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Tiptree (TIPT) Financials

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$22.51 -0.21 (-0.92%)
Closing price 04/17/2025 04:00 PM Eastern
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$22.52 +0.01 (+0.04%)
As of 04/17/2025 04:20 PM Eastern
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Annual Income Statements for Tiptree

Annual Income Statements for Tiptree

This table shows Tiptree's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Income / (Loss) Attributable to Common Shareholders		 -1.71 5.78 25 7.21 24 18 -29 38 -8.27 14 53
Consolidated Net Income / (Loss)		 4.58 8.80 90 26 30 20 -25 44 3.56 40 88
Net Income / (Loss) Continuing Operations		 -3.35 -2.15 37 9.23 -14 20 -25 44 3.56 40 88
Total Pre-Tax Income 		0.79 -2.90 49 -3.33 -20 29 -39 65 54 83 149
Total Revenue		 80 385 506 567 599 746 778 1,163 1,368 1,621 2,011
Net Interest Income / (Expense)		 0.00 0.00 -21 -26 -7.83 -13 -23 -20 -18 -1.02 0.73
Total Interest Income		 0.00 0.00 0.00 0.00 19 14 9.92 18 12 27 33
Investment Securities Interest Income		 - - - - 19 14 9.92 18 12 27 33
Total Interest Expense		 0.00 0.00 21 26 27 27 33 38 30 28 32
Long-Term Debt Interest Expense		 - - 21 26 27 27 33 38 30 28 32
Total Non-Interest Income		 80 385 527 592 607 759 800 1,183 1,386 1,622 2,010
Trust Fees by Commissions		 - - 25 8.77 9.65 9.61 21 12 14 15 15
Service Charges on Deposit Accounts		 - - 109 95 102 106 187 261 321 396 405
Other Service Charges		 32 182 63 53 38 60 52 73 76 59 67
Net Realized & Unrealized Capital Gains on Investments		 15 37 100 64 29 84 62 151 70 25 51
Premiums Earned		 13 166 229 372 428 499 478 686 905 1,128 1,472
Total Non-Interest Expense		 99 395 436 570 619 717 817 1,097 1,314 1,538 1,861
Salaries and Employee Benefits		 37 195 263 358 376 433 453 604 705 782 853
Other Operating Expenses		 50 156 93 74 230 270 346 469 585 733 986
Depreciation Expense		 12 31 14 14 13 14 18 24 23 23 22
Income Tax Expense		 4.14 -0.75 13 -13 -5.91 9.02 -14 21 50 43 62
Net Income / (Loss) Attributable to Noncontrolling Interest		 - - 14 3.26 5.95 1.76 3.93 5.92 12 26 34
Basic Earnings per Share		 - - $0.79 $0.12 $0.69 $0.52 ($0.86) $1.13 ($0.23) $0.38 $1.44
Weighted Average Basic Shares Outstanding		 17.10M 33.20M 31.72M 29.13M 34.72M 34.58M 33.86M 33.22M 35.53M 36.69M 36.87M
Diluted Earnings per Share		 - - $0.78 $0.11 $0.69 $0.50 ($0.86) $1.09 ($0.23) $0.33 $1.30
Weighted Average Diluted Shares Outstanding		 17.10M 33.20M 31.77M 37.31M 34.72M 34.58M 33.86M 33.69M 35.53M 37.62M 37.93M
Weighted Average Basic & Diluted Shares Outstanding		 17.10M 33.20M 31.72M 29.13M 34.51M 34.43M 32.54M 34.39M 36.73M 36.76M 37.26M
Cash Dividends to Common per Share		 - - $0.10 $0.12 $0.14 $0.16 $0.16 $0.16 $0.16 $0.20 $0.49

Quarterly Income Statements for Tiptree

This table shows Tiptree's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Income / (Loss) Attributable to Common Shareholders		 14 0.87 -1.06 5.99 2.15 6.87 9.05 13 12 20
Consolidated Net Income / (Loss)		 20 6.12 3.15 12 8.87 16 16 22 20 29
Net Income / (Loss) Continuing Operations		 20 6.12 3.15 12 8.87 16 16 22 20 29
Total Pre-Tax Income 		25 25 8.17 24 21 30 30 41 37 42
Total Revenue		 358 364 375 397 410 439 490 539 487 495
Net Interest Income / (Expense)		 -1.87 -3.35 -1.36 2.04 -1.30 -0.41 -1.53 -1.63 1.50 2.40
Total Interest Income		 3.63 2.06 5.11 9.09 5.42 7.06 6.76 6.38 9.11 11
Investment Securities Interest Income		 3.63 2.06 5.11 9.09 5.42 7.06 6.76 6.38 9.11 11
Total Interest Expense		 5.50 5.40 6.47 7.04 6.72 7.47 8.29 8.02 7.61 8.33
Long-Term Debt Interest Expense		 5.50 5.40 6.47 7.04 6.72 7.47 8.29 8.02 7.61 8.33
Total Non-Interest Income		 360 367 377 395 411 439 491 540 485 493
Trust Fees by Commissions		 4.02 3.99 3.65 4.68 2.44 4.15 2.74 5.07 3.72 3.86
Service Charges on Deposit Accounts		 83 88 92 98 100 106 110 106 95 93
Other Service Charges		 17 13 13 14 16 16 15 18 18 15
Net Realized & Unrealized Capital Gains on Investments		 17 20 2.18 8.83 1.46 12 16 13 8.32 14
Premiums Earned		 238 243 265 270 291 301 347 398 359 367
Total Non-Interest Expense		 333 339 367 374 389 409 460 498 450 453
Salaries and Employee Benefits		 176 180 187 187 199 208 206 223 206 218
Other Operating Expenses		 152 154 174 181 183 194 249 270 238 230
Depreciation Expense		 5.55 5.26 5.25 5.88 6.35 5.99 5.57 5.29 5.40 5.40
Income Tax Expense		 5.07 19 5.02 12 12 14 14 19 16 13
Net Income / (Loss) Attributable to Noncontrolling Interest		 5.83 5.25 4.21 5.86 6.72 9.26 6.83 9.12 8.56 9.79
Basic Earnings per Share		 $0.39 $0.05 ($0.03) $0.16 $0.06 $0.19 $0.24 $0.35 $0.32 $0.53
Weighted Average Basic Shares Outstanding		 36.30M 35.53M 36.52M 36.74M 36.75M 36.69M 36.77M 36.79M 36.79M 36.87M
Diluted Earnings per Share		 $0.38 $0.06 ($0.03) $0.16 $0.04 $0.16 $0.22 $0.31 $0.29 $0.48
Weighted Average Diluted Shares Outstanding		 36.78M 35.53M 36.52M 37.59M 37.68M 37.62M 37.78M 37.75M 37.82M 37.93M
Weighted Average Basic & Diluted Shares Outstanding		 36.25M 36.73M 36.74M 36.75M 36.75M 36.76M 36.79M 36.79M 37.06M 37.26M
Cash Dividends to Common per Share		 $0.04 $0.04 $0.05 $0.05 $0.05 $0.05 $0.06 $0.06 $0.06 $0.31

Annual Cash Flow Statements for Tiptree

This table details how cash moves in and out of Tiptree's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Change in Cash & Equivalents		 -39 16 -0.70 65 -53 52 48 4.29 356 -58 -76
Net Cash From Operating Activities		 24 -9.46 37 47 58 24 140 204 463 71 241
Net Cash From Continuing Operating Activities		 7.60 -6.58 37 47 58 24 140 204 463 71 241
Net Income / (Loss) Continuing Operations		 19 12 58 5.23 30 20 -25 44 3.56 40 88
Consolidated Net Income / (Loss)		 11 12 58 5.23 30 20 -25 44 3.56 40 88
Depreciation Expense		 12 47 29 30 13 14 18 24 23 23 22
Amortization Expense		 0.70 4.04 3.42 4.09 1.96 1.88 3.24 4.55 2.32 -6.43 -4.79
Non-Cash Adjustments to Reconcile Net Income		 8.69 -40 -51 12 -17 -74 56 -70 260 53 43
Changes in Operating Assets and Liabilities, net		 -11 -30 -1.59 -5.88 30 63 89 201 174 -39 93
Net Cash From Investing Activities		 -570 -218 -314 213 -109 -8.33 -123 -274 9.51 -245 -323
Net Cash From Continuing Investing Activities		 -567 -218 -314 213 -109 -8.33 -123 -274 9.51 -245 -323
Purchase of Property, Leasehold Improvements and Equipment		 -19 -23 -64 -39 -3.75 -8.52 -6.69 -2.76 -11 -14 -4.03
Purchase of Investment Securities		 -1,185 -493 -453 -349 -359 -461 -1,562 -1,508 -1,327 -1,645 -1,063
Sale and/or Maturity of Investments		 635 167 247 586 238 443 1,445 1,237 1,347 1,414 744
Net Cash From Financing Activities		 507 244 277 -194 -2.00 37 32 74 -115 113 6.29
Net Cash From Continuing Financing Activities		 514 244 277 -194 -2.00 37 32 74 -115 113 6.29
Issuance of Debt		 828 1,443 2,085 1,858 1,632 2,237 3,380 4,084 2,365 1,432 1,236
Issuance of Common Equity		 - - 3.34 - - - 0.00 0.00 19 0.00 0.00
Repayment of Debt		 -809 -1,193 -1,961 -1,826 -1,618 -2,182 -3,326 -3,993 -2,667 -1,290 -1,212
Repurchase of Common Equity		 -0.04 -3.98 -44 -7.30 -14 -9.09 -14 -8.15 -1.73 0.00 0.00
Payment of Dividends		 0.00 -3.31 -6.19 -3.50 -4.78 -5.50 -5.57 -5.41 -7.78 -14 -25
Other Financing Activities, Net		 495 0.81 199 -215 2.91 -3.52 -2.13 -3.53 177 -15 7.64
Effect of Exchange Rate Changes		 - - - - - - 0.00 0.00 -1.83 1.53 -0.36
Cash Interest Paid		 65 55 27 34 26 26 30 37 29 27 29
Cash Income Taxes Paid		 5.17 39 6.18 5.05 -5.09 3.30 1.07 2.08 2.26 -15 15

Quarterly Cash Flow Statements for Tiptree

This table details how cash moves in and out of Tiptree's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Change in Cash & Equivalents		 163 37 -125 -28 139 -45 110 2.42 -101 -88
Net Cash From Operating Activities		 116 62 43 -6.68 57 -22 63 47 61 70
Net Cash From Continuing Operating Activities		 116 62 43 -6.68 57 -22 63 47 61 70
Net Income / (Loss) Continuing Operations		 20 6.12 3.15 12 8.87 16 16 22 20 29
Consolidated Net Income / (Loss)		 20 6.12 3.15 12 8.87 16 16 22 20 29
Depreciation Expense		 5.55 5.26 5.25 5.88 6.35 5.99 5.57 5.29 5.40 5.40
Amortization Expense		 0.22 0.22 -0.19 -2.91 -1.35 -1.98 -1.44 -1.44 -0.63 -1.28
Non-Cash Adjustments to Reconcile Net Income		 9.09 16 5.87 11 20 16 15 16 17 -5.31
Changes in Operating Assets and Liabilities, net		 81 34 29 -33 23 -59 28 5.00 19 42
Net Cash From Investing Activities		 52 -19 -248 -25 128 -100 40 -22 -165 -177
Net Cash From Continuing Investing Activities		 52 -19 -248 -25 128 -100 40 -22 -165 -177
Purchase of Property, Leasehold Improvements and Equipment		 -2.23 -5.41 -4.95 -6.63 -0.92 -1.53 -0.79 -0.91 -0.54 -1.80
Purchase of Investment Securities		 -280 -356 -557 -269 -331 -488 -309 -158 -229 -366
Sale and/or Maturity of Investments		 335 342 314 251 460 389 351 137 65 191
Net Cash From Financing Activities		 -2.65 -11 78 2.57 -41 74 7.98 -23 -3.06 24
Net Cash From Continuing Financing Activities		 -2.65 -11 78 2.57 -41 74 7.98 -23 -3.06 24
Issuance of Debt		 302 251 370 368 346 348 254 253 267 462
Repayment of Debt		 -298 -258 -283 -354 -383 -270 -251 -272 -266 -424
Payment of Dividends		 -1.89 -3.07 -3.45 -3.41 -3.43 -3.45 -3.82 -3.93 -3.82 -13
Other Financing Activities, Net		 -4.23 -0.57 -6.08 -7.48 - -1.22 8.75 -0.24 -0.13 -0.74
Effect of Exchange Rate Changes		 -3.64 5.01 1.26 1.24 -4.44 3.46 -0.75 0.34 5.60 -5.54

Annual Balance Sheets for Tiptree

This table presents Tiptree's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Total Assets		 8,205 2,495 2,890 1,990 1,865 2,198 2,996 3,599 4,040 5,139 5,695
Cash and Due from Banks		 53 69 50 111 86 133 137 176 538 469 320
Restricted Cash		 6.81 19 24 32 11 11 58 19 13 24 96
Trading Account Securities		 171 197 195 208 407 491 501 990 836 1,052 1,351
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Unearned Premiums Asset		 - - - - - - - - 725 901 1,046
Deferred Acquisition Cost		 8.62 58 127 147 170 166 229 379 499 566 566
Goodwill		 - - 93 92 92 99 179 179 187 206 207
Intangible Assets		 212 186 74 64 52 48 138 123 117 119 103
Other Assets		 7,724 1,759 2,328 1,337 1,048 1,250 1,753 1,733 1,125 1,804 2,006
Total Liabilities & Shareholders' Equity		 8,205 2,495 2,890 1,990 1,865 2,198 2,996 3,599 4,040 5,139 5,695
Total Liabilities		 7,803 2,097 2,500 1,593 1,466 1,787 2,622 3,199 3,506 4,563 5,038
Long-Term Debt		 363 667 555 346 354 374 366 393 259 402 427
Claims and Claim Expense		 - - - - - - 233 332 567 845 1,298
Unearned Premiums Liability		 300 390 415 503 599 755 861 1,124 1,357 1,695 1,766
Other Long-Term Liabilities		 7,077 960 1,427 631 381 513 1,162 1,350 1,322 1,620 1,547
Total Equity & Noncontrolling Interests		 402 398 348 397 399 411 374 400 534 577 657
Total Preferred & Common Equity		 284 313 293 300 387 398 356 383 397 417 458
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 284 313 336 300 387 398 356 383 397 417 458
Common Stock		 271 297 297 296 332 326 315 317 383 382 390
Retained Earnings		 13 16 38 38 57 70 35 68 54 61 96
Accumulated Other Comprehensive Income / (Loss)		 -0.05 -0.11 0.05 0.97 -2.06 1.70 5.67 -2.69 -39 -26 -28
Noncontrolling Interest		 117 85 97 97 12 13 17 17 136 160 199

Quarterly Balance Sheets for Tiptree

This table presents Tiptree's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Total Assets		 3,994 4,308 4,634 4,827 5,190 5,305 5,506
Cash and Due from Banks		 503 412 372 515 475 497 396
Restricted Cash		 10 14 26 23 128 108 108
Trading Account Securities		 817 1,078 1,091 934 1,000 1,028 1,246
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Unearned Premiums Asset		 - - - 894 908 962 978
Deferred Acquisition Cost		 485 504 521 539 565 545 571
Goodwill		 186 207 206 205 206 206 209
Intangible Assets		 120 131 128 123 115 111 108
Other Assets		 1,872 1,962 2,291 1,595 1,794 1,847 1,889
Total Liabilities & Shareholders' Equity		 3,994 4,308 4,634 4,827 5,190 5,305 5,506
Total Liabilities		 3,475 3,766 4,088 4,284 4,591 4,687 4,850
Long-Term Debt		 266 347 361 324 406 387 389
Claims and Claim Expense		 513 640 722 813 962 1,087 1,193
Unearned Premiums Liability		 1,349 1,403 1,521 1,607 1,660 1,671 1,710
Other Long-Term Liabilities		 1,346 1,376 1,483 1,540 1,563 1,541 1,558
Total Equity & Noncontrolling Interests		 520 542 546 544 599 618 656
Total Preferred & Common Equity		 387 401 402 396 425 436 462
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 387 401 402 396 425 436 462
Common Stock		 380 383 380 381 385 388 389
Retained Earnings		 55 51 55 56 67 78 88
Accumulated Other Comprehensive Income / (Loss)		 -48 -33 -33 -41 -28 -29 -15
Noncontrolling Interest		 132 141 144 147 174 182 194

Annual Metrics and Ratios for Tiptree

This table displays calculated financial ratios and metrics derived from Tiptree's official financial filings.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 325.43% 379.92% 31.19% 12.07% 5.67% 24.52% 4.30% 49.52% 17.60% 18.56% 24.01%
EBITDA Growth		 51.56% 772.71% 147.41% -69.66% -117.03% 951.31% -140.44% 623.20% -15.94% 26.21% 66.04%
EBIT Growth		 -48.73% 47.73% 808.61% -104.80% -494.47% 247.20% -233.33% 268.18% -17.34% 53.77% 79.79%
NOPAT Growth		 755.42% -96.50% 671.80% -110.83% -494.47% 245.21% -235.16% 261.97% -91.92% 1,023.20% 119.18%
Net Income Growth		 -88.75% 92.02% 922.45% -70.95% 14.28% -32.66% -225.36% 274.63% -91.92% 1,023.20% 119.18%
EPS Growth		 0.00% 0.00% 0.00% -85.90% 527.27% -27.54% -272.00% 226.74% -121.10% 243.48% 293.94%
Operating Cash Flow Growth		 879.47% -139.98% 487.55% 28.04% 23.03% -58.87% 490.38% 45.76% 126.65% -84.57% 236.95%
Free Cash Flow Firm Growth		 -124.50% -1,496.74% 147.52% 41.56% -112.18% 49.04% 252.27% -151.33% 142.83% -3,617.34% 88.21%
Invested Capital Growth		 14.75% 39.20% -11.24% -21.39% 1.41% 4.32% -5.86% 7.27% -0.07% 23.46% 10.71%
Revenue Q/Q Growth		 1,560.50% 8.30% 7.69% 4.12% -1.26% 10.33% 7.34% 4.63% 4.94% 4.84% 2.88%
EBITDA Q/Q Growth		 68.79% 56.91% 93.11% -64.86% -178.34% 108.57% 48.35% -18.63% 36.44% 3.69% 7.95%
EBIT Q/Q Growth		 5.06% 48.80% 354.09% -106.33% -85.88% 380.05% 27.44% -25.75% 74.85% 6.45% 8.84%
NOPAT Q/Q Growth		 412.25% 120.83% -17.64% -390.70% -117.85% 196.13% 27.44% -25.59% 331.08% 33.38% 17.74%
Net Income Q/Q Growth		 -89.68% 2,795.39% 357.11% -56.68% -52.46% 25.11% 31.50% -25.59% 331.08% 33.38% 17.74%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 27.12% -28.29% 20.69% 43.48% 32.65%
Operating Cash Flow Q/Q Growth		 157.98% 62.12% 181.75% -48.91% -12.53% -29.23% 93.25% -20.81% 10.48% -54.13% 61.92%
Free Cash Flow Firm Q/Q Growth		 88.23% -462.13% 245.47% 298.78% -104.98% -139.85% 131.47% -123.27% 139.98% -184.13% 83.29%
Invested Capital Q/Q Growth		 -22.96% 3.14% -18.21% -40.89% -1.04% 6.64% -2.59% 2.13% 0.90% 12.89% 3.75%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 -7.58% 10.63% 20.04% 5.43% -0.87% 5.98% -2.32% 8.11% 5.80% 6.17% 8.27%
EBIT Margin		 -23.33% -2.54% 13.72% -0.59% -3.31% 3.91% -5.00% 5.62% 3.95% 5.12% 7.43%
Profit (Net Income) Margin		 5.71% 2.28% 17.80% 4.61% 4.99% 2.70% -3.24% 3.79% 0.26% 2.47% 4.36%
Tax Burden Percent		 581.73% -303.10% 183.14% -785.23% -150.95% 69.06% 64.93% 67.42% 6.59% 48.16% 58.71%
Interest Burden Percent		 -4.21% 29.65% 70.81% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 525.51% 0.00% 25.47% 0.00% 0.00% 30.94% 0.00% 32.58% 93.41% 51.84% 41.29%
Return on Invested Capital (ROIC)		 11.14% 0.31% 2.14% -0.28% -1.85% 2.61% -3.57% 5.75% 0.45% 4.51% 8.50%
ROIC Less NNEP Spread (ROIC-NNEP)		 -12.61% 1.47% 12.97% 5.76% 10.64% 2.61% -3.03% 5.75% 0.45% 4.51% 8.50%
Return on Net Nonoperating Assets (RNNOA)		 -9.99% 1.90% 22.01% 7.30% 9.36% 2.35% -2.86% 5.64% 0.31% 2.69% 5.72%
Return on Equity (ROE)		 1.15% 2.20% 24.15% 7.03% 7.51% 4.96% -6.43% 11.39% 0.76% 7.21% 14.22%
Cash Return on Invested Capital (CROIC)		 -2.60% -32.47% 14.05% 23.68% -3.25% -1.61% 2.48% -1.26% 0.52% -16.48% -1.67%
Operating Return on Assets (OROA)		 -0.25% -0.18% 2.58% -0.14% -1.03% 1.43% -1.50% 1.98% 1.41% 1.81% 2.76%
Return on Assets (ROA)		 0.06% 0.16% 3.34% 1.07% 1.55% 0.99% -0.97% 1.34% 0.09% 0.87% 1.62%
Return on Common Equity (ROCE)		 0.55% 1.65% 21.00% 6.00% 6.48% 4.81% -6.18% 10.88% 0.64% 5.29% 10.08%
Return on Equity Simple (ROE_SIMPLE)		 1.61% 2.81% 30.67% 8.71% 7.72% 5.06% -7.08% 11.50% 0.90% 9.59% 19.15%
Net Operating Profit after Tax (NOPAT)		 80 2.79 22 -2.33 -14 20 -27 44 3.56 40 88
NOPAT Margin		 99.27% 0.72% 4.26% -0.41% -2.31% 2.70% -3.50% 3.79% 0.26% 2.47% 4.36%
Net Nonoperating Expense Percent (NNEP)		 23.75% -1.17% -10.83% -6.04% -12.49% 0.00% -0.53% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 45.85% 50.61% 51.98% 63.14% 62.79% 58.01% 58.24% 51.94% 51.58% 48.24% 42.43%
Operating Expenses to Revenue		 123.33% 102.54% 86.28% 100.59% 103.31% 96.09% 105.00% 94.38% 96.05% 94.88% 92.57%
Earnings before Interest and Taxes (EBIT)		 -19 -9.79 69 -3.33 -20 29 -39 65 54 83 149
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -6.09 41 101 31 -5.24 45 -18 94 79 100 166
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.00 0.72 0.68 0.75 0.47 0.65 0.45 1.18 1.22 1.63 1.69
Price to Tangible Book Value (P/TBV)		 0.00 1.77 1.35 1.56 0.74 1.03 4.15 5.58 5.15 7.39 5.22
Price to Revenue (P/Rev)		 0.00 0.58 0.45 0.40 0.30 0.35 0.21 0.39 0.35 0.42 0.38
Price to Earnings (P/E)		 0.00 38.89 9.04 31.36 7.57 14.14 0.00 11.86 0.00 48.73 14.48
Dividend Yield		 0.00% 1.91% 1.88% 2.29% 2.68% 2.06% 3.36% 1.20% 1.20% 1.08% 2.35%
Earnings Yield		 0.00% 2.57% 11.06% 3.19% 13.21% 7.07% 0.00% 8.43% 0.00% 2.05% 6.90%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.83 0.85 0.71 0.60 0.64 0.47 0.84 0.41 0.77 0.91
Enterprise Value to Revenue (EV/Rev)		 0.00 2.30 1.59 0.93 0.75 0.67 0.45 0.57 0.24 0.46 0.49
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 21.68 7.96 17.13 0.00 11.28 0.00 7.08 4.14 7.49 5.91
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 11.62 0.00 0.00 17.26 0.00 10.22 6.07 9.02 6.58
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 318.47 37.45 0.00 0.00 24.99 0.00 15.15 92.08 18.74 11.21
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 22.01 11.22 7.81 21.18 2.49 3.27 0.71 10.49 4.08
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 5.71 2.64 0.00 0.00 18.46 0.00 78.98 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.90 1.68 1.60 0.87 0.89 0.91 0.98 0.98 0.49 0.70 0.65
Long-Term Debt to Equity		 0.90 1.68 1.60 0.87 0.89 0.91 0.98 0.98 0.49 0.70 0.65
Financial Leverage		 0.79 1.29 1.70 1.27 0.88 0.90 0.94 0.98 0.70 0.60 0.67
Leverage Ratio		 18.88 13.39 7.22 6.56 4.84 5.01 6.62 8.52 8.18 8.27 8.78
Compound Leverage Factor		 -0.79 3.97 5.12 6.56 4.84 5.01 6.62 8.52 8.18 8.27 8.78
Debt to Total Capital		 47.49% 62.65% 61.48% 46.59% 47.00% 47.65% 49.51% 49.57% 32.71% 41.11% 39.40%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 47.49% 62.65% 61.48% 46.59% 47.00% 47.65% 49.51% 49.57% 32.71% 41.11% 39.40%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 15.32% 7.97% 10.72% 13.02% 1.61% 1.70% 2.35% 2.17% 17.18% 16.31% 18.37%
Common Equity to Total Capital		 37.19% 29.38% 37.17% 40.40% 51.38% 50.65% 48.14% 48.26% 50.11% 42.58% 42.23%
Debt to EBITDA		 -59.64 16.28 5.47 11.26 -67.61 8.40 -20.31 4.17 3.27 4.02 2.57
Net Debt to EBITDA		 -49.82 14.13 4.74 6.63 -49.18 5.16 -9.48 2.10 -3.68 -0.90 0.07
Long-Term Debt to EBITDA		 -59.64 16.28 5.47 11.26 -67.61 8.40 -20.31 4.17 3.27 4.02 2.57
Debt to NOPAT		 4.56 239.09 25.77 -148.47 -25.55 18.61 -13.47 8.93 72.84 10.06 4.87
Net Debt to NOPAT		 3.81 207.48 22.32 -87.45 -18.59 11.42 -6.29 4.50 -81.85 -2.25 0.12
Long-Term Debt to NOPAT		 4.56 239.09 25.77 -148.47 -25.55 18.61 -13.47 8.93 72.84 10.06 4.87
Noncontrolling Interest Sharing Ratio		 51.99% 25.28% 13.02% 14.62% 13.67% 3.15% 3.92% 4.48% 16.43% 26.66% 29.09%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -19 -297 141 200 -24 -12 19 -9.70 4.15 -146 -17
Operating Cash Flow to CapEx		 122.31% -41.21% 57.70% 120.57% 1,539.72% 278.69% 2,093.95% 7,392.04% 4,316.89% 509.28% 5,972.61%
Free Cash Flow to Firm to Interest Expense		 0.00 0.00 6.72 7.82 -0.90 -0.46 0.58 -0.26 0.14 -5.27 -0.53
Operating Cash Flow to Interest Expense		 0.00 0.00 1.74 1.84 2.14 0.88 4.30 5.42 15.31 2.58 7.47
Operating Cash Flow Less CapEx to Interest Expense		 0.00 0.00 -1.28 0.31 2.00 0.56 4.10 5.35 14.96 2.07 7.34
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.01 0.07 0.19 0.23 0.31 0.37 0.30 0.35 0.36 0.35 0.37
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 765 1,065 945 743 753 786 740 794 793 979 1,084
Invested Capital Turnover		 0.11 0.42 0.50 0.67 0.80 0.97 1.02 1.52 1.72 1.83 1.95
Increase / (Decrease) in Invested Capital		 98 300 -120 -202 10 33 -46 54 -0.59 186 105
Enterprise Value (EV)		 0.00 888 806 527 451 503 349 668 328 749 983
Market Capitalization		 0.00 225 229 226 181 260 160 452 483 680 773
Book Value per Share		 $16.63 $7.27 $7.80 $6.97 $10.77 $11.52 $10.59 $11.30 $10.96 $11.34 $12.35
Tangible Book Value per Share		 $4.23 $2.94 $3.93 $3.36 $6.77 $7.26 $1.15 $2.39 $2.59 $2.50 $4.00
Total Capital		 765 1,065 903 743 753 786 740 794 793 979 1,084
Total Debt		 363 667 555 346 354 374 366 393 259 402 427
Total Long-Term Debt		 363 667 555 346 354 374 366 393 259 402 427
Net Debt		 303 579 481 204 258 230 171 198 -291 -90 11
Capital Expenditures (CapEx)		 19 23 64 39 3.75 8.52 6.69 2.76 11 14 4.03
Net Nonoperating Expense (NNE)		 75 -6.01 -68 -28 -44 0.00 -1.97 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 363 667 597 346 354 374 366 393 259 402 427
Total Depreciation and Amortization (D&A)		 13 51 32 34 15 15 21 29 25 17 17
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 ($0.10) $0.00 $0.00 $0.00 $0.69 $0.52 ($0.86) $1.13 ($0.23) $0.38 $1.44
Adjusted Weighted Average Basic Shares Outstanding		 16.77M 33.20M 43.04M 43.05M 34.72M 34.58M 0.00 33.22M 35.53M 36.69M 36.87M
Adjusted Diluted Earnings per Share		 ($0.10) $0.00 $0.00 $0.00 $0.69 $0.50 ($0.86) $1.09 ($0.23) $0.33 $1.30
Adjusted Weighted Average Diluted Shares Outstanding		 16.77M 33.20M 43.04M 43.05M 34.72M 34.58M 33.86M 33.69M 35.53M 37.62M 37.93M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 41.76M 43.02M 43.04M 43.05M 34.51M 34.43M 32.54M 34.39M 36.73M 36.76M 37.26M
Normalized Net Operating Profit after Tax (NOPAT)		 -13 2.79 22 -2.33 -14 20 -27 44 38 58 88
Normalized NOPAT Margin		 -16.33% 0.72% 4.26% -0.41% -2.31% 2.70% -3.50% 3.79% 2.76% 3.59% 4.36%
Pre Tax Income Margin		 0.98% -0.75% 9.72% -0.59% -3.31% 3.91% -5.00% 5.62% 3.95% 5.12% 7.43%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.00 0.00 3.30 -0.13 -0.73 1.08 -1.19 1.73 1.79 3.00 4.63
NOPAT to Interest Expense		 0.00 0.00 1.02 -0.09 -0.51 0.74 -0.83 1.17 0.12 1.44 2.72
EBIT Less CapEx to Interest Expense		 0.00 0.00 0.28 -1.65 -0.87 0.76 -1.40 1.66 1.43 2.49 4.51
NOPAT Less CapEx to Interest Expense		 0.00 0.00 -2.00 -1.61 -0.65 0.43 -1.04 1.10 -0.24 0.94 2.59
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 0.00% 37.64% 6.88% 13.38% 16.00% 27.34% -22.07% 12.28% 218.34% 34.33% 28.31%
Augmented Payout Ratio		 0.85% 82.88% 55.49% 41.30% 63.22% 72.49% -77.13% 30.77% 266.84% 34.33% 28.31%

Quarterly Metrics and Ratios for Tiptree

This table displays calculated financial ratios and metrics derived from Tiptree's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 28.79% 21.47% 19.21% 20.19% 14.48% 20.54% 30.59% 35.52% 18.78% 12.84%
EBITDA Growth		 185.10% 227.00% 111.27% 129.02% -15.38% 11.68% 155.60% 67.04% 58.91% 35.92%
EBIT Growth		 601.03% 1,210.52% 958.51% 392.49% -15.86% 20.11% 263.38% 71.69% 73.98% 40.34%
NOPAT Growth		 499.25% 502.17% 572.84% 154.49% -55.79% 163.62% 404.00% 85.43% 130.86% 81.92%
Net Income Growth		 499.25% 502.17% 463.86% 154.49% -55.79% 163.62% 404.00% 85.43% 130.86% 81.92%
EPS Growth		 533.33% 0.00% 0.00% 125.00% -89.47% 166.67% 833.33% 93.75% 625.00% 200.00%
Operating Cash Flow Growth		 187.72% 240.41% -71.12% -104.93% -50.84% -135.54% 45.67% 801.98% 7.03% 416.35%
Free Cash Flow Firm Growth		 179.06% 112.72% -787.05% -393.45% -746.79% -2,632.55% 10.68% 29.69% -116.55% 55.54%
Invested Capital Growth		 1.14% -0.07% 14.79% 15.27% 10.36% 23.46% 12.98% 10.82% 20.47% 10.71%
Revenue Q/Q Growth		 8.25% 1.72% 3.03% 5.95% 3.10% 7.10% 11.63% 9.95% -9.64% 1.75%
EBITDA Q/Q Growth		 165.63% -1.25% -56.62% 101.25% -1.85% 30.33% -0.71% 31.52% -6.63% 11.47%
EBIT Q/Q Growth		 422.68% -0.37% -67.35% 189.66% -10.70% 42.21% -1.22% 36.86% -9.51% 14.71%
NOPAT Q/Q Growth		 192.22% -69.50% -48.50% 276.07% -25.16% 81.87% -1.53% 38.36% -6.83% 43.31%
Net Income Q/Q Growth		 192.22% -69.50% -48.50% 276.07% -25.16% 81.87% -1.53% 38.36% -6.83% 43.31%
EPS Q/Q Growth		 159.38% -84.21% -150.00% 633.33% -75.00% 300.00% 37.50% 40.91% -6.45% 65.52%
Operating Cash Flow Q/Q Growth		 -14.10% -46.52% -30.81% -115.51% 956.51% -138.66% 383.55% -25.24% 30.59% 14.28%
Free Cash Flow Firm Q/Q Growth		 151.08% -40.16% -1,760.28% 2.77% 33.04% -134.30% 41.44% 23.46% -106.20% 51.89%
Invested Capital Q/Q Growth		 -0.16% 0.90% 12.12% 2.05% -4.42% 12.89% 2.60% 0.10% 3.91% 3.75%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 8.63% 8.38% 3.53% 6.70% 6.38% 7.76% 6.91% 8.26% 8.54% 9.35%
EBIT Margin		 7.02% 6.87% 2.18% 5.96% 5.16% 6.85% 6.06% 7.55% 7.56% 8.52%
Profit (Net Income) Margin		 5.60% 1.68% 0.84% 2.98% 2.16% 3.67% 3.24% 4.08% 4.21% 5.92%
Tax Burden Percent		 79.83% 24.44% 38.55% 50.05% 41.95% 53.64% 53.47% 54.06% 55.66% 69.54%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 20.17% 75.56% 61.45% 49.95% 58.05% 46.36% 46.53% 45.94% 44.34% 30.46%
Return on Invested Capital (ROIC)		 9.34% 2.90% 1.44% 5.26% 4.05% 6.72% 5.94% 8.01% 8.60% 11.55%
ROIC Less NNEP Spread (ROIC-NNEP)		 9.34% 2.90% 1.44% 5.26% 4.05% 6.72% 5.94% 8.01% 8.60% 11.55%
Return on Net Nonoperating Assets (RNNOA)		 6.50% 2.02% 1.15% 3.06% 2.25% 4.01% 3.93% 5.15% 5.10% 7.77%
Return on Equity (ROE)		 15.84% 4.92% 2.59% 8.32% 6.30% 10.73% 9.87% 13.16% 13.70% 19.32%
Cash Return on Invested Capital (CROIC)		 -1.33% 0.52% -12.86% -9.32% -6.22% -16.48% -6.62% -3.69% -10.78% -1.67%
Operating Return on Assets (OROA)		 2.48% 2.46% 0.79% 2.13% 1.81% 2.42% 2.22% 2.85% 2.86% 3.16%
Return on Assets (ROA)		 1.98% 0.60% 0.30% 1.07% 0.76% 1.30% 1.19% 1.54% 1.59% 2.20%
Return on Common Equity (ROCE)		 13.28% 4.11% 2.15% 6.15% 4.64% 7.87% 7.15% 9.47% 9.80% 13.70%
Return on Equity Simple (ROE_SIMPLE)		 -0.40% 0.00% 1.89% 10.25% 7.57% 0.00% 12.41% 14.40% 16.12% 0.00%
Net Operating Profit after Tax (NOPAT)		 20 6.12 3.15 12 8.87 16 16 22 20 29
NOPAT Margin		 5.60% 1.68% 0.84% 2.98% 2.16% 3.67% 3.24% 4.08% 4.21% 5.92%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 49.10% 49.43% 49.91% 47.07% 48.66% 47.48% 42.07% 41.44% 42.39% 43.92%
Operating Expenses to Revenue		 92.98% 93.13% 97.82% 94.04% 94.84% 93.15% 93.94% 92.45% 92.44% 91.48%
Earnings before Interest and Taxes (EBIT)		 25 25 8.17 24 21 30 30 41 37 42
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 31 31 13 27 26 34 34 44 42 46
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.98 1.22 1.31 1.35 1.53 1.63 1.49 1.39 1.56 1.69
Price to Tangible Book Value (P/TBV)		 4.70 5.15 8.27 7.97 8.88 7.39 6.05 5.05 4.97 5.22
Price to Revenue (P/Rev)		 0.29 0.35 0.37 0.36 0.39 0.42 0.36 0.32 0.37 0.38
Price to Earnings (P/E)		 0.00 0.00 0.00 27.10 76.45 48.73 26.22 19.55 17.70 14.48
Dividend Yield		 1.53% 1.20% 1.19% 1.22% 1.15% 1.08% 1.51% 1.34% 1.18% 2.35%
Earnings Yield		 0.00% 0.00% 0.00% 3.69% 1.31% 2.05% 3.81% 5.11% 5.65% 6.90%
Enterprise Value to Invested Capital (EV/IC)		 0.34 0.41 0.66 0.72 0.62 0.77 0.61 0.57 0.76 0.91
Enterprise Value to Revenue (EV/Rev)		 0.20 0.24 0.41 0.43 0.35 0.46 0.35 0.30 0.41 0.49
Enterprise Value to EBITDA (EV/EBITDA)		 4.56 4.14 6.80 6.42 5.61 7.49 5.04 4.10 5.19 5.91
Enterprise Value to EBIT (EV/EBIT)		 8.59 6.07 9.30 7.93 6.94 9.02 5.81 4.68 5.82 6.58
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 92.08 77.47 15.79 18.06 18.74 11.53 9.04 10.72 11.21
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.63 0.71 1.64 3.02 3.48 10.49 6.67 3.93 5.37 4.08
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 78.98 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.51 0.49 0.64 0.66 0.60 0.70 0.68 0.63 0.59 0.65
Long-Term Debt to Equity		 0.51 0.49 0.64 0.66 0.60 0.70 0.68 0.63 0.59 0.65
Financial Leverage		 0.70 0.70 0.80 0.58 0.55 0.60 0.66 0.64 0.59 0.67
Leverage Ratio		 8.00 8.18 8.55 7.81 8.30 8.27 8.33 8.54 8.61 8.78
Compound Leverage Factor		 8.00 8.18 8.55 7.81 8.30 8.27 8.33 8.54 8.61 8.78
Debt to Total Capital		 33.88% 32.71% 39.08% 39.81% 37.32% 41.11% 40.40% 38.53% 37.19% 39.40%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 33.88% 32.71% 39.08% 39.81% 37.32% 41.11% 40.40% 38.53% 37.19% 39.40%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 16.84% 17.18% 15.85% 15.89% 17.01% 16.31% 17.31% 18.06% 18.59% 18.37%
Common Equity to Total Capital		 49.28% 50.11% 45.07% 44.30% 45.67% 42.58% 42.29% 43.41% 44.22% 42.23%
Debt to EBITDA		 4.58 3.27 4.03 3.57 3.35 4.02 3.36 2.80 2.52 2.57
Net Debt to EBITDA		 -4.26 -3.68 -0.91 -0.36 -2.21 -0.90 -1.63 -1.57 -0.75 0.07
Long-Term Debt to EBITDA		 4.58 3.27 4.03 3.57 3.35 4.02 3.36 2.80 2.52 2.57
Debt to NOPAT		 -172.78 72.84 45.85 8.77 10.79 10.06 7.70 6.16 5.22 4.87
Net Debt to NOPAT		 160.66 -81.85 -10.35 -0.89 -7.13 -2.25 -3.74 -3.47 -1.56 0.12
Long-Term Debt to NOPAT		 -172.78 72.84 45.85 8.77 10.79 10.06 7.70 6.16 5.22 4.87
Noncontrolling Interest Sharing Ratio		 16.19% 16.43% 17.03% 26.05% 26.32% 26.66% 27.61% 27.99% 28.48% 29.09%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 11 6.71 -111 -108 -73 -170 -99 -76 -157 -76
Operating Cash Flow to CapEx		 5,214.88% 1,149.38% 870.14% -100.66% 6,203.69% -1,448.20% 7,967.47% 5,174.17% 11,421.08% 3,882.19%
Free Cash Flow to Firm to Interest Expense		 2.04 1.24 -17.23 -15.38 -10.80 -22.75 -12.00 -9.50 -20.62 -9.07
Operating Cash Flow to Interest Expense		 21.14 11.52 6.66 -0.95 8.52 -2.96 7.56 5.85 8.04 8.40
Operating Cash Flow Less CapEx to Interest Expense		 20.74 10.51 5.89 -1.89 8.38 -3.17 7.47 5.74 7.97 8.18
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.35 0.36 0.36 0.36 0.35 0.35 0.37 0.38 0.38 0.37
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 786 793 889 907 867 979 1,004 1,005 1,045 1,084
Invested Capital Turnover		 1.67 1.72 1.72 1.76 1.87 1.83 1.83 1.96 2.04 1.95
Increase / (Decrease) in Invested Capital		 8.85 -0.59 115 120 81 186 115 98 178 105
Enterprise Value (EV)		 265 328 587 650 542 749 608 568 798 983
Market Capitalization		 381 483 525 543 608 680 631 605 720 773
Book Value per Share		 $10.67 $10.96 $10.91 $10.94 $10.78 $11.34 $11.55 $11.86 $12.56 $12.35
Tangible Book Value per Share		 $2.23 $2.59 $1.73 $1.85 $1.86 $2.50 $2.84 $3.25 $3.94 $4.00
Total Capital		 786 793 889 907 867 979 1,004 1,005 1,045 1,084
Total Debt		 266 259 347 361 324 402 406 387 389 427
Total Long-Term Debt		 266 259 347 361 324 402 406 387 389 427
Net Debt		 -248 -291 -78 -37 -214 -90 -197 -218 -116 11
Capital Expenditures (CapEx)		 2.23 5.41 4.95 6.63 0.92 1.53 0.79 0.91 0.54 1.80
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 266 259 347 361 324 402 406 387 389 427
Total Depreciation and Amortization (D&A)		 5.77 5.48 5.06 2.96 5.00 4.01 4.13 3.85 4.76 4.12
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.39 $0.05 ($0.03) $0.16 $0.06 $0.19 $0.24 $0.35 $0.32 $0.53
Adjusted Weighted Average Basic Shares Outstanding		 36.30M 35.53M 36.52M 36.74M 36.75M 36.69M 36.77M 36.79M 36.79M 36.87M
Adjusted Diluted Earnings per Share		 $0.38 $0.06 ($0.03) $0.16 $0.04 $0.16 $0.22 $0.31 $0.29 $0.48
Adjusted Weighted Average Diluted Shares Outstanding		 36.78M 35.53M 36.52M 37.59M 37.68M 37.62M 37.78M 37.75M 37.82M 37.93M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 36.25M 36.73M 36.74M 36.75M 36.75M 36.76M 36.79M 36.79M 37.06M 37.26M
Normalized Net Operating Profit after Tax (NOPAT)		 20 18 5.72 12 15 16 16 22 20 29
Normalized NOPAT Margin		 5.60% 4.81% 1.53% 2.98% 3.61% 3.67% 3.24% 4.08% 4.21% 5.92%
Pre Tax Income Margin		 7.02% 6.87% 2.18% 5.96% 5.16% 6.85% 6.06% 7.55% 7.56% 8.52%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 4.57 4.63 1.26 3.36 3.15 4.03 3.58 5.07 4.83 5.07
NOPAT to Interest Expense		 3.64 1.13 0.49 1.68 1.32 2.16 1.92 2.74 2.69 3.52
EBIT Less CapEx to Interest Expense		 4.16 3.63 0.50 2.42 3.01 3.82 3.49 4.96 4.76 4.85
NOPAT Less CapEx to Interest Expense		 3.24 0.13 -0.28 0.74 1.18 1.96 1.82 2.63 2.62 3.31
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 -395.46% 218.34% 129.63% 28.70% 44.53% 34.33% 26.75% 23.26% 20.16% 28.31%
Augmented Payout Ratio		 -844.32% 266.84% 129.63% 28.70% 44.53% 34.33% 26.75% 23.26% 20.16% 28.31%

Frequently Asked Questions About Tiptree's Financials

When does Tiptree's financial year end?

According to the most recent income statement we have on file, Tiptree's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Tiptree's net income changed over the last 10 years?

Tiptree's net income appears to be on an upward trend, with a most recent value of $87.67 million in 2024, rising from $4.58 million in 2014. The previous period was $40.00 million in 2023.

How has Tiptree revenue changed over the last 10 years?

Over the last 10 years, Tiptree's total revenue changed from $80.31 million in 2014 to $2.01 billion in 2024, a change of 2,403.5%.

How much debt does Tiptree have?

Tiptree's total liabilities were at $5.04 billion at the end of 2024, a 10.4% increase from 2023, and a 35.4% decrease since 2014.

How much cash does Tiptree have?

In the past 10 years, Tiptree's cash and equivalents has ranged from $49.79 million in 2016 to $538.07 million in 2022, and is currently $320.07 million as of their latest financial filing in 2024.

How has Tiptree's book value per share changed over the last 10 years?

Over the last 10 years, Tiptree's book value per share changed from 16.63 in 2014 to 12.35 in 2024, a change of -25.7%.


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This page (NASDAQ:TIPT) was last updated on 4/20/2025 by MarketBeat.com Staff
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