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Texas Capital Bancshares (TCBI) Financials

Texas Capital Bancshares logo
$66.03 +0.88 (+1.35%)
Closing price 04:00 PM Eastern
Extended Trading
$65.67 -0.36 (-0.55%)
As of 05:54 PM Eastern
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Annual Income Statements for Texas Capital Bancshares

Annual Income Statements for Texas Capital Bancshares

This table shows Texas Capital Bancshares' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Income / (Loss) Attributable to Common Shareholders
135 145 187 284 302 57 235 315 172 60
Consolidated Net Income / (Loss)
145 155 197 293 312 66 254 332 189 78
Net Income / (Loss) Continuing Operations
145 155 197 293 310 66 254 332 189 78
Total Pre-Tax Income
224 241 326 373 396 92 338 432 247 107
Total Revenue
604 701 836 993 1,072 1,054 907 1,225 1,076 932
Net Interest Income / (Expense)
557 640 761 915 969 851 769 876 914 901
Total Interest Income
603 703 879 1,164 1,355 1,039 877 1,144 1,630 1,730
Loans and Leases Interest Income
595 685 846 1,125 1,274 994 820 984 1,301 1,378
Investment Securities Interest Income
1.25 0.97 1.07 2.83 8.65 17 43 63 108 148
Deposits and Money Market Investments Interest Income
6.29 16 29 33 71 28 13 97 221 203
Total Interest Expense
46 64 118 249 386 188 108 268 716 828
Deposits Interest Expense
25 37 80 185 294 146 66 191 588 736
Long-Term Debt Interest Expense
17 17 17 17 22 20 38 49 57 42
Other Interest Expense
2.25 6.13 15 36 58 22 4.61 29 71 50
Total Non-Interest Income
48 61 74 78 102 203 138 350 161 31
Trust Fees by Commissions
5.02 4.27 6.15 8.15 8.81 10.00 13 15 14 15
Service Charges on Deposit Accounts
- 10 12 13 11 12 19 23 21 26
Other Service Charges
41 44 58 73 88 101 82 28 40 43
Net Realized & Unrealized Capital Gains on Investments
- 2.55 -2.39 -16 -20 58 0.00 249 0.49 -180
Investment Banking Income
- - - - 15 23 24 25 64 105
Other Non-Interest Income
2.01 - - - - - - 10 23 22
Provision for Credit Losses
53 77 44 87 75 258 -30 66 72 67
Total Non-Interest Expense
327 382 466 533 600 704 599 728 757 758
Salaries and Employee Benefits
193 229 264 301 328 341 350 435 460 467
Net Occupancy & Equipment Expense
45 49 57 60 78 138 108 113 120 138
Marketing Expense
16 17 27 39 53 24 10 32 26 22
Property & Liability Insurance Claims
17 24 24 24 20 26 21 14 37 23
Other Operating Expenses
56 61 79 93 97 94 82 132 115 108
Income Tax Expense
80 86 129 80 87 26 84 99 57 30
Preferred Stock Dividends Declared
9.75 9.75 9.75 9.75 9.75 9.75 19 17 17 17
Basic Earnings per Share
$2.95 $3.14 $3.78 $5.68 $6.01 $1.12 $4.65 $6.25 $3.58 $1.29
Weighted Average Basic Shares Outstanding
45.80M 46.30M 49.60M 49.90M 50.35M 50.47M 50.63M 48.23M 47.41M 46.01M
Diluted Earnings per Share
$2.91 $3.11 $3.73 $5.64 $5.99 $1.12 $4.60 $6.18 $3.54 $1.28
Weighted Average Diluted Shares Outstanding
45.80M 46.30M 49.60M 49.90M 50.35M 50.47M 50.63M 48.23M 47.41M 46.01M
Weighted Average Basic & Diluted Shares Outstanding
45.80M 46.30M 49.60M 49.90M 50.35M 50.47M 50.63M 48.23M 47.41M 46.01M

Quarterly Income Statements for Texas Capital Bancshares

This table shows Texas Capital Bancshares' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Income / (Loss) Attributable to Common Shareholders
37 213 34 64 57 16 22 37 -66 67
Consolidated Net Income / (Loss)
41 217 39 69 62 20 26 42 -61 71
Net Income / (Loss) Continuing Operations
41 217 39 69 62 20 26 42 -61 71
Total Pre-Tax Income
55 278 51 89 81 25 35 59 -80 94
Total Revenue
264 525 273 278 279 246 256 267 125 284
Net Interest Income / (Expense)
239 248 235 232 232 215 215 217 240 230
Total Interest Income
322 371 385 402 426 417 417 422 453 438
Loans and Leases Interest Income
282 295 297 333 345 325 331 345 361 340
Investment Securities Interest Income
15 16 25 27 27 28 32 34 38 44
Deposits and Money Market Investments Interest Income
25 60 62 42 54 63 54 43 53 53
Total Interest Expense
83 124 150 170 194 202 202 205 212 208
Deposits Interest Expense
60 96 120 137 160 170 176 181 190 189
Long-Term Debt Interest Expense
13 14 15 14 14 14 14 11 8.39 8.23
Other Interest Expense
10 13 15 18 20 18 13 13 14 11
Total Non-Interest Income
25 278 37 46 47 31 41 50 -115 54
Trust Fees by Commissions
3.63 3.44 3.43 3.72 3.51 3.30 3.57 3.70 4.04 4.01
Service Charges on Deposit Accounts
5.80 5.25 5.02 5.16 5.30 5.40 6.34 5.91 6.31 6.99
Other Service Charges
8.09 8.51 10 9.64 8.88 11 8.28 10 14 11
Net Realized & Unrealized Capital Gains on Investments
- - 4.20 8.40 0.00 -12 4.71 5.65 -180 -10
Investment Banking Income
7.81 - 15 19 23 6.91 18 25 35 27
Provision for Credit Losses
12 34 28 7.00 18 19 19 20 10 18
Total Non-Interest Expense
197 213 194 182 180 201 202 188 195 172
Salaries and Employee Benefits
129 103 129 113 110 108 129 119 121 98
Net Occupancy & Equipment Expense
28 37 27 30 30 33 31 33 39 36
Marketing Expense
8.28 11 9.04 6.37 4.76 5.69 6.04 6.00 5.86 4.45
Property & Liability Insurance Claims
3.95 3.09 2.17 3.69 5.77 25 8.42 5.57 4.91 4.45
Other Operating Expenses
28 59 27 29 30 29 28 25 25 29
Income Tax Expense
14 61 12 21 19 5.32 8.79 17 -19 22
Preferred Stock Dividends Declared
4.31 4.31 4.31 4.31 4.31 4.31 4.31 4.31 4.31 4.31
Basic Earnings per Share
$0.74 $4.22 $0.71 $1.34 $1.19 $0.34 $0.46 $0.80 ($1.42) $1.45
Weighted Average Basic Shares Outstanding
49.90M 48.23M 47.87M 48.00M 48.02M 47.41M 46.65M 46.20M 46.21M 46.01M
Diluted Earnings per Share
$0.74 $4.16 $0.70 $1.33 $1.18 $0.33 $0.46 $0.80 ($1.41) $1.43
Weighted Average Diluted Shares Outstanding
49.90M 48.23M 47.87M 48.00M 48.02M 47.41M 46.65M 46.20M 46.21M 46.01M
Weighted Average Basic & Diluted Shares Outstanding
49.90M 48.23M 47.87M 48.00M 48.02M 47.41M 46.65M 46.20M 46.21M 46.01M

Annual Cash Flow Statements for Texas Capital Bancshares

This table details how cash moves in and out of Texas Capital Bancshares' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Change in Cash & Equivalents
460 1,048 66 174 1,346 4,781 -1,260 -2,934 -1,769 -54
Net Cash From Operating Activities
69 -726 132 -680 -240 2,640 657 148 374 481
Net Cash From Continuing Operating Activities
69 -726 132 -680 -240 2,640 657 148 374 481
Net Income / (Loss) Continuing Operations
145 155 197 293 312 66 254 332 189 78
Consolidated Net Income / (Loss)
145 155 197 293 312 66 254 332 189 78
Provision For Loan Losses
53 - 44 - 75 258 -30 66 72 67
Depreciation Expense
16 22 28 32 37 75 93 45 40 54
Non-Cash Adjustments to Reconcile Net Income
-81 -836 -41 -878 -620 2,224 256 -273 122 245
Changes in Operating Assets and Liabilities, net
-65 -67 -95 -128 -45 16 84 -23 -49 37
Net Cash From Investing Activities
-2,461 -850 -3,216 -1,993 -2,276 -2,935 1,233 3,309 -1,755 -2,479
Net Cash From Continuing Investing Activities
-2,461 -850 -3,216 -1,993 -2,276 -2,935 1,233 3,309 -1,755 -2,479
Purchase of Property, Leasehold Improvements and Equipment
-5.03 -2.18 -12 -7.65 -17 -2.80 -4.13 -11 -16 -65
Purchase of Investment Securities
-87,947 -101,898 -89,424 -100,655 -138,733 -219,236 -168,137 -106,361 -77,864 -86,604
Divestitures
- - - - - 0.00 0.00 3,324 0.00 0.00
Sale and/or Maturity of Investments
85,482 101,050 86,217 98,670 136,467 216,303 169,374 106,356 76,125 84,190
Net Cash From Financing Activities
2,852 2,625 3,150 2,847 3,862 5,076 -3,150 -6,391 -388 1,944
Net Cash From Continuing Financing Activities
2,852 2,625 3,150 2,847 3,862 5,076 -3,150 -6,391 -388 1,944
Net Change in Deposits
2,411 1,932 2,106 1,483 5,872 4,518 -2,887 -5,252 -485 2,867
Repayment of Debt
- - - 0.00 -1,500 570 -1,020 -1,002 224 -815
Repurchase of Common Equity
- - - - - 0.00 0.00 -115 -105 -82
Payment of Dividends
-9.75 -9.75 -9.75 -9.75 -9.75 -9.75 -19 -17 -17 -17
Other Financing Activities, Net
51 -34 253 274 -501 -1.99 -3.12 -4.21 -4.22 -9.07
Cash Interest Paid
46 63 116 236 394 190 111 252 773 838
Cash Income Taxes Paid
87 88 104 75 90 26 101 128 72 53

Quarterly Cash Flow Statements for Texas Capital Bancshares

This table details how cash moves in and out of Texas Capital Bancshares' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Change in Cash & Equivalents
-635 1,372 -1,363 -802 1,345 -950 73 -403 1,279 -1,003
Net Cash From Operating Activities
68 -66 18 72 95 188 96 34 333 18
Net Cash From Continuing Operating Activities
68 -66 18 72 95 188 96 34 333 18
Net Income / (Loss) Continuing Operations
41 217 39 69 62 20 26 42 -61 71
Consolidated Net Income / (Loss)
41 217 39 69 62 20 26 42 -61 71
Provision For Loan Losses
12 34 28 7.00 18 19 19 20 10 18
Depreciation Expense
11 9.92 8.68 11 11 9.60 11 14 14 15
Non-Cash Adjustments to Reconcile Net Income
5.26 -292 15 2.63 6.72 97 20 17 212 -3.29
Changes in Operating Assets and Liabilities, net
-2.39 -35 -73 -17 -2.14 42 20 -59 159 -83
Net Cash From Investing Activities
1,193 3,650 -1,536 -1,182 644 318 -810 -972 -457 -240
Net Cash From Continuing Investing Activities
1,193 3,650 -1,536 -1,182 644 318 -810 -972 -457 -240
Purchase of Property, Leasehold Improvements and Equipment
-1.26 -0.81 -1.36 -3.52 -7.77 -3.73 -20 -22 -15 -7.41
Purchase of Investment Securities
-23,552 -25,490 -16,581 -20,923 -23,657 -16,703 -17,339 -20,816 -24,465 -23,984
Sale and/or Maturity of Investments
24,747 25,816 15,047 19,745 24,309 17,025 16,549 19,866 24,023 23,751
Net Cash From Financing Activities
-1,896 -2,212 155 307 606 -1,456 787 535 1,402 -781
Net Cash From Continuing Financing Activities
-1,896 -2,212 155 307 606 -1,456 787 535 1,402 -781
Net Change in Deposits
-941 -1,642 -677 1,139 561 -1,507 1,582 -136 2,047 -627
Repayment of Debt
-501 -500 899 -825 50 100 -750 725 -640 -150
Repurchase of Common Equity
- -65 -60 - - -45 -32 -50 - 0.03
Payment of Dividends
-4.31 -4.31 -4.31 -4.31 -4.31 -4.31 -4.31 -4.31 -4.31 -4.31
Other Financing Activities, Net
-0.33 -0.00 -2.13 -1.91 -0.43 0.25 -8.93 0.20 -0.46 0.12
Cash Interest Paid
73 118 143 171 192 267 268 197 207 166
Cash Income Taxes Paid
19 80 0.45 43 13 16 -0.91 49 0.05 4.78

Annual Balance Sheets for Texas Capital Bancshares

This table presents Texas Capital Bancshares' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Total Assets
18,904 21,697 25,076 28,258 32,548 37,726 34,732 28,415 28,356 30,732
Cash and Due from Banks
109 114 178 214 162 174 181 234 200 177
Interest Bearing Deposits at Other Banks
1,626 2,701 2,698 2,816 4,234 9,033 7,766 4,779 3,042 3,012
Trading Account Securities
30 25 24 120 240 3,197 3,584 3,585 4,143 4,396
Loans and Leases, Net of Allowance
16,571 17,330 20,490 22,377 24,451 24,176 22,595 19,034 20,091 22,178
Loans and Leases
16,712 17,498 20,674 22,568 24,646 24,431 22,807 19,287 20,341 22,450
Allowance for Loan and Lease Losses
141 168 185 192 195 255 212 253 250 272
Loans Held for Sale
86 969 1,011 1,969 2,577 283 22,603 36 44 0.00
Premises and Equipment, Net
24 20 25 24 31 25 21 26 32 85
Goodwill
20 20 19 19 18 18 17 1.50 1.50 1.50
Other Assets
383 494 602 669 805 821 560 719 802 882
Total Liabilities & Shareholders' Equity
18,904 21,697 25,076 28,258 32,548 37,726 34,732 28,415 28,356 30,732
Total Liabilities
17,280 19,688 22,873 25,757 29,747 34,855 31,522 25,359 25,157 27,364
Non-Interest Bearing Deposits
6,387 7,994 7,813 7,317 9,438 12,741 13,390 9,618 7,328 7,485
Interest Bearing Deposits
8,698 9,023 11,311 13,289 17,040 18,256 14,719 13,239 15,044 17,753
Short-Term Debt
1,500 2,000 2,800 3,900 2,400 3,000 - 1,201 1,500 885
Accrued Interest Payable
5.10 5.50 7.68 21 13 11 7.70 24 33 24
Long-Term Debt
394 394 395 395 396 396 3,132 931 859 660
Other Long-Term Liabilities
153 161 182 194 318 339 273 346 393 556
Total Equity & Noncontrolling Interests
1,624 2,010 2,203 2,500 2,801 2,871 3,210 3,055 3,199 3,368
Total Preferred & Common Equity
1,624 2,010 2,203 2,500 2,801 2,871 3,210 3,055 3,199 3,368
Preferred Stock
150 150 150 150 150 150 300 300 300 300
Total Common Equity
1,474 1,860 2,053 2,350 2,651 2,721 2,910 2,755 2,899 3,068
Common Stock
715 956 962 968 979 992 1,009 1,026 1,046 1,057
Retained Earnings
758 903 1,091 1,381 1,664 1,713 1,948 2,264 2,435 2,496
Treasury Stock
-0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -115 -220 -302
Accumulated Other Comprehensive Income / (Loss)
0.72 0.42 0.43 0.52 8.95 16 -48 -419 -362 -183

Quarterly Balance Sheets for Texas Capital Bancshares

This table presents Texas Capital Bancshares' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Total Assets
30,409 28,597 28,977 29,628 29,181 29,855 31,629
Cash and Due from Banks
241 264 260 217 168 222 297
Interest Bearing Deposits at Other Banks
3,400 3,385 2,587 3,976 3,148 2,691 3,895
Trading Account Securities
3,370 4,346 4,227 4,070 4,414 4,389 4,406
Loans and Leases, Net of Allowance
19,788 19,814 21,089 20,368 20,567 21,511 16,491
Loans and Leases
19,788 20,075 21,326 20,613 20,831 21,779 16,765
Allowance for Loan and Lease Losses
- 261 237 245 264 267 273
Loans Held for Sale
3,142 19,842 29 155 38 37 9.02
Premises and Equipment, Net
27 25 26 31 50 69 82
Mortgage Servicing Rights
- - - - - - 5,530
Goodwill
1.50 1.50 1.50 1.50 1.50 1.50 1.50
Other Assets
648 732 757 810 794 934 919
Total Liabilities & Shareholders' Equity
30,409 28,597 28,977 29,628 29,181 29,855 31,629
Total Liabilities
27,523 25,517 25,895 26,551 26,010 26,679 28,275
Non-Interest Bearing Deposits
11,495 9,501 9,429 9,353 8,478 7,988 9,071
Interest Bearing Deposits
13,004 12,679 13,889 14,526 15,476 15,831 16,794
Short-Term Debt
1,701 - 1,350 1,400 - 1,675 1,035
Accrued Interest Payable
18 31 30 31 32 24 19
Long-Term Debt
931 3,032 858 858 1,610 660 660
Other Long-Term Liabilities
298 274 339 382 414 502 696
Total Equity & Noncontrolling Interests
2,886 3,080 3,082 3,078 3,171 3,176 3,354
Total Preferred & Common Equity
2,886 3,080 3,082 3,078 3,171 3,176 3,354
Preferred Stock
300 300 300 300 300 300 300
Total Common Equity
2,586 2,780 2,782 2,778 2,871 2,876 3,054
Common Stock
1,021 1,032 1,036 1,040 1,045 1,051 1,055
Retained Earnings
2,051 2,298 2,362 2,420 2,457 2,495 2,429
Treasury Stock
-50 -176 -176 -176 -252 -302 -302
Accumulated Other Comprehensive Income / (Loss)
-435 -375 -440 -506 -380 -368 -128

Annual Metrics and Ratios for Texas Capital Bancshares

This table displays calculated financial ratios and metrics derived from Texas Capital Bancshares' official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Growth Metrics
- - - - - - - - - -
Revenue Growth
16.32% 15.94% 19.27% 18.83% 7.93% -1.61% -13.97% 35.08% -12.22% -13.31%
EBITDA Growth
6.09% 9.14% 34.44% 14.65% 6.96% -61.51% 158.56% 10.56% -39.82% -43.82%
EBIT Growth
5.71% 7.44% 35.04% 14.63% 6.15% -76.80% 267.67% 27.72% -42.89% -56.58%
NOPAT Growth
6.24% 7.09% 27.04% 48.88% 5.59% -78.60% 283.08% 30.93% -43.11% -59.02%
Net Income Growth
6.24% 7.09% 27.04% 48.88% 6.35% -78.75% 283.08% 30.93% -43.11% -59.02%
EPS Growth
1.04% 6.87% 19.94% 51.21% 6.21% -81.30% 310.71% 34.35% -42.72% -63.84%
Operating Cash Flow Growth
-56.29% -1,153.47% 118.20% -614.31% 64.66% 1,199.08% -75.10% -77.49% 152.58% 28.73%
Free Cash Flow Firm Growth
42.04% -87.91% -8.92% -38.69% 236.56% -140.04% 129.78% 725.99% -112.20% 498.71%
Invested Capital Growth
17.90% 25.20% 22.56% 25.90% -17.64% 11.98% 1.18% -18.19% 7.14% -11.60%
Revenue Q/Q Growth
2.49% 5.50% 5.03% 2.68% 0.91% 0.03% -4.26% 32.39% -20.62% 4.23%
EBITDA Q/Q Growth
-2.30% 9.76% 6.96% -2.93% 0.02% 10.03% 2.39% 56.28% -46.85% 84.28%
EBIT Q/Q Growth
-2.49% 10.04% 6.68% -2.92% -0.96% 3.59% 1.76% 78.11% -50.61% 174.49%
NOPAT Q/Q Growth
-2.08% 9.64% -1.82% 7.20% -1.09% -1.29% 1.99% 84.34% -51.03% 191.00%
Net Income Q/Q Growth
-2.08% 9.64% -1.82% 7.20% -0.37% -4.48% 1.99% 84.34% -51.03% 191.00%
EPS Q/Q Growth
-3.00% 9.51% -3.37% 7.43% -0.66% -3.45% 1.10% 91.93% -51.97% 611.11%
Operating Cash Flow Q/Q Growth
-48.20% -61.37% 183.87% -61.64% 65.60% 11.90% -35.33% -54.49% 211.60% -26.02%
Free Cash Flow Firm Q/Q Growth
58.78% -78.71% 25.02% -59.00% 121.24% -242.82% 237.71% 58.37% -131.90% 130.40%
Invested Capital Q/Q Growth
8.59% 16.20% 6.82% 12.85% -0.99% 6.29% 1.04% -5.98% 4.16% -2.69%
Profitability Metrics
- - - - - - - - - -
EBITDA Margin
39.88% 37.54% 42.32% 40.83% 40.46% 15.83% 47.57% 38.93% 26.69% 17.30%
EBIT Margin
37.15% 34.43% 38.98% 37.60% 36.98% 8.72% 37.27% 35.24% 22.93% 11.48%
Profit (Net Income) Margin
23.97% 22.14% 23.58% 29.55% 29.12% 6.29% 28.00% 27.13% 17.59% 8.31%
Tax Burden Percent
64.52% 128.62% 60.50% 78.58% 78.73% 72.10% 75.12% 77.01% 76.70% 72.40%
Interest Burden Percent
100.00% 200.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
35.48% 71.38% 39.50% 21.42% 21.84% 27.90% 24.88% 22.99% 23.30% 27.60%
Return on Invested Capital (ROIC)
4.46% 7.83% 4.02% 4.81% 5.00% 1.12% 4.03% 5.77% 3.52% 1.48%
ROIC Less NNEP Spread (ROIC-NNEP)
4.46% 7.83% 4.02% 4.81% 5.06% 1.12% 4.03% 5.77% 3.52% 1.48%
Return on Net Nonoperating Assets (RNNOA)
4.87% 14.91% 5.34% 7.66% 6.77% 1.22% 4.32% 4.85% 2.53% 0.88%
Return on Equity (ROE)
9.32% 27.65% 9.36% 12.48% 11.77% 2.34% 8.35% 10.61% 6.05% 2.36%
Cash Return on Invested Capital (CROIC)
-11.97% -18.46% -16.25% -18.12% 24.35% -10.18% 2.85% 25.77% -3.37% 13.80%
Operating Return on Assets (OROA)
1.29% 2.38% 1.39% 1.40% 1.30% 0.26% 0.93% 1.37% 0.87% 0.36%
Return on Assets (ROA)
0.83% 0.76% 0.84% 1.10% 1.03% 0.19% 0.70% 1.05% 0.67% 0.26%
Return on Common Equity (ROCE)
8.42% 25.18% 8.69% 11.68% 11.10% 2.21% 7.73% 9.60% 5.47% 2.14%
Return on Equity Simple (ROE_SIMPLE)
8.92% 7.72% 8.95% 11.73% 11.14% 2.31% 7.91% 10.88% 5.91% 2.30%
Net Operating Profit after Tax (NOPAT)
145 155 197 293 310 66 254 332 189 78
NOPAT Margin
23.97% 22.14% 23.58% 29.55% 28.91% 6.29% 28.00% 27.13% 17.59% 8.31%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% -0.06% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
41.99% 42.12% 41.63% 40.35% 42.89% 47.63% 51.66% 47.40% 56.28% 67.28%
Operating Expenses to Revenue
54.04% 54.58% 55.75% 53.64% 56.02% 66.81% 66.04% 59.38% 70.38% 81.33%
Earnings before Interest and Taxes (EBIT)
224 241 326 373 396 92 338 432 247 107
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
241 263 354 405 434 167 431 477 287 161
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
1.54 1.94 2.15 1.09 1.08 1.10 1.05 1.09 1.07 1.18
Price to Tangible Book Value (P/TBV)
1.56 1.96 2.17 1.10 1.08 1.11 1.05 1.09 1.07 1.18
Price to Revenue (P/Rev)
3.75 5.15 5.28 2.58 2.67 2.85 3.36 2.46 2.89 3.88
Price to Earnings (P/E)
16.77 24.82 23.55 9.04 9.45 53.10 12.96 9.55 18.06 59.97
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
5.96% 4.03% 4.25% 11.06% 10.58% 1.88% 7.71% 10.47% 5.54% 1.67%
Enterprise Value to Invested Capital (EV/IC)
0.72 0.75 0.90 0.58 0.25 0.00 0.00 0.08 0.45 0.46
Enterprise Value to Revenue (EV/Rev)
4.17 4.73 5.81 3.96 1.28 0.00 0.00 0.35 2.34 2.44
Enterprise Value to EBITDA (EV/EBITDA)
10.45 12.59 13.72 9.69 3.18 0.00 0.00 0.90 8.78 14.08
Enterprise Value to EBIT (EV/EBIT)
11.22 13.73 14.89 10.52 3.47 0.00 0.00 1.00 10.22 21.21
Enterprise Value to NOPAT (EV/NOPAT)
17.39 21.35 24.62 13.39 4.44 0.00 0.00 1.29 13.32 29.29
Enterprise Value to Operating Cash Flow (EV/OCF)
36.54 0.00 36.71 0.00 0.00 0.00 0.00 2.90 6.74 4.72
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 0.00 0.00 0.00 0.91 0.00 0.00 0.29 0.00 3.14
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
1.17 2.38 1.45 1.72 1.00 1.18 0.98 0.70 0.74 0.46
Long-Term Debt to Equity
0.24 0.39 0.18 0.16 0.14 0.14 0.98 0.30 0.27 0.20
Financial Leverage
1.09 2.36 1.33 1.59 1.34 1.09 1.07 0.84 0.72 0.59
Leverage Ratio
11.20 22.35 11.10 11.34 11.47 12.39 11.92 10.08 9.08 9.00
Compound Leverage Factor
11.20 22.35 11.10 11.34 11.47 12.39 11.92 10.08 9.08 9.00
Debt to Total Capital
53.85% 0.00% 59.19% 63.21% 49.95% 54.19% 49.38% 41.11% 42.44% 31.45%
Short-Term Debt to Total Capital
42.64% 90.83% 51.88% 57.39% 42.88% 47.87% 0.00% 23.15% 26.99% 18.01%
Long-Term Debt to Total Capital
11.20% 17.91% 7.31% 5.82% 7.07% 6.32% 49.38% 17.95% 15.46% 13.44%
Preferred Equity to Total Capital
4.26% 6.81% 2.78% 2.21% 2.68% 2.39% 4.73% 5.78% 5.40% 6.11%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
41.89% 84.45% 38.03% 34.59% 47.37% 43.42% 45.88% 53.11% 52.16% 62.44%
Debt to EBITDA
7.86 18.21 9.04 10.60 6.45 20.35 7.26 4.47 8.22 9.58
Net Debt to EBITDA
0.43 -3.38 0.82 3.00 -3.76 -34.82 -11.16 -6.04 -3.08 -10.19
Long-Term Debt to EBITDA
1.64 3.00 1.12 0.97 0.91 2.37 7.26 1.95 2.99 4.09
Debt to NOPAT
13.08 30.87 16.21 14.64 9.02 51.23 12.33 6.41 12.47 19.94
Net Debt to NOPAT
0.71 -5.74 1.47 4.14 -5.26 -87.65 -18.96 -8.66 -4.67 -21.20
Long-Term Debt to NOPAT
2.72 5.09 2.00 1.35 1.28 5.97 12.33 2.80 4.54 8.52
Noncontrolling Interest Sharing Ratio
9.65% 16.51% 7.12% 6.38% 5.66% 5.29% 7.40% 9.58% 9.59% 9.14%
Liquidity Ratios
- - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-389 -731 -796 -1,105 1,508 -604 180 1,486 -181 723
Operating Cash Flow to CapEx
1,369.55% -66,754.87% 1,077.55% -8,884.00% -1,442.49% 94,415.92% 15,927.19% 1,312.95% 2,281.55% 742.00%
Free Cash Flow to Firm to Interest Expense
-8.38 -23.00 -6.75 -4.43 3.91 -3.21 1.67 5.53 -0.25 0.87
Operating Cash Flow to Interest Expense
1.48 -22.84 1.12 -2.73 -0.62 14.04 6.10 0.55 0.52 0.58
Operating Cash Flow Less CapEx to Interest Expense
1.38 -22.91 1.02 -2.76 -0.67 14.02 6.06 0.51 0.50 0.50
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.03 0.07 0.04 0.04 0.04 0.03 0.03 0.04 0.04 0.03
Fixed Asset Turnover
25.88 32.33 37.18 40.54 38.96 37.82 39.92 51.83 36.62 15.83
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
3,518 4,404 5,398 6,796 5,597 6,267 6,341 5,188 5,558 4,913
Invested Capital Turnover
0.19 0.35 0.17 0.16 0.17 0.18 0.14 0.21 0.20 0.18
Increase / (Decrease) in Invested Capital
534 886 994 1,398 -1,199 670 74 -1,153 370 -645
Enterprise Value (EV)
2,519 3,313 4,851 3,929 1,377 -2,658 -1,466 430 2,520 2,270
Market Capitalization
2,266 3,607 4,412 2,564 2,857 3,002 3,049 3,009 3,104 3,614
Book Value per Share
$32.14 $40.41 $41.36 $46.84 $52.69 $53.93 $57.49 $55.22 $60.37 $66.39
Tangible Book Value per Share
$31.71 $39.99 $40.98 $46.47 $52.33 $53.58 $57.15 $55.19 $60.34 $66.36
Total Capital
3,518 4,404 5,398 6,796 5,597 6,267 6,341 5,188 5,558 4,913
Total Debt
1,894 2,394 3,195 4,295 2,796 3,396 3,132 2,133 2,359 1,545
Total Long-Term Debt
394 394 395 395 396 396 3,132 931 859 660
Net Debt
103 -445 289 1,215 -1,630 -5,810 -4,815 -2,880 -884 -1,643
Capital Expenditures (CapEx)
5.03 2.18 12 7.65 17 2.80 4.13 11 16 65
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 -2.24 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
1,894 2,394 3,195 4,295 2,796 3,396 3,132 2,133 2,359 1,545
Total Depreciation and Amortization (D&A)
16 22 28 32 37 75 93 45 40 54
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$2.95 $3.14 $3.78 $5.83 $6.23 $1.12 $4.65 $6.25 $3.58 $1.29
Adjusted Weighted Average Basic Shares Outstanding
45.89M 49.52M 49.65M 50.24M 50.35M 50.47M 50.63M 48.23M 47.41M 46.01M
Adjusted Diluted Earnings per Share
$2.91 $3.11 $3.73 $5.79 $6.21 $1.12 $4.60 $6.18 $3.54 $1.28
Adjusted Weighted Average Diluted Shares Outstanding
45.89M 49.52M 49.65M 50.24M 50.35M 50.47M 50.63M 48.23M 47.41M 46.01M
Adjusted Basic & Diluted Earnings per Share
$2.95 $3.14 $3.78 $5.83 $6.23 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
45.89M 49.52M 49.65M 50.24M 50.35M 50.47M 50.63M 48.23M 47.41M 46.01M
Normalized Net Operating Profit after Tax (NOPAT)
145 155 197 293 311 79 254 332 189 78
Normalized NOPAT Margin
23.97% 22.14% 23.58% 29.55% 29.01% 7.50% 28.00% 27.13% 17.59% 8.31%
Pre Tax Income Margin
37.15% 34.43% 38.98% 37.60% 36.98% 8.72% 37.27% 35.24% 22.93% 11.48%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
4.84 7.59 2.76 1.50 1.03 0.49 3.14 1.61 0.34 0.13
NOPAT to Interest Expense
3.12 2.44 1.67 1.18 0.80 0.35 2.36 1.24 0.26 0.09
EBIT Less CapEx to Interest Expense
4.73 7.52 2.66 1.47 0.98 0.47 3.10 1.57 0.32 0.05
NOPAT Less CapEx to Interest Expense
3.01 4.81 1.57 1.15 0.76 0.34 2.32 1.20 0.24 0.02
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
6.73% 12.57% 4.95% 3.32% 3.12% 14.71% 7.37% 5.19% 9.12% 22.26%
Augmented Payout Ratio
6.73% 12.57% 4.95% 3.32% 3.12% 14.71% 7.37% 39.87% 64.65% 127.42%

Quarterly Metrics and Ratios for Texas Capital Bancshares

This table displays calculated financial ratios and metrics derived from Texas Capital Bancshares' official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Growth Metrics
- - - - - - - - - -
Revenue Growth
22.80% 132.95% 33.81% 19.95% 5.50% -53.20% -6.02% -3.96% -55.07% 15.39%
EBITDA Growth
-12.01% 147.72% -6.22% 70.31% 38.35% -87.83% -22.83% -27.76% -171.48% 210.35%
EBIT Growth
-3.42% 213.12% -3.82% 96.52% 46.39% -90.85% -31.12% -34.42% -198.69% 267.26%
NOPAT Growth
-4.54% 233.57% -2.49% 100.97% 48.92% -90.73% -32.38% -39.31% -190.78% 252.47%
Net Income Growth
-4.54% 233.57% -2.49% 100.97% 48.92% -90.73% -32.38% -39.31% -199.42% 252.47%
EPS Growth
-2.63% 246.67% 1.45% 125.42% 59.46% -92.07% -34.29% -39.85% -219.49% 333.33%
Operating Cash Flow Growth
-37.25% -159.58% -75.04% -1.57% 41.22% 383.79% 426.40% -53.57% 249.28% -90.19%
Free Cash Flow Firm Growth
337.71% 15,436.86% -176.68% 371.44% -69.53% -125.55% 316.57% -113.23% -5.16% 304.46%
Invested Capital Growth
-12.07% -18.19% 12.22% -19.55% -3.30% 7.14% -21.79% 4.18% -5.38% -11.60%
Revenue Q/Q Growth
14.08% 98.66% -48.07% 1.93% 0.34% -11.86% 4.26% 4.17% -53.06% 126.35%
EBITDA Q/Q Growth
13.06% 332.30% -79.38% 69.00% -8.15% -61.97% 30.72% 58.21% -190.88% 265.12%
EBIT Q/Q Growth
21.76% 402.44% -81.77% 76.17% -9.29% -68.58% 37.19% 67.73% -236.51% 216.91%
NOPAT Q/Q Growth
21.25% 424.53% -82.20% 77.57% -10.16% -67.33% 29.74% 59.37% -234.40% 226.84%
Net Income Q/Q Growth
21.25% 424.53% -82.20% 77.57% -10.16% -67.33% 29.74% 59.37% -247.18% 215.83%
EPS Q/Q Growth
25.42% 462.16% -83.17% 90.00% -11.28% -72.03% 39.39% 73.91% -276.25% 201.42%
Operating Cash Flow Q/Q Growth
-8.22% -197.88% 127.53% 298.06% 31.68% 96.69% -48.94% -64.89% 890.58% -94.48%
Free Cash Flow Firm Q/Q Growth
260.17% 71.48% -145.75% 316.03% -82.02% -243.80% 487.70% -113.20% 228.87% 210.02%
Invested Capital Q/Q Growth
-16.08% -5.98% 17.81% -13.45% 0.88% 4.16% -13.99% 15.27% -8.37% -2.69%
Profitability Metrics
- - - - - - - - - -
EBITDA Margin
25.20% 54.85% 21.78% 36.11% 33.06% 14.26% 17.88% 27.16% -52.59% 38.36%
EBIT Margin
20.94% 52.96% 18.60% 32.14% 29.06% 10.36% 13.63% 21.95% -63.83% 32.97%
Profit (Net Income) Margin
15.66% 41.36% 14.17% 24.69% 22.11% 8.20% 10.20% 15.60% -48.93% 25.04%
Tax Burden Percent
74.81% 78.10% 76.22% 76.83% 76.10% 79.13% 74.83% 71.10% 76.66% 75.94%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
25.19% 21.90% 23.78% 23.17% 23.90% 20.87% 25.17% 28.90% 0.00% 24.06%
Return on Invested Capital (ROIC)
2.46% 8.79% 3.17% 5.58% 5.52% 1.64% 1.98% 3.03% -7.70% 4.46%
ROIC Less NNEP Spread (ROIC-NNEP)
2.46% 8.79% 3.17% 5.58% 5.52% 1.64% 1.98% 3.03% -7.97% 4.46%
Return on Net Nonoperating Assets (RNNOA)
2.35% 7.39% 2.77% 5.29% 4.53% 1.18% 1.47% 2.20% -4.90% 2.65%
Return on Equity (ROE)
4.81% 16.18% 5.95% 10.87% 10.05% 2.82% 3.46% 5.23% -12.59% 7.11%
Cash Return on Invested Capital (CROIC)
15.91% 25.77% -5.78% 27.84% 10.47% -3.37% 27.69% -1.32% 6.04% 13.80%
Operating Return on Assets (OROA)
0.58% 2.06% 0.81% 1.41% 1.31% 0.39% 0.50% 0.78% -1.86% 1.04%
Return on Assets (ROA)
0.43% 1.61% 0.61% 1.08% 1.00% 0.31% 0.37% 0.56% -1.43% 0.79%
Return on Common Equity (ROCE)
4.33% 14.63% 5.37% 9.80% 9.04% 2.55% 3.12% 4.73% -11.42% 6.46%
Return on Equity Simple (ROE_SIMPLE)
6.25% 0.00% 10.76% 11.88% 12.55% 0.00% 5.57% 4.71% 0.79% 0.00%
Net Operating Profit after Tax (NOPAT)
41 217 39 69 62 20 26 42 -56 71
NOPAT Margin
15.66% 41.36% 14.17% 24.69% 22.11% 8.20% 10.20% 15.60% -44.68% 25.04%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.27% 0.00%
SG&A Expenses to Revenue
62.38% 28.75% 60.44% 53.75% 51.73% 59.69% 64.61% 58.99% 132.36% 48.74%
Operating Expenses to Revenue
74.52% 40.57% 71.14% 65.34% 64.49% 81.91% 78.96% 70.56% 155.85% 60.69%
Earnings before Interest and Taxes (EBIT)
55 278 51 89 81 25 35 59 -80 94
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
67 288 59 100 92 35 46 73 -66 109
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
1.14 1.09 0.85 0.89 1.02 1.07 1.03 0.99 1.08 1.18
Price to Tangible Book Value (P/TBV)
1.14 1.09 0.85 0.89 1.02 1.07 1.03 0.99 1.08 1.18
Price to Revenue (P/Rev)
3.18 2.46 1.82 1.84 2.09 2.89 2.79 2.72 3.69 3.88
Price to Earnings (P/E)
18.05 9.55 7.51 7.07 7.66 18.06 18.55 21.55 351.75 59.97
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
5.54% 10.47% 13.31% 14.15% 13.05% 5.54% 5.39% 4.64% 0.28% 1.67%
Enterprise Value to Invested Capital (EV/IC)
0.41 0.08 0.33 0.40 0.22 0.45 0.32 0.47 0.22 0.46
Enterprise Value to Revenue (EV/Rev)
2.42 0.35 1.58 1.59 0.88 2.34 1.46 2.46 1.24 2.44
Enterprise Value to EBITDA (EV/EBITDA)
7.33 0.90 4.32 4.13 2.21 8.78 5.66 10.48 12.62 14.08
Enterprise Value to EBIT (EV/EBIT)
9.23 1.00 4.76 4.49 2.39 10.22 6.71 12.87 28.33 21.21
Enterprise Value to NOPAT (EV/NOPAT)
12.40 1.29 6.17 5.81 3.09 13.32 8.77 17.20 41.48 29.29
Enterprise Value to Operating Cash Flow (EV/OCF)
6.88 2.90 21.92 23.08 9.95 6.74 3.43 6.24 1.70 4.72
Enterprise Value to Free Cash Flow (EV/FCFF)
2.38 0.29 0.00 1.29 2.10 0.00 1.03 0.00 3.52 3.14
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.91 0.70 0.98 0.72 0.73 0.74 0.51 0.74 0.51 0.46
Long-Term Debt to Equity
0.32 0.30 0.98 0.28 0.28 0.27 0.51 0.21 0.20 0.20
Financial Leverage
0.95 0.84 0.87 0.95 0.82 0.72 0.74 0.73 0.61 0.59
Leverage Ratio
11.07 10.08 9.67 10.07 10.07 9.08 9.24 9.40 9.52 9.00
Compound Leverage Factor
11.07 10.08 9.67 10.07 10.07 9.08 9.24 9.40 9.52 9.00
Debt to Total Capital
47.70% 41.11% 49.61% 41.74% 42.32% 42.44% 33.67% 42.37% 33.57% 31.45%
Short-Term Debt to Total Capital
30.84% 23.15% 0.00% 25.52% 26.24% 26.99% 0.00% 30.40% 20.50% 18.01%
Long-Term Debt to Total Capital
16.87% 17.95% 49.61% 16.22% 16.09% 15.46% 33.67% 11.98% 13.07% 13.44%
Preferred Equity to Total Capital
5.44% 5.78% 4.91% 5.67% 5.62% 5.40% 6.28% 5.44% 5.94% 6.11%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
46.86% 53.11% 45.48% 52.59% 52.05% 52.16% 60.05% 52.18% 60.49% 62.44%
Debt to EBITDA
8.62 4.47 6.41 4.29 4.18 8.22 5.89 9.51 19.37 9.58
Net Debt to EBITDA
-3.30 -6.04 -1.31 -1.24 -3.58 -3.08 -6.24 -2.35 -28.52 -10.19
Long-Term Debt to EBITDA
3.05 1.95 6.41 1.67 1.59 2.99 5.89 2.69 7.54 4.09
Debt to NOPAT
14.59 6.41 9.15 6.03 5.85 12.47 9.11 15.60 63.64 19.94
Net Debt to NOPAT
-5.59 -8.66 -1.86 -1.75 -5.01 -4.67 -9.66 -3.86 -93.73 -21.20
Long-Term Debt to NOPAT
5.16 2.80 9.15 2.34 2.22 4.54 9.11 4.41 24.79 8.52
Noncontrolling Interest Sharing Ratio
9.94% 9.58% 9.72% 9.85% 10.06% 9.59% 9.60% 9.59% 9.33% 9.14%
Liquidity Ratios
- - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
799 1,371 -627 1,354 244 -350 1,358 -179 231 716
Operating Cash Flow to CapEx
5,383.59% -8,124.08% 1,335.51% 2,061.39% 1,227.80% 5,028.59% 478.07% 151.52% 2,194.03% 248.56%
Free Cash Flow to Firm to Interest Expense
9.63 11.08 -4.18 7.97 1.26 -1.73 6.71 -0.87 1.09 3.44
Operating Cash Flow to Interest Expense
0.81 -0.53 0.12 0.43 0.49 0.93 0.47 0.16 1.57 0.09
Operating Cash Flow Less CapEx to Interest Expense
0.80 -0.54 0.11 0.41 0.45 0.91 0.37 0.06 1.50 0.05
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.03 0.04 0.04 0.04 0.05 0.04 0.04 0.04 0.03 0.03
Fixed Asset Turnover
38.32 51.83 52.35 48.90 46.54 36.62 28.18 21.94 15.88 15.83
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
5,518 5,188 6,112 5,290 5,336 5,558 4,780 5,511 5,049 4,913
Invested Capital Turnover
0.16 0.21 0.22 0.23 0.25 0.20 0.19 0.19 0.17 0.18
Increase / (Decrease) in Invested Capital
-758 -1,153 666 -1,286 -182 370 -1,332 221 -287 -645
Enterprise Value (EV)
2,237 430 2,044 2,126 1,193 2,520 1,549 2,574 1,105 2,270
Market Capitalization
2,945 3,009 2,361 2,465 2,827 3,104 2,956 2,852 3,301 3,614
Book Value per Share
$51.84 $55.22 $57.64 $58.11 $57.87 $60.37 $61.53 $61.64 $66.11 $66.39
Tangible Book Value per Share
$51.81 $55.19 $57.61 $58.08 $57.84 $60.34 $61.50 $61.61 $66.08 $66.36
Total Capital
5,518 5,188 6,112 5,290 5,336 5,558 4,780 5,511 5,049 4,913
Total Debt
2,632 2,133 3,032 2,208 2,258 2,359 1,610 2,335 1,695 1,545
Total Long-Term Debt
931 931 3,032 858 858 859 1,610 660 660 660
Net Debt
-1,008 -2,880 -618 -640 -1,934 -884 -1,706 -578 -2,496 -1,643
Capital Expenditures (CapEx)
1.26 0.81 1.36 3.52 7.77 3.73 20 22 15 7.41
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.32 0.00
Net Nonoperating Obligations (NNO)
2,632 2,133 3,032 2,208 2,258 2,359 1,610 2,335 1,695 1,545
Total Depreciation and Amortization (D&A)
11 9.92 8.68 11 11 9.60 11 14 14 15
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$0.74 $4.22 $0.71 $1.34 $1.19 $0.34 $0.46 $0.80 ($1.42) $1.45
Adjusted Weighted Average Basic Shares Outstanding
49.90M 48.23M 47.87M 48.00M 48.02M 47.41M 46.65M 46.20M 46.21M 46.01M
Adjusted Diluted Earnings per Share
$0.74 $4.16 $0.70 $1.33 $1.18 $0.33 $0.46 $0.80 ($1.41) $1.43
Adjusted Weighted Average Diluted Shares Outstanding
49.90M 48.23M 47.87M 48.00M 48.02M 47.41M 46.65M 46.20M 46.21M 46.01M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
49.90M 48.23M 47.87M 48.00M 48.02M 47.41M 46.65M 46.20M 46.21M 46.01M
Normalized Net Operating Profit after Tax (NOPAT)
41 217 39 69 62 20 26 42 -56 71
Normalized NOPAT Margin
15.66% 41.36% 14.17% 24.69% 22.11% 8.20% 10.20% 15.60% -44.68% 25.04%
Pre Tax Income Margin
20.94% 52.96% 18.60% 32.14% 29.06% 10.36% 13.63% 21.95% -63.83% 32.97%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
0.67 2.25 0.34 0.53 0.42 0.13 0.17 0.29 -0.38 0.45
NOPAT to Interest Expense
0.50 1.76 0.26 0.40 0.32 0.10 0.13 0.20 -0.26 0.34
EBIT Less CapEx to Interest Expense
0.65 2.24 0.33 0.51 0.38 0.11 0.07 0.18 -0.45 0.41
NOPAT Less CapEx to Interest Expense
0.48 1.75 0.25 0.38 0.28 0.08 0.03 0.09 -0.34 0.31
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
9.56% 5.19% 5.20% 4.71% 4.47% 9.12% 9.77% 11.53% 64.76% 22.26%
Augmented Payout Ratio
37.30% 39.87% 58.15% 39.00% 36.96% 64.65% 52.98% 95.96% 539.10% 127.42%

Frequently Asked Questions About Texas Capital Bancshares' Financials

When does Texas Capital Bancshares's financial year end?

According to the most recent income statement we have on file, Texas Capital Bancshares' fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Texas Capital Bancshares' net income changed over the last 9 years?
Below is a breakdown of Texas Capital Bancshares' net income over the past 5 years:
  • 2020: $66.29 million
  • 2021: $253.94 million
  • 2022: $332.48 million
  • 2023: $189.14 million
  • 2024: $77.51 million
How has Texas Capital Bancshares revenue changed over the last 9 years?

Over the last 9 years, Texas Capital Bancshares' total revenue changed from $604.27 million in 2015 to $932.35 million in 2024, a change of 54.3%.

How much debt does Texas Capital Bancshares have?

Texas Capital Bancshares' total liabilities were at $27.36 billion at the end of 2024, a 8.8% increase from 2023, and a 58.4% increase since 2015.

How much cash does Texas Capital Bancshares have?

In the past 9 years, Texas Capital Bancshares' cash and equivalents has ranged from $109.50 million in 2015 to $233.64 million in 2022, and is currently $176.50 million as of their latest financial filing in 2024.

How has Texas Capital Bancshares' book value per share changed over the last 9 years?

Over the last 9 years, Texas Capital Bancshares' book value per share changed from 32.14 in 2015 to 66.39 in 2024, a change of 106.5%.



This page (NASDAQ:TCBI) was last updated on 4/17/2025 by MarketBeat.com Staff
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