Timberland Bancorp (TSBK) Competitors

Sierra Bancorp (NASDAQ:BSRR) and Timberland Bancorp (NASDAQ:TSBK) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, risk, earnings, profitability, analyst recommendations, dividends, valuation and media sentiment.

Is BSRR or TSBK more profitable?

Timberland Bancorp has a net margin of 24.19% compared to Sierra Bancorp's net margin of 20.09%. Sierra Bancorp's return on equity of 11.44% beat Timberland Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sierra Bancorp	20.09%	11.44%	1.12%
Timberland Bancorp	24.19%	10.87%	1.41%

Is BSRR or TSBK a better dividend stock?

Sierra Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.5%. Timberland Bancorp pays an annual dividend of $1.04 per share and has a dividend yield of 3.4%. Sierra Bancorp pays out 34.6% of its earnings in the form of a dividend. Timberland Bancorp pays out 30.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sierra Bancorp has raised its dividend for 2 consecutive years and Timberland Bancorp has raised its dividend for 13 consecutive years.

Do analysts rate BSRR or TSBK?

Sierra Bancorp presently has a consensus target price of $33.50, suggesting a potential upside of 17.17%. Given Sierra Bancorp's stronger consensus rating and higher probable upside, equities analysts plainly believe Sierra Bancorp is more favorable than Timberland Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sierra Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Timberland Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Do insiders & institutionals believe in BSRR or TSBK?

55.4% of Sierra Bancorp shares are held by institutional investors. Comparatively, 65.5% of Timberland Bancorp shares are held by institutional investors. 11.9% of Sierra Bancorp shares are held by company insiders. Comparatively, 3.7% of Timberland Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Which has more risk & volatility, BSRR or TSBK?

Sierra Bancorp has a beta of 0.75, indicating that its stock price is 25% less volatile than the S&P 500. Comparatively, Timberland Bancorp has a beta of 0.47, indicating that its stock price is 53% less volatile than the S&P 500.

Which has higher earnings & valuation, BSRR or TSBK?

Sierra Bancorp has higher revenue and earnings than Timberland Bancorp. Timberland Bancorp is trading at a lower price-to-earnings ratio than Sierra Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sierra Bancorp	$139.73M	2.83	$40.56M	$2.89	9.89
Timberland Bancorp	$75.33M	3.25	$24.28M	$3.40	9.11

Does the media prefer BSRR or TSBK?

In the previous week, Sierra Bancorp had 12 more articles in the media than Timberland Bancorp. MarketBeat recorded 19 mentions for Sierra Bancorp and 7 mentions for Timberland Bancorp. Timberland Bancorp's average media sentiment score of 0.86 beat Sierra Bancorp's score of 0.68 indicating that Timberland Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Sierra Bancorp	3 Very Positive mention(s)	3 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Timberland Bancorp	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Sierra Bancorp beats Timberland Bancorp on 11 of the 19 factors compared between the two stocks.