TeleTech (TTEC) Competitors

Cass Information Systems (NASDAQ:CASS) and TeleTech (NASDAQ:TTEC) are both small-cap data processing & outsourced services companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, profitability, dividends, media sentiment, risk, analyst recommendations, earnings and institutional ownership.

Do analysts recommend CASS or TTEC?

Cass Information Systems presently has a consensus price target of $48.00, suggesting a potential upside of 8.52%. TeleTech has a consensus price target of $9.75, suggesting a potential upside of 96.37%. Given TeleTech's higher probable upside, analysts plainly believe TeleTech is more favorable than Cass Information Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cass Information Systems	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
TeleTech	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Which has higher earnings and valuation, CASS or TTEC?

Cass Information Systems has higher earnings, but lower revenue than TeleTech. TeleTech is trading at a lower price-to-earnings ratio than Cass Information Systems, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cass Information Systems	$199.19M	2.97	$19.17M	$1.52	29.10
TeleTech	$2.17B	0.11	-$320.96M	-$6.66	-0.75

Is CASS or TTEC a better dividend stock?

Cass Information Systems pays an annual dividend of $1.24 per share and has a dividend yield of 2.8%. TeleTech pays an annual dividend of $0.06 per share and has a dividend yield of 1.2%. Cass Information Systems pays out 81.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. TeleTech pays out -0.9% of its earnings in the form of a dividend. Cass Information Systems has increased its dividend for 23 consecutive years. Cass Information Systems is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media refer more to CASS or TTEC?

In the previous week, Cass Information Systems had 7 more articles in the media than TeleTech. MarketBeat recorded 11 mentions for Cass Information Systems and 4 mentions for TeleTech. Cass Information Systems' average media sentiment score of 0.72 beat TeleTech's score of 0.56 indicating that Cass Information Systems is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cass Information Systems	1 Very Positive mention(s)	3 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
TeleTech	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Is CASS or TTEC more profitable?

Cass Information Systems has a net margin of 10.71% compared to TeleTech's net margin of -14.65%. Cass Information Systems' return on equity of 8.84% beat TeleTech's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cass Information Systems	10.71%	8.84%	0.89%
TeleTech	-14.65%	6.44%	1.04%

Which has more risk & volatility, CASS or TTEC?

Cass Information Systems has a beta of 0.45, indicating that its stock price is 55% less volatile than the S&P 500. Comparatively, TeleTech has a beta of 1.26, indicating that its stock price is 26% more volatile than the S&P 500.

Do insiders & institutionals have more ownership in CASS or TTEC?

59.1% of Cass Information Systems shares are owned by institutional investors. Comparatively, 38.0% of TeleTech shares are owned by institutional investors. 3.2% of Cass Information Systems shares are owned by insiders. Comparatively, 59.2% of TeleTech shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Cass Information Systems beats TeleTech on 12 of the 18 factors compared between the two stocks.