Triumph Financial (TFIN) Stock Price, News & Analysis

Company Overview

Triumph Financial, Inc., a financial holding company, provides various payments, factoring, and banking services in the United States. It operates through Banking, Factoring, and Payments segments. The company offers deposit products, including checking, savings, money market and certificates of deposit; and loan products, such as commercial real estate, land, commercial construction and land development, residential real estate, commercial agriculture, and consumer loans, as well as commercial and industrial loans, equipment loans, asset-based loans, business loans for working capital and operational purposes, and liquid credit loans. It also provides electronic banking services, debit cards, insurance brokerage services, mortgage warehouse facilities, and transportation factoring services, as well as payments services offered through TriumphPay platform, a payments network for the over-the-road trucking industry. The company was formerly known as Triumph Bancorp, Inc. and changed its name to Triumph Financial Inc. in December 2022. Triumph Financial Inc. was incorporated in 2003 and is headquartered in Dallas, Texas.

Key Stats

• Today's Range: $102.30 to $106.03
• 50-Day Range: $73.80 to $105.06
• 52-Week Range: $66.61 to $106.03
• Volume: 134,046 shs
• Average Volume: 155,591 shs
• Market Capitalization: $2.46 billion
• P/E Ratio: 134.69
• Dividend Yield: N/A
• Price Target: $71.60
• Consensus Rating: Reduce

Triumph Financial Stock Analysis - MarketRank™

Triumph Financial scored higher than 12% of companies evaluated by MarketBeat, and ranked 888th out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.8 / 5
• Analyst Rating: Reduce

Consensus Rating

Triumph Financial has received a consensus rating of Reduce. The company's average rating score is 1.60, and is based on no buy ratings, 3 hold ratings, and 2 sell ratings.

Amount of Analyst Coverage

Triumph Financial has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 175.81%

Earnings Growth

Earnings for Triumph Financial are expected to grow by 175.81% in the coming year, from $0.62 to $1.71 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Triumph Financial is 134.69, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 125.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of Triumph Financial is 134.69, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 45.21.

Price to Book Value per Share Ratio

Triumph Financial has a P/B Ratio of 2.92. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

9.60% of the float of Triumph Financial has been sold short.

Short Interest Ratio / Days to Cover

Triumph Financial has a short interest ratio ("days to cover") of 15.6, which indicates bearish sentiment.

Change versus previous month

Short interest in Triumph Financial has recently increased by 8.29%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Triumph Financial does not currently pay a dividend.

Dividend Growth

Triumph Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

9.60% of the float of Triumph Financial has been sold short.

Short Interest Ratio / Days to Cover

Triumph Financial has a short interest ratio ("days to cover") of 15.6, which indicates bearish sentiment.

Change versus previous month

Short interest in Triumph Financial has recently increased by 8.29%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.96

News Sentiment

Triumph Financial has a news sentiment score of 0.96. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.81 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Triumph Financial this week, compared to 3 articles on an average week.

Search Interest

Only 1 people have searched for TFIN on MarketBeat in the last 30 days. This is a decrease of -80% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Triumph Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 6.15% of the stock of Triumph Financial is held by insiders.

Percentage Held by Institutions

91.11% of the stock of Triumph Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

TFIN Stock Analysis - Frequently Asked Questions

How have TFIN shares performed this year?

Triumph Financial's stock was trading at $80.18 at the start of the year. Since then, TFIN stock has increased by 31.0% and is now trading at $105.06.
View the best growth stocks for 2024 here.

How were Triumph Financial's earnings last quarter?

Triumph Financial, Inc. (NASDAQ:TFIN) announced its quarterly earnings data on Wednesday, October, 16th. The company reported $0.19 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.17 by $0.02. The company had revenue of $125.57 million for the quarter, compared to the consensus estimate of $106.29 million. Triumph Financial had a trailing twelve-month return on equity of 2.64% and a net margin of 4.47%.

Who are Triumph Financial's major shareholders?

Triumph Financial's top institutional investors include State Street Corp (5.04%), Thrivent Financial for Lutherans (4.94%), Luxor Capital Group LP (3.01%) and Geode Capital Management LLC (2.22%). Insiders that own company stock include Edward Joseph Schreyer, Adam D Nelson, Davis R Deadman and Melissa Forman-Barenblit.
View institutional ownership trends.

How do I buy shares of Triumph Financial?

Shares of TFIN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Triumph Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Triumph Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), Broadcom (AVGO) and Palo Alto Networks (PANW).

Company Calendar

• Last Earnings: 10/16/2024
• Today: 11/23/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/28/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:TFIN
• CUSIP: N/A
• CIK: 1539638
• Web: www.triumphbancorp.com
• Phone: (214) 365-6900
• Fax: 214-237-3197
• Employees: 1,468
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $71.60
• High Stock Price Target: $84.00
• Low Stock Price Target: $65.00
• Potential Upside/Downside: -31.8%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $0.78
• Trailing P/E Ratio: 134.69
• Forward P/E Ratio: 169.45
• P/E Growth: N/A
• Net Income: $41.08 million
• Net Margins: 4.47%
• Pretax Margin: 5.59%
• Return on Equity: 2.64%
• Return on Assets: 0.39%

Debt

• Debt-to-Equity Ratio: 0.05
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $472.59 million
• Price / Sales: 5.20
• Cash Flow: $2.75 per share
• Price / Cash Flow: 38.24
• Book Value: $35.95 per share
• Price / Book: 2.92

Miscellaneous

• Outstanding Shares: 23,390,000
• Free Float: 21,949,000
• Market Cap: $2.46 billion
• Optionable: Optionable
• Beta: 1.18