S&T Bancorp (STBA) Competitors

S&T Bancorp (NASDAQ:STBA) and United Bankshares (NASDAQ:UBSI) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, risk, community ranking, valuation, dividends, institutional ownership, profitability, analyst recommendations and media sentiment.

Which has more volatility and risk, STBA or UBSI?

S&T Bancorp has a beta of 0.75, meaning that its stock price is 25% less volatile than the S&P 500. Comparatively, United Bankshares has a beta of 0.91, meaning that its stock price is 9% less volatile than the S&P 500.

Is STBA or UBSI more profitable?

S&T Bancorp has a net margin of 23.24% compared to United Bankshares' net margin of 22.94%. S&T Bancorp's return on equity of 9.77% beat United Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
S&T Bancorp	23.24%	9.77%	1.37%
United Bankshares	22.94%	7.60%	1.24%

Does the media favor STBA or UBSI?

In the previous week, United Bankshares had 4 more articles in the media than S&T Bancorp. MarketBeat recorded 7 mentions for United Bankshares and 3 mentions for S&T Bancorp. United Bankshares' average media sentiment score of 1.62 beat S&T Bancorp's score of 1.38 indicating that United Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
S&T Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
United Bankshares	5 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Does the MarketBeat Community favor STBA or UBSI?

S&T Bancorp and United Bankshares both received 269 outperform votes by MarketBeat users. However, 49.91% of users gave S&T Bancorp an outperform vote while only 46.46% of users gave United Bankshares an outperform vote.

Company	Underperform	Outperform
S&T Bancorp	Outperform Votes 269 49.91%	Underperform Votes 270 50.09%
United Bankshares	Outperform Votes 269 46.46%	Underperform Votes 310 53.54%

Do insiders and institutionals believe in STBA or UBSI?

65.2% of S&T Bancorp shares are owned by institutional investors. Comparatively, 70.8% of United Bankshares shares are owned by institutional investors. 1.4% of S&T Bancorp shares are owned by company insiders. Comparatively, 3.7% of United Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Is STBA or UBSI a better dividend stock?

S&T Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 4.0%. United Bankshares pays an annual dividend of $1.48 per share and has a dividend yield of 4.5%. S&T Bancorp pays out 39.9% of its earnings in the form of a dividend. United Bankshares pays out 54.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. S&T Bancorp has increased its dividend for 13 consecutive years and United Bankshares has increased its dividend for 26 consecutive years. United Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts recommend STBA or UBSI?

S&T Bancorp currently has a consensus target price of $41.00, suggesting a potential upside of 20.66%. United Bankshares has a consensus target price of $41.88, suggesting a potential upside of 28.57%. Given United Bankshares' higher possible upside, analysts plainly believe United Bankshares is more favorable than S&T Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
S&T Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
United Bankshares	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has higher earnings and valuation, STBA or UBSI?

United Bankshares has higher revenue and earnings than S&T Bancorp. S&T Bancorp is trading at a lower price-to-earnings ratio than United Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
S&T Bancorp	$383.89M	3.39	$131.26M	$3.41	9.96
United Bankshares	$1.03B	4.54	$373M	$2.74	11.89

Summary

United Bankshares beats S&T Bancorp on 12 of the 18 factors compared between the two stocks.