TTEC (TTEC) Competitors

TTEC (NASDAQ:TTEC) and Cass Information Systems (NASDAQ:CASS) are both small-cap business services companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, community ranking, risk, valuation, analyst recommendations, dividends, earnings and profitability.

Do insiders & institutionals believe in TTEC or CASS?

38.0% of TTEC shares are held by institutional investors. Comparatively, 59.1% of Cass Information Systems shares are held by institutional investors. 59.3% of TTEC shares are held by insiders. Comparatively, 3.2% of Cass Information Systems shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Do analysts rate TTEC or CASS?

TTEC currently has a consensus price target of $10.83, suggesting a potential upside of 189.66%. Cass Information Systems has a consensus price target of $45.00, suggesting a potential upside of 13.41%. Given TTEC's higher possible upside, research analysts plainly believe TTEC is more favorable than Cass Information Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TTEC	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Cass Information Systems	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has higher valuation and earnings, TTEC or CASS?

Cass Information Systems has lower revenue, but higher earnings than TTEC. TTEC is trading at a lower price-to-earnings ratio than Cass Information Systems, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TTEC	$2.21B	0.08	$8.43M	-$6.74	-0.55
Cass Information Systems	$190.24M	2.81	$19.17M	$1.38	28.75

Does the MarketBeat Community favor TTEC or CASS?

TTEC received 134 more outperform votes than Cass Information Systems when rated by MarketBeat users. However, 62.01% of users gave Cass Information Systems an outperform vote while only 59.31% of users gave TTEC an outperform vote.

Company	Underperform	Outperform
TTEC	Outperform Votes 325 59.31%	Underperform Votes 223 40.69%
Cass Information Systems	Outperform Votes 191 62.01%	Underperform Votes 117 37.99%

Does the media refer more to TTEC or CASS?

In the previous week, Cass Information Systems had 2 more articles in the media than TTEC. MarketBeat recorded 6 mentions for Cass Information Systems and 4 mentions for TTEC. Cass Information Systems' average media sentiment score of 1.17 beat TTEC's score of 0.71 indicating that Cass Information Systems is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
TTEC	0 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Cass Information Systems	3 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is TTEC or CASS more profitable?

Cass Information Systems has a net margin of 9.62% compared to TTEC's net margin of -14.69%. Cass Information Systems' return on equity of 8.25% beat TTEC's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TTEC	-14.69%	5.00%	1.15%
Cass Information Systems	9.62%	8.25%	0.84%

Which has more risk and volatility, TTEC or CASS?

TTEC has a beta of 1.22, meaning that its share price is 22% more volatile than the S&P 500. Comparatively, Cass Information Systems has a beta of 0.49, meaning that its share price is 51% less volatile than the S&P 500.

Is TTEC or CASS a better dividend stock?

TTEC pays an annual dividend of $0.06 per share and has a dividend yield of 1.6%. Cass Information Systems pays an annual dividend of $1.24 per share and has a dividend yield of 3.1%. TTEC pays out -0.9% of its earnings in the form of a dividend. Cass Information Systems pays out 89.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Cass Information Systems has increased its dividend for 23 consecutive years. Cass Information Systems is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Cass Information Systems beats TTEC on 13 of the 21 factors compared between the two stocks.