LendingTree (TREE) Stock Price, News & Analysis

Company Overview

LendingTree, Inc. operates an online marketplace that connects consumers with a network of lenders and financial service providers. Through its platform, borrowers can compare loan offers for mortgages, home equity loans, personal loans, student loans, auto loans and small business financing. The company also offers tools for comparing credit cards and deposit accounts, allowing users to research rates and terms from a range of providers in one place.

Founded in 1996 by Doug Lebda, LendingTree pioneered the comparison-shopping model for consumer credit products. The company went public in 2008 and has since expanded its portfolio to include brands such as CompareCards, Student Loan Hero, DepositAccounts and MagnifyMoney. These brands offer specialized resources, educational content and calculators designed to help consumers make informed financial decisions.

Headquartered in Charlotte, North Carolina, LendingTree serves customers across the United States via its desktop and mobile platforms. Its technology-driven approach leverages data analytics and automated matching to streamline the loan application process and deliver tailored offers. LendingTree generates revenue primarily through referral fees paid by lenders when borrowers accept loan proposals.

Under the leadership of founder and CEO Doug Lebda, the company continues to enhance its digital tools and expand partnerships with banks, credit unions and alternative finance providers. LendingTree’s ongoing focus is on improving user experience and widening access to competitive financing options.

Key Stats

• Today's Range: $70.72 to $72.59
• 50-Day Range: $37.34 to $73.99
• 52-Week Range: $33.50 to $74.15
• Volume: 151,713 shs
• Average Volume: 315,713 shs
• Market Capitalization: $976.83 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $65.38
• Consensus Rating: Buy

LendingTree Stock Analysis - MarketRank™

LendingTree scored higher than 71% of companies evaluated by MarketBeat, and ranked 423rd out of 915 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Buy

Consensus Rating

LendingTree has received a consensus rating of Buy. The company's average rating score is 3.11, and is based on 6 buy ratings, 1 hold rating, and no sell ratings.

Downside Risk

LendingTree has a consensus price target of $65.38, representing about 8.8% downside from its current price of $71.67.

Amount of Analyst Coverage

LendingTree has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 62.50%

Earnings Growth

Earnings for LendingTree are expected to grow by 62.50% in the coming year, from $0.48 to $0.78 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of LendingTree is -17.65, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of LendingTree is -17.65, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

LendingTree has a P/B Ratio of 8.80. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.52% of the float of LendingTree has been sold short.

Short Interest Ratio / Days to Cover

LendingTree has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in LendingTree has recently increased by 18.87%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

LendingTree does not currently pay a dividend.

Dividend Growth

LendingTree does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 2.2 / 5
• Environmental Score: -1.02

Percentage of Shares Shorted

5.52% of the float of LendingTree has been sold short.

Short Interest Ratio / Days to Cover

LendingTree has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in LendingTree has recently increased by 18.87%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.44

News Sentiment

LendingTree has a news sentiment score of 0.44. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.10 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 24 news articles for LendingTree this week, compared to 16 articles on an average week.

Search Interest

Only 2 people have searched for TREE on MarketBeat in the last 30 days. This is a decrease of -80% compared to the previous 30 days.

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, LendingTree insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $598,331.00 in company stock.

Percentage Held by Insiders

23.40% of the stock of LendingTree is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

68.26% of the stock of LendingTree is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

TREE Stock Analysis - Frequently Asked Questions

How have TREE shares performed this year?

LendingTree's stock was trading at $38.75 on January 1st, 2025. Since then, TREE stock has increased by 85.0% and is now trading at $71.67.

How were LendingTree's earnings last quarter?

LendingTree, Inc. (NASDAQ:TREE) issued its quarterly earnings results on Thursday, July, 31st. The financial services provider reported $1.13 EPS for the quarter, topping the consensus estimate of $1.09 by $0.04. LendingTree's revenue for the quarter was up 19.0% compared to the same quarter last year.
Read the conference call transcript.

Does LendingTree have any subsidiaries?

LendingTree subsidiaries include these companies: ValuePenguin, QuoteWizard, Student Loan Hero, Ovation Credit Services Inc., SnapCap, MagnifyMoney, DepositAccounts.com, and others.

Who are LendingTree's major shareholders?

LendingTree's top institutional investors include Ameriprise Financial Inc. (4.01%), Blue Grotto Capital LLC (2.81%), Emerald Advisers LLC (2.82%) and G2 Investment Partners Management LLC (2.24%). Insiders that own company stock include Douglas R Lebda, Scott Peyree, Scott V Totman, Diego A Rodriguez, Steven Ozonian, Jason Bengel, Gabriel Dalporto, Jill Olmstead, Heather Enlow-Novitsky, Heather Novitsky and Trent Ziegler.
View institutional ownership trends.

How do I buy shares of LendingTree?

Shares of TREE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of LendingTree own?

Based on aggregate information from My MarketBeat watchlists, some other companies that LendingTree investors own include NVIDIA (NVDA), Meta Platforms (META), Netflix (NFLX), Advanced Micro Devices (AMD), Tesla (TSLA), PayPal (PYPL) and Broadcom (AVGO).

Company Calendar

• Last Earnings: 7/31/2025
• Today: 9/10/2025
• Next Earnings (Estimated): 10/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - MTG&REL SVS
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:TREE
• CIK: 1434621
• Web: www.lendingtree.com
• Phone: (704) 541-5351
• Fax: 704-541-5352
• Employees: 1,250
• Year Founded: 1996

Price Target and Rating

• Average Price Target for LendingTree: $65.38
• High Price Target: $70.00
• Low Price Target: $58.00
• Potential Upside/Downside: -8.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.11
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): ($4.06)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 148.36
• P/E Growth: N/A
• Net Income: -$41.70 million
• Net Margins: -5.33%
• Pretax Margin: -5.18%
• Return on Equity: 25.79%
• Return on Assets: 3.46%

Debt

• Debt-to-Equity Ratio: 3.26
• Current Ratio: 1.22
• Quick Ratio: 1.22

Sales & Book Value

• Annual Sales: $900.22 million
• Price / Sales: 1.08
• Cash Flow: $3.10 per share
• Price / Cash Flow: 22.94
• Book Value: $8.14 per share
• Price / Book: 8.75

Miscellaneous

• Outstanding Shares: 13,620,000
• Free Float: 10,433,000
• Market Cap: $969.89 million
• Optionable: Optionable
• Beta: 1.69