TrustCo Bank Corp NY (TRST) Competitors

TrustCo Bank Corp NY (NASDAQ:TRST) and WaFd (NASDAQ:WAFD) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, profitability, earnings, institutional ownership, community ranking, valuation, dividends and risk.

Which has more volatility & risk, TRST or WAFD?

TrustCo Bank Corp NY has a beta of 0.8, suggesting that its stock price is 20% less volatile than the S&P 500. Comparatively, WaFd has a beta of 0.83, suggesting that its stock price is 17% less volatile than the S&P 500.

Do analysts recommend TRST or WAFD?

WaFd has a consensus price target of $33.75, indicating a potential upside of 20.04%. Given WaFd's stronger consensus rating and higher possible upside, analysts clearly believe WaFd is more favorable than TrustCo Bank Corp NY.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TrustCo Bank Corp NY	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
WaFd	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has stronger valuation & earnings, TRST or WAFD?

WaFd has higher revenue and earnings than TrustCo Bank Corp NY. TrustCo Bank Corp NY is trading at a lower price-to-earnings ratio than WaFd, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TrustCo Bank Corp NY	$171.77M	3.35	$48.83M	$2.57	11.76
WaFd	$725.16M	3.16	$200.04M	$2.17	12.96

Do institutionals and insiders believe in TRST or WAFD?

68.6% of TrustCo Bank Corp NY shares are owned by institutional investors. Comparatively, 83.7% of WaFd shares are owned by institutional investors. 3.3% of TrustCo Bank Corp NY shares are owned by company insiders. Comparatively, 1.5% of WaFd shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Does the MarketBeat Community prefer TRST or WAFD?

WaFd received 45 more outperform votes than TrustCo Bank Corp NY when rated by MarketBeat users. However, 53.44% of users gave TrustCo Bank Corp NY an outperform vote while only 48.11% of users gave WaFd an outperform vote.

Company	Underperform	Outperform
TrustCo Bank Corp NY	Outperform Votes 171 53.44%	Underperform Votes 149 46.56%
WaFd	Outperform Votes 216 48.11%	Underperform Votes 233 51.89%

Is TRST or WAFD a better dividend stock?

TrustCo Bank Corp NY pays an annual dividend of $1.44 per share and has a dividend yield of 4.8%. WaFd pays an annual dividend of $1.08 per share and has a dividend yield of 3.8%. TrustCo Bank Corp NY pays out 56.0% of its earnings in the form of a dividend. WaFd pays out 49.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media prefer TRST or WAFD?

In the previous week, WaFd had 4 more articles in the media than TrustCo Bank Corp NY. MarketBeat recorded 7 mentions for WaFd and 3 mentions for TrustCo Bank Corp NY. WaFd's average media sentiment score of 1.62 beat TrustCo Bank Corp NY's score of 1.45 indicating that WaFd is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
TrustCo Bank Corp NY	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
WaFd	5 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is TRST or WAFD more profitable?

TrustCo Bank Corp NY has a net margin of 18.56% compared to WaFd's net margin of 12.66%. WaFd's return on equity of 8.78% beat TrustCo Bank Corp NY's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TrustCo Bank Corp NY	18.56%	7.37%	0.79%
WaFd	12.66%	8.78%	0.82%

Summary

WaFd beats TrustCo Bank Corp NY on 13 of the 19 factors compared between the two stocks.