TFS Financial (TFSL) Competitors

MGIC Investment (NYSE:MTG) and TFS Financial (NASDAQ:TFSL) are both mid-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, earnings, community ranking, analyst recommendations, valuation, institutional ownership, dividends, risk and media sentiment.

Do institutionals & insiders believe in MTG or TFSL?

95.6% of MGIC Investment shares are held by institutional investors. Comparatively, 9.8% of TFS Financial shares are held by institutional investors. 1.1% of MGIC Investment shares are held by company insiders. Comparatively, 1.0% of TFS Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Does the MarketBeat Community favor MTG or TFSL?

MGIC Investment received 185 more outperform votes than TFS Financial when rated by MarketBeat users. However, 67.34% of users gave TFS Financial an outperform vote while only 66.30% of users gave MGIC Investment an outperform vote.

Company	Underperform	Outperform
MGIC Investment	Outperform Votes 484 66.30%	Underperform Votes 246 33.70%
TFS Financial	Outperform Votes 299 67.34%	Underperform Votes 145 32.66%

Do analysts recommend MTG or TFSL?

MGIC Investment currently has a consensus price target of $26.50, suggesting a potential upside of 8.81%. TFS Financial has a consensus price target of $14.50, suggesting a potential upside of 12.67%. Given TFS Financial's higher probable upside, analysts clearly believe TFS Financial is more favorable than MGIC Investment.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MGIC Investment	1 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.13
TFS Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has more volatility and risk, MTG or TFSL?

MGIC Investment has a beta of 0.93, indicating that its share price is 7% less volatile than the S&P 500. Comparatively, TFS Financial has a beta of 0.62, indicating that its share price is 38% less volatile than the S&P 500.

Which has stronger earnings & valuation, MTG or TFSL?

MGIC Investment has higher revenue and earnings than TFS Financial. MGIC Investment is trading at a lower price-to-earnings ratio than TFS Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MGIC Investment	$1.21B	4.89	$762.99M	$2.90	8.40
TFS Financial	$302.58M	11.94	$79.59M	$0.28	45.96

Is MTG or TFSL more profitable?

MGIC Investment has a net margin of 63.18% compared to TFS Financial's net margin of 10.58%. MGIC Investment's return on equity of 14.86% beat TFS Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MGIC Investment	63.18%	14.86%	11.69%
TFS Financial	10.58%	4.28%	0.48%

Is MTG or TFSL a better dividend stock?

MGIC Investment pays an annual dividend of $0.52 per share and has a dividend yield of 2.1%. TFS Financial pays an annual dividend of $1.13 per share and has a dividend yield of 8.8%. MGIC Investment pays out 17.9% of its earnings in the form of a dividend. TFS Financial pays out 403.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Does the media favor MTG or TFSL?

In the previous week, MGIC Investment had 17 more articles in the media than TFS Financial. MarketBeat recorded 19 mentions for MGIC Investment and 2 mentions for TFS Financial. MGIC Investment's average media sentiment score of 1.22 beat TFS Financial's score of 0.84 indicating that MGIC Investment is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MGIC Investment	10 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
TFS Financial	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

MGIC Investment beats TFS Financial on 15 of the 20 factors compared between the two stocks.