Timberland Bancorp (TSBK) Competitors

Timberland Bancorp (NASDAQ:TSBK) and Amalgamated Financial (NASDAQ:AMAL) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, risk, dividends, profitability, earnings, institutional ownership, media sentiment, valuation and community ranking.

Is TSBK or AMAL a better dividend stock?

Timberland Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.2%. Amalgamated Financial pays an annual dividend of $0.56 per share and has a dividend yield of 1.9%. Timberland Bancorp pays out 32.4% of its earnings in the form of a dividend. Amalgamated Financial pays out 16.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Timberland Bancorp has increased its dividend for 12 consecutive years. Timberland Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk & volatility, TSBK or AMAL?

Timberland Bancorp has a beta of 0.59, suggesting that its stock price is 41% less volatile than the S&P 500. Comparatively, Amalgamated Financial has a beta of 0.93, suggesting that its stock price is 7% less volatile than the S&P 500.

Do institutionals & insiders have more ownership in TSBK or AMAL?

65.5% of Timberland Bancorp shares are owned by institutional investors. Comparatively, 75.9% of Amalgamated Financial shares are owned by institutional investors. 3.7% of Timberland Bancorp shares are owned by company insiders. Comparatively, 0.9% of Amalgamated Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Does the media refer more to TSBK or AMAL?

In the previous week, Amalgamated Financial had 6 more articles in the media than Timberland Bancorp. MarketBeat recorded 7 mentions for Amalgamated Financial and 1 mentions for Timberland Bancorp. Timberland Bancorp's average media sentiment score of 1.81 beat Amalgamated Financial's score of 1.45 indicating that Timberland Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Timberland Bancorp	Very Positive
Amalgamated Financial	Positive

Does the MarketBeat Community believe in TSBK or AMAL?

Timberland Bancorp received 178 more outperform votes than Amalgamated Financial when rated by MarketBeat users. Likewise, 69.13% of users gave Timberland Bancorp an outperform vote while only 56.36% of users gave Amalgamated Financial an outperform vote.

Company	Underperform	Outperform
Timberland Bancorp	Outperform Votes 271 69.13%	Underperform Votes 121 30.87%
Amalgamated Financial	Outperform Votes 93 56.36%	Underperform Votes 72 43.64%

Which has stronger valuation & earnings, TSBK or AMAL?

Amalgamated Financial has higher revenue and earnings than Timberland Bancorp. Amalgamated Financial is trading at a lower price-to-earnings ratio than Timberland Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Timberland Bancorp	$71.81M	3.43	$24.28M	$3.09	10.02
Amalgamated Financial	$316.48M	2.85	$106.43M	$3.45	8.53

Do analysts prefer TSBK or AMAL?

Amalgamated Financial has a consensus target price of $38.50, indicating a potential upside of 30.82%. Given Amalgamated Financial's stronger consensus rating and higher probable upside, analysts plainly believe Amalgamated Financial is more favorable than Timberland Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Timberland Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Amalgamated Financial	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Is TSBK or AMAL more profitable?

Amalgamated Financial has a net margin of 24.50% compared to Timberland Bancorp's net margin of 22.88%. Amalgamated Financial's return on equity of 16.49% beat Timberland Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Timberland Bancorp	22.88%	10.20%	1.30%
Amalgamated Financial	24.50%	16.49%	1.30%

Summary

Amalgamated Financial beats Timberland Bancorp on 12 of the 20 factors compared between the two stocks.