Timberland Bancorp (TSBK) Competitors

PCSB Financial (NASDAQ:PCSB) and Timberland Bancorp (NASDAQ:TSBK) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, dividends, community ranking, media sentiment, risk, profitability, earnings and institutional ownership.

Is PCSB or TSBK a better dividend stock?

PCSB Financial pays an annual dividend of $0.28 per share and has a dividend yield of 1.5%. Timberland Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.1%. PCSB Financial pays out 25.0% of its earnings in the form of a dividend. Timberland Bancorp pays out 33.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Timberland Bancorp has raised its dividend for 12 consecutive years. Timberland Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has better earnings and valuation, PCSB or TSBK?

Timberland Bancorp has higher revenue and earnings than PCSB Financial. Timberland Bancorp is trading at a lower price-to-earnings ratio than PCSB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PCSB Financial	$62.50M	4.67	$14.88M	$1.12	17.00
Timberland Bancorp	$105.96M	2.46	$24.28M	$3.00	10.92

Is PCSB or TSBK more profitable?

PCSB Financial has a net margin of 24.60% compared to Timberland Bancorp's net margin of 22.92%. Timberland Bancorp's return on equity of 10.16% beat PCSB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PCSB Financial	24.60%	5.61%	0.80%
Timberland Bancorp	22.92%	10.16%	1.28%

Do insiders and institutionals believe in PCSB or TSBK?

49.4% of PCSB Financial shares are owned by institutional investors. Comparatively, 65.5% of Timberland Bancorp shares are owned by institutional investors. 9.6% of PCSB Financial shares are owned by insiders. Comparatively, 3.4% of Timberland Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Does the MarketBeat Community favor PCSB or TSBK?

Timberland Bancorp received 141 more outperform votes than PCSB Financial when rated by MarketBeat users. Likewise, 69.23% of users gave Timberland Bancorp an outperform vote while only 62.62% of users gave PCSB Financial an outperform vote.

Company	Underperform	Outperform
PCSB Financial	Outperform Votes 129 62.62%	Underperform Votes 77 37.38%
Timberland Bancorp	Outperform Votes 270 69.23%	Underperform Votes 120 30.77%

Does the media refer more to PCSB or TSBK?

In the previous week, Timberland Bancorp had 2 more articles in the media than PCSB Financial. MarketBeat recorded 2 mentions for Timberland Bancorp and 0 mentions for PCSB Financial. Timberland Bancorp's average media sentiment score of 1.79 beat PCSB Financial's score of 0.00 indicating that Timberland Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
PCSB Financial	Neutral
Timberland Bancorp	Very Positive

Which has more volatility and risk, PCSB or TSBK?

PCSB Financial has a beta of 0.58, meaning that its stock price is 42% less volatile than the S&P 500. Comparatively, Timberland Bancorp has a beta of 0.66, meaning that its stock price is 34% less volatile than the S&P 500.

Summary

Timberland Bancorp beats PCSB Financial on 13 of the 18 factors compared between the two stocks.