Triumph Financial (TFIN) Stock Price, News & Analysis

Company Overview

Triumph Financial, Inc. is a bank holding company headquartered in Dallas, Texas. Through its wholly owned subsidiary, Triumph Bank, the company delivers a broad range of commercial and retail banking services to businesses and individuals. Since its foundation, Triumph Financial has focused on building a community-oriented banking platform that emphasizes personalized service and local decision-making.

The company’s commercial banking offerings include deposit products, treasury management solutions, digital cash management, equipment financing, and commercial real estate lending. Triumph Bank also provides Small Business Administration (SBA) loans, construction and development financing, and lines of credit designed to meet the needs of small- to mid-sized enterprises. These services are supported by an online and mobile banking infrastructure that enables clients to access account information, initiate payments, and manage liquidity remotely.

On the consumer side, Triumph Financial offers checking and savings accounts, certificates of deposit, residential mortgage lending, and home equity lines of credit. Its digital banking platform features online account opening, mobile check deposit, person-to-person payments, and budgeting tools. This integrated approach allows individual customers to consolidate their banking needs within a single institution while benefiting from relationship-driven service.

Triumph Bank operates a network of branch offices across key Texas markets, including Dallas-Fort Worth, Houston, Austin, San Antonio, Denton, and College Station. The company’s leadership consists of veteran banking professionals with extensive experience in community and commercial finance, and it remains committed to supporting local economies through relationship-based lending and community development initiatives.

Key Stats

• Today's Range: $60.31 to $62.23
• 50-Day Range: $51.35 to $65.90
• 52-Week Range: $42.90 to $110.58
• Volume: 226,983 shs
• Average Volume: 222,239 shs
• Market Capitalization: $1.47 billion
• P/E Ratio: 140.73
• Dividend Yield: N/A
• Price Target: $70.75
• Consensus Rating: Hold

Triumph Financial Stock Analysis - MarketRank™

Triumph Financial scored higher than 62% of companies evaluated by MarketBeat, and ranked 544th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.0 / 5
• Analyst Rating: Hold

Consensus Rating

Triumph Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 4 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Triumph Financial has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 122.22%

Earnings Growth

Earnings for Triumph Financial are expected to grow by 122.22% in the coming year, from $1.08 to $2.40 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Triumph Financial is 140.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 257.16.

Price to Earnings Ratio vs. Sector

The P/E ratio of Triumph Financial is 140.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 220.99.

Price to Book Value per Share Ratio

Triumph Financial has a P/B Ratio of 1.69. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

10.29% of the float of Triumph Financial has been sold short.

Short Interest Ratio / Days to Cover

Triumph Financial has a short interest ratio ("days to cover") of 9.9.

Change versus previous month

Short interest in Triumph Financial has recently decreased by 5.79%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Triumph Financial does not currently pay a dividend.

Dividend Growth

Triumph Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

10.29% of the float of Triumph Financial has been sold short.

Short Interest Ratio / Days to Cover

Triumph Financial has a short interest ratio ("days to cover") of 9.9.

Change versus previous month

Short interest in Triumph Financial has recently decreased by 5.79%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 1.11

News Sentiment

Triumph Financial has a news sentiment score of 1.11. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Triumph Financial this week, compared to 4 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Triumph Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $602,535.00 in company stock.

Percentage Held by Insiders

Only 5.58% of the stock of Triumph Financial is held by insiders.

Percentage Held by Institutions

91.11% of the stock of Triumph Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

TFIN Stock Analysis - Frequently Asked Questions

How have TFIN shares performed this year?

Triumph Financial's stock was trading at $90.88 on January 1st, 2025. Since then, TFIN stock has decreased by 31.9% and is now trading at $61.9180.

How were Triumph Financial's earnings last quarter?

Triumph Financial, Inc. (NASDAQ:TFIN) announced its quarterly earnings results on Wednesday, July, 16th. The company reported $0.15 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.04 by $0.11. The company had revenue of $108.06 million for the quarter, compared to analyst estimates of $105.85 million. Triumph Financial had a net margin of 2.75% and a trailing twelve-month return on equity of 1.79%.
Read the conference call transcript.

Who are Triumph Financial's major shareholders?

Top institutional investors of Triumph Financial include Thrivent Financial for Lutherans (6.37%), State Street Corp (5.53%), Luxor Capital Group LP (2.71%) and American Century Companies Inc. (2.61%). Insiders that own company stock include Aaron P Graft, Edward Joseph Schreyer, Adam D Nelson, Harrison B Barnes, Melissa Forman-Barenblit, Davis R Deadman, Todd Ritterbusch and Debra A Bradford.
View institutional ownership trends.

How do I buy shares of Triumph Financial?

Shares of TFIN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Triumph Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Triumph Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), Broadcom (AVGO) and Palo Alto Networks (PANW).

Company Calendar

• Last Earnings: 7/16/2025
• Today: 9/03/2025
• Next Earnings (Estimated): 10/15/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Banking
• Current Symbol: NASDAQ:TFIN
• CIK: 1539638
• Web: www.triumphbancorp.com
• Phone: (214) 365-6900
• Fax: 214-237-3197
• Employees: 1,430
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Triumph Financial: $70.75
• High Price Target: $109.00
• Low Price Target: $55.00
• Potential Upside/Downside: +15.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.44
• Trailing P/E Ratio: 139.16
• Forward P/E Ratio: 56.71
• P/E Growth: N/A
• Net Income: $16.09 million
• Net Margins: 2.75%
• Pretax Margin: 4.06%
• Return on Equity: 1.79%
• Return on Assets: 0.25%

Debt

• Debt-to-Equity Ratio: 0.05
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $419.01 million
• Price / Sales: 3.47
• Cash Flow: $1.98 per share
• Price / Cash Flow: 30.90
• Book Value: $36.55 per share
• Price / Book: 1.68

Miscellaneous

• Outstanding Shares: 23,734,000
• Free Float: 22,410,000
• Market Cap: $1.45 billion
• Optionable: Optionable
• Beta: 1.29