S&T Bancorp (STBA) Stock Price, News & Analysis

Company Overview

S&T Bancorp, Inc. is a bank holding company, which engages in the provision of consumer, commercial, and small business banking services. It operates through the following segments: Commercial Real Estate, Commercial and Industrial, Commercial Construction, Business Banking, Consumer Real Estate, and Other Consumer. The Commercial Real Estate segment includes both owner-occupied properties and investment properties for various purposes such as hotels, retail, multifamily and health care. The Commercial and Industrial segment focuses on the companies or manufacturers for the purpose of production, operating capacity, accounts receivable, inventory or equipment financing. The Commercial Construction segment refers to the finance construction of buildings or other structures, as well as to finance the acquisition and development of raw land for various purposes. The Business Banking segment is made to small businesses that are standard, non-complex products evaluated through a streamlined credit approval process that has been designed to maximize efficiency while maintaining high credit quality standards. The Consumer Real Estate segment offers first and second liens such as 1-4 family residential mortgages, home equity loans and home equity lines of credit. The Other Consumer segment consists of individuals that may be secured by assets other than 1-4 family residences, as well as unsecured loans. The company was founded on March 17, 1983 and is headquartered in Indiana, PA.

Key Stats

• Today's Range: $36.93 to $37.61
• 50-Day Range: $35.43 to $44.12
• 52-Week Range: $28.83 to $45.79
• Volume: 153,204 shs
• Average Volume: 125,397 shs
• Market Capitalization: $1.43 billion
• P/E Ratio: 10.65
• Dividend Yield: 3.64%
• Price Target: $41.00
• Consensus Rating: Hold

S&T Bancorp Stock Analysis - MarketRank™

S&T Bancorp scored higher than 50% of companies evaluated by MarketBeat, and ranked 634th out of 947 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

S&T Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

S&T Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -10.12%

Earnings Growth

Earnings for S&T Bancorp are expected to decrease by -10.12% in the coming year, from $3.36 to $3.02 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of S&T Bancorp is 10.65, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 101.91.

Price to Earnings Ratio vs. Sector

The P/E ratio of S&T Bancorp is 10.65, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.82.

Price to Book Value per Share Ratio

S&T Bancorp has a P/B Ratio of 1.11. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.18% of the float of S&T Bancorp has been sold short.

Short Interest Ratio / Days to Cover

S&T Bancorp has a short interest ratio ("days to cover") of 4.9.

Change versus previous month

Short interest in S&T Bancorp has recently decreased by 3.55%, indicating that investor sentiment is improving.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

S&T Bancorp is a leading dividend payer. It pays a dividend yield of 3.64%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

S&T Bancorp has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of S&T Bancorp is 38.75%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, S&T Bancorp will have a dividend payout ratio of 45.03% next year. This indicates that S&T Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.18% of the float of S&T Bancorp has been sold short.

Short Interest Ratio / Days to Cover

S&T Bancorp has a short interest ratio ("days to cover") of 4.9.

Change versus previous month

Short interest in S&T Bancorp has recently decreased by 3.55%, indicating that investor sentiment is improving.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, S&T Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $215,272.00 in company stock.

Percentage Held by Insiders

Only 1.38% of the stock of S&T Bancorp is held by insiders.

Percentage Held by Institutions

65.22% of the stock of S&T Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

STBA Stock Analysis - Frequently Asked Questions

How have STBA shares performed this year?

S&T Bancorp's stock was trading at $38.22 on January 1st, 2025. Since then, STBA stock has decreased by 2.2% and is now trading at $37.38.
View the best growth stocks for 2025 here.

How were S&T Bancorp's earnings last quarter?

S&T Bancorp, Inc. (NASDAQ:STBA) released its earnings results on Thursday, July, 18th. The financial services provider reported $0.89 earnings per share for the quarter, topping the consensus estimate of $0.75 by $0.14. The financial services provider had revenue of $142.07 million for the quarter, compared to the consensus estimate of $95.85 million. S&T Bancorp had a trailing twelve-month return on equity of 10.25% and a net margin of 23.69%.

Does S&T Bancorp have any subsidiaries?

S&T Bancorp subsidiaries include DNB Financial, IBT Bancorp, 9th Street Holdings Inc., Commonwealth Trust Credit Life Insurance Company, STBA Capital Trust I, S&T Bancholdings Inc., S&T Bank, and others.

Who are S&T Bancorp's major shareholders?

Top institutional shareholders of S&T Bancorp include Assenagon Asset Management S.A. (0.23%), Hennion & Walsh Asset Management Inc. (0.04%), Janney Montgomery Scott LLC (0.04%) and Inspire Investing LLC (0.03%). Insiders that own company stock include Jeffrey D Grube, William J Hieb, Frank J Palermo Jr and Lewis W Adkins Jr.
View institutional ownership trends.

How do I buy shares of S&T Bancorp?

Shares of STBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of S&T Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that S&T Bancorp investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), NVIDIA (NVDA), Advanced Micro Devices (AMD), Netflix (NFLX), Meta Platforms (META) and Home Depot (HD).

Company Calendar

• Last Earnings: 7/18/2024
• Ex-Dividend for 11/21 Dividend: 11/07/2024
• Dividend Payable: 11/21/2024
• Today: 1/20/2025
• Next Earnings (Estimated): 1/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:STBA
• CUSIP: 78385910
• CIK: 719220
• Web: www.stbancorp.com
• Phone: (800) 325-2265
• Fax: 724-465-1417
• Employees: 1,244
• Year Founded: 1902

Price Target and Rating

• Average Stock Price Target: $41.00
• High Stock Price Target: $41.00
• Low Stock Price Target: $41.00
• Potential Upside/Downside: +9.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $3.51
• Trailing P/E Ratio: 10.65
• Forward P/E Ratio: 11.13
• P/E Growth: N/A
• Net Income: $144.78 million
• Net Margins: 23.69%
• Pretax Margin: 29.70%
• Return on Equity: 10.25%
• Return on Assets: 1.41%

Debt

• Debt-to-Equity Ratio: 0.08
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $535.52 million
• Price / Sales: 2.67
• Cash Flow: $4.33 per share
• Price / Cash Flow: 8.63
• Book Value: $33.57 per share
• Price / Book: 1.11

Miscellaneous

• Outstanding Shares: 38,260,000
• Free Float: 37,732,000
• Market Cap: $1.43 billion
• Optionable: Optionable
• Beta: 0.84