TFS Financial (TFSL) Competitors

Ameris Bancorp (NASDAQ:ABCB) and TFS Financial (NASDAQ:TFSL) are both mid-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, risk, analyst recommendations, profitability, media sentiment, dividends, earnings and valuation.

Is ABCB or TFSL a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. TFS Financial pays an annual dividend of $1.13 per share and has a dividend yield of 8.7%. Ameris Bancorp pays out 14.8% of its earnings in the form of a dividend. TFS Financial pays out 403.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Which has more volatility and risk, ABCB or TFSL?

Ameris Bancorp has a beta of 0.93, suggesting that its stock price is 7% less volatile than the S&P 500. Comparatively, TFS Financial has a beta of 0.74, suggesting that its stock price is 26% less volatile than the S&P 500.

Do analysts prefer ABCB or TFSL?

Ameris Bancorp currently has a consensus price target of $71.43, indicating a potential upside of 7.49%. TFS Financial has a consensus price target of $15.00, indicating a potential upside of 15.83%. Given TFS Financial's higher possible upside, analysts clearly believe TFS Financial is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
TFS Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has stronger valuation and earnings, ABCB or TFSL?

Ameris Bancorp has higher revenue and earnings than TFS Financial. Ameris Bancorp is trading at a lower price-to-earnings ratio than TFS Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.12B	4.08	$358.68M	$5.40	12.31
TFS Financial	$758.78M	4.79	$79.59M	$0.28	46.25

Do insiders & institutionals believe in ABCB or TFSL?

91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 9.8% of TFS Financial shares are owned by institutional investors. 5.4% of Ameris Bancorp shares are owned by company insiders. Comparatively, 1.0% of TFS Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Is ABCB or TFSL more profitable?

Ameris Bancorp has a net margin of 21.46% compared to TFS Financial's net margin of 10.57%. Ameris Bancorp's return on equity of 9.57% beat TFS Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
TFS Financial	10.57%	4.30%	0.48%

Does the media favor ABCB or TFSL?

In the previous week, Ameris Bancorp had 8 more articles in the media than TFS Financial. MarketBeat recorded 10 mentions for Ameris Bancorp and 2 mentions for TFS Financial. Ameris Bancorp's average media sentiment score of 1.03 beat TFS Financial's score of 0.88 indicating that Ameris Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	7 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
TFS Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Ameris Bancorp beats TFS Financial on 14 of the 18 factors compared between the two stocks.