TTEC (TTEC) Competitors

Cass Information Systems (NASDAQ:CASS) and TTEC (NASDAQ:TTEC) are both small-cap computer and technology companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, profitability, earnings, community ranking, dividends, valuation, media sentiment, analyst recommendations and institutional ownership.

Is CASS or TTEC more profitable?

Cass Information Systems has a net margin of 9.62% compared to TTEC's net margin of -14.69%. Cass Information Systems' return on equity of 8.25% beat TTEC's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cass Information Systems	9.62%	8.25%	0.84%
TTEC	-14.69%	5.00%	1.15%

Does the MarketBeat Community prefer CASS or TTEC?

TTEC received 134 more outperform votes than Cass Information Systems when rated by MarketBeat users. However, 62.01% of users gave Cass Information Systems an outperform vote while only 59.31% of users gave TTEC an outperform vote.

Company	Underperform	Outperform
Cass Information Systems	Outperform Votes 191 62.01%	Underperform Votes 117 37.99%
TTEC	Outperform Votes 325 59.31%	Underperform Votes 223 40.69%

Does the media refer more to CASS or TTEC?

In the previous week, TTEC had 1 more articles in the media than Cass Information Systems. MarketBeat recorded 3 mentions for TTEC and 2 mentions for Cass Information Systems. Cass Information Systems' average media sentiment score of 1.07 beat TTEC's score of 0.59 indicating that Cass Information Systems is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cass Information Systems	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
TTEC	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate CASS or TTEC?

Cass Information Systems currently has a consensus price target of $45.00, indicating a potential upside of 5.14%. TTEC has a consensus price target of $10.83, indicating a potential upside of 220.51%. Given TTEC's higher probable upside, analysts plainly believe TTEC is more favorable than Cass Information Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cass Information Systems	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
TTEC	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has higher valuation & earnings, CASS or TTEC?

Cass Information Systems has higher earnings, but lower revenue than TTEC. TTEC is trading at a lower price-to-earnings ratio than Cass Information Systems, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cass Information Systems	$190.24M	3.03	$19.17M	$1.38	31.01
TTEC	$2.21B	0.07	$8.43M	-$6.74	-0.50

Which has more volatility & risk, CASS or TTEC?

Cass Information Systems has a beta of 0.67, meaning that its stock price is 33% less volatile than the S&P 500. Comparatively, TTEC has a beta of 1.09, meaning that its stock price is 9% more volatile than the S&P 500.

Do institutionals & insiders believe in CASS or TTEC?

59.1% of Cass Information Systems shares are owned by institutional investors. Comparatively, 38.0% of TTEC shares are owned by institutional investors. 3.2% of Cass Information Systems shares are owned by company insiders. Comparatively, 59.3% of TTEC shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Is CASS or TTEC a better dividend stock?

Cass Information Systems pays an annual dividend of $1.24 per share and has a dividend yield of 2.9%. TTEC pays an annual dividend of $0.06 per share and has a dividend yield of 1.8%. Cass Information Systems pays out 89.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. TTEC pays out -0.9% of its earnings in the form of a dividend. Cass Information Systems has raised its dividend for 23 consecutive years. Cass Information Systems is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Cass Information Systems beats TTEC on 12 of the 21 factors compared between the two stocks.