 0.72, suggesting that its stock price is 28% less volatile than the S&P 500. Comparatively, Summit State Bank has a beta of 0.16, suggesting that its stock price is 84% less volatile than the S&P 500.

Summary

FS Bancorp beats Summit State Bank on 14 of the 15 factors compared between the two stocks.