TrustCo Bank Corp NY (TRST) Competitors

Banc of California (NYSE:BANC) and TrustCo Bank Corp NY (NASDAQ:TRST) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, community ranking, media sentiment, earnings, institutional ownership, analyst recommendations, risk, valuation and profitability.

Does the media favor BANC or TRST?

In the previous week, Banc of California had 4 more articles in the media than TrustCo Bank Corp NY. MarketBeat recorded 8 mentions for Banc of California and 4 mentions for TrustCo Bank Corp NY. Banc of California's average media sentiment score of 0.84 beat TrustCo Bank Corp NY's score of 0.16 indicating that Banc of California is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Banc of California	5 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
TrustCo Bank Corp NY	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has stronger earnings and valuation, BANC or TRST?

Banc of California has higher revenue and earnings than TrustCo Bank Corp NY. TrustCo Bank Corp NY is trading at a lower price-to-earnings ratio than Banc of California, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banc of California	$985.89M	2.12	$126.89M	$0.56	23.55
TrustCo Bank Corp NY	$171.77M	3.16	$48.83M	$2.57	11.10

Do insiders and institutionals have more ownership in BANC or TRST?

86.9% of Banc of California shares are held by institutional investors. Comparatively, 68.6% of TrustCo Bank Corp NY shares are held by institutional investors. 2.7% of Banc of California shares are held by company insiders. Comparatively, 3.3% of TrustCo Bank Corp NY shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Does the MarketBeat Community prefer BANC or TRST?

Banc of California received 152 more outperform votes than TrustCo Bank Corp NY when rated by MarketBeat users. Likewise, 58.09% of users gave Banc of California an outperform vote while only 53.44% of users gave TrustCo Bank Corp NY an outperform vote.

Company	Underperform	Outperform
Banc of California	Outperform Votes 323 58.09%	Underperform Votes 233 41.91%
TrustCo Bank Corp NY	Outperform Votes 171 53.44%	Underperform Votes 149 46.56%

Do analysts rate BANC or TRST?

Banc of California currently has a consensus price target of $17.73, indicating a potential upside of 34.43%. Given Banc of California's stronger consensus rating and higher probable upside, equities research analysts clearly believe Banc of California is more favorable than TrustCo Bank Corp NY.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banc of California	0 Sell rating(s)	4 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.64
TrustCo Bank Corp NY	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is BANC or TRST more profitable?

TrustCo Bank Corp NY has a net margin of 18.56% compared to Banc of California's net margin of 7.06%. TrustCo Bank Corp NY's return on equity of 7.37% beat Banc of California's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Banc of California	7.06%	6.20%	0.53%
TrustCo Bank Corp NY	18.56%	7.37%	0.79%

Which has more volatility and risk, BANC or TRST?

Banc of California has a beta of 0.85, indicating that its stock price is 15% less volatile than the S&P 500. Comparatively, TrustCo Bank Corp NY has a beta of 0.71, indicating that its stock price is 29% less volatile than the S&P 500.

Is BANC or TRST a better dividend stock?

Banc of California pays an annual dividend of $0.40 per share and has a dividend yield of 3.0%. TrustCo Bank Corp NY pays an annual dividend of $1.44 per share and has a dividend yield of 5.0%. Banc of California pays out 71.4% of its earnings in the form of a dividend. TrustCo Bank Corp NY pays out 56.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. TrustCo Bank Corp NY is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Banc of California beats TrustCo Bank Corp NY on 12 of the 20 factors compared between the two stocks.